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Seven Corners Travel Insurance Review — Is It Worth It?

Christine Krzyszton

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Table of Contents

Why purchase travel insurance, travel insurance and covid-19, why purchase travel insurance from seven corners, type of policies available, how to obtain a quote, the value of travel insurance comparison sites, how seven corners travel insurance compares, everything else you need to know, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our  Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

If you’re planning a trip, especially in the current environment, chances are the topic of purchasing travel insurance crossed your mind. It’s good news that whether you’re looking for a comprehensive travel insurance package policy or 1 that focuses on providing medical insurance coverage during your travels, you’ll find coverage can be easily secured and it can be affordable.

The company we’re reviewing today offers both comprehensive travel insurance package plans and separate plan options that provide stand-alone travel medical coverage . Seven Corners has been offering these plans since 1993 to U.S. citizens traveling abroad, travelers who are visiting the U.S., and other international travelers.

Let’s continue as we look at why you’d want to purchase travel insurance and specifically why you’d want to consider Seven Corners. We’ll also look at the types of policies offered by Seven Corners, how the company compares to other travel insurance companies, and to the coverage that comes with your credit cards.

Join us now for a close-up look at Seven Corners and what it has to offer.

Travel insurance is designed to protect your trip investment from loss and from the additional expenses incurred due to an unexpected event, causing you to cancel your trip or resulting in disruption during your travels.

Here is a sampling of circumstances when travel insurance could provide a significant benefit:

• You break your ankle during your ski trip and need to return home early
• An immediate family member becomes seriously ill and you must cancel your trip to care for them
• You become ill or injured while staying at a remote lodge and must be evacuated to the nearest hospital
• There is a flood and your home becomes inhabitable, causing you to cancel your trip
• You suffer a dental injury on vacation and need immediate dental work

Bottom Line: Any trip that involves a significant investment in non-refundable expenses should be insured, as well as any trip that takes you where you would be without medical coverage. 

Many travelers have recently found themselves in a position where they needed to cancel, postpone, or change their travel plans due to COVID-19 . While it’s reasonable to expect that travel insurance might cover these cancellations, normally, it does not.

It’s possible your travel insurance policy will cover you for canceling your trip due to getting ill from the virus, or if your trip is disrupted as a result, but many companies are excluding coverage for any COVID-19 related claims.

Additionally, voluntary cancellations due to the fear of getting ill are not a covered reason for trip cancellation on any travel insurance policy.

In order to be covered for COVID-19-related trip cancellation, you must purchase Cancel for Any Reason insurance (CFAR). Note that the coverage can be expensive, it will not cover all of your trip costs, and many companies do not offer the coverage.

If having this coverage is important, you’ll want to select a travel insurance company that offers CFAR insurance and/or offers coverage for trip cancellation, trip interruption, and medical care should you contract the COVID-19 virus.

Bottom Line: Travel insurance does not cover voluntary trip cancellations due to the fear of getting ill. In order to have coverage for voluntary cancellations, you must purchase Cancel for Any Reason insurance. Not all companies sell this CFAR insurance, it does not cover all your trip costs, and it can be expensive.

When you select a travel insurance company, you’ll first want to make sure it’s financially stable and that it has decent customer reviews. Seven Corners checks those boxes with an A+ rating of the company’s underwriters from the insurance financial rating company A.M. Best , and according to global consumer rating company Trustpilot , 81% of its customers view their experience as good or excellent.

Now that we know Seven Corners is a stable and well-respected company, we’ll next want to check out the company’s policy offerings.

We’ll compare coverages and costs shortly, but 2 critical items we’ve covered so far in this article are 1) the importance of a company offering the option to purchase CFAR insurance and 2) that a policy offers coverage for COVID-19.

If either of these items is important to you, have peace of mind knowing that Seven Corners offers both.

Let’s look closer at the types of policies Seven Corners offers.

Bottom Line: Seven Corners has highly rated underwriters, good customer service ratings, and offers both comprehensive travel insurance package plans and medical travel insurance. In addition, the company offers CFAR add-on insurance and coverage for COVID-19 related expenses. 

Seven Corners offers both comprehensive trip insurance policies and travel medical insurance plans. You can expect to find a combination of key coverages offered on each policy.

Let’s look at Seven Corners trip insurance policy options.

Comprehensive Travel Insurance Package Policies

Whether you’re a U.S. resident or non-U.S. resident traveling internationally, Seven Corners offers a travel insurance package option that will cover you during your travels.

• Roundtrip Trip Cancellation Insurance — for U.S. residents traveling internationally;   select between Roundtrip Economy, Roundtrip Choice, and Roundtrip Elite policy options
• Roundtrip International Trip Insurance — for non-U.S. residents traveling internationally

You’ll find a long list of coverage options on these single-trip comprehensive package travel insurance plans including the following:

• Trip cancellation/interruption/delay coverage
• Missed connection
• Lost, stolen, damaged, or delayed baggage
• Emergency medical, dental, and evacuation/repatriation
• Political evacuation
• Accidental death and dismemberment
• Pre-existing conditions waiver
• 24/7 worldwide assistance services

Optional coverages include car rental insurance, CFAR, cancel for work reasons, lost or damaged ski/golf equipment, and flight accident insurance.

With more focus on medical coverage while traveling and the ability to purchase 1 annual plan for multiple trips, Seven Corners’ Wander policies also provide incidental trip protections such as trip interruption/delay and luggage insurance.

• Wander Frequent Traveler — annual comprehensive medical coverage (not including COVID-19-related illness)
• Wander Frequent Traveler Plus — annual comprehensive medical coverage, including COVID-19-related illness

Hot Tip: Cancel for Any Reason insurance can be added to most Seven Corners Roundtrip package policies to cover up to 75% of non-refundable trip expenses. 

Travel Medical Insurance Plans — Plans for International Travelers

Liaison travel medical insurance plans can cover up to 10 travelers, focusing on major medical coverages, and also includes incidental trip cancellation, interruption, delay, and baggage coverage.

• Liaison Travel Basic — designed for travelers traveling outside the U.S.
• Liaison Travel Plus — for those who are traveling outside the U.S., includes coverage for COVID-19
• Liaison Travel Basic U.S. — for non-U.S. visitors traveling to the U.S.
• Liaison Travel Plus U.S. — for non-U.S. visitors traveling to the U.S., includes coverage for COVID-19

Liaison Travel Plus and Travel Plus U.S. policies are recommended if you need a travel medical policy that meets Schengen visa insurance requirements.

Travel Medical Insurance Plans — Travel Within or To the U.S.

Explore North America plans focus on providing major medical coverage while visiting the U.S. but also include a $5,000 trip interruption benefit.

• Explore North America and Explore North America Plus — policies provide coverage for non-U.S. residents who are also non-U.S. citizens who need medical coverage while visiting the U.S., Canada, Mexico, and parts of the Caribbean; the plans can cover trips up to 364 in length

The Explore North America Plus plan includes coverage for COVID-19 related expenses .

Specialty Plans

• Group Plans — Find coverage for single trips or for extended periods up to 364 days. Whether you’re an individual traveling with a group, need a plan that covers your entire group, or want to cover your entire family, there’s a group plan that will fit your situation. Select a comprehensive travel insurance plan or 1 that focuses on medical coverage.
• Liaison Student Travel Medical Insurance — Liaison Student medical plans are designed for U.S. citizen students traveling abroad, non-U.S. student citizens traveling to the U.S., and non-U.S. citizens traveling outside of the U.S. The plan can also cover faculty, scholars, and their families.
• Liaison Medical Evacuation and Repatriation — This plan is designed for students traveling in the U.S. to meet J visa insurance requirements.
• Visitor Insurance Plans — Complete medical insurance plans are available for inbound non-U.S. citizens traveling to the U.S. Coverage for family members and travel companions is also available.

Bottom Line: Seven Corners offers an expansive collection of comprehensive travel insurance plans and options for stand-alone travel medical insurance coverage. Plans include single trip coverage, annual plans, group coverage, and coverage for students. Whether you’re a U.S. citizen traveling abroad or a foreign national traveling the world, there’s a Seven Corners plan that fits your situation. 

Seven Corners provides an easy-to-use website to secure a quote for any of its travel insurance products. Minimal information is needed to receive an immediate quote. The site also provides information that can help educate you on the different types of insurance available.

After submitting your information, you’ll receive an instant quote with the price and list of coverages. Review the coverages, select any desired additional coverage, and the policy is available for immediate purchase.

You’ll find the process of getting a quote and comparing coverages simple and easy to understand. Plus, you’ll be able to secure coverage for your trip immediately.

Bottom Line: Whether you need travel medical insurance or a comprehensive travel insurance policy, Seven Corners’ website makes it easy to secure a quote, review coverages, and purchase a policy with immediate coverage.

Regardless of the type of insurance you wish to purchase, it’s always prudent to compare policy coverages and costs. This is especially true with travel insurance and travel medical plans as coverage is widely available and costs can vary significantly between companies.

That’s where travel insurance comparison sites can add value. You’ll find each site compares scores of highly-rated companies and dozens of policies, making it easy to compare and select the policy that best meets your needs.

Here are a few we recommend.

Best for Comprehensive Travel Insurance Plans

• TravelInsurance.com — Compare travel insurance plans that also offer travel medical insurance. No stand-alone travel medical plans are offered.
• Squaremouth — Search for single trip, annual, group, and sports/adventure plans. While travel insurance plans can include medical coverage, there is no option to search for medical-only coverage.

Best for Travel Medical Plans

• InsureMyTrip — The site allows you to compare single and multi-trip travel medical policies as well as comprehensive travel insurance plans.

Bottom Line: Travel comparison websites are valuable resources for comparing travel insurance plans. However, not all sites allow you to search for stand-alone travel medical plans.

Seven Corners vs. Other Travel Insurance Companies

Purchasing travel medical insurance for a single trip is not an expensive decision, although costs can be much higher as you get older. In the above example, we searched for a quote for a 1-week $3,000 trip to Mexico for a traveler 40 years of age. All plans include COVID-19 coverage and cost $13 to $20. At 70 years of age, the same policy would cost approximately $50 to $90.

Seven Corners offers both competitive coverage and premium costs on travel medical insurance when compared to several other insurance companies. Your experience will vary based on the type of policy, the coverage selected, the age of the travelers, and the length/cost of the trip.

When we look at comprehensive travel insurance policies, Seven Corners, although competitive, had lower limits on medical coverage within the comprehensive travel insurance plans when compared to most other companies. However, higher limits are available via the Seven Corners website.

Seven Corners vs. Credit Card Insurance

Many credit cards come with complimentary travel insurance coverages that can provide a benefit if your trip is canceled/interrupted for covered reasons, your luggage becomes damaged, lost, or delayed , or even if you have an accident with your rental car .

It’s possible this coverage could be sufficient for a simple trip that doesn’t include a significant financial outlay. However, the coverage that comes on your credit card will not take the place of a comprehensive travel insurance policy. Plus, it’s rare to find any level of travel medical insurance on a credit card.

There are just a few additional reasons for considering travel insurance over the coverage that comes with your credit card:

• Coverage that comes with your credit card is normally secondary coverage that requires you to first file a claim with any other applicable insurance
• Claims for travel insurance are not handled by the credit card issuer but by a third-party company, making it potentially more complicated to file a claim
• Credit cards do not provide comprehensive travel medical coverage
• Credit card insurance does not cover cancellations due to the fear of getting ill, including the fear of getting the COVID-19 virus
• You are normally required to use the applicable credit card to purchase the trip in order to have coverage

If your trip does not involve a significant investment, you have medical insurance that covers you while traveling outside the country, and you feel comfortable relying on the coverages offered by travel rewards credit cards, here are a few of the best cards to consider:

Chase Sapphire Preferred ® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance . With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)
• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel SM .
• Enjoy benefits such as 5x on travel purchased through Chase Travel SM , 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel SM . For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC
• APR: 21.49%-28.49% Variable
• Foreign Transaction Fees: None

Chase Ultimate Rewards

One of our favorite overall travel rewards cards, the Chase Sapphire Preferred card offers the following travel insurance benefits:

• Trip cancellation, trip interruption, and trip delay
• Primary car rental insurance
• Baggage insurance
• Travel and emergency assistance
• Travel accident insurance

For more information on the Chase Sapphire Preferred’s travel insurance benefits , you’ll want to read this informative article.

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• $550 annual fee
• Does not offer any sort of hotel elite status
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase Travel SM .
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel SM  immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel SM . For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass TM  Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• APR: 22.49%-29.49% Variable
• Foreign Transaction Fees: $0

Examples of travel insurance benefits that come with the Chase Sapphire Reserve card include:

• Trip cancellation, trip interruption, trip delay
• Emergency medical, dental, and evacuation insurance

To review all the travel insurance coverages included with the Sapphire Reserve , you can learn more in our expanded article.

The Platinum Card ® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• $695 annual fee ( rates and fees )
• Airline credit does not cover airfare (only incidentals like checked bags)
• Earn 80,000 Membership Rewards ® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection ® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card ® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR ® Plus Credit: CLEAR ® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck ® application fee for a 5-year plan only (through a TSA PreCheck ® official enrollment provider), when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
• $695 annual fee.
• Terms Apply.
• APR: See Pay Over Time APR

American Express Membership Rewards

Hot Tip:  Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

You can expect to find a nice collection of travel insurance benefits on the Amex Platinum . Note that terms apply and enrollment may be required through your American Express account, so don’t miss out on these benefits.

• Trip cancellation, trip interruption, and trip delay reimbursement
• Secondary car rental insurance with the option to purchase Premium Protection for 1 low fee that covers the entire rental period
• Premium Global Assist Hotline
• Emergency transport and evacuation (included in the Premium Global Assist Hotline benefit)

Bottom Line: The travel insurance coverage that comes with your credit card is not a substitute for a travel insurance package policy or medical coverage. Credit card coverage could be sufficient for a trip that does not involve a significant investment or if your health insurance covers you during your travels. For an overview of the best credit cards for travel insurance coverages , check out our article on the topic. 

Here is some additional helpful information regarding purchasing a policy from Seven Corners:

• You have 10 days after you receive your policy documents to review the plan and, if not satisfied, request a full refund
• Some Seven Corners medical plans are secondary and require you to have an underlying health insurance plan that covers you in the U.S. to be eligible
• Not all policies offered by Seven Corners are available in every state
• You can initiate a claim with Seven Corners by calling 800-335-0611 or 317-575-2652 worldwide or via the Seven Corners website
• Seven Corners offers plans that meet Schengen Visa requirements

Seven Corners is a highly rated, established, and respected travel insurance company that offers a wide variety of travel and medical insurance plans for travelers. It is overall competitive and offers both COVID-19 coverage and Cancel for Any Reason insurance.

The company also excels in providing long-term medical coverage for international travelers.

One caution to note is that, as with all travel insurance companies, many of Seven Corners’ plans do not offer COVID-19 related coverage. If this coverage is important to you, be sure to select a policy that includes it and if desired, add CFAR coverage.

Because there are so many variables when it comes to purchasing travel insurance or travel medical insurance, prices and coverages can vary significantly. Be sure to check several sources to find the right coverage at the right cost.

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

For rates and fees of The Platinum Card ® from American Express, click here .

Frequently Asked Questions

Is seven corners travel insurance good.

Yes. Seven Corners receives good reviews and its underlying underwriting companies are rated highly by insurance rating company A.M. Best.

The company, unlike many other travel insurance companies, also provides the option to purchase Cancel for Any Reason insurance and coverage for COVID-19 related events that can disrupt your travels.

How do I make a travel insurance claim with Seven Corners?

You can call 800-335-0611 or 317-575-2652 worldwide. You can also initiate and track your claim via the Seven Corners website .

Does Seven Corners' policies meet Schengen Visa requirements?

Yes. You will find several medical insurance plans offered by Seven Corners that meet Schengen Visa requirements.

Does Seven Corners cover COVID-19?

Yes. Several of Seven Corners’ policies offer the option to include coverage for COVID-19 and some include this coverage. You can also cover cancellations of any type by adding CFAR coverage, available on many of Seven Corners’ policies.

Does Seven Corners cover evacuation?

Yes. There is coverage for evacuation on Seven Corners travel medical insurance policies. The level of coverage will depend on the policy and the level of coverage chosen.

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About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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Updated 8:50 a.m. UTC May 6, 2024

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Top-scoring plan

Average cost, medical limit per person, what you should know.

Seven Corners’ Trip Protection Choice plan is more expensive than top-scoring plans in our rating of the best travel insurance . But it does provide robust coverage, including emergency medical benefits of $500,000 per person (primary coverage), $1,000,000 per person in emergency evacuation coverage and $20,000 per person for non-medical evacuation.

If COVID coverage is a priority when buying travel insurance, check out Seven Corners’ cheaper plan, Trip Basic. The basic plan gets 5 stars in our ratings of the best COVID travel insurance and the  best “cancel for any reason” travel insurance .

• Emergency medical benefit is $500,000 primary coverage.
• Emergency medical evacuation coverage is $1,000,000 per person.
• Rare $20,000 in non-medical evacuation coverage.
• More expensive than top-scoring competitor plans.
• No “cancel for work reasons” coverage.
• Missed connections coverage of $1,500 per person is only for cruises and tours.

Why trust our travel insurance experts

Our travel insurance experts evaluate hundreds of insurance products and analyze thousands of data points to help you find the best trip insurance for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Seven Corners travel insurance plans

Seven Corners offers a variety of travel insurance plans for leisure trips, business trips, student trips and group trips. It also has options for travelers looking for travel medical insurance and annual travel insurance . 

Trip Protection Basic

Seven Corners’ Trip Protection Basic plan gets 5 stars in our rating of the best “cancel for any reason” travel insurance and in our rating of the best COVID travel insurance . It is more affordable than Trip Protection Choice, but the coverage limits are lower. 

This basic travel insurance plan includes the following benefits.

• Trip cancellation insurance : Coverage for 100% of your prepaid, nonrefundable trip expenses, up to $30,000.
• Trip interruption insurance: 100% coverage of your nonrefundable insured trip cost. 
• Trip delay insurance: $200 per day per person, up to a maximum of $600, after a delay of at least six hours. 
• Travel medical insurance : $100,000 per person in secondary medical coverage — this means you’ll have to file a claim with your health insurance first. 
• Emergency medical evacuation : $250,000 per person. 

With this plan, you also have the option to add rental car coverage, sports and golf equipment coverage, “trip interruption for any reason” (IFAR) coverage and “cancel for any reason” (CFAR) coverage that would cover up to 75% of nonrefundable trip costs. 

Trip Protection Choice

Seven Corners’ Trip Protection Choice plan gets 3 stars in our rating of the best travel insurance , in large part due to its higher cost. But that doesn’t mean it isn’t worth considering. 

This travel insurance plan provides all the benefits of the Trip Protection Basic plan, with higher coverage limits. 

• Trip cancellation insurance: Coverage increases to $100,000 per person.
• Travel medical insurance: Emergency medical benefits go from $100,000 per person in secondary coverage with the Basic plan to $500,000 per person in primary coverage.
• Emergency medical evacuation: This benefit jumps from $250,000 per person to $1,000,000 per person with the Choice plan. 

The Trip Protection Choice plan also includes a pre-existing medical condition exclusion waiver (provided conditions are met), accidental death and dismemberment benefits and coverage for pet kennels of $100 per day up to a maximum of $500. 

With this plan, you have the option to purchase add-on coverage for an increased cost.

• Rental car coverage: Provides up to $35,000 if your rental car is stolen or damaged due to collision, theft, vandalism or natural disaster.
• Sports and golf equipment rental: Provides up to $5,000 to reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for more than six hours.
• “Cancel for any reason” (CFAR) coverage: Reimburses up to 75% of your prepaid, nonrefundable trip cost if you choose to cancel your trip at least two days before your scheduled departure date.
• “Interruption for any reason” (IFAR) coverage: Reimburses up to 75% of your prepaid, nonrefundable trip cost and provides additional transportation expenses if you interrupt a trip at least 48 hours after the scheduled departure date. To get this upgrade, you have to buy it within 20 days of your first trip payment.

Comparing Seven Corners travel insurance plans

What seven corners doesn't cover.

Seven Corners travel insurance does not cover every single situation that may arise during your travels. Like other travel insurance companies, Seven Corners’s plans contain exclusions, which is why it is always a good idea to review your policy’s fine print.

Here are some examples of exclusions in the Trip Protection Choice plan:

• Air travel on privately owned aircraft.
• Elective treatment and procedures.
• Mental health care.
• Normal pregnancy.
• Routine physical examinations or routine dental care.
• Suicide or attempted suicide or any intentionally self-inflicted injury.

Seven Corners travel insurance rates

The pricing for Seven Corners travel insurance will vary based on your age, destination, the length and cost of your trip, which plan you choose and whether to upgrade to “cancel for any reason” (CFAR) coverage . 

Here are some example quotes for Seven Corners’ Trip Protection Choice plan.

Seven Corners annual travel insurance

Seven Corners also sells annual travel insurance for frequent travelers. 

The Trip Protection Annual Multi-Trip plan includes coverage for all your trips throughout the year, as long as each one lasts less than 40 days. Benefits include:

• Trip cancellation. Choose from four levels of coverage up to $10,000.
• Trip interruption. Reimburses up to 150% of prepaid, nonrefundable trip costs.
• Trip delay. Reimburses up to $200 per day, $2,000 per year. This covers meal costs, local transportation and accommodations following a delay of at least six hours. 

Compare the best travel insurance companies of 2024

Via TravelInsurance.com’s website

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance of 2024. For companies with more than one travel insurance plan, we shared information about the highest-scoring plan.

Insurers could score up to 100 points based on the following factors:

• $3,000, 8-day trip to Mexico for two travelers age 30.
• $3,000, 8-day trip to Mexico for two travelers age 70.
• $6,000, 17-day trip to Italy for two travelers age 40.
• $6,000, 17-day trip to Italy for two travelers age 65.
• $15,000, 17-day trip to Italy for four travelers ages 40, 40, 10 and 7.
• $15,000, 17-day trip to France for four travelers ages 40, 40, 10 and 7.
• $15,000, 17-day trip to the U.K. for four travelers ages 40, 40, 10 and 7.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Seven Corners travel insurance FAQs

Yes, Seven Corners offers international travel insurance. You can buy standalone travel medical insurance or a comprehensive travel insurance plan that includes emergency medical and emergency medical evacuation benefits. 

Yes, Seven Corners is a good travel insurance company. Its Trip Protection Basic plan gets 5 stars in our rating of the best “cancel for any reason” travel insurance . The more comprehensive Trip Protection Choice plan gets 3 stars in our rating of the best travel insurance .

Yes, Seven Corners travel insurance covers emergency medical evacuation if the facility where you are located cannot provide the level of care necessary for your medical condition. 

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Jennifer Simonson covers everything from business to the wine industry to international travel. Outdoor adventure, water parks and all things Texas are by far her favorite beats. Her work has appeared in Forbes, Travel + Leisure, Texas Monthly, Smithsonian Magazine, Fodor's, Lonely Planet, Slate and more. You can follow her on Instagram at @storiestoldwell.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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Reviews 4.2.

5,216 total

Most relevant

Quick helpful service

I found out that we needed to cancel our trip due to my son tearing his shoulder, rotator cuff. His surgeon is not comfortable with him going to Africa now so we had to cancel our trip. I called and the agent answering the phone told me we could all reschedule our trip when my son's doctor felt comfortable he had healed enough to not damage the shoulder. They were so helpful and nice and so I am working with a tour company to rebook us for 2025. We were going to Africa for my 70th birthday so we will celebrate my 71 birthday next year in Africa. Also when it happen I thought "Thank God" I had insurance!

Date of experience : May 17, 2024

Reply from Seven Corners

Hello Jan, we are delighted to know that our agent was able to assist you efficiently and provide you with the necessary support. Thank you for choosing Seven Corners Inc as your travel insurance and for your positive feedback. We look forward to serving you next year!

Austria hospital visit

Very positive first time experience with 7 Corners. We took out a policy for medical coverage for our trip to Europe this winter. My wife got sick in Austria with a sinus infection and bronchitis resulting in hospital & pharmacy charges. We submitted a claim form online when we got back home. The claim process required a fair amount of documentation but was straightforward. We received our check in the mail w/in a few weeks. Will definitely use 7 corners again for our future travels.

Date of experience : March 16, 2024

Hello David, we understand that medical emergencies can be stressful, and we're glad that our straightforward claim process made it easier for you to submit a claim for reimbursement. Thank you for choosing us for your medical coverage during your trip to Europe. We look forward to serving you on your next trip!

The customer service reps helped me…

The customer service reps helped me fill Out the claim for my husband and I since I had difficulty understanding how to do both. They were kind, patient and very knowledgeable . It was a pleasure working with both representatives!

Date of experience : May 08, 2024

Hello Mary, we are happy to hear that our customer service representatives were able to assist you in completing your claim. Their dedication to providing exceptional support and their expertise in guiding you through the process is truly commendable. Thank you for taking the time to share your positive experience!

Call was promptly answered

Call was promptly answered. The agent was pleasant and checked to ensure my updated cost fell within the time sensitive period. Shortly thereafter, I received a confirmation email of the change.

Hello Nomad, we're happy to hear that your call was promptly answered and that our agent was able to assist you in updating your cost within the time frame. We appreciate your positive feedback and are glad that you received a confirmation email of the change. We look forward to serving you on your trip!

Our recent purchase through Squaremouth…

Our recent purchase through Squaremouth autofilled in incorrect dates for the policy so I called Seven Corners to talk to an agent. She was extremely courteous, helpful, and understanding and quickly corrected the problem.

Hi Ted, we're delighted to hear that our agent was able to promptly resolve the issue with your policy dates. Thank you for taking the time to leave us a review on your experience with us!

All my questions were answered

All my questions were answered. Kandy ( I hope I write their name correctly) was so helpful - they provided clarification on my insurance policy and all additional details beyond what I expected. Their acknowledgement of the complicated healthcare system and the need for clarification is also very important. Overall, I appreciate their time and resources provided.

Date of experience : May 16, 2024

Hi Solange, we are pleased to hear Candy was able to provide excellent customer service to you! She is one of the best representatives we have. We appreciate you taking the time to leave us a review about your experience!

Worst travel insurance experience ever! 8/19/19

Worst travel experience ever!! We were scheduled for a trip of a lifetime for our 50th anniversary. After arriving at the airport flights were being grounded due to weather after sitting for 5 hrs waiting for our flight it was finally cancelled. The airline had no other flights available for the next 48 hrs. Which meant our tour had already started overseas. So we went home and filed a claim. Our claim was denied. I filed another claim and spoke to agents to no avail. Then my 2nd claim was denied. Needless to say...never again!!

Date of experience : August 19, 2023

Hello Donna, we understand it's incredibly disappointing when travel plans are disrupted, especially due to circumstances beyond your control. We reviewed that your airline provider did have departure and arrivals on the date of your cancelled flight. If you have any questions about your claim, please email us at [email protected]. Thank you.

I was served by Andrea

I was served by Andrea, who was gracious and very supportive. Every question I had she answered and sent me supportive information.

Date of experience : May 13, 2024

Hello Lusajo, we strive to ensure that every customer interaction is positive and informative, and we're thrilled that Andrea was able to assist you effectively! Thank you for taking the time to leave us a review.

I think these annual plans are very…

I think these annual plans are very comprehensive covering all areas well, and are also a good value when comparing to other annual plans. I highly recommend Srven Corners for your travel insurance.

Date of experience : May 10, 2024

Hi Tim, thank you for taking the time to share your recommendation of our annual travel insurance policies. We appreciate your trust in Seven Corners and look forward to serving you on your trips!

We had to cancel our cruise before…

We had to cancel our cruise before departing, and Seven Corners let us save our insurance premium for a future cruise.

Date of experience : May 06, 2024

Hello Judy, thank you for trusting Seven Corners Inc as your travel insurance. We look forward to being able to serve you on that future cruise!

Quick, clear advice from Candy @ Seven Corners

The representative, Candy, answered my questions about documenting claimed expenses very clearly and quickly. My situation was complicated because of (i) a combination of payments and refunds, and (ii) inadequate documents from the tour provider.

Date of experience : May 15, 2024

Hello John, we are delighted to hear of the customer service Candy provided you - she is one of our best representatives on the team! Thank you for taking the time to leave a review on your experience.

Great customer service

Great customer service! I was provided all necessary information. This was a plan I purchased in 2/2023 for my trip 4/2024.

Date of experience : May 04, 2024

Hello Kathleen, we're delighted to hear that you had a great experience with our customer service and that you were provided with all the necessary information you needed. We appreciate your positive feedback and look forward to serving you again in the future!

She was sooo very helpful

She was sooo very helpful. She gave me the information I needed to fill out my travel insurance claim form with accuracy. She was professional, personable and truly a pleasure to work with. She needs a raise ! :)

Hello Melanie, we are delighted to hear about the service you were provided by one of our team members. Thank you for leaving us a 5 star review on your experience! We look forward to serving you again.

Great service

Call was answered quickly. Good telephone connection. Agent was knowledgeable and easy to understand--sounded like English was first language. Transaction (change in policy) was completed quickly.

Hello Jeff, thank you for taking the time to rate our customer service 5 stars. We look forward to continuing to serve you!

I felt confident and relieved to have purchased an insurance before leaving for the trip. The unexpected and unfortunate situation happened that my father had a stroke during our trip. Seven Corners insurance answered questions quickly and efficiently. When I was ready to fill out the claim I was too overwhelmed to find my way in the website. I called the company and received assistance immediately. The representative was so courteous and patient that she remain with me on the phone until I completed the claim. The support I received in this difficult situation is greatly appreciated. During unexpected situations when is hard to think and simple things can be hard to do, angels come along. Thank you madam, did not get your name, for being so helpful in this process. Thank You

Date of experience : May 03, 2024

Hello Mireya, we are delighted to hear that our insurance provided you with the confidence and support you needed during your difficult situation. It's truly heartwarming to know that our representative was able to assist you with such care and patience. Thank you for taking the time to share your positive experience with us!

SCAM INSURANCE

I don't even know what I can say about this insurance, it's a totally scam and they agents on the phone are very rude and disrespectful. My younger brother is currently lying dead in a mortuary fridge in Africa over two weeks now. Two days following my brother's death, we informed them about it and our incapacity of paying the repatriation costs up front. But they keeps telling us that we have to pay and submit for reimbursement although we told them several times that we are unable to do so. because the hospital bill we paid before his passing was too high. Seven corners is full of cruel people. Even though the policy certificate clearly states that in case of death of the insured, the insurer will arrange direct billing with the funeral home to repatriate the insured back to his country of residence. But they keep denying a deceased person access to his rightful benefits. I ADVISE ANYONE WHO WILL READ THIS TO BE AWARE OF THIS INSURANCE, BECAUSE IF SOMETHING HAPPENS TO YOU WHILE ON JOURNEY THEY WILL JUST ABANDON YOU LIKE THEY ARE DOING WITH BROTHER. THEY ARE JUST FAST ENOUGH TO COLLECT YOUR PREMIUM WITH FALSE PROMISES. AMERICANS DESERVE BETTER. SEVEN CORNERS IS A CRUAL AND CRIMINAL ORGANIZATION. PLEASE BEWARE!!!!!!!

Date of experience : April 24, 2024

Hi Anthony, thank you for your feedback. We have confirmed our Assist Team has been in communication with you. They will continue to provide information about how we can proceed.

Poor customer service

Poor customer service. The Manager is very rude and disrespectful. Needs training and basic phone skills. I would not recommend or trust this pharmacy at all. Clearly they hire anyone off the street with no common sense or education.

Date of experience : April 30, 2024

Hello, we are Seven Corners travel insurance. We can't directly address your experience you had with the pharmacy, but we're here to help if you have any questions or concerns related to travel insurance by emailing [email protected]. Thank you.

Horrible company that hides behind its…

Horrible company that hides behind its small print to deny claims.

Date of experience : May 07, 2024

Hello Mark, we're here to help understand how your claim was processed. Please email us at [email protected] with your certificate number so one of our senior representatives can walk you through the details of your claim and address any concerns you may have. Thank you.

Autumn was very clear and concise in…

Autumn was very clear and concise in helping me with my request. In my experience I am quite often confronted in a situation like this with someone who barely has a command of the English language. Good hire on your part. Cert # 1TPC23-AOS-132304

Hello Terrance, thank you for taking the time to share your positive experience with Autumn. She is one of our best representatives! We look forward to serving yo on your next trip!

Updates made easy

Every time I have called to ask questions I get polite responsive answers. The info is always very helpful.

Hello Michael, we are happy to hear that you have consistently received polite and helpful responses to your inquiries. Thank you for taking the time to leave us a review!

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The following companies are our partners in Travel Insurance:  Travel Guard Insurance ,  Allianz Global Assistance ,  Travelex ,  TravelInsurance.com ,  Seven Corners ,  Generali Global Assistance ,  Trawick International ,  Squaremouth , and  Faye .

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Seven Corners Travel Insurance Review

The following companies are our partners in Travel Insurance: Travel Guard Insurance , Allianz Global Assistance , Travelex , TravelInsurance.com , Seven Corners , Generali Global Assistance , Trawick International , Squaremouth , and Faye .

We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. Partners may influence their position on our website, including the order in which they appear on a Top 10 list.

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How is Seven Corners rated?

Overall rating: 4.6 / 5 (excellent), seven corners plans & coverage, coverage - 4.6 / 5, emergency medical coverage details, baggage coverage details, seven corners financial strength, financial strength - 4.4 / 5, seven corners price & reputation, price & reputation - 5 / 5, seven corners customer assistance services, extra benefits - 4.6 / 5, travel assistance services.

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Emergency Medical Assistance Services

• Physician Referral
• Emergency Medical Case Management
• Arrange Medical Payment Where Available
• Shipment of Medical Records

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• Bottom line Main highlights of Seven Corners travel insurance

Seven Corners travel insurance plans & coverage

Things not covered by seven corners , cost of seven corners travel insurance plans, seven corners travel insurance reviews from customers , is seven corners travel insurance worth it, faq: seven corners travel insurance, related topics.

Seven Corners Travel Insurance Review May 2024

• Seven Corners is an extremely reputable travel insurance company with three decades of experience and an A+ rating from the Better Business Bureau.
• Seven Corners offers solid plans with great coverage limits at affordable prices.
• All six plans from Seven Corners offer trip cancellation, interruption, medical expenses and more .
• We recommend the Trip Protection Choice plan for high coverage limits across a range of categories.
• Consider optional add-ons like cancel for any reason (CFAR), sports equipment delay, rental car damage, and adventure sports coverage for extra protection.
• To find the best plan for your journey, we recommend using an online comparison tool so you can view and compare multiple policies at once.

Seven Corners is a leading provider of travel insurance in America and has been around since 1993.

Seven corners’ plans are well-known for offering robust coverage at an affordable price.

They offer six plans that cater to different travel needs and requirements such as US travel or International travel, but the Seven Corners Trip Protection Choice plan is the #1 selling insurance plan on our site!

Read on for more info on Seven Corners coverage options, pricing, and to see real customer reviews.

• A huge range of available plans
• Emergency 24/7 assistance with all plans
• Customizable medical coverage
• Lots of upgrade options
• Not all states are eligible for the RoundTrip Choice plan

Yes, Seven Corners is a legitimate travel insurance company and is recognized as a top provider in America.

Seven Corners has been in business for over 30 years and is a ccredited by the Better Business Bureau with rating of A+ . In other words, Seven Corners is an extremely reputable company.

This provider offers a multitude of plans and is known for offering robust coverage at affordable prices.

Bottom line: Main highlights of Seven Corners travel insurance

Seven Corners offers robust coverage across the board with a slew of plans to choose from. Really, it’s hard to go wrong.

Several key benefits plans from of Seven Corners:

• Large range of insurance plans:   Unlike other providers that have a limited selection of plans, Seven Corners offers 6 types of travel insurance, making it easy to find the appropriate coverage for your trip without overpaying for things you don’t need.
• Solid coverage limits: Plans from seven corners include solid coverage limits that are enough to cover you in most travel scenarios. Unlike other providers who skimp on medical limits, Seven Corners has you covered.
• Traveler rewards: If frequent traveler rewards were used to buy the travel arrangements for your trip, Seven Corners’ insurance will cover the cost charged to re-deposit frequent traveler rewards into your account.
• Single-trip and annual insurance plans available:   Most companies only offer single-trip coverage. If you’re planning a second trip during the same year, you have to buy a completely separate policy. Seven Corners offers an annual plan , ensuring you’re covered whenever you travel.
• Coverage for Americans and international citizens:   You don’t have to reside in the United States to use this trip insurance. Some plans are available to travelers living in other countries.
• Multilingual travel assistance:   What makes Seven Corners different from other travel insurance companies is that it offers 24/7 multilingual travel assistance. Many companies offer English-only assistance, making it difficult to get answers to your most pressing questions if you aren’t a native-English speaker.
• Group travel insurance available: If you’re traveling with friends or family members, you can buy one plan to cover everyone instead of having each person buy their own coverage.

Here are our top picks for the best Seven Corners plans

Seven corners.

Here’s an overview of Seven Corners travel insurance plans and coverage.

Trip Protection Choice:

Trip Protection Choice provides comprehensive travel insurance in a single policy. The plan covers trip cancellation , trip interruption (up to 150% of trip cost), emergency medical expenses (including coverage for expenses associated with COVID-19 ), medical evacuation and baggage loss/delays. Trip Protection Choice also covers financial defaults with a 14-day waiting period. This means you may be able to get your money back if a travel supplier defaults on its financial obligations. For example, if you spend $600 on a whale-watching excursion, you may be covered if the tour operator files for bankruptcy protection.

Trip Protection Economy:

Trip Protection Economy has many of the same benefits as Trip Protection Choice, but it comes with lower coverage limits. For example, Trip Protection Economy only provides trip interruption coverage up to 100% of the cost of your trip, while Trip Protection Choice covers up to 150% of the cost.

Trip Protection Elite:

Trip Protection Elite gives you expanded coverage for all the little mishaps that can occur before or during a vacation. For example, it covers up to $1 million per person in medical evacuation and repatriation costs . Trip Protection Economy only covers up to $100,000 of evacuation/repatriation expenses.

Trip Protection Basic:

Trip Protection Basic covers many of the same travel-related expenses as the other plans, but it has different coverage limits. For example, it covers up to 100% of your prepaid, nonrefundable expenses if you experience a trip interruption.

Travel Medical Basic incl US:

Travel Medical Basic gives you the option of selecting up to $1 million per person in emergency medical coverage (including expenses related to COVID-19). This coverage is secondary, which means you must exhaust your health insurance benefits before Seven Corners will start covering emergency medical costs. It also provides $2,500 in trip interruption protection, but this coverage is only applicable to flight costs associated with returning home due to a covered emergency. Travel Medical Basic even gives you $25,000 in coverage for an unexpected recurrence of a pre-existing condition.

Travel Medical Choice incl US:

Travel Medical Choice extends the benefits available with Travel Medical Basic. For example, you get $5,000 in trip interruption coverage (return flight only) and $50,000 for the unexpected recurrence of a pre-existing condition. If you come down with COVID-19 or another illness, this plan gives you extra peace of mind.

Here’s a brief look at how these plans compare:

Optional add-ons

In addition to its standard travel insurance offerings, Seven Corners has several add-ons. Each add-on is optional and designed to expand your coverage, giving you even more protection before and during your trip.

CFAR (Cancel for any reason)

Trip cancellation travel insurance only applies in certain situations. For example, it may cover your losses if you have to cancel due to a medical emergency before you travel. Cancel-for-any-reason coverage extends your benefits by allowing you to cancel for any reason at all. For example, if you book a trip to Mexico and then decide to go to the Bahamas instead, you can use your CFAR travel insurance to get back your prepaid, nonrefundable expenses. CFAR insurance from Seven Corners covers up to 75% of your trip cost.

Interruption for any reason

Interruption-for-any-reason travel insurance works like the CFAR add-on, except it’s for trip interruptions instead of trip cancellations. If you get homesick, for example, you can end your trip and use your IFAR coverage to get some of your money back.

Sports equipment delay

If you’re traveling with sports equipment, you may want to purchase the sports equipment delay add-on. This type of insurance covers the cost of renting skis, golf clubs and other sports equipment if you have a baggage delay of at least 6 hours. With this extra insurance, you don’t have to panic if you get to Scotland and discover that your golf clubs are somewhere in New York City. You can rent clubs and start golfing.

Rental car damage protection

Rental car damage protection gives you extra peace of mind if you have to rent a vehicle while you’re traveling. If you don’t have coverage, you may have to pay out of pocket for accident-related repairs. This add-on covers many types of damage, such as scratched paint or bent rims.

Adventure & extreme sports

Standard trip insurance doesn’t cover emergency expenses arising from participation in extreme sports and other risky activities. An adventure sports add-on allows you to expand your emergency medical coverage, ensuring that you’re protected if you love to kayak, go caving, SCUBA diving, or participate in other adventure activities while you’re traveling. If you break your leg, hit your head, or sustain some other injury while participating in such sports, the add-on will cover your medical expenses. For example, if you plan on adding adventure activities to your African safari itinerary this add-on will pay for your medical bills if you get hurt while parachuting or skydiving on an excursion in Botswana .

Pre-existing conditions

Seven Corners covers pre-existing conditions with Trip Protection Choice if you meet the requirements stated in the plan. This includes buying the plan within 20 days of the date of the initial trip payment, being medically able and not disabled from travel when you pay for the plan, and updating the coverage to include the cost of subsequent travel arrangements - within 15 days of paying for them. Also, Travel Medical Basic and Travel Medical Choice provide some coverage for the unexpected recurrence of this type of medical condition.

Like other travel insurance providers, Seven Corners doesn’t cover the following:

• Named storms: Travel insurance covers expenses arising from hurricanes and other storms, but only if they’re not named before you travel.
• Routine medical care: Travel insurance is designed to protect you in emergencies. Seven Corners won’t pay for any routine medical care you receive while traveling.
• Elective procedures: Travel insurance doesn’t cover the cost of elective procedures, or procedures that you don’t need to preserve your health.
• Medical travel: Travel insurance covers emergency medical expenses, but it doesn’t cover medical travel, which means you can’t travel to another country for medical care and use your travel insurance benefits to cover the bill. For example, if you want to have surgery overseas, you can’t use your travel insurance to pay for it.
• Self-inflicted injuries: Seven Corners won’t cover the cost of treating self-inflicted injuries. This includes cutting and other forms of self-harm. 
• Private plane travel: Discerning travelers may use private planes to avoid long security lines and crowded airports. You should know that travel insurance doesn’t cover this type of transportation.
• Psychological care: Many travelers have anxiety, depression and other mental health conditions. However, Seven Corners doesn’t cover the cost of therapy and other forms of psychological care.
• Intentional acts: Insurance is designed to cover unexpected accidents, so Seven Corners won’t pay bills arising from intentional acts.
• Extreme sports: Standard insurance doesn’t cover travelers participating in extreme sports activities. Typically, if you want coverage for adventure activities, you’ll need to purchase the adventure sports add-on.

According to our sales data, visitors to our website have spent an average of $207 on for a 19-day trip.

Several factors influence the cost of travel insurance.

• Trip cost: The more you spend on prepaid expenses, the more coverage you need for your trip. Therefore, it costs more to insure an expensive trip than a budget vacation.
• Age: Older people tend to have more health problems than younger individuals, increasing the risk that they’ll need emergency medical coverage while traveling. Therefore, older adults pay more for coverage .
• Trip length: The longer you’re away, the greater the risk that you’ll have an emergency. Insurance companies account for the increased risk by charging more to cover long trips.
• Number of travel companions: It costs more to insure multiple people than it does to insure just one traveler.

To help you plan for your trip, we gathered five price quotes based on the following criteria:

• Quote 1: Single traveler, 32 years old, seven-day trip to Italy , total cost of $4,800
• Quote 2: Two travelers, 48 and 49 years old, 10-day trip to Canada , total cost of $5,200
• Quote 3: Solo traveler, 25 years old, five-day trip to Jamaica, total cost of $2,300
• Quote 4: Two travelers, 63 and 64 years old, 12-day trip to Germany , total cost of $6,000
• Quote 5: Solo traveler, 57 years old, seven-day trip to Mexico , total cost of $2,800

All quotes are for California residents traveling in September 2024.

Example Quotes for Seven Corners

Based on these quotes, the average cost of each plan is:

• Trip Protection Basic: $198.60
• Trip Protection Choice: $293.60.

It’s important to keep in mind that your own costs won’t be the same as those above. For updated pricing, we recommend you get a quote .

Seven Corners has an overall rating of 4.37 out of five stars on Squaremouth.

More than 82% of reviewers gave the travel insurance provider a four or five-star rating, and only 4% of reviewers left a one-star rating.We sorted through the Seven Corners reviews on Squaremouth to learn more about what customers had to say. You can see the common points that were mentioned below.

What customers like

Satisfied customers rave about the:

• Helpful customer service agents
• Easy buying process
• Reasonable prices

These are some positive comments:

Leonard from New Jersey: “The customer service agent was extremely helpful with finding a policy that would best meet my needs at a reasonable price. Several quotes were emailed to me immediately with policy details. There was no high-pressure sales pitch or urgency to make a purchase.”

Kurt from California: “The woman who helped me secure the travel policy deserves special recognition. I knew virtually nothing about the process or my options and she was incredibly kind and patient in explaining it all to me.”

What customers don’t like

Some customers were unhappy with the:

• Limited support available on weekends
• Unclear claims process

These are some comments from reviewers who were not so satisfied:

Andrea from Colorado: “All chats and customer service contacts were unavailable for the entire weekend notwithstanding that international destinations are approximately 8 hours ahead.”

S from West Virginia: “Very difficult to make a claim. My son was unwell and needed to see a doctor for antibiotics. The process of filing of claim was very difficult.”

Yes, Seven Corners travel insurance is worth it . The company offers several comprehensive plans, allowing you to tailor your insurance to your specific needs. 

Seven Corners insurance is especially helpful for anyone who wants to participate in adventure sports or get extra coverage for rental car damage. Trip Protection Basic and Choice also offer these additional options:  cancel for any reason, interruption for any reason, event ticket registration fee protection, and sports & golf equipment rental as well.  

Trip Protection Basic and Trip Protection Choice both include coverage for trip cancellation, trip interruption, emergency medical expenses, lost/stolen baggage and emergency medical evacuation costs. The other plans allow you to extend your coverage.

If you’re looking for more optional add-ons, you might want to consider going with a different provider .

Here are our top picks for the best alternative plans

Generali Global Assistance

Axa assistance usa, who underwrites seven corners travel insurance.

The underwriter varies by plan. Trip Protection Basic, Choice, Economy, and Elite are underwritten by United States Fire Insurance Company. Travel Medical Basic and Choice for U.S. residents are underwritten by Lloyd’s of London. Travel Medical Basic and Choice for worldwide residents other than the U.S. are underwritten by  Crum & Forster, SPC.

Is Seven Corners insurance primary?

Seven Corners Travel Medical Basic and Choice, Trip Protection Basic, Economy, and Elite provide secondary coverage, which means it kicks in after you’ve used your primary insurance benefits. For example, if you have emergency medical expenses, you must use your health insurance coverage first. Once your health insurance company processes your claim and pays its portion of the bill, then you can file a claim. Trip Protection Choice has primary coverage for emergency accident and sickness medical expenses and medical evacuation & repatriation of remains.

How long has Seven Corners been in business?

Seven Corners has been in business since 1993.

Leigh Morgan is a seasoned personal finance contributor with over 15 years of experience writing on a diverse range of professional legal and financial topics. She specializes in subjects like navigating the complexities of insurance, savings, zero-based budgeting and emergency fund development.

In the last five years, she’s authored over 300 articles for credit unions, digital banks, and financial professionals. Morgan is also the author of “77 Tips for Preventing Elder Financial Abuse,” a book focused on helping caregivers protect the elderly from financial scams.

In addition to her writing skills, she brings real-world financial acumen thanks to her previous experience managing rental properties as part of a $34 million real estate portfolio.

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Seven Corners Travel Insurance Review (2024)

Seven Corners offers leisure, business, group and student travel insurance policies for as low as $55.

with our comparison partner, TravelInsurance.com

Saad Imran is a personal finance writer with expertise in insurance, loans, credit cards and mortgages. When not writing, he’s a cat enthusiast who loves playtime with his furry companion.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

Seven Corners provides a wide range of travel insurance plans that are significantly customizable, include various add-on options, have high coverage limits and come with 24/7 emergency multilingual travel assistance. These factors make it a good choice for international travelers looking for a budget-friendly option.

We at the MarketWatch Guides team have gathered information about Seven Corners and reviewed its coverage options, pricing and other details to help you decide if it’s the best travel insurance company for you.

• Average Cost: $206
• BBB Rating: A+
• AM Best Score: A
• Medical Expense Max: $500,000
• Emergency Evacuation Max: $1,000,000

Seven Corners Travel Insurance Overview

Based on our review, Seven Corners earned a score of 4.5 out of 5 stars because it offers a variety of plan options, highly customizable policies, valuable add-ons and affordable rates. We recommend the company as a good option for international travel. 

Seven Corners offers significant coverage limits and add-ons like cancel for any reason (CFAR) and trip interruption for any reason (IFAR). You can also add coverage for pre-existing medical conditions with some plan types.  

However, travelers looking to add jewelry, business equipment, extreme sports or electronics coverage may want to consider other options. Seven Corners also does not offer concierge services with its travel plans. 

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

 What Does Seven Corners Travel Insurance Cover?

Seven Corners offers multiple travel insurance options, including Seven Corners Trip Protection, Seven Corners Travel Medical Insurance and Seven Corners Travel Medical Annual Multi-Trip plans. 

Under Trip Protection, you can choose between the Basic and Choice plans. The Choice plan offers enhanced coverage limits, including up to $500,000 worth of medical expense coverage and up to $1,00,000 for medical evacuations. You can also add coverage for pre-existing medical conditions if you meet the company’s waiver requirements. 

The Travel Medical Insurance plan provides up to $5 million in emergency medical insurance, no matter your destination. The Travel Medical Annual Multi-Trip plan is an annual policy you pay for once a year, convenient for frequent travelers. It includes coverage for medical expenses, emergency evacuation and additional benefits for any trips you take within the year you enroll.  

Seven Corners also offers plans for travelers visiting the U.S. from abroad. Coverage is mostly focused on medical expenses incurred in the U.S., which has some of the most expensive medical costs in the world . The Seven Corners Travel Medical USA Visitor plan offers international travelers medical coverage and assistance in navigating the U.S. healthcare system. This plan is available only to non-U.S. residents.

For most international travel originating from the U.S., we recommend Trip Protection plans. As an example, we’ve outlined the coverage included on the more affordable Basic Trip Protection plan below. 

• Trip cancellation: Trip cancellation insurance reimburses you for non-refundable travel expenses. Basic trip cancellation protection includes coverage for up to 100% of your total trip costs.
• Trip interruption: Trip interruption insurance refunds you for non-refundable expenses and helps you get home if you’re forced to cut your trip short. Basic trip interruption coverage reimburses you for up to 100% of your trip costs.
• Trip delay: Trip delay protections compensate you for each day your trip is delayed, beginning at six hours’ delay. Trip Protection Basic coverage includes $200 worth of trip delay protection for each day your travel is delayed up to $600. Seven Corners plans also include missed connection coverage for cruise-goers , with up to $500 for meals, lodging and additional trip costs. 
• Emergency medical and dental: Emergency medical and dental coverage are medical insurance plans that cover injuries and illnesses treated abroad, as most domestic health insurance plans don’t cover international treatments. The Basic plan includes up to $100,000 worth of medical expense coverage and $750 in dental benefits.
• Emergency evacuation: Emergency medical evacuation coverage helps get you home if you’re critically injured abroad. This coverage may help transport you to the closest medical care center with sufficient resources to treat your injury or illness. The Trip Protection Basic plan includes $250,000 worth of medical evacuation coverage.
• Personal and baggage: This benefit pays you if your baggage or other personal items are lost, stolen, damaged or destroyed during your trip or while checked with a common carrier. The Trip Protection Basic plan includes $500 worth of baggage coverage.
• Baggage delay: This benefit helps you pay for necessities and toiletries if your baggage gets delayed on your way to your destination. Trip Protection Basic plans cover $100 in baggage delays for up to a $500 maximum benefit.

All Seven Corners plans include emergency evacuation and medical assistance, with immediate help from multilingual travel representatives available 24 hours a day, seven days a week. This is beneficial if you’re planning a trip to a country where you cannot speak or understand the local language.

Policies Offered

Not sure which Seven Corners plan is right for you? The following is a summary of Seven Corners’ travel insurance plans available for U.S. citizens. Sample plan details were collected using data from a 30-year-old traveling to Mexico for one week with a total trip cost of $1,500.

Seven Corners Add-On Options

Like any travel insurance provider, Seven Corners will not cover every situation you might encounter. However, you can extend your coverage with one or more optional riders, or a la carte protections you can purchase.

Seven Corners offers the following add-on options for the Travel Protection travel plans:

• Rental car collision coverage : If you’re planning to rent a car abroad, you can add up to $35,000 worth of collision coverage with Seven Corners’ collision insurance rider.
• Cancel for any reason (CFAR) coverage : Similar to most travel insurance, Seven Corners plans will only cover cancellation reimbursements if you must cancel your trip for a covered reason. The company’s CFAR upgrade entitles you to a reimbursement of 75% of your travel expenses, no matter why you need to cancel.
• Interrupted for any reason (IFAR) coverage : Like the CFAR upgrade, this add-on grants you reimbursement for up to 75% of nonrefundable trip expenses.
• Sports and golf equipment rental reimbursements : This option reimburses you up to $5,000 if you must rent replacement equipment while traveling because yours was lost, stolen, damaged, destroyed or delayed by a common carrier (such as an airline) for at least six hours during your trip. 
• Pre-existing conditions waiver : If you have a medical condition at the time you explore travel insurance plans, most insurance companies will exclude related coverage. However, Seven Corner’s pre-existing conditions waiver allows you to extend your coverage to include these conditions if you qualify.

The pre-existing conditions waiver is only available on select Travel Protection plans.

Cost of Seven Corners Travel Insurance Plans

On average, it costs $206 for a travel insurance plan with Seven Corners. However, your exact price will depend on your age, the cost of your trip, your destination and trip length. The cost of each plan tier varies due to differences in coverage levels and benefits. For instance, the Trip Protection Choice plan offers a higher medical coverage limit than the Trip Protection Basic plan. 

Your trip type also affects how much you pay for a plan. If you’re traveling to a remote area, you may prefer more comprehensive medical coverage compared to a standard leisure trip. As a result, your insurance expenses will be higher. You can see an estimate of the plan costs based on different traveler profiles in the table below. 

Use the chart below to compare Seven Corners' average cost to competitors:

*We obtained policy costs by requesting quotes on the Seven Corners’ website.

Seven Corners International Travel Insurance Cost

Seven Corners lets you choose from many options for international travel insurance. To help you understand the cost, we gathered quotes for a 30-year-old couple planning a $5,000, 11-day vacation to Mexico. We listed the estimates we received in the table below. 

Seven Corners Domestic Travel Insurance Cost

The company also offers many valuable options to those traveling within the U.S. To help you get an idea of the domestic travel insurance cost, we obtained quotes for a 30-year-old couple planning a $5,000, 11-day trip to Alaska. We received the following estimates:

Read More: Travel Insurance For Parents Visiting The USA

Seven Corners Travel Insurance Reviews

Seven Corners is accredited with the Better Business Bureau (BBB) and has an A+ rating . Reviews of Seven Corners’ travel insurance are variable, with customer sentiment varying by website.

Customers who were satisfied with their insurance coverage say they received quick, knowledgeable assistance from customer service. However, some customers were also upset with Seven Corners for refusing to provide appropriate reimbursement or taking weeks or even months to review their claims. 

What Customers Like:

Customers who were satisfied with their insurance coverage say they received quick, knowledgeable assistance from customer service.

“I purchased travel protection basic insurance for an intentional trip, just in case I needed medical attention. While traveling, a family member fell ill back in the US and I had to fly home unexpectedly. I reached out to Seven Corners after returning home to see if the policy could cover the cost of the ticket due to the medical emergency and the representative let me know it could cover up $1,000 if I had proper back up documentation. I filled out the paperwork, submitted the claim, and it was approved and the money was deposited into my account. One thing to know, it wasn’t a quick process. I filed the claim in October and it wasn’t reviewed until December. I had to resubmit the physicians form and then it was approved in January. I received the direct deposit to my account with 48 hours of the approval though! I would definitely use them again and look to add in the plan that fully reimburses costs due to a medical emergency/trip interruption.”  —  E.S. via Trustpilot, January 2024. “Seven Corners was very helpful in getting our trip insurance for our South Africa trip. We had some problems getting there so now I’m filling out a claim for our lost vacation time. I’m assuming that Seven Corners is going to be just as helpful and fair in this process.”  —  Michael M. via Trustpilot, November 2023.

What Customers Don't Like:

Many customers were also upset with Seven Corners for refusing to provide appropriate reimbursement or taking weeks or even months to review their claims, and having difficulty contacting customer service.

“Doing all they can to avoid payment. Sending me multiple replies asking for more documents when everything needed provides. Very unhappy with the service. I recommend to avoid.”  —  Dror E. via Trustpilot, January 2024. “I needed to speak with someone on a weekend and no one was available. My luggage was damaged on the flight, but didn’t notice it until unpacking at the hotel. Tried to call on a Saturday, but was informed by answering that no one would be there til Monday. Our tour started on Sunday so I was unable to place the return call. Had to purchase new luggage at my own cost to get home.”  —  Saibo via Trustpilot, October 2023.

When asked about the above negative reviews, Seven Corners Content Marketing Strategist Becky Hart replied with the following:

“We placed great emphasis on improving our claims processes and customer communication in 2023,” she said. “We also introduced a more user-friendly way to submit claims online, which improved efficiency and gave customers a more transparent way to track their claims. As a result, processing times have dropped dramatically and our improvements have been reflected by improved customer ratings on both Trustpilot and Google Reviews.” “Even as claims processing times have dropped, we continue to review each submission thoroughly in accordance with policy language and law,” Hart added. “We realize policy language can be complex, which creates confusion for the customer during the claims process. We always encourage people to review their plan document and ask questions before they purchase their plan and travel.”

How To File a Claim with Seven Corners Travel Insurance

Seven Corners offers a straightforward claims filing process, which generally involves logging into your account and providing relevant documentation. You can follow these steps to file a claim.  

1. Gather relevant documentation: Before you start the claims filing process, you will need to collect any relevant documents. The documents you need will depend on your chosen plan and the nature of the claim but could include medical bills, receipts or other proofs related to your claim. 

2. Access the company website: You can submit your claim in one of several ways, including by mail, fax or the Seven Corners mobile app. However, the company recommends filing it online by logging into your account, as it usually helps in efficient processing. 

3. Complete the form: When you submit a claim, you will have to fill out a claims form with information about your requested reimbursement. Remember to attach any relevant documents to support your claim. 

4. Submit the claim: You can submit the claim form after answering the necessary questions and attaching relevant documents. 

5. Follow up: After the company receives your claim, it will assign a licensed claims advisor to review your information and contact you if any information is missing. You will receive an email regarding your claims processing once a decision has been made. If the company approves your claim, you will receive reimbursement based on your policy details.

Compare Seven Corners To Other Travel Insurance Companies

Although Seven Corners offers several options to suit various travel requirements, comparing its offerings to other providers can help you find the best fit for your needs. Use the table below to compare the company’s cost, coverage and relevant details with other insurers.  

Your trip destination also impacts the ideal insurance provider for your situation. Different travel locations have different risks that can affect the type of coverage you need. You can use the table below to find the ideal provider based on your destination. 

What’s Not Covered by Seven Corners Travel Insurance?

There are several situations and activities that Seven Corners does not cover under its travel insurance plans. These exclusions include:

• Incidents due to self-inflicted harm, substance abuse or criminal activity 
• Use of non-commercial aircraft 
• Standard dental treatments
• Participation in high-risk activities, such as skydiving
• Regular health check-ups
• Natural disasters, conflict or war

However, exclusions may vary based on your chosen plan. It’s best to review your plan details for the most accurate information. 

If you want coverage for certain situations, you can explore policies from other travel insurance companies . For instance, Berkshire Hathaway offers business equipment coverage as an optional add-on, which Seven Corners does not provide. Or if you are looking to insure a cruise vacation, Nationwide offers specific policies.

Is Seven Corners a Good Choice for Travel Insurance?

If you are looking to insure an upcoming trip, it’s worth requesting a travel insurance quote from Seven Corners. The company provides international and domestic travelers with diverse plan options, valuable add-ons and significant customization. It’s also affordable, with lower or comparable rates to average travel insurance premiums offered by other companies. With multiple plan and customization options, the company makes it easy to find a policy that fits your travel plans and budget.  

However, we recommend getting quotes from multiple providers and comparing rates and coverage to ensure you get the best deal based on your travel protection needs and budget. 

Frequently Asked Questions About Seven Corners Travel Insurance

Does seven corners offer annual travel insurance plans.

Seven Corners offers a Travel Medical Annual Multi-Trip insurance plan, which you can buy once to cover as many trips as you’d like within a year. You can customize coverage based on your trip length and choose your deductible.

What company underwrites Seven Corners travel insurance?

United States Fire Insurance Company, Lloyd’s of London, and Crum & Forster SPC underwrite Seven Corners travel insurance plans. 

United States Fire Insurance Company, Lloyd’s of London, and Crum & Forster SPC underwrite Seven Corners travel insurance plans.

Can you cancel your travel insurance coverage with Seven Corners?

You can cancel your travel insurance plan by sending a request to [email protected] or contacting a company representative . However, you should refer to your policy documents for specific cancellation terms.

Is Seven Corners travel health insurance primary insurance?

Seven Corners offers both primary and secondary travel medical insurance . The type of coverage depends on which plan you choose. For instance, if you opt for the Trip Protection Choice plan, you will get primary emergency medical coverage.

Does Seven Corners cover dental work?

Seven Corners covers dental work, but the extent of coverage varies based on the plan you choose. Review the details of your chosen plan for more information.

Other Travel Insurance Providers to Consider

• AIG Travel Guard Review
• Allianz Travel Insurance Review
• Generali Global Assistance Travel Insurance Review
• Nationwide Travel Insurance Review
• TravelSafe Travel Insurance Review: Coverage and Cost
• WorldTrips Travel Insurance Review
• World Nomads Travel Insurance Review
• International Medical Group (IMG) Travel Insurance Review
• AXA Assistance USA Travel Insurance Review
• Tin Leg Travel Insurance Review

Methodology: Our System for Rating Travel Insurance Companies

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have questions about this page, please reach out to our editors at [email protected] .

More Travel Insurance Reviews

Seven Corners Travel Insurance Review 2024

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Offering the right coverage is not always the same as paying claims and honoring coverage. In our experience, there's a lot of ground in between. Finding the carrier for your needs means looking at the whole picture. With nine plans and plenty of add-ons available, Seven Corners may have exactly what you need. 

Competitive with some of the best travel insurance companies, see if Seven Corners travel insurance is right for you. 

Seven Corners Travel Insurance Review

Over 30 years, Seven Corners , Inc. has provided travelers with a wide array of coverage options. US-based travelers can find an array of options for traveling abroad or domestically. Non-US citizens can also find options for traveling to the US. The carrier also offers supplemental riders to tailor coverage to your precise needs, such as adventure sports coverage. It is also among the best CFAR travel insurance providers.

Additionally, many of its single-trip policies can be extended up to 364 days. It also offers annual multi-trip insurance for international trips, making it onto our list of the best international travel insurance for long-term travel.

Seven Corners is reviewed positively among customers, receiving an average of 4.2 stars out of five across over 5,100 reviews on Trustpilot . Seven Corners does even better on SquareMouth, receiving 4.38 stars across 3,700 reviews.

Seven Corners Plans Available

As noted above, Seven Corners Travel Insurance offers many travel insurance plans and riders. Each features distinct benefits, inclusions, exclusions, and claim limits, so it's vital to read the plan documents thoroughly before you finalize your purchase. Here is a summary of its core products:

Trip Protection 

Comprehensive coverage for US residents traveling domestically or internationally. Specific coverage benefits and services will vary by state, but the broad coverage areas are as follows:

• Trip cancellation (optional CFAR addition for qualified travelers)
• Trip interruption
• Missed connection
• Change fees
• Accident and sickness medical expenses
• Emergency dental expense
• Emergency medical evacuation/medical repatriation/return of remains
• Accidental death and dismemberment
• Baggage and personal effects
• Baggage delay
• Covid-19 coverage

Note: This plan is not available for Missouri residents.

Trip Protection Annual Multi-trip

This plan is for travelers who intend to go on multiple trips, internationally or domestically, within a 365-day period.

• Trip cancellation: $2,500 to $10,000
• Trip interruption: up to 150%
• Trip delay: up to $200 per day and $2,000 per year
• Missed connection: $1,000 per year
• Travel medical expenses: up to $250,000 or $50,000 for New Hampshire residents; $100 deductibles
• Emergency dental expenses: up to $750; no deductible
• Emergency evacuation and repatriation: up to $500,000
• Lost baggage: up to $2,000 with $500 limit per item; $100 deductible
• Baggage delay: up to $100 per day and $1,000 per year
• 24/7 travel assistance services

Trip Protection USA

This plan is for international travelers visiting the US. Its base plan offers coverage for trip cancellation and interruptions, but you can add onto your coverage with the medical bundle and air travel bundle.

• Trip cancellation: 100% of trip cost up to $20,000 per traveler
• Trip interruption: up to 125% of trip cost

Optional air travel bundle

• Trip delay over six hours: $100 per day, up to $300
• Travel inconvenience: $150 for missing work or travel diversion
• Baggage and personal effects: $250 per item, up to $500
• Baggage delay over six hours: $100 per day, $250 maximum

Optional medical bundle

• Emergency medical evacuation and repatriation of remains: up to $250,000
• Emergency accident and sickness medical expense: up to $50,000
• Emergency dental expense: up to $250

Travel Medical (Excluding/Including US)

Seven Corners offers standalone travel medical insurance plans for travelers who don't want other travel insurance coverage. It offers separate policies for travel plans including and excluding the US.

Travelers can also choose between the Basic and Choice plans, with additional add-ons. Coverage length can range from five to 364 days. Here are some of the highlights of Seven Corners' Travel Medical plan.

Travel Medical USA Visitor

This plan is for non-US citizens and non-US residents visiting the US, especially those worried about the cost of medical care while traveling. Travelers can choose between the basic and choice plans, the choice plan offering more coverage. The following are highlights of the basic plan: 

• Lifetime plan maximum: $1,000,000
• 14 days to 69 years: $50,000; $100,000; $150,000
• 70-99 years: $50,000; $100,000
• Hospital room and board: $1,100 per day, 30-day maximum
• Hospital ICU: Additional $500, 8-day maximum
• Covid-19 treatment: Same as other illnesses
• Surgery (both inpatient and outpatient: $3,000
• Anesthetist: $500
• Emergency room services: $350
• Prescription drugs: $200 per period of coverage
• Local ambulance: $300
• 14 days to 69 years old: up to $50,000
• 70 to 79 years old: up to $25,000
• 80+ years old: N/A
• Medical emergency evacuation: $100,000
• Travel assistance services

Travel Medical Annual Multi-trip

Like the Trip Protection annual plan, this policy is for travelers who are planning multiple trips within a year. However, this plan lacks much of the coverage for travel expenses that Trip Protection offers, excluding any travel cancellation insurance.

Here are a few of the highlights of Seven Corner's Travel Medical Annual Multi-trip insurance:

• Coverage terms: 30 days, 45 days, 60 days
• 14 days to 64 years old: $1,000,000
• 65-75 years old: $100,000
• Deductible options: $0, $250, $500
• Coinsurance (within the US): 90% for the first $5,000 then 100% to the medical maximum
• Coinsurance (outside the US): 100% to the medical maximum
• Hospital room and board: URC to the medical maximum
• Covid-19 treatment: URC to the medical maximum
• Urgent care visit: URC to the medical maximum, $15 copay
• 14 days to 64 years old: $20,000
• 65-75 years old: $2,500
• Emergency medical evacuation and repatriation: $1,000,000 separate from medical maximum
• Lost checked baggage: $50 per article, $500 per occurrence
• Baggage delay: $250 per occurrence
• Trip interruption: $5,000
• Optional adventure activities: URC to the medical maximum

This is a basic plan for international travelers, with medical expenses and some travel expense coverage. 

Travel medical expenses

• Medical maximum: $50,000
• Deductible: $0 to $500
• Acute onset of pre-existing conditions: $25,000 
• Medical expenses due to terrorist activity: $10,000
• Optional adventure activities: up to medical maximum

Emergency services and assistance

• Emergency medical evacuation and repatriation: $50,000
• Emergency medical reunion: $2,000
• Return of mortal remains or local burial or cremation: $25,000
• Natural disaster evacuation: $10,000
• Political evacuation and repatriation: $10,000

Travel expenses

• 24/7 travel assistance

Mission and NGO

This plan is for travelers volunteering with a mission or a nonprofit organization. Plans can last as long as 180 days.

Travel Medical Expenses

• Medical maximum: up to $500,000 based onh traveler's age
• Deductible: from $0-$500
• 14 days to 64 years old: up to $50,000
• 65-79 years old: up to $10,000
• Covers up to $25,000 of medical expenses due to terrorism

Emergency Services and Assistance

• Emergency medical evacuation and repatriation: up to $100,000
• Emergency medical reunion: up to $2,000
• Return of mortal remains or local burial or cremation: up to $25,000
• Political evacuation and repatriation: up to $10,000
• Natural disaster evacuation: up to $25,000

Trip expense protection

• Trip interruption: up to $5,000
• Trip delay: $150 per day for up to four days
• Loss of checked baggage: $50 per item, up to $500
• Baggage delay: up to $250

Note: This plan is not available for residents in Colorado, Maryland, New York, South Dakota, and Washington.

Medical Evacuation and Repatriation

This plan is primarily for non-US citizens studying abroad in the US.

• Return of remains: $50,000
• Local burial or cremation: $50,000)
• Accidental death and dismemberment: $10,000 for insured, $5,000 for spouse of insured, $1,000 for child

These benefits must be organized through Seven Corners Assist to be covered.

Additional Coverage Options Offered by Seven Corners

Seven Corners understands there's no one size fits all approach. Even with several customized plans, customers may want combinations not offered. So Seven Corners allows its customers to extend coverage with a few riders. Riders are additional coverage options travelers can add to a base plan for an additional fee.

• Air Travel Bundle: Trip Delay, Trip Inconvenience, Baggage and Personal Effects, and Baggage Delay
• Medical Bundle: Emergency Medical Evacuation, Repatriation of Remains, and Emergency Accident and Sickness Medical
• Cancel for Any Reason : Covers up to 75% of the nonrefundable insured trip cost
• Trip Interruption for Any Reason: Covers up to 75% of your nonrefundable insured trip cost.
• Rental Car Damage: Covers up to $50,000 in damage to your rental car
• AD&D Other than Common Carrier: Covers up to $20,000

How Much Does Seven Corners Cost?

Several factors ultimately determine the cost of travel insurance . A few examples include the trip destination, trip duration, trip cost, and age of the travelers. It's best to think of your insurance cost as a percentage of your overall trip cost.

To better estimate the cost of an average travel insurance plan with Seven Corners , we got estimates through Seven Corners and SquareMouth

How to File A Claim with Seven Corners

If you need to file a claim with Seven Corners travel insurance, the company makes it easy to get in touch. It provides multiple contact methods, including a text line and WhatsApp number for your convenience. Text lines are supported Mondays through Fridays, from 8 a.m. to 9 p.m.

Here's how to reach customer service or claims:

• Phone (Domestic): 1-800-335-0611
• Phone (International): 1-317-575-2652
• Text: + 1-888-655-1402
• Whatsapp: +1-317-430-1140
• Email: [email protected]

As part of the claims process, you'll likely be asked to provide supporting documentation for your claim. When you're ready to submit that documentation, you can do so via its claims submission page or by mailing any paperwork to the following address:

Seven Corners, Inc.

Attn: Claims

PO Box 211760

Eagan, MN 55121

Note: When filing a claim for a cancelled trip, travelers need to file within 72 hours of the canceling event or as soon as possible if the canceling event prevents the traveler from reporting within the initial window. 

Compare Seven Corners Travel Insurance

See how Seven Corners Travel Insurance stacks up against the competition.

Seven Corners vs. Allianz Travel Insurance

At first glance, Seven Corners and Allianz are relatively similar. Both offer multi-tiered, single-trip, and annual travel insurance plans . Both companies also provide supplemental riders for cancel for any reason coverage and rental car damage protection. In an ideal world, customers of both companies would enjoy more control over coverage amounts and claim limits.

However, at this time, Allianz does not offer group policies. So, if you're planning on traveling with ten or more people, you'll likely be able to get a better deal with Seven Corners. On the other hand, if you're especially concerned about claims processing time, Allianz may be the better bet between the two.

Read our Allianz Travel Insurance review here.

Seven Corners vs. AIG Travel Insurance

Similarly, AIG travel insurance is comparable to Seven Corners. Each provider boasts a comprehensive insurance plan with varying levels of customization. In addition, both providers offer annual and standalone medical travel insurance plans.

Still, there are some differences between the competitors. For its part, Seven Corners offers a plan for non-US residents traveling to the United States. Meanwhile, AIG has a "Pack 'N Go" plan for last-minute travelers who don't need trip cancellation coverage. Both companies have ample opportunities to improve claims processing times.

Read our AIG Travel Insurance review here.

Seven Corners vs. World Nomads

On the other hand, World Nomads travel insurance and Seven Corners have more distinct differences. While Seven Corners has a wide array of travel insurance plans, World Nomads' selection is more streamlined. To date, it only provides two comprehensive insurance plans, one of which has more inclusions and higher coverage limits than the other.

If you're looking for something other than comprehensive coverage, Seven Corners might be the way to go. If you're okay with all-size-fits-one coverage, World Nomads could be a great option, particularly if you plan on doing any adventure activities while on your trip. For many occasional travelers, bundling to cover bases they might not see is appealing. Of note, adventure sports coverage is included in the World Nomads base plan, while it is only available with Seven Corners for an additional fee.

Read our World Nomads Travel Insurance review here.

Seven Corners Travel Insurance Frequently Asked Questions

How does seven corners handle pre-existing conditions.

Seven Corners' single-trip insurance covers pre-existing conditions if you booked within 20 days of your initial trip payment and 15 days of any additions. Additionally, travelers must be medically able while purchasing insurance. Seven Corners' annual plan begins covering pre-existing conditions 60 days after the plan has started.

Can I purchase Seven Corners insurance for trips already in progress?

No, you cannot purchase insurance from Seven Corners for a trip already in progress. However, you can extend certain policies currently in progress.

Are there any geographical restrictions on Seven Corners coverage?

Availability for Seven Corners varies from state to state. Additionally, Seven Corners does not insure travel to certain countries and similarly, doesn't insure international travelers in the US from certain countries. 

How does Seven Corners travel insurance compare to credit card travel coverage?

Traditional travel insurance is generally more comprehensive than credit card travel protection , and Seven Corners is no exception. Seven Corners has robust coverage for international travel, medical emergencies, and evacuation, which many travel credit cards do not cover.

Why You Should Trust Us: How We Reviewed Seven Corners Travel Insurance

In reviewing Seven Corners travel insurance, we compared it against other popular travel insurance providers within the industry. Specifically, we examined the available plan options, including any available riders, claim limits, coverages, exclusions, and typical policy costs.

Choosing the best policy for you and any co-travelers is about selecting a policy with the right type of coverage and adequate coverage limits. Ideally, you should ensure that it works well in your budget and allows you to submit a claim quickly. You can read more about how we rate travel insurance products here.

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The one question asked about insurance, obviously at this moment in time I haven't done my travel insurance so i said no. Part of me worries that by saying no, they may reject my application? Does anybody know?

Also, Our flight arrives fairly late (9:45pm) on the evening and we land at domodedovo, but have to get to the holiday inn suschevsky. Will it be easier to get a private hire, or will traffic still be a nightmare?

Hope you can help!

> Part of me worries that by saying no, they may reject my application? Does anybody know?

As far as I know (not an expert though) the insurance is not a requirement for UK visitors.

> Will it be easier to get a private hire

Easier than what?

> or will traffic still be a nightmare?

Ah sorry, should have been more specific, will a private hire be easier than the subway.

Well reading terms and conditions of the hotel through expedia.. "room reserved until midnight"

Thanks for help on the other question.

> will a private hire be easier than the subway

Of course it will - any place, any time, that's why it costs more. And in your case (5 people), not even that much more than 5 Aeroexpress tickets, even considering that you'll need a mini-van to carry 5 people.

If it's paid for then you're safe - you might want to write to them and tell them you might arrive late though.

insurance is not mandatory for UK passport holders

This topic has been closed to new posts due to inactivity.

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How to Use Your Travel Insurance Network & Find a Doctor

Travel Team | May 16, 2024

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What is a provider network? Does your insurance plan have one? And if so, how do you use it?

We’ll help you find out if your plan uses a network and how to find a doctor in that network so you get the medical care you need at the right price.

Types of Provider Networks

There are two common types of provider networks: PPO, which stands for Preferred Provider Organization, and HMO, or Health Maintenance Organization.

Most of the plans we offer at Seven Corners are PPOs. This means we have a list of medical providers or doctors we have contracts with through the network. These providers are considered in-network.

There are advantages to visiting providers in your insurance’s network. You may get discounts on bills, which means you’ll have to pay less out of pocket for your medical treatment. Also, the provider can bill us directly for your visit, making it easier for you.

Seven Corners also offers plans that don’t have a network. With these plans, you can visit any doctor you want.

How to Find a Doctor in the U.S.

If you have a Seven Corners plan for inside the U.S. and it does have a network, you can find a doctor by searching our website or contacting Seven Corners Assist .

To find which network you have, look at the logo on your travel insurance ID card. It will be United Healthcare PPO. If your card does not show a logo for a PPO, you may not have a network.

Mention that you found the provider in the network directory so they know to bill you and the insurance correctly. Depending on your travel insurance plan, you may have to pay a copay and deductible at the time of treatment.

For in-network visits, the provider typically files the travel medical insurance claim on your behalf.

Alternatively, if you have a plan without a network, you can choose any doctor. You may be asked to pay for your visit at the time of treatment. You will then file a claim with us, and once it’s approved, we will reimburse you for the cost of your care.

How to Find a Doctor Abroad

If you have Seven Corners travel medical insurance and you're traveling outside of the U.S., we provide a directory of providers who have worked with us in the past. Contact Seven Corners Assist for help locating a doctor near you.

Travel Medical Insurance for International Trips

Getting sick or hurt while traveling internationally can be scary. But with travel insurance and the Seven Corners multilingual support team, you’ll be prepared.

Visit SevenCorners.com or contact a licensed agent to choose the right plan to cover medical expenses and more.

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Faye Travel Insurance Review: Is It Worth the Cost?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Travel insurance can be a worthwhile investment, especially if you’re worried about unexpected costs during your trip. There are a ton of different travel insurance companies out there, so finding one that suits your needs can be a struggle. That’s why we’ve done the work for you.

Let’s take a look at travel insurance provider Faye to see what type of plans the company offers, the coverage levels you can expect and whether Faye travel insurance is right for you.

About Faye travel insurance

Faye is the brand name for customizable travel protection plans offered by a company called Zenner Inc. Its website notes that it specializes in quick reimbursements, which can be a big draw for travelers. Policies issued by Faye are underwritten by the United States Fire Insurance Company.

» Learn more: How to pick between travel insurance providers

Faye insurance plans

Unlike many other travel insurance companies , Faye offers only one plan.

To find out what types of coverage Faye travel insurance plans include, we generated a quote for a 44-year-old woman from Arizona who was traveling to Italy for two weeks. Her total trip cost came in at $2,000.

Here’s what Faye provides:

This plan costs 7.03% of the overall trip cost, which is typical according to NerdWallet's analysis .

The plan is comprehensive and includes coverage you don’t typically see, such as reimbursement for lost credit cards and a payment for being inconvenienced.

Faye also offers a number of customizations; there are different add-ons from which to choose, all of which vary in price. More on your options in the next section.

» Learn more: How travel insurance for domestic vacations works

Plan add-ons

If you'd like to customize your Faye travel insurance plan to meet your needs more specifically, you can add on extra coverage for more money.

» Learn more: How does travel insurance work?

What isn’t covered by Faye

Even if you purchase a very comprehensive travel insurance policy, there are still situations where you’re not covered.

These include:

Bad weather, including hurricanes, if the policy was purchased after the storm was named.

Intentionally self-inflicted injuries or suicide.

Expenses incurred while under the influence of drugs or alcohol. 

High-risk sports for which you are paid. 

Psychological disorders, unless you’re hospitalized. 

War and acts of war. 

Illegal acts. 

Piloting or learning to pilot or acting as crew of an aircraft. 

To find the full list of exclusions for your specific policy, be sure to review your plan’s benefits schedule.

» Learn more: What to know before buying travel insurance

How to choose a Faye plan online

Purchasing a Faye travel insurance plan online is simple. You’ll first want to head to the company’s website to generate a quote.

You’ll need to input information like your age, where you live, where you’re going and how long you’re going to be away. Once you’ve got that all entered in, you’ll be taken to the results page.

Here, you’ll be able to see what plan options you have available, as well as what add-ons there are to pick.

After you’ve selected the coverage you’d like, you’ll need to go through the online checkout process.

» Learn more: Is travel insurance worth it?

Which Faye plan is best for me?

Although Faye has just one base plan available for purchase, it has plenty of different add-ons from which to choose. Faye sorts its bundles and add-ons according to the trip you’re taking, so you may see your bundled offer vary from time to time.

For tentative plans . Choosing to add on a Cancel For Any Reason (CFAR) policy can provide peace of mind if your travel plans aren’t solid. With the ability to get up to 75% of your money back, you’ll just want to make sure you’re canceling at least 48 hours in advance. 

For pet owners . Not many travel insurance companies include coverage for your pets , especially not when it comes to vet bills. With a low overall cost, this add-on can make a huge difference if you end up delayed on your return. 

For those wanting to customize everything . Faye’s base plan allows customers to create tons of different customizations according to their travel needs. Even though it’s costly, it makes up for it with wholly comprehensive coverage. 

Faye’s travel insurance offerings may suit your needs, but before purchasing a plan, take a look in your wallet. Many different travel credit cards offer complimentary travel insurance , which can include benefits such as trip cancellation reimbursement, rental car insurance and more.

on Chase's website

on American Express' website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 6 hours.

• Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

• Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

Terms apply.

Insurance Benefit: Trip Delay Insurance

Up to $500 per Covered Trip that is delayed for more than 6 hours; and 2 claims per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Insurance Benefit: Trip Cancellation and Interruption Insurance

The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

• Destinations
• Russian Federation

Russian Federation Travel Insurance Requirements

Last updated: 03/07/2024

Russia Travel Insurance Requirements

The U.S. Embassy Moscow does not advise travel to Russia as the embassy has limited capacity to assist U.S. travelers due to the Covid-19 pandemic. There is currently also a Level 4 travel advisory for the country by the U.S Department of State, advising U.S citizens not to travel to Russia due to ongoing conflict.

Travelers from foreign countries are required to have a visa to travel to Russia. For travelers from outside countries to obtain the required visa for entry into Russia, medical travel insurance is a necessity. The policy is required to last for the traveler’s entire trip to Russia, but there is not a minimum amount needed.

Squaremouth’s Travel Insurance Recommendations

Although there is not a specific dollar amount required to visit Russia, Squaremouth recommends travelers buy a policy with at least $50,000 in Emergency Medical coverage, and at least $100,000 in Medical Evacuation coverage. These are the standard amounts recommended for international travel. This coverage is reimbursement-based, meaning the traveler is typically required to pay their medical expenses upfront and then file a claim for reimbursement when they return home.

The Emergency Medical benefit of travel insurance can reimburse travelers for the costs of medical treatment in the event of an illness or injury during their trip. This includes physician services, ambulance expenses, and other costs of treatment.

The Medical Evacuation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. If the treating physician determines the traveler should return home for better treatment, this benefit can also cover those costs.

While medical benefits are the only requirement, many travelers may opt to cover their trip costs too. Travelers have the option to purchase Trip Cancellation coverage to protect their prepaid and non-refundable trip expenses. This benefit can cover events such as cancellations or interruptions due to sickness, weather, or terrorism.

Click here to begin your search for Russian Federation Travel Insurance.

Russia Travel Insurance Trends and Data

With historic cities and many popular tourist destinations, Russia attracts visitors from all over the world and has steadily grown in popularity over the years.

Destination Rank: 179

Percentage of Squaremouth Sales: 0.01%

Average Premium: $69.56

Average Trip Cost: $0.00

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

Helpful Resources

• U.S. Department of State – Russia
• Visit Russia

Available Topic Experts for Media:

Squaremouth's destination information is free and available for use within your reporting. Please credit Squaremouth.com for any information used.

Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

We're here to help!

Have questions about travel insurance coverage? Call us! 1-800-240-0369 Our Customer Service Team is available everyday from 8AM to 10PM ET.

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Moscow Bears win 4A state championship on a walk-off run scored by Jack Driskill

May 19—Ninety feet away.

That was how far Moscow baseball was from achieving something it hadn't done in 40 years. That was how far the Bears were from downing the Bishop Kelly Knights in the Idaho Class 4A state championship game on Saturday at Vallivue High School in Caldwell, Idaho.

Jack Driskill was on third base and Connor Isakson, who had just brought in the game-tying run, was on second. Tommy Holt, who turned 18 years old on Saturday, gifted himself a grounder to the Knights' third baseman Dean Herkenrath. Herkenrath bobbled the ball and shorted the throw to first base. Seeing the error, Driskill sprinted all 90 feet and crossed home plate with his arm raised to give Moscow a 7-6 win and its first state baseball championship since 1984.

The walk-off set off cheers from the well-traveled Moscow fans and instigated a not-too-shabby dogpile next to first base.

"I don't even know if I expected it to feel that good," Moscow coach Griffin Rod said. "I'm just so happy for them. The boys, they're emotional. (There are) tears of joy. They spoke it to existence from Day 1 and it happened. You don't get a lot of opportunities to accomplish such big goals and go down in history forever in our own little piece of the world. I feel so happy for everyone and it still feels a little bit surreal."

The Bears' victory capped off a 13-game winning streak and a run that, fittingly, came to a successful end against one of Idaho's blueblood high school baseball programs.

For the six innings prior, the two sides put up an effort fitting of a state championship game.

Moscow comes out swinging

The Idahosports.com broadcast called Moscow the most impressive offensive team during State, and it's not hard to see why.

The Bears (20-7) went into Saturday averaging seven runs per game in two state tournament games. They didn't slow down against Bishop Kelly.

Driskill hit a two-RBI single and Isakson brought in another score with a single of his own in the bottom of the first. Levi Anderson hit an RBI sacrifice fly and Jamison Green was walked with the bases loaded in the second and third innings, respectively. At the end of the third, the Bears were up 5-1.

"We respect who (Bishop Kelly) are and all the things," Rod said. "We respect every team we play. But we feel like we were in just as good a situation as anybody to win this game pitching-wise and with the way we were hitting."

The Knights (18-10) are no strangers to high-pressure moments or title games, and they weren't going to make it easy for Moscow.

Bishop Kelly moves pieces in place

Bishop Kelly won the state championship in 2022 but fell last season to the eventual champions, Pocatello. For the Knights to possibly win their second championship in three years, they had to completely shift momentum and make up a four-run difference.

They did exactly that.

In the fourth inning, Bishop Kelly's Joe Stroschein got on second base due to one of Moscow's four errors in the game. The Knights went deep into their bag of tricks and uncorked three straight bunt singles. The second bunt loaded the bases and the third brought in a run. Bishop Kelly scored twice more on another Bears' miscue, and Cooper Cammann capped off the scoring with an RBI sac fly. When all was said and done, the score went from a 5-1 Moscow lead to a 5-5 tie after four innings.

If offense was the name of the game during the early goings, defense and pitching took center stage in the latter part of the game.

Isakson wins late pitching duel

Both teams' pitching staffs were in pretty good shape going into the title game. When it came time to play the last two innings, the two squads representing the opposite regions of the state were on their third, and final, hurlers.

The growth of Moscow's pitchers has been a big part of its success this season. It was only fitting that the game was rested in the hands of those on the mound.

Isakson, in addition to leading the Bears' battery with two hits and two RBI, earned the win as Moscow's final pitcher. He let up one run and struck out three batters in two innings of work. He was named Idahosports.com 's player of the game for his efforts.

But the one run that Isakson gave up nearly kept the state championship banner in southern Idaho.

Herkenrath scored on a Bears error, giving the Knights three runs on two Moscow miscues. But Isakson got out of a potential jam and Bishop Kelly left two runners stranded. The Knights also had a 6-5 lead going into the bottom of the seventh.

The Bears faced a crystal-clear situation: tie the game and send it to extra innings, walk it off or lose.

Moscow loaded the bases with no outs, which set up Isakson's game-tying hit and Holt's title-winning at-bat.

"I want to say it's unbelievable but, honestly, I believe it," Rod said. "We just have pride in ourselves at not getting too high, not getting too low and just being who we are. We truly believe good things will happen to good people if you work hard at it. I wasn't really concerned who was going to be in the other dugout because all we've done all year is just worry about us and playing our baseball. And that's exactly what the boys did."

Program-defining win

Not only was the Bears' win on Saturday their first baseball state title in four decades, it was also the first championship for the school in any sport since 2011 (girls golf).

Moscow's journey to this point was one that the team expected of itself.

The Bears made it to the state tourney in 2023 but went 0-2. This year, they believed they were more than capable of doing something great. And they did.

When someone is trying to build a team for long-term success, program-defining wins are a big step in accomplishing that feat. Proof that the coaching, the practices and the hours put in are worth it.

"I think that, I was told somewhere along the way, that it takes a good five years to actually build a program," Rod said. "And I think I'm running a couple years late. But to keep raising the bar allows us to push the kids in the right direction a little bit harder — it just had to be step-by-step. I didn't plan it out that way. ... But I think hopefully this sets an expectation that we're here to play baseball and nothing else and continue to grow the program. We lose a big part of the team with some seniors but we also have a great core of juniors that are coming in. And I think at some point that the culture of the program takes care of itself."

The Palouse is a talented area for baseball with several American Legion and travel ball teams during the summer. Moscow's state title win is the first in many years for a school that's been starved for success at the state level. It could also be the beginning of a new standard of excellence for Bears baseball.

Bishop Kelly 100 400 1—6 7 3

Moscow 311 000 2—7 5 4

Jamison Smith, Luca Quilici (2), Jamison LaMott-Slasser (4) and Gianni Caltagirone; Keaton Clark, Ethan McLaughlin (4), Connor Isakson (6) and Tyson Izzo. W—Isakson; L—LaMott-Slasser.

Bishop Kelly hits — Dean Herkenrath, Cooper Cammann, Zach Wright, Nathan Rapp, Caltagirone, Alex Sullivan.

Moscow hits — Isakson 2, Izzo, Levi Anderson, Jack Driskill.

Kowatsch can be contacted at 208-848-2268, [email protected] or on Twitter @Teren_Kowatsch.

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