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Travel insurance for south africa.

South Africa is renowned for its stunning wildlife safaris, vibrant cities, and breathtaking scenery. From the iconic Table Mountain in Cape Town to the vast savannas of Kruger National Park, there's something to captivate every traveler's imagination. Now, as you plan your journey to this enchanting destination, it's crucial to consider your travel insurance needs. In this guide, we'll walk you through everything you need to know about travel insurance for South Africa, ensuring you have a worry-free and enjoyable trip.  

  • What should your Travel insurance cover for a trip to South Africa? 

How Does Travel Insurance for South Africa Work?

  • Do I need Travel Insurance for South Africa? 

How Much Does Travel Insurance Cost for South Africa?

Our suggested axa travel protection plan, what types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to south africa, traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to south africa.

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.  

  • Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
  • Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
  • Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
  • Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
  • Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for South Africa.

Imagine indulging in South Africa's savory braais and exotic street food. However, after enjoying a delicious meal, you fall ill with food poisoning. In need of urgent medical attention, your travel insurance may cover unexpected health emergencies, including food-related illnesses. With AXA, you can enjoy South Africa's cuisine with confidence.

Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Additional Optional Travel Benefits 

  • Rental Car (Collision Damage Waiver) : Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.

Do I Need Travel Insurance for South Africa?

While South Africa doesn't require travel insurance, we highly recommend securing a policy before your trip. A good travel insurance can protect your finances, especially considering the significant expenses involved in visiting the region.

Why? There are several reasons:  

Medical Emergencies: Given the potential risks of accidents or illnesses while exploring South Africa's diverse landscapes, coverage for emergency medical expenses is crucial. Insurance offers travelers’ access to necessary healthcare without worrying about overwhelming costs.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Cancellation : With South Africa's unpredictable weather and occasional political unrest, trip cancellations may occur. Coverage for trip cancellation may offer reimbursement for prepaid expenses due to unforeseen circumstances.

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

  • Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to South Africa will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the Silver,   Gold  and  Platinum Plan   , each offering different levels of coverage to suit individual needs. Given that South Africa hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for South Africa’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring South Africa's stunning landscapes in a rental car.  

AXA covers three types of medical expenses:

Emergency medical

Emergency evacuation & repatriation

Non-medical emergency evacuation & repatriation  

Emergency medical: can cover unexpected incidents such as broken bones, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation: Can cover evacuation assistance for leaving a destination urgently due to non-medical reasons. This could include events like natural disasters or civil unrest.  

No. Travelers visiting South Africa are no longer obligated to present vaccination certificates or recent negative PCR test results upon entry.  

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum   Plans offer coverage for preexisting medical conditions. The Platinum plan is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.  

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.  

2.When should I buy Travel Insurance to South Africa?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.  

3.Do Americans need travel insurance in South Africa?

Travel insurance is not a mandatory requirement for visiting South Africa. However, purchasing a policy before your trip is highly recommended to cover unforeseen events such as medical emergencies, trip cancellations, or lost luggage.  

4.What is needed to visit South Africa from the USA?

When traveling to South Africa, American citizens must have a passport valid for at least 6 months. Besides the valid passport, only need a return ticket for a 90-day stay is needed.  

5.What happens if a tourist gets sick in South Africa?

If you become sick in South Africa, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Top Travel Insurances for South Africa You Should Know in 2024

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

At the very bottom of Africa, South Africa is a famous tourist destination that's known for its diverse landscapes, Table Mountain, the Kruger National Park with its Big Five, and rich cultural heritage such as traditional music and dance. Although travelling to South Africa can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to South Africa and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

South Africa Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for South Africa:

Best Travel Insurances for South Africa

  • 01. Should I get travel insurance for South Africa? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to South Africa scroll down

Heading to South Africa soon? Don't forget to check the following list before you travel:

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  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for South Africa?

No, there's currently no legal requirement to take out travel insurance for travel to or through South Africa.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to SA or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for South Africa:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to South Africa. It lets you choose between various plans tailored to meet the specific needs of your trip to South Africa, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote 🡪

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for South Africa:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote 🡪

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote 🡪

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to South Africa? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to SA

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for South Africa. However, we strongly encourage you to do so anyway, because the cost of healthcare in South Africa can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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It is easy to get an instant quote and buy travel insurance online with our step-by-step quotation and purchase facility. It is safe, secure, and fully underwritten by Genric Insurance Company (Ltd) to give you peace of mind. Enjoy traveling knowing you are well covered for any medical emergency.

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International Travel Insurance from South Africa

See our selections of cover for South African residents travelling internationally.

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Local Travel Insurance in South Africa

Cover for residents and non-residents visiting South Africa.

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A guide to purchasing the best and most suitable cover fit for where you are traveling at the best price.

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1. click buy now button.

This will take you to our online Quotation and purchase system.

2. Trip Details

Quickly Fill in information on age, business or leisure travel, destination & dates of travel.

3. Quote & Policy Choice

Select policy choice based on suitable cover presented showing price and schedule of medical & travel protection benefits. See our range of International policies.

4. Tailor Extra Cover (Optional)

Tailor your cover by adding a choice of Extra benefits. You can read more about it here.

5. Personal Details

Complete personal (Confidential) details on our quick and easy form.

6. Completion

Pay with a card using our secure online payment gateway. Your policy will be emailed and you can relax and look forward to a covered trip.

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Best Travel Insurance Companies in South Africa

Owning a good quality travel insurance policy gives peace of mind when you’re on a trip. You can throw any fears overboard and thoroughly relish that long-awaited, much-deserved holiday, knowing that you’ll be financially covered if anything goes wrong.

In this post, we’ll tell you which companies offer the best travel insurance for South Africans, and what stands out about their travel insurance packages. All of these providers are favorites among local travelers… but they feature different benefits.

FNB Travel Insurance

FNB’s travel insurance package is simple and covers the essentials. They offer:

  • R10 million cover for medical expenses.
  • A personal liability cover of up to R2.5 million.
  • Cover in the event of accidental death, total permanent disablement, cancellations, delays, situations involving pre-existing medical conditions, and lost, stolen or damaged baggage.

They have a special package for clients between 71 and 85 years of age.

Top benefit: the high amounts they’ll payout in the case of a medical emergency.

Visit their website .

Call: 086 149 0100

ABSA Travel Insurance

ABSA also boasts some automatic, basic cover for clients who use their ABSA credit card to purchase their air tickets. You can order a “top-up” cover to gain full insurance. This will cover:

  • Trips up to 184 days long
  • Hazardous activities
  • Pre-existing medical conditions
  • Medical emergencies
  • Personal accidents
  • Baggage loss or theft
  • Legal expenses
  • Wrongful detention
  • Loss of money
  • Loss of passport

Clients between 70 and 74 years get to enjoy a special package.

Top benefit: cover is more comprehensive than other banks offer.

Visit their website.

Call: 086 122 7284

Email: [email protected]

Standard Bank Travel Insurance

If you have a Standard Bank credit, VISA or cheque card, you get automatic, limited travel insurance for up to 90 days. Or, you can pay extra to enjoy full coverage. Here’s what Standard Bank travel insurance will pay out for:

  • Trips lasting up to 180 days
  • Medical emergencies, including those caused by acts of terrorism
  • Death or permanent total disability
  • Visit by a family member during an emergency
  • Return of stranded child or travel companion
  • Baggage delay
  • Travel delay
  • Legal fees to third parties

Top benefits: they provide excellent help for a medical emergency or if someone becomes stranded.

Call: 086 111 4494

AIG Travel Insurance

AIG is a US-based insurance company that’s been operating in South Africa for nearly fifty years. They offer several different packages. The most basic one covers:

  • Trip cancellation
  • Trip interruption
  • Baggage loss or delay
  • Pre-existing conditions
  • Medical evacuations
  • Car rentals
  • 24-hour assistance

Deluxe packages may include options like pet insurance, security evacuation and dental emergencies.

Top benefits: large global reach, loads of variation regarding the package you can purchase.

Pick a package and fill out an online questionnaire to receive a quote.

Call: 086 010 0491

Allianz Travel Insurance

According to their website, Allianz offers insurance plus risk consultancy to a wide variety of clients across many countries. They have a range of unique travel insurance policies, including one tailored for clients who want to travel in Europe’s Schengen region and one for travelers who will be enjoying winter sports.

Here’s what their popular Single Trip Travel Insurance will cover:

  • Trip cancellations, delay or curtailment
  • Emergency medical expenses
  • Emergency medical evacuation
  • Repatriation of mortal remains
  • Dental expenses
  • Hospital cash
  • Emergency family travel
  • Loss of personal money
  • Baggage delay and loss
  • Personal accident or disability
  • Permanent total disablement
  • Missed departure
  • Personal liability

Top benefits: highly comprehensive coverage, specialised insurance packages tailored for unique situations.

Call: 087 195 0581

Email: [email protected]

Discovery Travel Insurance

As a health insurance provider, Discovery will pay out for medical emergencies while you’re traveling, if you’re subscribed to certain plans. They’ll only cover medical emergencies and won’t payout if you’ve been traveling for over 90 days or have an emergency relating to a pre-existing condition.

Top benefit: this coverage is automatic on most Discovery medical insurance plans, so if you have an account with Discovery, you may already be covered for medical emergencies when travelling.

Call: 086 099 8877

Santam Travel Insurance

Santam is a locally based insurance provider who knows how to care for their South African clients. Santam travel insurance may cover:

  • 24-hour emergency assistance
  • Journey cancellation or curtailment
  • Repatriation
  • Accidental death or disablement
  • Loss of luggage, documents or cash
  • Hostage situations
  • Wrongful arrest
  • Travel supplier insolvency

Top benefit: they’re local but offer more travel insurance coverage than local banks.

Get a quote .

Call: 011 521 4000

Email: [email protected]

Bryte Travel Insurance

Bryte may be a new name in the insurance and risk management industry, but the Bryte team is wonderfully capable and accomplished. When it comes to travel insurance, Bryte offers a variety of packages, including a plan specific to teens, and a plan for people traveling within South Africa. Their premium package covers:

  • Emergency medical expenses, including those arising from terrorism or hazardous activities
  • Medical evacuation
  • Optical and dental expenses
  • Hospital cash and refund of emergency telephone charges
  • Holiday disruption
  • Death and permanent total disability
  • Cash transfer advice
  • Embassy and consular referral
  • Visit by family member
  • Legal assistance and fees to the third party
  • Assistance for spouse or travel companion on a cruise
  • Burial, cremation or return of mortal remains plus coffin expenses
  • Trip cancellation, postponement or curtailment
  • Baggage theft, loss, damage or delay
  • Certain valuables
  • Bank card fraud
  • Theft of money, cheques, bank cards, money orders, passports or travel documents
  • Travel delays and alternative travel, with ticket upgrades in the case of long delays
  • Missed connection with additional car parking and lounge access
  • Missed event or activity
  • Hijack, kidnap and wrongful detention
  • Natural disaster evacuation and accommodation
  • Identity fraud
  • Certain additional expenses
  • Missed port or cabin confinement

Top benefit: packages are tailored, comprehensive and highly practical.

Apply online .

Browse this informative brochure.

Call: 086 000 1121

Hollard Travel Insurance

Hollard is another large, privately owned local insurer. Children are insured for free, and they offer group discounts. They cover:

  • Any of the 31 pre-existing medical conditions named on their list .
  • 101 different sports and activities
  • Cruise travel
  • Trip cancellations
  • Late flights
  • Missed connections
  • Theft or damage to belongings
  • Legal liability
  • Poor weather
  • Delayed luggage
  • Accidental death
  • Permanent disability
  • Unexpected terrorist attacks

Top benefits: they offer wonderfully comprehensive coverage, free kids’ coverage and group discounts.

Get a travel insurance quote.

Call: 086 145 5738

Email: [email protected].

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OUR RANGE OF TRAVEL INSURANCE BENEFITS

Medical emergency.

R1 million – R100 million Cover for sudden, unforeseen and unexpected events that results in injury whilst travelling abroad from South Africa.

PERSONAL LIABILITY

R300,000 – R5 million Covers the costs incurred for which you are legally liable if, due to your negligence, you cause a loss or damage to property.

VISA DENIED COVER

R10,000 – R30,000 Cover in the event that your journey is cancelled and you do not travel at all due to the rejection of your visa application.

PERSONAL ACCIDENT

R50,000 –  R500,000 Cover if you suffer accidental bodily injury during the trip, which causes death we will pay up to the liability in your cover to your beneficiary.

SUPPLIER INSOLVENCY

R10,000 to R25,000 Cover if your trip is cancelled due to the financial insolvency or liquidation of the supplier with which you booked & purchased your trip.

TRIP CANCELLATION

R10,000 – R50,000 Cover for financial loss you suffer when you do not use pre-paid travel and accommodation because you are unable to travel at all.

We have a wide range of EXCLUSIVE travel insurance products available online for INSTANT COVER. Buy travel insurance ONLINE 24/7.

Our travel insurance products.

Schengen Travel Insurance

Schengen Plan

schengen_small

Tailored exclusively for travel within the Schengen Area, this no-frills policy meets all requirements of the European Parliament regulation (EC) No 810/2009, ensuring compliance with the Schengen visa requirement for medical coverage of at least €30,000. It focuses solely on medical expenses, with coverage limited to R1 million rand. Upon purchasing the policy online, you will automatically receive a visa letter for travel.

More Buy now

LUXURY PLAN

Luxury Leisure Travel Insurance

Our premier coverage, this comprehensive plan is designed exclusively for leisure travel, offering a medical limit of R100 million.  It is valid for Schengen countries and worldwide, excluding the USA. This plan includes extensive protection with value-added benefits, ensuring a secure and worry-free travel experience.

Travel Insurance Worldwide

WORLDWIDE EXCLUDING USA

Valid for Schengen countries and worldwide travel. The 1 page visa letter is included with the policy documents. Valid for leisure purposes only.

Worldwide Travel Insurance including USA

WORLDWIDE  INCLUDING USA

Africa Asia & Middle East Travel Insurance

Africa Asia Indian Ocean & Middle East Cover

Africa & Asia Travel Insurance

ECONOMY PLAN

Business Travel Insurance

Business Cover

Business Travel Insurance

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Corporate Travel Insurance

Corporate Travel Insurance

Designed to meet the specific needs of corporate travellers and organisations, this plan allows businesses to declare the number of travel days in advance and pay a deposit premium based on these days. The flexible payment system helps manage costs effectively while ensuring comprehensive coverage for all travel-related incidents, including medical expenses, trip cancellations, lost luggage, kidnap and wrongful detention and more. For adjustments or to declare additional days, and to ensure coverage is perfectly tailored to your specific needs, please get in touch with us to receive a personalised quote. This approach provides efficient and economical protection for all travelling employees.

Youth Travel Insurance

Youth Cover

Youth Travel Insurance

Embark on your international adventure with confidence! Our travel insurance is tailored specifically for young travellers aged 16-30 engaging in work experiences like bartending, restaurant service, or au pair roles, excluding the USA. Enjoy comprehensive coverage, including R5 million for medical emergencies, personal belongings protection, travel disruptions, and liability. Benefit from 24/7 support and home leave coverage that allows you to return to your home country without losing insurance protection. The maximum coverage duration is 365 days, ensuring you’re protected throughout your entire journey.

Senior Travel Insurance

Senior Cover

Senior Travel Insurance

Senior Options

Our ‘Senior Cover’ policy covers those aged between 81 – 85 years (inclusive). This policy offers R1 million for medical emergency assistance as well as other benefits. Pre-existing medical limit is R100 000.

SENIOR 86 – 90 YEARS

You are required to complete a medical declaration form. Cover is subject to approval by the insurer. Please get in touch with us to provide the medical declaration form.

Contact us for more information on 010 211 4858 or email [email protected]

Purchase your travel insurance policy online now. Simple 4 step process. Purchase with a debit or credit card securely.

IMPORTANT NOTICE

Easy Travel Insurance is a trading style of Ozsum Projects (Pty) Ltd. (2021/886140/07)

Easy Travel is a Registered Agent of Africa and Worldwide Medical Assistance Services, who are a registered Financial Service Provider, FSP number 44376.

This policy is administered by Linkham Services, an Authorised Financial Services Provider (FSP 45396). Underwritten by Genric Insurance Company Limited (FSP43638), an Authorised Financial Services Provider and licensed non-life Insurer.

Our other sites: www.easyvisas.co.za www.easytravel.co.za

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Easy Travel Insurance 6 Sturdee Avenue Rosebank Gauteng South Africa 2196

Advise: 010 211 4858

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South African Travel Insurance

Travel insurance for the whole family

Whilst you are traveling, Allianz Travel provides travel insurance to safeguard you and your family. Our wide range of travel insurance options extends from simple Schengen visa coverage to exclusive annual multi-trip covers. 

Total Coverage!

Allianz travel insurance covers you and your family when traveling. We provide several types of coverage, including accident, illness, injury, sickness, trip interruption, baggage loss or damage, delays, and so much more. 

Allianz Travel offers you the freedom to explore the world with confidence, knowing that Allianz Travel has one of the following travel insurance plans to protect you:

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Popular Products

Schengen travel.

Sightseeing

If you are travelling to the Schengen Zone, then this policy enables you to obtain your Visa, in addition to offering emergency medical cover, whilst you are travelling.

From R 147*

Single trip insurance.

Rio de Janeiro

Perfect for individuals or families travelling worldwide for a single trip. Protect you or your family as well as your holiday with our great value Single Trip Travel Insurance.

From R 233**

Annual trip insurance.

House over water

Planning on going away more than once this year, then an Annual Trip Policy offers you great value cover for all of your trips, the best cost effective solution all year long.

From R 1887***

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  Sports Cover  

* Schengen Travel - Price based on a 30 year old travelling up to 3 days within a Schengen Destination.

**Travel Standard - Price based on a 30 year old travelling up to 3 days within Worldwide excluding USA & Canada geographical zone.

***Travel Schengen Annual multi-trip  - Price based on a 30 year travelling to the Schengen space

****Travel Standard with Sport Cover - Price based on a 30 year old travelling up to 3 days within Worldwide excluding USA & Canada geographical zone

For more information about our optional products prices please refer to the products page.

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The Travel Insurance Experts

When you are insured with AGCS SA, you have access to a global network of travel experts.  Our travel insurance underwriters have a vast amount of experience and local knowledge about the destinations, cultures and risks of many different countries. This means that we can design a comprehensive cover for your specific needs while understanding the unique challenges faced by people traveling to more remote or exotic locations around the world.

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></center></p><h2>5 Best Travel Medical Insurances</h2><p>The  5 Best Travel Medical Insurances in South Africa revealed .</p><p>We tested them side by side and verified their travel insurance plans.</p><p>This is a complete guide to the best travel medical insurance in South Africa.</p><p>In this in-depth guide you’ll learn:</p><ul><li>What is travel medical insurance?</li><li>Is there a difference between travel medical insurance and travel insurance ?</li><li>What is international travel insurance?</li><li>What exactly does travel insurance cover for South Africans?</li><li>Are there waiting periods on travel insurance?</li></ul><p>So if you’re ready to go “all in” with the best travel medical insurance in South Africa , this guide is for you.</p><p>Let’s dive right in…</p><h2>5 Best Travel Medical Insurances Summary</h2><ul><li>Hollard Travel Medical Insurance – Overall, Best Travel Medical Insurance in South Africa</li><li>ABSA Travel Insurance – Offers Automatic, Basic Coverage</li><li>AIG Travel Insurance – Several Different Travel Packages on Offer</li><li>Standard Bank Travel Insurance – Automatic Travel Insurance for Up To 90 Days</li><li>Allianz Travel Insurance – Offers Risk Consultancy to Clients with Travel Insurance</li></ul><h2>What Is Travel Insurance</h2><p><center><img style=

Travel insurance is security that protects against dangers and financial losses that could happen while travelling. The risks range from small inconveniences, like missing a flight link or having your luggage arrive late, to more serious problems, like getting hurt or getting sick.

Depending on the policy you choose, travel insurance can pay for a wide range of harms and losses, including:

Getting hurt or sick

Travel insurance can help protect you from medical costs that your regular health insurance will not cover while you are travelling. Most health insurance plans do not cover you fully in foreign countries, and some plans, like Medicare, do not cover you at all. Travel insurance works on top of your regular health insurance. If you get sick or hurt before or during your trip, it can help cover some of the costs.

Travel insurance can help pay for costs that come up because your stuff was lost or stolen. This is especially helpful if your bags get lost by a flight, since it can be hard to get them to pay for lost luggage. But in order to get the highest amounts, people must show receipts that show how much their lost bags and their items were worth. And some companies say you have to make the claim within 21 days.

Last-minute cancellations

Travel insurance can help pay for costs that come up if you have to cancel your trip. Most resorts and ship lines will not give you your money back in full if you have to cancel. If you cancel your trip more than two weeks before it starts, most places will charge you a cancellation fee. Many cruise lines will only give you a 25% refund or credit towards another ship. Most companies will not give you any money back if you cancel a trip less than two weeks before it starts. Unexpected things happen, so you want to be ready for anything.

Insurance that goes beyond your credit card

Some credit cards only cover a certain number of cancellations and interruptions per year and have other limits if they cover cancellations and interruptions at all. But few credit cards cover the most expensive travel risks, like hospital bills or emergency evacuations, which can be paid for by travel insurance.

READ more about Health Insurance for Travel in South Africa

What your trip insurance may not pay for

What your trip insurance may not pay for

Even though there are many reasons to buy travel insurance, it is important to know that some things may not be covered. If you already have a health problem, look for a plan that lets you get out of paying for it. If you are going to a place where there is political unrest, check to see what your insurance covers if you need to stop your trip because of the problems. Some situations where a tour company goes out of business because of money problems are covered by travel insurance. Find out how that works before you book your trip.

What kind of trip insurance should you buy?

Before you look into travel insurance, you should think about why you might have to stop your trip. Will a weather-related delay drastically change your vacation? Is it possible that your school year will get longer or that you will have to go on a job trip instead? Are there wars happening in the country you are going to?  All of these are good reasons to cancel a trip or ask for insurance. But these things are not covered by all trip insurance.

Insurance you can cancel for any reason:

When you buy this insurance, if you get a hangnail and want to quit, you can. Most of the time, the insurance company does not need a reason. They only need you to cancel within the time limit, which is usually between 48 and 72 hours before you leave.

You will give up ease for a smaller amount of reimbursement. With cancel for any reason protection, you can get around 70% of your non-refundable, pre-paid trip costs back without giving a reason. You can sometimes buy this on its own or as an add-on to a more complete insurance.

Comprehensive trip insurance:

When most people think of trip insurance, this is the protection that comes to mind. The all-inclusive insurance typically covers delays, cancellations because of illness or death, lost luggage, and some medical costs for emergencies. Just read the small print to find out what it covers.

Making changes to your trip insurance

Within a certain amount of time after buying the insurance, if you find it does not meet your needs, you can get a full refund (maybe minus a small administrative fee). This gives you time to read the material carefully and make sure it gives you what you need. Most of the time, it takes 10 to 15 days. If you need to make a claim, it is best to know what the insurance covers and how claims work ahead of time, if possible.

When you book a trip that costs a lot, look into insurance at the same time. Some plans require you to buy travel insurance within a certain amount of time after making your first trip payment, like within 10 to 30 days.

Why You Need Travel Insurance

Why You Need Travel Insurance

When planning a trip to a faraway place, it can be easy to forget about the risks. But if you do not have insurance, a small problem like getting sick or missing your flight could cost you everything.

If you do not have insurance, it could cost you a lot. So, you should get travel insurance before you book that trip.

Here are some very good reasons to buy trip insurance.

  • Cancel for any reason rules let you cancel your trip for any reason, even if you have been planning it for a long time. You will get all of your money back if you have to cancel.
  • Many plans also cover trip interruption, which means that you can get some of the money you spent on your trip back if you have to cut it short for a reason that is covered.
  • A loss of baggage covering can help you get new things if yours are lost or stolen while you are travelling. This protection is often part of a full-coverage travel insurance policy.
  • If you get sick or hurt while travelling, travel medical insurance will help you pay for your medical care. You do not want to miss out on this. Most of the time, your home insurance contract may not cover you when you vacation. If you get hurt while travelling, travel medical insurance can help pay for the cost of getting you back home or getting you treated in the country you are visiting. You can get policies that are designed to cover only rare events, or you can get policies that are made for digital nomads that help with everyday care.
  • If your flight is delayed, cancelled, or you miss it, travel delay insurance can help you pay for the costs. Usually, a trip delay policy will pay for meals, lodging, transportation, and other costs that come up because of the wait. If you miss your flight or your link and do not have travel delay insurance, you may lose the money you paid to book your trips.
  • We live in a new time when having cover for pandemics is not only smart, but necessary. Health advice changes, which could cause a trip to be cut short. Many countries now require you to have COVID-19 coverage to pay for any costs that might come up if you have to stay longer than planned. It is best to learn ahead of time what you need to travel, and then have a second plan in case something goes wrong.

Travelling can be fun, but you need to be ready for things that could go wrong. A travel insurance package can help you avoid unexpected costs and make your trip more enjoyable.

The best travel insurance will cover everything, from lost luggage to medical problems. Before you buy a policy, make sure to shop around and read the fine print.

1. Hollard Travel Medical Insurance

Hollard Travel Medical Insurance

Hollard is large, privately owned local insurer that provides travel medical insurance with the bonus that children are insured for free. The offer group discounts and cover the following:

  • Any of 31 pre-existing medical conditions.
  • Over 100 sports and activities
  • Cruise travel
  • Medical emergencies
  • Trip cancellations
  • Late flights
  • Missed connections
  • Theft or damage to belongings
  • Legal liability
  • Poor weather
  • Delayed luggage
  • Accidental death
  • Permanent disability
  • Repatriation of mortal remains
  • Unexpected terrorist attacks

2. ABSA Travel Insurance

ABSA Travel Insurance

ABSA also offers automatic, basic coverage for people who buy plane tickets with their ABSA credit cards. To get full protection, you can order a “top-up” cover that will also cover the following:

  • Trips up to 184 days long
  • Hazardous activities
  • Pre-existing medical conditions
  • Personal accidents
  • Baggage loss or theft
  • Legal expenses
  • Wrongful detention
  • Loss of money
  • Loss of passport
  • Clients between the ages of 70 and 74 years can opt for a special package that is even more comprehensive.

3. AIG Travel Insurance

AIG Travel Insurance

Although AIG is a US-based insurance company, it has been operating in South Africa for about fifty years. They offer several different travel packages of which the most basic ones cover the following:

  • Trip cancellation
  • Trip interruption
  • Baggage loss or delay
  • Pre-existing conditions
  • Medical evacuations
  • Car rentals
  • 24-hour assistance

The more expensive Deluxe packages include options like pet insurance, security evacuation and dental emergencies.

4. Standard Bank Travel Insurance

Standard Bank Travel Insurance

If you have a Standard Bank credit, VISA or cheque card, you will get automatic but limited travel insurance for up to 90 days if you pay your trip with the card. Or, you can buy extra travel medical insurance to enjoy full coverage.

Here’s what Standard Bank travel medical insurance will pay out for:

  • Trips lasting up to 180 days
  • Medical emergencies, including those caused by acts of terrorism
  • Death or permanent total disability
  • Visit by a family member during an emergency
  • Return of stranded child or travel companion
  • Baggage delay
  • Travel delay
  • Legal fees to third parties

Standard Bank is known that it provides excellent help for a medical emergency or if a client becomes stranded in a foreign country.

5. Allianz Travel Insurance

Allianz Travel Insurance

Allianz offers travel medical insurance plus risk consultancy to a clients across many countries. They have a range of unique travel medical insurance policies, including one that is tailored for travellers who want to travel in Europe’s Schengen region and one for travellers who will be enjoying winter sports at their destination.

Here’s what Allianz Travel Insurance’s popular Single Trip Travel Insurance will cover:

  • Trip cancellations, delay or curtailment
  • Emergency medical expenses
  • Emergency medical evacuation
  • Dental expenses
  • Hospital cash
  • Emergency family travel
  • Loss of personal money
  • Baggage delay and loss
  • Personal accident or disability
  • Permanent total disablement
  • Missed departure
  • Personal liability

The company is known to provide highly comprehensive coverage and specialised insurance packages that are exclusively tailored for unique situations.

READ more about 5 Best Medical Insurance for International Travel in South Africa revealed

Frequently Asked Questions

How much does travel insurance to south africa cost.

Comprehensive Travel Medical Insurance South Africa can start from about R40 per day.

What is the meaning of travel insurance?

Travel insurance is designed to cover financial losses that could happen while traveling. The risks range from minor problems such as missed airline connections and delayed luggage to more serious issues including injuries or major illnesses.

Why do you need travel insurance?

Travel insurance protects your money if something goes wrong while you are moving or on vacation. It covers a wide range of things, from losing your bags to paying for medical care if you get sick or hurt.

What is included in travel insurance?

Travel Insurance covers different types of risks while travelling like unforeseen medical expenses, lost luggage, flight cancellations, and other losses that a traveller can incur.

Do you get travel insurance when you pay with credit card?

Yes, you get complimentary travel insurance when you pay your travel tickets with a Visa Platinum, Visa Signature, Visa Infinite, Visa Platinum Business and Visa Signature Business premium card.

When should you buy your travel insurance?

In general, you should buy coverage any time before the date your trip starts but it is always best to buy coverage as soon as you make your reservations.

You might also like to read more about the 5 Best Medical Aids for Foreigners Living in SA

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Travel

Absa Travel Insurance

Relax and enjoy the journey knowing you’re covered for any eventuality.

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Holidays should be stress-free

We’ll cover you for unexpected incidents that may affect your travel, from a cancelled flight to a lost suitcase or a sudden illness. Absa Travel Insurance options will ensure that you relax and enjoy every journey. Choose the travel insurance option that suits you best.

Stress-free travel

Your top-up cover will cover you for the loss of baggage, money or bank cards, the rejection or delay of your visa, missing a connecting flight or cancelling or delaying your trip.

Discounted rates for couples, families and groups travelling together.

Frequent travellers

Unlimited number of trips (maximum trip duration is 90 days) done within 12 months are covered by our annual multi-trip option.

What you need to know

Already an absa customer.

As a holder of a qualifying Absa Visa card, you automatically get up to 90 days’ Basic Travel Insurance for international journeys when purchasing your return travel ticket(s) with your card. Automatic Basic Travel Insurance is available for travellers between three months and 74 years old.

Top-up cover

If you need more cover you can easily add more benefits to your Automatic Basic Cover.

War is a general exclusion on all Bryte policies. Due to sanctions as well as the prevailing conditions please note that cover on all policies (Basic Travel Insurance as well as Top-up cover) for travel to Russia, Ukraine and Belarus and associated airspace has been suspended until further notice.

Choose the insurance solution you need

We’ll call you with a personalized quote.

Automatic Basic Travel Insurance

Get 90 days’ Automatic Basic Travel Insurance for international trips. You also get medical cover for expenses and personal accidents, plus selected travel-assisted services.

Tell me more

Optional top-up cover

Supplement your Automatic Basic Travel Insurance with a range of benefits that cater for trips up to 184 days.

Top-up Cover for seniors

If you're between 75 and 85 years old, this cover gives you travel insurance for 90, 120 or 184 days or an annual multi-trip.

Tell  me more

Exclusive seniors

Get exclusive cover for 31 days if you are between 86 and 89 years old. Specific terms and conditions apply.

  • Basic Travel Insurance
  • Optional Top-up Cover
  • Top-up Cover for Seniors
  • Exclusive Seniors
  • As a cardholder of a qualifying Absa card, you qualify for up to 90 days’ Automatic Basic Travel Insurance for international journeys when purchasing your return travel ticket(s) with your credit card.
  • Available for travellers between the ages of three months and 74 years.
  • Basic Travel Insurance does not cover pre-existing medical conditions and may not include cover for certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice or treatment (including prescription medication) that you may have received for any chronic or recurring illness or injury in the year before the insurance under this policy started.
  • You have a choice of three optional top-up plans to supplement the Automatic Basic Travel Insurance available to you. Please refer to the optional top-up schedules of benefits in the policy for detailed information on the benefits and limits offered.
  • Your card must be used for payment at a point of sale (POS), or you can pay for your public transport carrier ticket by using an online purchase facility (Card Not Present transaction). EFT transactions (payment from the credit card account) do not qualify.
  • You only qualify for automatic basic cover benefits when your insured journey begins and ends in South Africa.

Get certificate OR Call me back 

View our top-up rates Read your Travel Insurance Policy   

Visit the Bryte website get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance.

Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).

automatic-basic-travel-insurance

With Optional Top-up Cover, you can add more benefits to your Automatic Basic Cover.

Rates are calculated according to the following age groups:

  • Three months to 59 years (inclusive)
  • 60 to 69 years (inclusive)
  • 70 to 74 years (inclusive)

You can choose from the following trip duration options:

  • One to 90 days
  • 91 to 120 days
  • 121 to 184 days
  • Annual multi-trip

The comprehensive offer covers:

  • Hijacking of a public transport carrier
  • Legal expenses
  • Lost or stolen baggage
  • Wrongful detention
  • Personal Accident Insurance
  • Trip cancellation/Cutting your insured journey short
  • Additional cover for emergency medical and associated expenses
  • Personal loss of money or your passport, as outlined in the policy document.

The standard optional top-up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. If your activity does not appear on our list, please call the Bryte Customer Care Centre on 0861 227 284 or email [email protected] to ensure that you have the appropriate cover in place.

Cover for cardiac, cardiovascular, vascular or cerebrovascular conditions If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac, cardiovascular, vascular or cerebrovascular illness or consequences or complications that can reasonably be related to these conditions.

This exclusion will not apply if you bought the Optional Additional Cardiac, Cardiovascular, Vascular or Cerebrovascular Cover before the insured journey started. This optional extra cover is only available to travellers between the ages of 70 and 74, including when they buy Optional Top-up Plan 1.

Cancellation Cover

Cardholders of a qualifying Absa card have two Cancellation Cover options available to them, namely: Cancellation for a named reason and Cancellation for an unnamed reason.

  • The standard Cancellation Cover for a named reason is explained on pages 69 and 70 of the policy wording document and lists specific named events for which a policyholder can claim.
  • Cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying an additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 69 and 70, as described above. This Optional Additional Cover is only available on Top-up Option 1 and carries specific conditions as outlined in the policy wording. The Travel Insurance Policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with Cancellation for a named reason.
  • The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 75 to 76 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.

View our  top-up rates Read your  Travel Insurance Policy   

Visit the  Bryte website  get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance.

optional-top-up-cover

This cover is specifically for travellers between the ages of 75 and 85 and is valid for 90, 120 or 184 days or an annual multi-trip.

The cover includes:

  • Baggage loss/theft
  • Personal accident insurance
  • Wrongful detention and personal loss of money or your passport
  • Comprehensive Travel Insurance Cover for emergency medical and associated expenses.

Get certificate OR Call me back

top-up-cover-for-seniors

Absa also offers Exclusive Cover for Senior Travellers between the ages of 86 and 89 years. The maximum period of insurance is 31 days.

  • Before purchasing this plan, you are required to provide proof of your medical aid and a medical clearance form completed by your local treating medical practitioner. Cover is subject to pre-approval by Bryte.
  • Please refer to the Exclusive Senior Schedule of Benefits in the policy document for detailed information on the applicable benefits, benefit limits and terms and conditions.

Visit the  Bryte website  get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance. Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).

exclusive-seniors

Cover has to be bought for each traveller, including children. Quoted premiums are for each insured traveller.

Discounted rates apply for couples, family/friends and groups travelling together.

Refer to the rates table below.  

Find out more about our insurance solutions

Need to submit a claim.

We will give you all the support you need when you have to submit a travel insurance claim.

Call Bryte on  0860 222 446 or +27 (0) 10 498 7866 Monday to Friday between 08:00 and 16:30 Closed on weekends and public holidays Email  [email protected]

Register and submit your claim here . 

For emergencies

Call us on +1 416 977 9288 (Reverse call charges accepted)

For any medical claims over R10 000, contact the Emergency Assistance Helpline for approval. If you do not get approval, your benefit will be limited to R10 000.

Ensure that you have the following documents available in emergencies:

  • Travel Insurance Policy number (if Optional Top-up Cover has been bought) or the credit card number used to purchase the airline ticket
  • Current location
  • Your telephone number
  • Nature of the emergency
  • Type of assistance required

Need more help?

Speak to one of Bryte Insurance consultants to get the best insurance for your needs

Call Bryte on  0861 227 284 or +27 (0) 10 498 7856 Monday to Thursday: between 08:00 and 18:00 Fridays: between 08:00 and 17:00 Saturdays: between 08:00 and 13:00

Closed on Sundays and public holidays

Email: [email protected]

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