travel insurance to cover heart failure

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Heart conditions and travel insurance

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Tegan Oldfield

3 August 2023 | Updated 20 October 2023 | 5 minute read

If you’re one of the seven million people in the UK living with a heart condition , it’s important to get the right travel insurance for you.

Here we discuss how to get insurance that covers you and your condition and how to stay safe while travelling.

Is it safe to travel with a heart condition?

You should speak to your doctor to find out if it is safe for you to travel.

For many, going abroad with a heart condition is still safe. Even if you have a pacemaker, cardiac resynchronisation therapy (CRT) device or implantable cardioverter defibrillator (ICD) fitted, you should be able to travel.

If you’ve recently had a heart attack or a major operation like heart surgery, you may need a letter from your doctor to prove you are fit to fly or travel.

Can I get travel insurance with a heart condition?

If you’re looking for travel insurance for heart conditions, each insurance provider will have their own rules around what they cover.

If you have pre-existing heart issues, you need to declare this to your insurer. Check whether the policy covers your specific condition and what it will protect you for, including any care you may need while away.

You can use MoneyHelper’s medical directory to find suitable insurance to cover your condition or by you can call 0800 138 7777 (open Monday to Friday 8:00-18:00 excl. bank holidays).

Find out more about travel insurance for medical conditions .

What heart conditions can travel insurance cover?

Insurers that provide cover for pre-existing conditions typically cover:

• atrial fibrillation
• high blood pressure and cholesterol
• heart attack/myocardial infarction
• cardiomyopathy
• blocked or narrowed arteries
• valve disease
• aortic aneurysm
• heart failure
• aortic stenosis

Check your policy book carefully to make sure your condition is covered; if you’re unsure, call your insurer.

What information do I need to tell my insurer? 

You usually need to tell your insurer about any medical condition you’ve had within the last two years. But with a heart condition, you must tell them if you’ve ever had one.

You’ll need to let us know about:

• any problems with your heart
• recent surgeries or procedures you’ve had
• any emergency hospital visits
• the medications you take for your condition

You should always answer these questions truthfully. If you don’t let us know about a medical issue that you later need to claim for, your insurance will be invalidated . 

This means you won’t be covered for the cost of any treatments you need or if you need to cancel a trip as a result of your heart condition.

Remember to inform your insurer about any health changes between buying your policy and going on holiday.

Is travel insurance with heart conditions more expensive?

You might have to pay more for your travel insurance if you have a heart condition.

It’ll depend on the severity of your condition and any other health problems you might have, but the price of your premium will always depend on:

• where you’re going
• how long you’re going for
• what activities you’ve planned

Travelling with a pre-existing heart condition

When travelling with a heart condition, you should bring:

1. A valid Global Health Insurance Card (GHIC) , so you can access lower-cost medical care if you’re travelling to Europe. Read our guide on using the GHIC in Europe .

2. Enough medication to last your trip and a few more days’ supply to be safe. Read our guide on travelling with medicine .

3. A Device Identification Card , if you have a heart device fitted (such as a pacemaker), which doctors can refer to if you do need treatment.

4. Recent medical letters, records of treatment you’ve had, and a copy of your electrocardiogram (ECG) , for the same reason as above.

Flying with a heart condition

You can also take a few measures while travelling to your destination to keep your heart healthy.

If you have a heart device, let the security staff at the airport know. Your device shouldn’t be affected if you walk through the security scanners at a reasonable pace, but the staff will need to be careful when using a handheld metal detector.

They should hold it at least 15cm away from your device and avoid repeatedly sweeping over or lingering over it for a while.

You also might be at higher risk of developing deep vein thrombosis (DVT) on flights, so move around regularly and wear compression socks to help prevent a blood clot.

Speak to your doctor before flying to get specialised advice.

What to avoid on holiday with a heart condition

Specific temperatures and activities on holiday could worsen your heart disease symptoms. You should avoid:

• Very hot or cold locations. Your heart will have to work harder, which can cause medical issues. Try to visit places with a mild climate and avoid using spa facilities like hot tubs, saunas or steam rooms.
• Travel to high altitudes. High altitudes can affect your heart, lungs and blood flow as the air is thinner, and it’s harder to take in the oxygen your body needs. Check with your doctor before travelling to anywhere 2,000 metres above sea level.
• Adventurous sports. Things like diving, skiing or other adventurous activities can strain your body and heart. You’ll need the go-ahead from your doctor to take part, but you should speak to your insurer too, as we might not cover you if you’re going to take part in high-risk activities.   

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Travel Insurance for Heart Conditions

Specialist travel insurance for heart conditions.

Providing your doctor has cleared you for travel, there is no reason why you shouldn’t! The best place to begin is with Specialised Travel Insurance for heart conditions. Using our quick and easy online quote process, you can answer a few questions about your heart condition diagnosis, including any if you have suffered a heart attack or heart failure, and then we’ll compare a range of insurers to get you the perfect deal for both cover and cost. We will only show you Travel Insurance policies specific to your heart condition, as well as your age, destination, and duration of your trip. A doctor’s certificate is not required when declaring your medical history and heart condition.

Medical Travel Insurance with Heart Condition Cover

Our panel of specialist medical insurers cover virtually all heart conditions, including Travel Insurance after a heart attack, angina, irregular heartbeat and ischaemic heart disease. If you have a pacemaker fitted or stent procedure, it should also be declared. We work with a panel of expert medical insurers, who provide premium Travel Insurance with heart condition cover. We are confident in our abilities to provide everyone with the means to travel safely, and if we can’t, we’ll signpost you to somewhere we think can cover your specific heart condition.

Our specialist Heart Conditions Travel Insurance offers emergency medical support, available online 24 hours a day, 365 days a year. Just Travel Cover provides policies that ensure support is always accessible.

Travel Insurance for Heart Conditions FAQs

Frequently asked questions about Travel Insurance for Heart Conditions .

What is Travel Insurance for heart conditions?

Travel Insurance for heart conditions is a specialised type of insurance designed to meet the needs of individuals travelling with cardiac-related health concerns, including Travel Insurance after heart attack, heart failure Travel Insurance and cover for specific heart conditions. This insurance covers medical treatment for pre-existing heart conditions while you are away from home, ensuring that you are not left facing financial strain along with your health concerns in the event of an unforeseen medical issue related to your heart condition.

When seeking Travel Insurance with heart conditions, it’s important to declare all aspects of your heart condition. Our panel of insurers specialises in providing cover for travellers with a history of heart-related issues, including those looking for Travel Insurance after a heart attack, or cover for conditions such as angina, arrhythmias, and ischaemic heart disease. By ensuring you have the right Travel Insurance for your heart condition, you can travel with confidence, knowing you’re adequately covered should something not go to plan relating to your heart condition.

What does Travel Insurance for heart conditions cover?

Travel Insurance is crucial for safeguarding against unforeseen medical emergencies abroad, especially for those with pre-existing heart conditions like angina or cardiovascular disease. It’s vital to declare these medical heart conditions to ensure substantial cover for treatments needed while travelling. Having the right cover for heart conditions could save you a lot of money when it comes to medical bills should you need treatment abroad for an existing or previous heart condition. Plus, your Travel Insurance for heart conditions will also offer cancellation cover, for example, if you need to cancel your trip for medical reasons relating to your previous/existing heart conditions.

Can I get Travel Insurance for all destinations if I’ve had a heart attack?

It is our aim to provide you with a Travel Insurance quotation wherever you’re going and whatever pre-existing medical condition you have – that’s why we work with specialist providers who cover hundreds of pre-existing medical conditions, including heart conditions and if you have suffered a heart attack. Let us know where you’re going and declare your medical conditions, and we will show you a list of prices and insurance options from insurers that can provide Travel Insurance after a heart attack.

Is Travel Insurance more expensive with angina or heart problems?

If you are wondering how much Travel Insurance is with a heart condition, Travel Insurance may be more expensive if you declare medical conditions as it provides cover for medical bills relating to these conditions rather than just treatment for any new injury/illness you sustain on holiday. The cost of treatment varies by country, and insurers will consider this, along with your age, and trip length, when calculating the premium. When you get a quote online, we compare prices and cover and show you a list of options to choose from, most of the time with a bronze, silver and gold option, depending on the level of cover you need. This way, you can compare heart condition Travel Insurance policies and choose the best option for your travel needs and budget.

Can I get Travel Insurance with a heart condition?

Yes, you can. We understand that some insurers may turn you away for your pre-existing heart conditions, but we are confident we can help you. We work with multiple insurers who specialise in cover for pre-existing medical conditions, including heart problems and heart conditions. Once you declare your heart condition and answer some questions, we will only show you the providers that can provide Travel Insurance with heart condition cover tailored to you.

If I have a heart condition and diabetes can I get Travel Insurance?

We can provide Travel Insurance with cover for hundreds of pre-existing medical conditions, including heart conditions, cholesterol, high blood pressure and diabetes. So, if you’re diabetic and you have had heart problems, then make sure you declare both medical conditions and answer our medical screening questions as accurately as possible. We will then show you a list of providers offering the cover you need so you can compare polices and choose the best level of cover for you.

Can you get travel insurance that covers my heart condition and my cancer diagnosis?

Finding Travel Insurance when you have/or have had cancer and you have had heart problems can be challenging and expensive. We work with specialist medical insurers to provide you with a choice of high-quality affordable cover for all pre-existing medical conditions. After entering your personal details, you can screen all conditions at the same time, answering a few questions to ensure you have the right medical cover in place. We’ll then show you a list of options to choose from, only showing you prices from providers who can cover both your heart conditions and cancer, should you need any treatment related to your pre-existing medical conditions when you’re on holiday.

Can I get Travel Insurance with cover for heart conditions at any age?

Yes, some of the insurers on our panel provide cover for all ages and can cover your pre-existing medical conditions too, for example, if you have had a heart attack, a bypass, or you’re living with angina. When getting a quote, it is extremely important to declare all of your pre-existing heart conditions, high blood pressure or high cholesterol. Even if your medical condition is controlled by medication, or you suffered a heart attack in the past, it must be declared.

Is there an upper age limit for Travel Insurance if I’ve got heart conditions?

We believe that age and medical history should not be a barrier to travel, and that’s why there’s no upper age limit on some of our policies. All quotes are tailored to you, so when you enter your details and answer the medical questionnaire, we will only show you prices from the insurers that can provide cover for you. Whether you’re over 55 or over 85, we could have a heart condition Travel Insurance policy for you.

Is Travel insurance more expensive after a heart attack?

Travel Insurance to cover heart conditions can be costly and vary depending on where you’re going due to the cost of medical treatment in that particular country. If you are wondering how much Travel Insurance is after a heart attack, it can vary depending on the severity of your heart condition, other pre-existing medical conditions, your age and the destination you are visiting and how long for. 

While some insurers may turn you away, we work with insurers who specialise in covering pre-existing medical conditions, and we will compare prices and policies for you to find the cover you need. It’s important to remember that the price you pay for Travel Insurance is not just based on your medical history and conditions, but also age, destination and trip length, and will also depend on whether you want a single trip or an annual policy.

Will Just Travel Cover compare Travel Insurance for my heart conditions?

Yes, we will compare a range of specialist insurers to ensure we provide you with the best possible policy that covers your heart conditions. You will also usually have a bronze, silver and gold option to choose from where cover limits and excesses vary, along with the price.

Just Travel Cover works closely with our insurers to compare prices and policies. Get a quote and compare prices online. If you need further assistance or would rather speak to us directly, give us a call, and we will advise and direct you through the process.

Travel Insurance for All Kinds of Heart Conditions

• Heart attacks
• Ischaemic Heart Disease
• Atrial Fibrillation (irregular heart beat)
• Heart Murmurs and Heart Valve

How to Get a Quote

• Choose which type of travel insurance you require (single trip or annual)
• Give us some information about your trip (destination and dates)
• Declare your heart conditions along with any other medical conditions you have
• Add any travel insurance options you require, such as Winter Sports
• Choose from a range of travel insurance policies 

We Compare Prices From These Insurers

Click here to download the Policy Wording and Insurance Product Information document for all insurers

What You Need to Know:

To ensure that your heart conditions are covered by your Travel Insurance you must declare your heart condition , as well as any other medical conditions you have. It is important that you answer the medical questions fully and accurately. We don’t need to see a doctor’s certificate. If you have had a heart bypass, a pacemaker fitted or a stent procedure, these will also need to be declared to us to ensure that you are properly covered by your Travel Insurance for heart conditions. Working with a panel of insurers, who are experts in providing travel insurance cover for heart conditions, means that we are able to find five-star Travel Insurance for someone with a heart condition . Don’t worry if you’ve been turned away by other insurers, we are confident that we will be able help you.

24 Hour Emergency Medical Support

All of our specialist Travel Insurance policies for heart conditions include access to a 24 hour emergency medical support service . A support team is available by phone 24 hours a day, 365 days a year, so if you do become ill on holiday and require medical treatment you can be sure that help and support will be available when you need it.

The Importance of Declaring All Medical Conditions

When you buy Travel Insurance it is extremely important to declare all of your pre-existing medical conditions , including any heart conditions, high blood pressure or high cholesterol.  Even if your medical condition is controlled by medication, such as with high blood pressure, or your heart attack was a long time ago, it still needs to be declared when you buy travel insurance to ensure that you are properly covered.

Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy Travel Insurance quickly and easily.

Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you insure under the policy, so you no longer need to worry about the unexpected and focus on getting ready for a trip of a lifetime.

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Free Spirit

Medical Travel Insurance With No Age Limits

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Travel insurance for people with heart failure

A confusingly named condition, heart failure doesn’t actually mean that a person’s heart has failed but rather that it isn’t working as effectively as it should be. People diagnosed with heart failure have a heart which is unable to pump blood around the body effectively as it’s become too weak or stiff. Heart failure is a long-term condition which can progress over time, but it can also be effectively managed with medication. This means that having heart failure does not mean that you cannot enjoy your life, and enjoy experiences such as holidays and travel. In fact, medical evidence shows that rest and relaxation are vital for heart failure patients.

At Free Spirit we specialise in providing travel insurance to people with existing or long-term medical conditions such as heart failure, enabling them to take a holiday safe in the knowledge that they have protection should they need medical assistance. In the event of an emergency, we have a 24-hour emergency helpline available to you.

Age is also no barrier either with Free Spirit travel insurance. You can even extend your travel insurance to cover your holiday companions, ensuring that if your medical condition prevents you from travelling – they will also be covered.

Do I need cover?

If you have any type of medical condition, it’s vital that you have travel insurance in place before you head off on holiday either within the UK or abroad. While heart failure can be effectively managed with medication it is also a very serious condition. In the event that you require medical treatment while travelling and you don’t have insurance, you could be left with an extremely high medical expenses bill.

Having cover in place gives you peace of mind that should you fall ill while away you can get medical treatment quickly and efficiently. It also provides you cover as soon as you get the insurance (on a single trip basis, however in the case of an annual the cover would not be in place until the inception date) so if you fall ill and can’t go on your holiday, some of the cost can be refunded.

Getting travel insurance when you have heart failure

Free Spirit are specialists in providing travel insurance to people with heart failure. Obtaining a quote is simple and easy, and doesn’t require you to have a medical. Instead, you can either apply online or call one of our team of experts to see what travel insurance is suitable for you. You’ll be asked a range of questions which will help us to identify a policy suitable for you and your needs.

Typically a person with heart failure will be asked:

• When did your symptoms start? (e.g. breathlessness or ankle swelling)
• How many medicines do you take for your heart failure?
• How short of breath do you get when you are walking on flat ground?
• Can you lie down flat without becoming short of breath?
• How many unplanned hospital visits have you had for this condition in the last twelve months?
• Have you ever had angina and/or a heart attack?
• Have you ever been a smoker?

Why choose Free Spirit heart failure travel insurance?

• No upper age limit on both single trip and annual multi-trip policies
• A choice of two cover options – Super and Super Duper
• Cover for some terminal conditions
• Cover available if you are awaiting treatment or investigation
• Single trips covered for up to 94 days (although for persons aged 76 years and over the maximum duration is 45 days)
• Annual multi-trip policies provide cover for an unlimited number of trips – and you can travel for up to 32 days per trip (Super) and 45 days (Super Duper)*
• Extended journey disruption*
• Gadget cover
• Cover provided for loss or damage to medical aids and any prescribed medication you have for your heart failure
• Dedicated 24-hour emergency medical assistance helpline always available to help when you need it most

*Included with Super Duper cover only

Get a quote today

We have two simple ways in which you can get a quote for travel insurance if you suffer from heart failure. You can obtain a quote quickly and easily online or call our friendly team of experts on 02392 419 080.

We aim to provide you with a decision as quickly as possible and if we can find an insurance policy which suits you, cover can be put in place immediately.

Things to consider before you travel

Travelling on holiday is an ideal time to enjoy some rest and relaxation, both of which can be of great help to people with heart failure. However, it is important to ensure that you are adequately prepared.

Before you travel you’ll need to make your doctor aware of your plan to go away to ensure that they are happy your condition can be managed while away from home.

Air travel is, typically, safe for people with heart failure, although you’ll need agreement from your doctor. If you are flying, consider getting some support at the airport so that you don’t strain yourself with lots of walking, stress over arrival times and exerting yourself with luggage.

Opt for a relaxing holiday with accommodation near to facilities and avoid extreme climates. In hot weather ensure that you stay as cool and hydrated as possible.

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Heart failure travel insurance

Looking for comprehensive and afforable travel insurance but are living with heart failure? AllClear offers heart failure travel insurance that can be tailored to suit you. Our policies cover pre-existing medical conditions, medical emergencies and cancellations. For peace of mind, get a quote today!

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Travel insurance with heart failure, single trip or annual multi-trip, our 5 star trustpilot rating.

Heart failure travel insurance covers you if you are living with heart failure and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.

AllClear was launched in 2000 as the first dedicated provider of medical travel insurance in the UK. In the past 16 years, AllClear has covered well over half a million travellers allowing many who thought they would not get cover to travel with comprehensive travel insurance . In that time we have offered quotes for over 1300 different medical conditions. Including cover to those people looking for heart failure travel insurance.

Benefits of AllClear Cover

If you’re planning to take a number of trips over a 12 month period, you should certainly consider an annual multi-trip heart failure travel insurance policy as it could well be your most cost-effective option.

It is important to note that there is a maximum trip length for each of your planned holidays covered by heart failure annual multi-trip policies. For those aged over 70, there is a maximum trip length of 31 days and this extends to 45 days if you are under 70.

Your attention must also be drawn to the fact that all trips covered by an annual multi-trip policy for heart failure must start and finish in the UK.

For trip lengths of a longer duration and to a single destination or region, you should consider running a quote for a single trip policy.

Single trip cover also works if your travel plans for the foreseeable future only include one trip and in particular if that trip is for a short period of time.

We want you to be reassured that the service and products we offer are regarded as some of the best available in the specialist medical travel insurance market.

AllClear constantly monitors the feedback it receives from its customers via its Trustpilot reviews.

We have received well in excess of 1000 reviews and our overall rating is an outstanding 5 stars.

A selection of our more recent reviews can be read here.

Read AllClear Trustpilot Reviews

Simple 3 step quote process, 1. call us or click a quote button on our site, 2. complete our simple medical screening process, 3. get your quotes.

Written by: Russell Wallace | Travel Insurance Expert Last Updated: 24 November 2023

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.

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Heart Condition Travel Insurance

Compare cover from as little as £8.71*.

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Travel insurance for people with heart conditions

We understand how difficult it can be to find competitive travel insurance when you have a heart condition - so we’re making it easier for you!

With Medical Travel Compared , you can compare fast quotes for specialist travel insurance for pre-existing heart conditions in a matter of minutes.

Compare heart condition insurance policies across over 30 well-known and reliable insurance providers to find excellent cover at an amazing value. You’ll find suitable travel insurance for someone with a heart condition in no time - meaning you can get back to planning your holiday!

There are a number of things to consider when travelling with a heart condition, so it’s important to ensure you have the right travel insurance to give you the peace of mind you need to enjoy your holiday.

Specialist Medical Cover

We only work with providers who specialise in covering pre-existing conditions.

No discounts. No pressure. We’ll always show you the best prices from providers.

Do I need to declare my heart condition for holiday insurance?

It’s important to declare any heart conditions in order to compare quotes for the specialist cover you need.

This applies if:

• You’ve recently been diagnosed and are receiving treatment for a heart condition
• You’ve EVER been diagnosed with a heart condition in the past
• You’ve had a heart attack - but since made a full recovery

Getting a quote with us is easy and quick. 

During the process, it’s likely that you will need to answer some questions based on the specific nature of your condition.

The answers you provide enable us to gather more of an understanding of your medical history. This helps us to provide you with quotes from a range of different providers that you can compare.

What heart conditions can be covered with my travel insurance?

When it comes to heart-related conditions, there are many different types, and you may be wondering if yours will be covered.

The good news is that we can help you find cover for a variety of different heart conditions including: 

• Angioplasty
• Atrial Fibrillation
• Cardiomyopathy
• High Blood Pressure

You can even get travel insurance after a heart attack or travel insurance for heart failure for a lower price than you might imagine, and travelling after a heart event doesn’t need to be off-limits with the right cover and considerations.

Top tips for travelling if you've had a heart attack

Dr Sarah Jarvis is the Clinical Director of the Patient Platform, an active medical writer, broadcaster, and the resident doctor for BBC Radio 2.

Having a heart attack is understandably a scary experience but advances in treatment mean that survival rates have never been better. Having a heart attack certainly shouldn't stop you from enjoying holidays in the future, but you do need to take extra precautions.

• You need to declare any heart condition to your travel insurance company before you book if you've ever been diagnosed with a heart condition, including a heart attack, even if you've made a full recovery. If you don't declare this, it could invalidate your travel insurance.
• How soon you can fly after you've had a heart attack depends on your risk of another heart attack – never fly unless you've been advised by your medical team that it’s safe to do so.
• If you're at very low risk of a second heart attack, you may be able to fly in as little as three days after your heart attack, according to the NHS. However, this is unusual: you'd usually need to be under 65 years old, have no complications, have no history of a heart attack in the past and have no further treatment planned.
• If you're over 65 or have had a heart attack in the past, your doctor may advise you can fly 7 - 10 days after, so as long as you don't have any symptoms or complications and no more treatment is planned. As before, always check with your medical team that it's safe for you to fly.
• If you've had a heart attack, you should not drive for at least four weeks: this may be longer if you haven't made a full recovery. If you're planning to hire a car while abroad, check the regulations in the country you're travelling to before you get behind the wheel.
• Many people with heart attacks have high blood pressure. This shouldn't stop you from flying as long as your blood pressure is controlled.
• If you've had a heart attack, you'll almost certainly be taking several medications to reduce your risks – including medicine to lower your blood pressure and cholesterol and prevent your blood from clotting too easily. Order your medication from your GP well in advance, to make sure you have enough for the whole length of your holiday. Ideally, take a few days' extra supply in case of problems or delays while you're abroad.
• Carry your medication with you in your hand luggage, along with a copy of your repeat prescription and a letter from your doctor if needed. Check you know the rules about carrying medicines in your hand luggage and taking medication abroad .
• Hot weather can put extra strain on your heart. Do make sure you avoid getting dehydrated and over-exposed in the sun. Remember that the sun's rays are usually at their most powerful between 11am and 3pm local time.
• If you've had a recent heart attack or heart surgery, avoid destinations at very high altitudes: air is thinner especially at more than 2,000 metres above sea level and this can increase the risk of angina or shortness of breath.
• Oxygen levels in aeroplane cabins are a little lower than at home, but if you can walk up a couple of flights of stairs without too much shortness of breath, you shouldn't have problems.
• Exercise is actively encouraged for those who have had a heart attack, as it can greatly strengthen your heart and lungs as well as help reduce the risk of another heart attack. However, do avoid strenuous exercise you're not used to, especially in hot weather, while you're on holiday and don't suddenly start doing a lot of exercise if you're not used to it: after a heart attack, you need to build up gradually.

What is covered by heart condition travel insurance?

This usually varies from provider to provider. 

Broadly speaking - any given travel insurance policy will include the following: 

• Cancellation
• Medical expenses & repatriation
• Theft/loss of belongings
• Personal accident

Cover will also depend on the nature of your condition (as per the answers you provide during the medical screening process, see below) and also whether you choose to select any optional extras. 

The level of cover will depend on the type of heart condition you have. Providers will also take into account your medical history.

There are also optional extras you can add to your policy such as gadget cover . 

And, depending on the type of holiday you’ve booked and activities listed on your itinerary - you might also be interested in cruise holiday cover or even winter sports cover .

Travel insurance for children with heart conditions

Under 16s with heart conditions can also be covered. 

You just need to declare their pre-existing conditions on their behalf when comparing quotes for travel insurance. 

This applies to single trip and annual trip policies - as well as family and group travel insurance policies.

Compare quotes from specialist heart condition insurance providers

Using our online quote comparison tool couldn’t be easier. The process literally takes minutes - so you can get back to the more exciting part of planning your holiday before you know it!

First of all, we need to know a few personal details about you and your trip. Then you can select the type of cover you need - whether that's single trip cover or an annual multi-trip policy (don’t forget to add optional extras if you need them!).

Then, you can declare your heart condition(s) including details on whether you have a pacemaker before comparing quotes. It’s as straightforward as that.

And, because we work with over 30 specialist medical travel insurance providers, you won’t struggle for choice!

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Frequently Asked Questions

It is simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-existing conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.

Once you've declared all of your relevant pre-existing medical conditions, we'll only show you quotes based on the conditions you have told us about.

* Price is based on 1 traveller aged 61, who has declared Atrial Fibrillation and is travelling to France for 7 nights. The price is correct as of April 2024. Prices may vary according to your individual requirements.

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Don't just take our word for it...

If we're unable to help you find cover for a pre-existing medical condition , the Money Helper Directory has listings of companies that may be able to assist you. Further details can be found on their  website.

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Travel advice for those who have suffered heart attacks. Expert medical travel advice for planning your holiday and comparing travel destinations!

More than 2 million people in the UK live with arrhythmias or heart problems. Here are some tips which you may find useful when travelling with Arrhythmia.

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I have a Pacemaker. Can I still get Travel Insurance?

Able2Travel Travel Insurance explains travel insurance cover for people with Pacemakers.

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Policy Summary:

3 Options available including: Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance... see all

Why Choose Able2Travel?

• Specialists in travel insurance for people with existing medical conditions
• Full Cover available for 1,000s of conditions
• Instant cover by telephone or quick and easy online screening in a few minutes
• Great value cover also available for you and everyone travelling with you

Heart Failure Travel Insurance

Able2Travel Heart Failure Travel Insurance

There are over 1 million people in the UK suffering with Heart Failure. While heart failure is serious, having a heart condition shouldn’t get in the way of your trip or stop you getting the right kind of travel insurance for heart conditions for your needs.

At Able2Travel Travel Insurance, we specialise in providing travel insurance to people with pre-existing medical conditions and heart conditions, like yours, allowing you to sit back, relax and enjoy your holiday.

We understand that long-term medical conditions such as Heart Failure can often be effectively managed by medication, enabling you to be insured and receive travel insurance for heart failure. Our travel insurance policies for heart failure even include cover for lost or damaged prescribed medication and emergency replacement!

Are You Looking for Travel Insurance While On A Waiting List?

If you’re currently on a waiting list for treatment or surgery for a diagnosed medical condition, this doesn’t necessarily mean you can’t or shouldn’t travel. Here at Able2Travel, there’s a strong possibility that we may be able to find you a Travel Insurance solution, so you can travel with peace of mind while on a waiting list.

We may even be able to find you cover just in case you have to cancel or end your holiday early, due to a change of date for your treatment or surgery, which many other insurance providers simply can’t offer.

To get a quote for Travel Insurance while on a waiting list for medical treatment, please contact Able2Travel on  +44 (0)1483 806 826  to speak with one of our specialists.

Heart Failure Travel Insurance - What is Covered?

Our travel insurance policies for people with heart failure offer competitive protection for your trip including policy benefits such as:

• Trip Cancellation - up to £5,000
• Emergency Medical Cover – up to £10 million
• Baggage - up to £3,000
• Travel Delay & Missed Departure - up to £1,000
• Travel Accident - up to £20,000

Other Areas of Cover Included as Standard

• Cover for 1,000s of Medical Conditions
• Cruise Cover
• Loss of Travel Documents - up to £500
• Plus so much more...

Additional Cover Available

• Optional Sports Cover
• Additional Cover for your cruise - including missed port cover

Click here to see the full Able2Travel Travel Insurance Table of Benefits.

Able2Travel Travel Insurance has over 15 years of experience in finding cover for senior travellers or travellers with medical conditions such as heart failure, so whether you are looking for holiday insurance for heart failure, another heart condition, cancer or for another medical problem, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution for your travel plans.

What COVID Cover Is Available on Able2Travel Travel Insurance For Those With Medical Conditions?

All our Able2Travel Medical Condition Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (COVID-19) within the following sections:

• Section A – Trip Cancellation
• Section B – Trip Interruption
• Section C – Travel Delay & Missed Departure
• Section F – Emergency Medical Cover/Dental Cover Abroad
• Section G - Emergency Transportation

You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording .

Click the “Get a Quote” button to get specialist medical travel insurance with COVID cover to protect your holiday.

Heart Failure Travel Insurance - Policy Features

Able2Travel Travel Insurance offers 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a travel policy that is suited for your individual needs.

The policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.

*Available to extend to 45 days or 60 days for an additional premium.

**Available to extend to 45 days for an additional premium.

If you would like to contact us either email us at: [email protected] , or call us on +44 (0)1483 806 826 .

How do I get a Heart Failure Travel Insurance Quote?

It’s quick and easy to get an Able2Travel Heart Failure Travel Insurance quote: just click the ‘Get a Quote’ button to get a quote online, or if you prefer to speak with someone then you can call our travel insurance team direct on 01483 806 826 .

All heart failure travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding you travel cover for all medical conditions including heart failure. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the cover you need with one call to Able2Travel Travel Insurance.

For a Heart Failure travel insurance quote, please call 01483 806 826 or click the button below!

Get An Instant Travel Insurance Quote

Prefer to talk to us, additional policy options for pre-existing medical condition travel insurance, cruise cover option, winter sports cover option, sports travel insurance.

Add Optional Cruise Cover to your Able2Travel Travel Insurance policy to include specific cruise related cover for Missed Port, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding.

Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment whether its owned or hired, and cover in place should you miss any prepaid activities.

Add the Sports Cover Option to your Able2Travel Travel Insurance policy if you plan on taking part in sports whilst on your trip, including Golf!

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory  or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

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Travel insurance for pre-existing heart conditions

Here’s how to get travel insurance if you have a heart condition or had prior operations..

In this guide

Get your quote for travel insurance that considers all pre-existing heart conditions

Travel insurance with heart condition cover. compare your travel insurance quotes., what heart conditions are covered by travel insurance, how does travel insurance cover pre-existing heart conditions, how can i get covered, why do i need to declare my heart condition, how do i declare pre-existing heart conditions, what questions will i be asked about my heart condition when i declare it, travel tips for people with a heart condition, important safety considerations when travelling with a heart condition, will my credit card travel insurance cover my heart condition, frequently asked questions about insurance for heart conditions.

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Heart conditions are treated just like any other pre-existing medical condition when it comes to travel insurance. Most insurers will ask you to take an online medical questionnaire where you can disclose the details of your condition. After you complete the questionnaire, the insurer will let you know if it can offer you cover.

Specialising in covering all pre-existing conditions – including heart-related issues like heart attacks, stents and those who have undergone pacemaker surgery – these brands don't have blanket exclusions and consider all heart conditions, including severe ones.

Note: This information was last updated August 2022

What else can I find on this page?

Heart-related conditions can include forms of heart disease and problems with blood vessels. Here are a few common heart conditions that can be covered by travel insurance brands in Australia.

• Am I covered for angioplasty or stents?
• Am I covered for atrial fibrillation?
• Am I covered for cardiomyopathy?
• Am I covered for heart attacks?
• Do I need to disclose palpitations?
• Can I get travel insurance if I have an ICD fitted?

Although angioplasty is considered to be minimally invasive, if you've undergone angioplasty or had a stent fitted in your heart, insurers will class this as a pre-existing medical condition. You'll need to inform the insurer about it when you take out a policy.

You'll need to complete an assessment of your condition and provide the following information:

• Reasons for the angioplasty procedure
• Date of the procedure
• Information about your lifestyle and how you're looking after your heart

Some insurers will completely exclude atrial fibrillation. However, there are travel insurance brands that provide cover on a case-by-case basis. You'll need to complete a medical assessment so the insurer can better understand your situation.

Cardiomyopathy affects approximately 1 in 500 Australians. There are several types of cardiomyopathy, the most common being a dilated or enlarged heart, which can lead to fatigue, shortness of breath, heart palpitations, fainting and even chest pains.

Since there are sevveral types, the insurer assesses cardiomyopathy on a case-by-case basis when you apply for cover.

You'll need to complete a medical assessment so the insurer can better understand your situation.

If you have suffered a heart attack, you can still get travel insurance cover. As with any pre-existing medical condition, you must declare it to your insurer at the time you take out the policy. Whether the insurer covers you and how much it costs will depend on the following factors:

• Severity of the heart attack
• Date of your heart attack
• What surgical measures have been taken to prevent it from recurring

If you do receive cover, you'll likely have to pay an extra premium and deal with special conditions, limitations and excesses on your policy.

If you've sought treatment for heart palpitations but fail to disclose this to your insurance provider, insurers will consider your heart palpitations a pre-existing heart-related condition even though it may not seem serious.

Any heart conditions that arise on your trip as a result of palpitations will not be covered without disclosure.

Many travel insurance providers will not provide overseas cover of expenses relating to an automated implantable cardioverter-defibrillator (ICD or AICD), and policies will specifically list it as a pre-existing condition.

This means standard policies may not cover any medical costs directly, or indirectly, related to the ICD, such as any other heart conditions that may be connected.

To get overseas medical cover for ICDs, you can do either of the following:

• Make special arrangements with an insurer to get cover for this pre-existing condition at extra cost
• Find an insurer that does not exclude ICDs in their policy, such as InsureAndGo

To make arrangements for ICD cover, you need to customise your policy around it at extra cost. This may let you get more flexibility, but can also cost more than finding a policy which includes cover for it by default.

It may be difficult to find travel insurance providers that cover ICDs. InsureAndGo is one of the few options available and has a range of benefits for travellers with pre-existing conditions such as options for unlimited medical cover, and does not require testing requirements prior to getting cover.

If you receive cover for any of these conditions

You may have to pay an extra premium or deal with special conditions, limitations and excesses on your policy.

Travel insurers need to assess your premiums accurately

It is vital that you declare your heart condition when you take out a policy as it is considered a pre-existing condition. An insurer's aim is to provide you with cover for an agreed level of risk and without disclosure of a pre-existing heart condition, the provider is taking on extra risk that they did not agree to. After you declare certain conditions, insurers will assess whether they will cover you as well as decide on the appropriate premiums if they do agree to cover you.

Insurers can void your cover if you do not declare

Although it seems like a shortcut to lowering your premiums, if you don’t declare your heart condition to your insurer and you have an incident on your holiday that is related to the heart condition, then you will not be covered for any medical treatment or hospital expenses incurred because of it. If you're in a country such as Japan or America, where healthcare is extremely expensive, then you'll be facing a huge bill that you'll have to pay yourself.

Example: Matt's $2,400 check-up

Having booked his long-awaited European holiday, Matt was counting down the days until he would depart on his dream getaway. A couple of days before his departure, Matt visited his doctor for a heart check-up after noticing an irregular heartbeat.

The condition was deemed non-life-threatening, and although Matt was still awaiting test results, he headed off overseas without a care in the world. However, after a week in Amsterdam, Matt became hospitalised with hypertension (abnormally high blood pressure).

Although Matt was sure these expenses would be covered by his travel insurance, when he phoned his insurance company, he received a nasty shock. Since he had the check-up before his departure, he was classified as having a pre-existing condition which he did not tell his insurer about. The medical and hospital costs he incurred overseas were excluded from cover, leaving Matt severely out of pocket and completely broke.

Costs Matt faced

• $2,000 in hospital stay expenses
• $400 in medical treatment

Out-of-pocket costs

Cover received from his travel insurance provider.

Matt did not disclose his heart condition once he found out about it.

* This is a fictional, but realistic, example.

This shows the importance of reading the fine print of an insurance policy's PDS to make sure you’re fully aware of what is and isn’t covered. It also acts as a crucial reminder of how vital it is that you notify your insurer of any changes to your circumstances–no matter how insignificant they may seem.

Insurers offer different methods for you to disclose any pre-existing medical conditions and heart problems you may have. Depending on the insurer, you may have to do one or more of the following:

• Undergo a phone assessment to answer questions about your health.
• Fill out an online questionnaire.
• Fill out and post or email a hard-copy form.
• Undergo a face-to-face medical assessment.

Once you’ve provided all the relevant information concerning your health, your insurer will provide a written notice to let you know whether you will be offered cover. You’ll also be notified of any special conditions or exclusions that may apply to your policy and of any premiums you are required to pay before cover will take effect.

Typically, you'll be asked for the following information:

• Medications you take to treat your heart condition
• If you've changed your medication recently (e.g. in the last 90 days)
• If you've recently seen a medical practitioner (e.g. in the last 90 days)
• If you've recently been admitted or undergone treatment in a hospital (e.g. in the last 12 months)
• If you're currently awaiting a medical review or treatment
• Planning makes perfect. You can still enjoy a wonderful, safe holiday if you have a heart condition. The key to a stress-free trip is to plan ahead. Make sure to consider all aspects of your condition and plan for each stage of the trip to make it run as smoothly as possible.
• Choose wisely. Always keep your condition in mind when choosing your destination and the type of holiday you want to have. Relaxing in the shade on a tropical beach could be perfect, but trekking at high altitude could be a big mistake.
• Take more than you need. If you’re on regular medication, prepare for the worst and take extra supplies with you in case your travel plans are interrupted.
• Stretch it out. Make sure to stretch regularly on long flights to reduce the risk of deep vein thrombosis.
• Get it in writing. Before you travel, ask your doctor to put together a letter detailing your condition, the treatment you have received and the medication you have been prescribed.
• Tell your friends. Make sure that everyone travelling with you knows about your condition. It could save your life in an emergency situation.
• Stay on track. Just because you’re on holiday doesn’t mean you can take a break from your diet or your medication. Monitor what you eat and keep your fluids up at all times.
• Take time to relax. With so much of the world to see and with so little time to see it, travel can be exhausting. Take time to sit back, relax and smell the roses every now and then.
• Don’t forget insurance. If you’re travelling with a heart condition, travel insurance is essential. Take out a policy at the same time you book your holiday so that you can take advantage of cover if you need to amend your holiday plans.

If you suffer from heart disease and decide to travel, make sure you are aware of the following:

High altitude can affect your heart

Travelling to high-altitude destinations is possible if you have a heart condition, but you should be aware that travelling to countries at high altitude can lead to complications. The lower levels of oxygen available when you’re more than 2,000 metres above sea level can lead to breathlessness and angina. People with coronary artery disease might experience an increase in their symptoms.

If you suffer from cardiomyopathy or have a history of heart failure, keeping your fluid intake up and minimising your intake of salt are important as is discussing your condition with your doctor before planning a holiday.

Planes increase the risk of DVT

Australia is a long way away from many popular bucket-list destinations, so you may endure a long flight to get to where you want to go. Before you book a flight, visit your doctor to get advice on whether you’re fit enough to travel to your chosen destination by air.

People with heart conditions or with a history of heart disease are also at an increased risk of suffering from deep vein thrombosis (DVT), so make sure to fully research DVT-prevention exercises and other tools such as compression socks before you travel.

Finally, make sure you’re fully aware of the restrictions placed on the amount of medication you are able to carry on international flights.

Remember to bring your heart monitoring equipment

With the heightened security measures at airports and border crossings, travelling with a pacemaker or an implantable cardioverter defibrillator (ICD) is a little more complicated. These devices can set off the security metal detectors at airports, so make sure you inform a security guard of your condition. You can then ask to be hand searched or have a hand-held detector used to search you (but never placed over your device). Also, make sure to remember to take your device identification card with you when packing for your trip.

Many high-end credit cards come with complimentary travel insurance. If you pay for your trip with your card, you will usually be able to enjoy some form of travel insurance cover when you begin your getaway.

While this free cover is undoubtedly a bonus, as a general rule, most credit card travel insurance policies will automatically exclude cover for pre-existing medical conditions, so chances are your heart problem won’t be covered. Credit card travel insurance is usually quite limited when compared with normal travel insurance, including much lower limits on cover for overseas medical expenses, so shopping around for standalone travel insurance is crucial.

You may find these guides useful

• Does travel insurance cover high blood pressure?
• Getting travel insurance following stroke

*Information accurate as of August 2015. Subject to change

I had a heart bypass a few months ago; can I get cover?

Yes, provided you declared the bypass operation when taking out your policy and were proclaimed fit for travel by your doctor and approved by the insurer.

I recently had a coronary angioplasty procedure. Can I still get suitable cover for an overseas holiday?

Possibly. This is a condition many insurers would consider covering, but such things are determined on a case-by-case basis.

I had a coronary stent fitted last year, which I forgot to mention when getting an insurance quote. Will this affect my quote?

Yes, you may need to pay an additional premium.

I have angina. Can I get cover for a 6-month cruise?

Normally, yes, but if you are aged 75 or over, some insurers will only cover you for around half that period.

What if I have another episode or require hospitalisation after I get cover, but before I travel?

Generally, travel policies will exclude from cover conditions for which treatment has been recently sought. If there's any change in your condition after you purchase cover but before you depart, it's important to check in with your insurer to confirm whether you're still covered and to see if there will be any change to your premium.

I'm taking medication for high blood pressure. What happens if I lose it while I'm overseas?

It shouldn't be a problem. Most travel insurance policies provide cover for replacement of lost medications while on holiday, but check your policy before you go just to be sure.

Richard Laycock

Richard Laycock is Finder’s insights editor after spending the last five years writing and editing articles about insurance. His musings can be found across the web including on MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University and The Missouri School of Journalism and has a Tier 1 Certification in General Advice for Life Insurance.

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Looking to travel after having a stroke? Find out how travel insurance policies can cover prior strokes.

Find out how disabilities affect travel insurance and read tips for travelling with a disability.

Most insurers cover Epilepsy as a pre-existing medical condition however you must ensure that the variant of Epilepsy is covered by your policy. Read more.

Suffer from asthma and need travel insurance? It’s often easier than you think, provided you meet certain criteria and tell your insurer about your condition.

If you suffer from cystic fibrosis and you’re planning a holiday, you may find it more difficult to find travel insurance cover, but if you plan ahead and apply for your cystic fibrosis to be included as a pre-existing condition, you may be able to find a travel insurer.

This guide looks at mental illness, how insurers treat this pre-existing medical condition and provides tips on where to get insurance cover and advice.

Can I get travel insurance if I have or have had cancer? This guide looks at the intricacies of getting cover for former and current cancer patients.

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16 Responses

Is it possible to get a travel insurance policy to cover a pre-existing medical condition only, or is cover only possibly available as part of a comprehensive policy?

Thanks for getting in touch. If I am understanding you correctly, you will need to take out a comprehensive travel insurance policy. Depending on your circumstances, it may be able to cover you.

Regards, Gary

Can you explain the benefits/cons to the Reciprocal Health Care Agreements provided to Aust travellers going overseas including their limitations

Thanks for reaching out to Finder!

Reciprocal Health Care Agreements are designed to provide essential medical services to the citizens of each country. This includes cover for the cost of medical treatment for:

• Visitors from RHCA countries who travel to Australia
• Australians who visit a country that has an RHCA with Australia

Without the cover provided by an RHCA, you would have to meet any overseas medical expenses you incur out of your own pocket. This could potentially see you facing hospital bills of several thousands of dollars, so the RHCA is an important tool to help overseas visitors to and from Australia and agreement countries access the medical treatment they need. Check our guide to Reciprocal health care agreement (RHCA) , to know what you’re covered for when you visit the country as listed.

Hope this helps,

Best, Nikki

I have just been diagnosed with Aortic Stenosis, don’t have to use any medication. Can I get travel insurance?

Thanks for reaching out to finder!

Yes, even with your heart condition, you may still get a travel insurance. You have to declare your condition and undergo medical assessment though. You may contact any of the insurer listed above.

Additionally, InsureandGo does not automatically exclude any conditions and claims to assess all conditions on a case-by-case basis. Similarly, Allclear considers all pre-existing conditions. Also, CoverMore may be able to cover you for an additional premium, subject to the outcome of a short medical assessment.

I hope this information helps.

Cheers, Liezl

My son is 34 years old and had valve cleaned blood infection MRSA. The doctor from the cardio clinic said he is fine to travel. Do I have to pay more insurance and how much more extra would it be?

Thanks for reaching out to us.

There are some insurers that will cover people with heart conditions. You’re actually on the correct page on where you can compare your options and where you can get a quote.

– Undergo a phone assessment to answer questions about your health. – Fill out an online questionnaire. – Fill out and post or email a hard-copy form. – Undergo a face-to-face medical assessment.

On the table above, you may click on your preferred insurance to see more details then you may click on the green ‘Get Quote’ button to request a quote from them.

Best regards, Rench

My 78 year old husband has a gallstone diagnosed 1 year ago but not blocking bile duct so would he be covered if taking a cruise to a pacific Islands. Thanks

Thank you for your inquiry. I’m sorry to hear about the medical condition of your husband.

Your husband can still get travel insurance when taking the cruise. You just have to disclose the pre-existing condition or medical problems to your chosen insurer prior to purchasing the cover.

If you wish to learn more, we have a guide that talks about travel insurance for gallstones . On that page, you should learn more about how to get travel insurance when you have gallstones or a history of it.

On the same page, you should also be able to see a form that you can fill out. Provide the necessary details and select the “Get my quote” button. You would then be presented with a list of travel insurance brands based on your given details. Compare them based on various details and select the “Go to site” button (if available) to be redirected safely to your chosen insurer’s website. You can then proceed with the purchase of your policy or get in touch with their representative for further enquiries.

Moreover, there might be two providers that you might be interested in:

– InsureandGo do not automatically exclude any conditions and claim to assess all conditions on a case-by-case basis. – CoverMore may be able to cover you for an additional premium, subject to the outcome of a short medical assessment.

While looking for insurers, please make sure you read the terms and conditions of the policy to learn more and know if it is the right policy for you or not.

I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

Have a wonderful day! Cheers,

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finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles

We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.

Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.

How we make money

We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.

Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.

Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money .

Sorting and Ranking Products

When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.

Terms of Service and Privacy Policy

Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.