family travel insurance covid

COVID Travel Insurance

What does travel insurance cover .

We recognize that the outbreak has created unprecedented challenges for travelers and have sought to provide coverage that is relevant and useful in the current context. One of the most significant changes that we have made to our  Travel protection plans  is to include COVID coverage. This coverage varies depending on the policy and includes benefits such as  Trip Cancellation  or  Trip Interruption  coverage if the insured or a family member contracts COVID, as well as  Emergency Medical  and  Evacuation  coverage related to COVID.

AXA Travel Protection coverages:

• Coverage for medical emergencies if you have an accident or become ill, including COVID
• Coverage for medical repatriation, including when its causes are related to COVID
• Cancellation of your trip if you fall ill with COVID before your departure or if you are placed in quarantine
• Your doctor advises you not to travel due to a proven medical contraindication
• You (or your travel companion) fall ill with COVID before your departure
• You are placed in quarantine because a member of your household has tested positive for COVID or if you have been officially notified

Disclaimer: The COVID Coverage applies within the limits provided in the general conditions and when supporting documents are provided to us - i.e., results of an official PCR test medical certificate attesting to your isolation. It is important to note that the specifics of travel coverage for COVID will depend on the plan selected, date of purchase, and state of residency. Customers are advised to carefully review the terms and conditions of their policy and to contact AXA Partners with any questions or concerns they may have. Consult the general conditions of the travel policy to ensure that the guarantees offered correspond to your needs.

Getting Travel Insurance has never been easier!  

Start your  quote  now, and within minutes, you’ll have your insurance certificate in hand. Select your destination, travel dates, and traveler details,  compare travel coverage options , and add any optional  benefits  to create a custom policy that fits your unique needs.  In addition, we have taken steps to ensure that our customers can access the coverage and assistance they need if they contract COVID while traveling. Travelers seeking more information while traveling or who have any other questions regarding their specific travel protection plan, call us at  1-855-327-1442 or via collect call at 1-312-935-1719 While travel remains challenging in the current context, our effort to provide relevant and useful coverage can help provide peace of mind for travelers as they navigate the new normal. IMPORTANT : This list is subject to change depending on the evolution of the health situation. Travelers are advised to keep themselves regularly informed of the situation in the country they wish to visit. We advise you to consult the website of the U.S. Department of State, which updates and details the conditions of entry and/or obtaining visa country by country.

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Get covered against Trip Delays, Medical Emergencies, Lost Baggage, and more!

If I am quarantined before or during my trip because of COVID exposure or illness, am I covered?

Can i take out travel insurance even though i am not yet vaccinated against covid, if i want to cancel my trip because i’m afraid of exposure to covid, does my travel protection plan cover that, if i have booked a trip that leaves at some future date and my destination is affected by covid-19, will i receive reimbursement for my claim if i cancel my trip, does the u.s. require covid testing for re-entry, if i am required to be quarantined on my scheduled return date, will my additional expenses be covered for hotel, food, and transportation, if i test positive for covid during my trip, does the plan provide reimbursement for my lodging expenses, can i claim the ticket expenses if the airlines denied my boarding due to failure to meet the entry requirements of the destination country related to travel restrictions associated with covid, a family member who was our host contracted covid, and i am now forced to incur hotel expenses. is this covered, if the destination/resort to where i traveled mandates covid testing: 1) is the cost of the mandatory test covered 2) will a positive test result administered by a non-qualified physician be satisfactory, due to the restrictions in place in the country where i had to travel, my travel agent changed my dates of stay and/or destination. does my travel coverage apply the same way, i tested positive for covid and my physician ordered me to quarantine. my quarantine is now over, and i am feeling well; however, i have an upcoming trip next month, can i proceed to file a trip cancellation claim.

Do you have questions about your policy regarding COVID? Receive a  free quote  within minutes Or call us at  855-327-1441  to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8 AM-7 PM Central Time  

Need Help Choosing a Plan?

Speak with one of our licensed representatives or our 24/7 multilingual Insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage.

MarketWatch Guides is a reviews and recommendations team, independent of the MarketWatch newsroom. We might earn a commission from links in this content.  Learn More

Best COVID-19 Travel Insurance Companies (2024)

with our partner, Faye

Sarah Horvath is a finance writer and researcher based in New York City. She specializes in writing about home warranties, insurance and home financial protection.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

Here’s a breakdown of how we reviewed and rated the best travel insurance companies

According to our research, the best travel insurance companies offering COVID-19 coverage are Faye and Travelex. While some travel insurance policies now classify COVID-19 as a standard inclusion under medical expense and evacuation coverage, others include varying terms.

As the world continues to navigate the COVID-19 pandemic, hotels, airlines and other hospitality-related businesses have seen a surge in travelers . However, the concern of a new variant is consistent —  experts have identified new strains of COVID-19 as recently as Dec. 2023, which could cause some travelers to consider purchasing travel insurance.

Compare Top Travel Insurance Companies with COVID-19 Coverage

Use the table below to compare COVID-19 coverage inclusions and details of travel insurance companies:

The Best COVID-19 Travel Insurance Plans

• Faye: Our top pick
• Seven Corners: Best for visitors to the USA
• Tin Leg: Best for customizable coverage
• Allianz Travel Insurance: Best for concierge services
• TravelSafe: Best for additional AD&D coverage
• Generali: Best for trip interruption coverage
• John Hancock Travel Insurance: Best for delay coverage
• Trawick: Best for student travel insurance
• HTH Travel Insurance: Best for group travel

We pulled price quotes for four vacations outlined in our methodology at the bottom of this page. The costs in this article reflect the premium for each of those four trips for each provider averaged together.

Why We Picked It

Faye is our top choice for COVID-19 travel insurance because it includes a robust set of protection to support policyholders both before and after diagnosis. The company classifies COVID-19 as a standard illness under its medical insurance policies, which means you can use any medical and evacuation coverages deemed necessary by local health professionals.

Since Faye classifies its travel medical insurance as primary coverage, it goes into effect before your domestic health coverage. This is especially beneficial for COVID-19, which could lead to hospitalization in some cases and include higher diagnosis, evacuation and treatment costs.

Pros and Cons

Classifies health coverage as primary to health insurance

Includes COVID-19 as a standard illness under medical coverage

Features $250,000 in medical expense coverage

Only one policy option

Higher than average premiums, according to our review

Coverage and Cost

Add-On Options

Faye currently offers the following add-ons for international excursions:

• Cancel for any reason (CFAR) coverage
• Adventure and extreme sports protections
• Rental car coverage
• Vacation rental damage protection
• Pet care protection

Based on quotes we obtained using the seven trip profiles outlined in our methodology, Faye’s average trip cost is $298.

Seven Corners Travel Insurance

Another top option for COVID-related travel concerns, Seven Corners offers a wide range of medical policies, all of which include coverage for coronavirus as a standard illness. Seven Corners policies indicate that both trip interruption and cancellation coverage extends to COVID-19-related reasons, including quarantines. Missed connection coverage may even extend to your travel plans if COVID causes you to miss a portion of your trip, specifically while on a cruise . Overall, Seven Corners offers COVID-friendly policies and includes generous cancellation and interruption benefits to give you peace of mind while traveling.

Affordable coverage

Cancel for any reason coverage available in basic plans

Coverage extends if you have to quarantine at the destination

Limited policy types

Large price jump from basic policy to premium policy

Below are add-on options you may be able to include in your Seven Corners policy:

• Cancel for any reason coverage
• Trip interruption for any reason coverage
• Rental car damage coverage
• Sports and gold equipment coverage

Based on quotes we obtained using the seven trip profiles outlined in our methodology, Seven Corners’s average trip cost is $206.25.

Tin Leg’s Silver and Gold policies include COVID-19 hospitalization and diagnosis as a standard inclusion under trip cancellation and interruption benefits. Like competitors, Tin Leg’s policies include stipulations that allow you to use travel delay benefits for ordered quarantine periods, offering between $500 and $2,000 depending on your chosen coverage level. However, you will need to receive a documented diagnosis from a licensed medical professional to use your trip benefits — a home rapid test is not sufficient proof.

Low-cost coverage

Many customized insurance plan types to choose from

Extended coverage for quarantine at the destination

Cancel for any reason coverage only available on select plans

Limited policy add-ons

Below are add-on options for Tin Leg travel insurance:

• Rental car damage

Based on quotes we obtained using the seven trip profiles outlined in our methodology, Tin Leg’s average trip cost is $166.50.

TravelSafe Insurance

Both of TravelSafe’s insurance policies for international travel include comprehensive coverages and protections for COVID-19 , with identical medical coverage and evacuation limits no matter the condition. Trip delay benefits — available up to $2,000 on the TravelSafe Classic policy — include coverage for mandatory quarantines if required by a licensed medical professional. Policyholders can also apply mandatory quarantine benefits to missed connections coverage, which adds another layer of protection if you have multi-leg trips planned.

24-hour travel assistance

• Extended personal property coverage

Specialized coverage for Canadians

More expensive than other options on the list

Cancel for any reason only available in select plans

Below are add-on options you may include to your TravelSafe policy:

• Accidental death and dismemberment (air only)

Based on quotes we obtained using the seven trip profiles outlined in our methodology, TravelSafe’s average trip cost is $241.

Allianz Global Assistance

Allianz Global Assistance offers a policy endorsement to cover concerns related to COVID-19. Referred to as the “ Epidemic Coverage Endorsement ,” this benefit extends medical expense, emergency evacuation and trip delay coverage to include COVID-related situations. Like most other competitors, you will need a documented diagnosis of COVID-19 and a written order from a local government figure or medical authority requiring you to quarantine before you can use benefits.

When we requested a quote, all three available policies included the Epidemic Coverage Endorsement free-of-charge with standard pricing. However, it’s important to note that coverage for COVID-19 is not specifically written into the terms of Allianz’s policies in the same way as other illnesses, which is the standard verbiage in the industry. Be sure your policy includes this endorsement to maintain COVID-related coverage.

Many policy options for single and multiple trips

24/7 concierge service for support

Access to a network of prescreened hospitals

More expensive than other providers on the list

Cancel for any reason only available with select plans

Below are add-ons to consider for your Allianz Travel Insurance policy:

• Rental car protection
• Required to work coverage

Based on quotes we obtained using the seven trip profiles outlined in our methodology, Allianz’s average trip cost is $265

Generali Global Assistance

In addition to including COVID as a standard coverage under medical, cancellation and interruption benefits, Generali Global Assistance includes the added peace of mind that comes with around-the-clock assistance. All policies include 24/7 emergency travel assistance with a multi-lingual support team, which can help policyholders communicate with medical staff. This is especially useful if you’re visiting an area where you do not speak the primary language.

However, as of Jan. 2020, newly issued policies include an exclusion that prevents you from using trip delay benefits to cover a quarantine period unless officially diagnosed with COVID-19. This exclusion does not apply if you are sick and quarantined with the virus, in which you can access your benefits to cover the cost of related expenses. This exclusion remains in effect even if a local government mandates your quarantine due to exposure — so we recommend researching the quarantine procedures for the country you’re visiting beforehand if you choose Generali.

24-hour travel support

Up to $1,000 in medical bills paid upfront

Telemedicine offered for doctor consultations

One of the more expensive insurers to make this list

Add-on coverage options are limited

Below are coverages you may be able to add to your Generali policy:

Based on quotes we obtained using the seven trip profiles outlined in our methodology, Generali’s average trip cost is $255. 

John Hancock Travel Insurance

Under most travel insurance verbiage, COVID-19 is now considered a known threat, and the announcement of a new variant is considered a risk you accept when booking. This means that travel insurance may not allow reimbursement for trip cancellation due to concerns about the emergence of a new variant.

Cancel for any reason (CFAR) coverage extends your cancellation benefits to include fear of traveling due to COVID-19 or a new variant. In addition to classifying COVID-19 as a standard medical condition, John Hancock allows you to add CFAR coverage to a wider selection of policy choices, including its lower-cost Bronze package. Comparatively, most travel insurance providers limit your ability to add CFAR coverage to the most expensive plan.

Premiums paid are transferable to rebookings

Cancel for any reason coverage an option for basic plans

Coverage available for ticket changes and missed connections

Limited info about coverage limits on the website

Limited customizations

Add-on options for John Hancock travel insurance:

• Rental car collision coverage

Based on quotes we obtained using the seven trip profiles outlined in our methodology, John Hancock’s average trip cost is $225.

Trawick International

Trawick International offers one policy with coverage for COVID-19: Safe Travels International . This plan includes up to $1 million in medical coverage, up to $2,000 in trip delay benefits for potential quarantines and up to $2 million in medical evacuation coverage. This general range of coverage combined with CFAR add-on availability can make Trawick a customizable choice for travelers looking to add protections that cover COVID-19 without reviewing multiple plans.

Multiple coverage types and add-ons

lans for travelers visiting the U.S.

Lower BBB rating than other companies on the list

Cancel for any reason coverage only for select plans

Below are Trawick International add-on options:

• 24-hour accidental death and dismemberment
• Additional accident and sickness medical coverage
• Interruption for any reason coverage
• Upgradable trip delay coverage

Based on quotes we obtained using the seven trip profiles outlined in our methodology, Trawick’s average trip cost is $212.

HTH Travel Insurance

While HTH’s policy details do not outline special benefits specifically for COVID-19 , its plans include standard medical interruption language allowing the use of benefits if you’re hospitalized. HTH’s policies include generous medical coverage and evacuation limits of $500,000 and $1 million respectively. The company also offers higher-than-average trip interruption benefits with a maximum benefit of 200% in reimbursements.

Discounted rates for group trips

Expat health insurance options

Travel perks, like translation tools and health alerts

Website doesn’t explicitly explain COVID-19 protections

Fewer add-ons than other policies

Below are additional options that may be available through HTH Travel Insurance:

Based on quotes we obtained using the seven trip profiles outlined in our methodology, HTH’s average trip cost is $221.

HTH also offers discounted pricing for group travel insurance policies.

What To Look for in Pandemic Travel Insurance

Once you understand how travel insurance can benefit you in the event of a COVID-19 diagnosis or emergency, you can get into the details of each coverage option. We’ve compiled a few essential features to consider when shopping for travel insurance with a focus on COVID-19 coverage.

Medical Expense Coverage

If you’re traveling to an area where you think you might be at risk of catching COVID-19, consider choosing a travel insurance policy with higher medical coverage limits. Travel medical insurance can help cover the cost of medical treatments you receive outside the U.S. if you become sick or injured. Most travel insurance policy providers now classify COVID-19 as a standard illness, meaning you can qualify for reimbursement if hospitalized with coronavirus abroad. 

Trip Delay Coverage

If you contract COVID abroad, depending on the country’s requirements, you may have to undergo a mandatory quarantine period before you can leave or enter another country. In these circumstances, your trip delay benefits could help cover the cost of expenses like meals, additional hotel stays and any toiletries you might need. To qualify to use trip delay benefits, most policies state a licensed medical professional must order a quarantine for 24 hours a day, seven days a week, until expiration. 

Trip Interruption Coverage

If you’re leaving dependents or older loved ones at home and concerned about the effect COVID-19 could have on their care, consider a policy with higher trip interruption coverages. Trip interruption insurance compensates you for things like the cost of an early return flight home and unused trip expenses if you must leave your trip ahead of schedule due to a covered reason. Some travel insurance providers like Seven Corners and Travelex include the illness of a family member and hospitalization with COVID-19 as a valid reason to use interruption benefits. Other providers only consider the health status of the insured traveler.  

CFAR Coverage

CFAR coverage is an optional add-on that allows you to receive a partial trip reimbursement if you cancel your trip for a reason not covered by insurance. For all providers on our list, this includes fear of a new variant of COVID-19 emerging at home or your destination. If this is a concern for you, consider a provider like John Hancock, which offers more options for policyholders to buy CFAR-level benefits. 

Does Travel Insurance Cover COVID-19 Directly?

Most travel insurance policies now classify COVID-19 as a standard inclusion under medical expense and evacuation coverage. This means coronavirus is usually treated the same way as any other illness or injury you might sustain abroad or before your trip. While this offers protection for your travel plans if you’re hospitalized due to COVID-19, fear of new variants and minor illnesses will usually not qualify you for a reimbursement . 

Let’s take a look at sample situations when you might need to use COVID-19 coverage as a part of your travel insurance. First, say you fall sick before traveling and are diagnosed with a serious case of COVID-19. Your physician determines you require hospitalization a day before you’re supposed to travel. If you purchased travel insurance, you could file a claim to reimburse nonrefundable trip costs, such as airfare and lodging, because you’re medically unable to travel. 

Now, let’s imagine you have a trip planned to Germany. A few days before your travel, information on a new Covid variant becomes available and officials advise the public to avoid travel if possible. While you may be hesitant to travel due to the new strain, you would not be entitled to reimbursement with travel insurance unless specifically outlined in your policy. However, if you opted for CFAR coverage during enrollment, you could cancel your trip and get a refund for nonrefundable expenses regardless. 

Does Travel Insurance Cover Quarantine?

Your travel insurance policy might cover the COVID-19 quarantines if ordered by a medical professional, which includes expenses related to additional lodging. If you’re diagnosed with a new variant of the virus before your trip and forced to quarantine at home, you will usually qualify for trip cancellation benefits under your policy’s illness cancellation clause. However, travel insurance will not compensate you for additional domestic quarantine-related expenses like food and rent. 

If you’re advised to quarantine abroad after being diagnosed with COVID-19, you could also qualify for coverage under your insurance’s travel delay benefits. While travel delay benefits are designed to help cover hotel rooms and alternate airfare if you’re forced to miss a connection, you can also use coverage for mandatory quarantine orders. To qualify, you will usually need to provide documentation of both your illness and a quarantine recommendation from a local medical professional. 

If you’re concerned about the cost and possibility of an international quarantine, it’s important to look at the travel delay benefits included with your insurance coverage. Policies with higher total travel delay benefits will cover more quarantine-related expenses, which can make these policies more valuable. Be sure to note both overall and daily limits on trip delay benefits, which can also influence policy value.

How Much Does COVID-19 Travel Insurance Cost?

In our comprehensive review of travel insurance policies, we found the average cost of a plan with COVID-19 coverage is about $220 per trip. However, the price of your premium will vary depending on the level of benefits included with your policy. Browse the table below to compare how some of our top travel insurance providers compare in terms of average price and included benefits. 

Factors That Impact Cost

Factors that affect the cost of your travel insurance include your age, where you’re traveling to, the cost of your trip and the length of your trip. Adding various custom riders, like protection for a rental car or cancellation for any reason coverage, will also increase the cost.

Is Pandemic Travel Insurance Worth It?

While almost all COVID-19 restrictions are lifted in the U.S., the virus is still a global health threat. Even if travel insurance isn’t required for a trip, purchasing insurance that includes COVID-19 protections can help you avoid a financial burden if you contract the virus before or during the trip.

You might not need the pandemic travel coverage if you’re taking a low-cost trip and not crossing international borders. Your health insurance may cover medical costs within the country, and the money you lose from canceling an affordable trip could be too low to justify shopping for and buying coverage. It’s different if you pay a lot of money upfront for a long, expensive vacation.

Another option is looking at the travel protections that your credit card company provides. Some cards offer trip protection for emergencies that could include coverage if you call off a trip or end a trip early after contracting COVID-19. But travel costs usually have to be paid for with the card for them to qualify.

Frequently Asked Questions About Travel Insurance

What are the cheapest ways to get travel insurance for a pandemic.

The best way to find cheap travel insurance with pandemic coverage is by shopping around with different providers. Many offer free quotes online, and it takes minutes to check rates.

What are the advantages of purchasing pandemic travel insurance?

The advantage of pandemic travel insurance is that it reimburses prepaid travel costs if you cancel or cut short a trip because of getting COVID-19 before or during the trip. And if a family member contracts COVID-19 while you’re away, pandemic travel insurance may reimburse you for expenses related to returning home early to care for a loved one.

Can you cancel your flight if you have COVID?

Many travel insurance policies now include coverage for trip cancellations due to COVID-19. However, coverage is usually included under standard medical inclusions, which means you must be medically unable to travel at the time of your scheduled departure to claim a reimbursement. Review your specific travel insurance coverage to learn more about flight cancellation benefits.

What does travel insurance not cover?

Travel insurance usually does not cover cancellations due to fear of travel, government restrictions or pre-existing medical conditions. You generally cannot cancel your trip and claim any reimbursements unless it’s for a covered reason such as the illness or death of a family member or natural disasters. Carefully read your policy to understand the exclusions and limitations unique to your coverage.

Methodology: Our System for Rating Travel Insurance Companies

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have feedback or questions about this article, please email the MarketWatch Guides team at editors@marketwatchguides. com .

MarketWatch Guides may receive compensation from companies that appear on this page.
The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed.

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Travel insurance with Covid cancellation cover: the right policies

All products are independently selected by our editors. If you buy something, we may earn an affiliate commission.

Purchasing travel insurance during the time of Covid can be overwhelming – will you be covered in case of cancellation, or do policies that offer medical assistance for Covid exist? Here, we break down the policies that offer Covid cover, plus what to look for in a travel insurance policy and whether your insurance is invalidated if the government advises not to travel. 

What is the best travel insurance with Covid cancellation cover?

Yes, here goes... Note though, all policies currently have restrictions on claims relating to Covid-19 and be aware that the situation is changing fast, so double-check the latest cover before you buy.

All Clear Travel Insurance ( allcleartravel.co.uk ): cover is available to people of all ages but particularly suitable for travellers with pre-existing medical conditions that other insurers are reluctant to cover.

Axa ( axa.co.uk ): this long-established, French-owned company is one of the largest insurers, providing a wide range of different policies geared to a variety of travel types.

Battleface ( battleface.com ): geared to individuals and groups with an emphasis on adventurous activities abroad and travel to remote destinations.

Campbell Irvine Direct ( campbellirvinedirect.com ): this insurer was established more than 45 years ago, and policies offer cover for travel to challenging and adventurous locations, including conservation and volunteer projects.

CoverForYou ( coverforyou.com ): competitively priced policies include winter sports and backpacker cover with enhanced silver, gold and platinum options.

Holidaysafe ( holidaysafe.co.uk ): catch-all travel specialist with a portfolio of ‘niche’ policies covering specific sporting activities including triathlon, sailing and cycling .

LV Travel Insurance ( lv.com ): one of the UK’s largest and longest-standing insurers, founded in 1843, offering single and multi-trip cover.

PJ Hayman ( pjhayman.com ): strong on customer care, with cover for medical conditions and hazardous activities plus round-the-world and gap-year travel.

Puffin Insurance ( puffininsurance.com ): annual or single-trip policies for customers aged 18-74, covering more than 75 different activities with numerous optional add-ons.

Trailfinders ( trailfinders.com ): policy automatically includes children up to 21 years, free of charge (note those aged 19-21 must be in full-time education).

Can I get travel insurance during Covid?

In a word, yes. Some companies (see list above) say they will still sell you insurance – including the crucial medical-expenses cover – provided the UK's Foreign, Commonwealth and Development Office (FCDO) doesn’t advise against all or all but essential travel. Check the current FCDO list for the latest advice. Some insurers will also offer cover for destinations on the red list , but in the current climate of uncertainty, rules governing travel to individual countries can change fast. Travel-insurance specialist Battleface has a useful country travel restrictions tool on its website to help people check the latest developments based on a variety of factors including destination and departure dates.

Why is travel insurance important?

If you have a trip booked and don’t yet have insurance, it’s important to buy a policy as soon as possible. That way, if anything changes – FCDO advice for example – you will already have cover in place. The problem with choosing the best policy is that everyone has different requirements – it may depend on your destination, the type of trip (are you doing lots of adventurous activities , for example?) and quite detailed, nerdy stuff such as ‘travel disruption cover’, which is particularly useful at the moment if you are travelling independently. There is no shortcut to checking through the key provisions of any insurance you are considering.

What should I look for in a travel insurance policy during the pandemic?

This is the key problem. Insurers are obviously jumpy about how exposed they are to claims both for cancellations because of Covid-19 and for medical treatment as a result of catching it while you are abroad. So all have added restrictions and exclusions into their policies. You need to check exactly what those are and make sure you understand the limitations of the cover.

Does travel insurance cover Covid cancellations?

If you already have travel insurance it will normally cover your cancellation costs if you, or one of your travelling companions, falls ill before departure and can’t travel – though you will need a medical report from your doctor to confirm this. Some policies – though not many – cover losses incurred if you have booked independently and have to cancel because of FCDO advice. Look for ‘travel disruption cover’ or ‘journey disruption cover’ in the policy details, which may or may not include disruption due to epidemics (see below for more information). If you are forced to quarantine in a hotel after visiting a red list country, this is unlikely to be covered by any insurance companies. If you are simply nervous of travelling and want to cancel – which is known as ‘disinclination to travel’ in the insurance industry – no policy will cover you.

So what use is travel insurance during the Covid pandemic?

The key value of travel insurance is the medical cover it offers while you are travelling. This will underwrite the cost of treatment and if necessary a hospital stay if you fall ill on holiday. But whether or not you are covered for accommodation costs if you are diagnosed with Covid-19 and have to enter self-isolation or quarantine while you are abroad varies by policy. Some insurers, however, will pay up if you need a new flight home in these circumstances. In short – it varies, so be sure to read the small print.

Is my travel insurance invalidated if the FCDO advises not to travel?

In normal times, travel insurers won’t provide cover to countries or regions where the FCDO advises against all but essential travel. Traditionally, these areas might include destinations such as Afghanistan, Iraq or Yemen, but in recent times it has included much of Europe too, with countries being regularly added to and taken off the UK's quarantine list. However, some insurers now offer affordable policies that are designed for travellers heading to these European destinations, which may be of use once the lockdowns start to ease. As ever, it’s important to read the small print. For example, policies are invalidated during a government-imposed regional or national lockdown in the UK.

Can I get insurance cover if I catch Covid abroad?

Some insurers will cover against coronavirus if the FCDO has listed your destination as safe to visit before you head off. Some offer cancellation cover if you’re diagnosed with Covid-19 within a fortnight of departure, including emergency Covid-related medical expenses while abroad and repatriation, as well as cover in the event of a travelling companion contracting the disease. And you can find insurers that offer cover for medical expenses resulting from Covid-19 for all destinations including countries under FCDO and government essential and non-essential travel advisories.

So what happens if my holiday is cancelled?

If you have booked a package with a tour operator and the FCDO advises against all but essential travel to your destination, your tour operator is obliged to cancel the holiday and offer you a full refund. They might also offer you an alternative holiday, or suggest you postpone travelling dates, but you are entitled to get your cash back. If you can afford to, consider postponing your trip rather than cancelling it completely, should your health or updated government advice mean that you can’t go away as planned. There are a lot of people out there relying on us to keep spending on travel, with around 10 per cent of the world's population earning an income that is linked to tourism. To learn more about how important this is, see our guide to why you shouldn't cancel your holiday .

What if I booked my trip independently?

Travellers who have booked, say, a flight and accommodation separately, normally have no right to a refund if they cancel unilaterally, even if the FCDO has since advised against travel. In practice, however, most airlines are cancelling flights and refunding passengers in this situation. A hotel or villa company doesn’t have to give you your money back – though it is obviously worth talking to them; they may allow you to postpone your stay.

Will my insurance cover me if my airline collapses?

It’s vital to make sure you pay for flights with a credit card (if you are booking a flight directly with the airline and it costs more than £100 you can claim your money back from the credit card company), and check that any tour operator you book with has up-to-date Atol protection – or can show that it has an alternative bonding arrangement in place.

Which websites should I check for the best travel insurance information and advice?

A good website that gives the latest figures for every country reporting cases of Covid-19 is worldometers.info . For the latest formal FCDO advice on every country in the world see gov.uk and search for travel advice. The best health advice is at nhs.uk .

Am I still covered by the EHIC scheme in Europe?

Yes and no. As of Thursday 31 December 2020, Britain left the EU, but anyone holding a valid EHIC (European Health Insurance Card) will be covered for state-supplied medical care while holidaying in Europe until it runs out. And while the EHIC card has been scrapped for anyone who doesn't currently hold one, it has been replaced by the very similar GHIC (Global Health Insurance Card).

Anything else I need to worry about?

Insurers have become very jumpy about pre-existing medical conditions in recent years because they add to the risk of expensive medical claims and cancellations. It is absolutely critical that you declare any conditions you may have when you buy a policy, otherwise – if you do need treatment while you are travelling – you may find your claim is refused.

How do you choose travel insurance that covers COVID-19?

Oct 26, 2021 • 5 min read

COVID-19 has made it more important to check the health coverage on your travel insurance © Maskot/Getty Images

After 18 months of pandemic-related travel restrictions, you may be itching to act on your pent-up wanderlust⁠⁠—but the situation and the rules are still continuously evolving. So before you go anywhere, it’s best to have a travel insurance plan that protects the investment you’ve made in a long-awaited trip.

A robust travel insurance plan will reimburse pre-paid trip costs and non-refundable deposits if you have to cancel or interrupt your trip, encounter trip delays, experience baggage loss or require medical expense and medical evacuation. Your policy will also reimburse “covered reasons” in your plan, such as death, illness or injury, serious family emergencies, unplanned jury duty, military deployment, acts of terrorism, or your travel supplier going out of business.

But COVID-19 has added an additional checklist to your usual insurance needs⁠—it’s now important to check to ensure your travel insurance plan includes coverage for COVID-19 medical expenses, and losses related to illness. Your policy should also cover quarantine costs if you need to self-isolate after testing positive for the virus.

What do I look for in COVID-19 insurance coverage?

When you’re shopping for a travel insurance plan that covers COVID-19, you need to do your research and read the fine print of your plan. 

Look for a travel insurance product that will protect your non-refundable, prepaid expenses if you have to cancel your trip due to illness caused by COVID-19. Your policy should also cover emergency medical treatment and emergency medical transportation. With regard to COVID-19 coverage, be sure your policy covers medical care, medicine, hospitalization and quarantine expenses.

“The type of coverage you should look for depends on you, your needs, travel dates, and the type of trip you’re taking,” says Sasha Gainullin, CEO of battleface , a travel insurance carrier. He says some travel insurance companies have now excluded COVID-19 coverage because it has been labeled a “known/foreseeable event”, while others may exclude pandemics altogether.

“It’s important to search for plans that include medical and quarantine expenses as well⁠—this will be critical in the event you become ill and need to receive treatment while traveling,” continues Gainullin. 

One additional tip is to confirm there are no exclusions based on the destinations you’re traveling to⁠—this can happen with countries under government-issued travel warnings, Gainullin says.

“If a traveler feels uncertain, I recommend speaking with the travel insurance company directly. They can review the policy details with you, answer all of your questions, and confirm all of your required coverage options are included,” he adds.

Is getting coverage dependent on vaccination?

While it’s a good idea to be fully vaccinated before traveling, vaccination is not required to purchase a travel insurance policy, says Daniel Durazo, spokesperson with Allianz Partners USA.

What are the medical costs that are covered by travel insurance?

Travel insurance can cover the cost of both medical treatment and emergency medical transportation. A US health insurance plan, as well as Medicare, generally will not cover overseas medical expenses, so it’s best to check with your personal health insurance provider if any global coverage is available. 

“While losing the cost of a trip due to an unexpected cancellation would be painful, paying for expensive emergency medical treatment or emergency medical transportation can be financially devastating,” Durazo says.  

Under a travel insurance plan, medical costs could range doctor visits, pharmacy expenses, imaging costs and covering a hospital stay if required. Other expenses that can be covered are transportation to medical care and medicine.

Read more:  Will my health insurance cover getting COVID-19 while traveling in the US⁠⁠—or abroad?

What about covering an unexpected quarantine due to COVID-19?

Many international destinations are now requiring that visitors purchase travel insurance coverage for an unexpected quarantine. Allianz Travel Insurance has added coverage to many of its products that includes reimbursement for quarantine-related accommodations if you or a traveling companion is individually-ordered to quarantine while on their trip, says Durazo. 

This coverage typically covers the cost of additional food, lodging and transportation while quarantined. In addition, trip interruption and travel delay benefits on certain Allianz plans also provide coverage if you or your travel companion is denied boarding by your travel carrier due to suspicion of illness.

The benefits for quarantine coverage vary from carrier to carrier. For example, on select Trawick International plans, they offer $2,000 in quarantine benefits and for an additional charge, and you can increase it up to $7,000. 

What about pre-flight COVID-19 testing?

Your plan may provide coverage for flights if you are turned away at a border for not passing a health inspection. Foster says Trawick’s travel insurance plans that cover COVID-19 would cover the expenses if you could not pass your pre-health inspection.  Also, the plan would cover the costs of the failure of your PCR test to return to the United States, such as having to quarantine abroad. 

It’s important to note that the actual cost of the PCR test is not covered by your policy, just the loss associated with the negative test.

Read more:  PCR tests for travel: everything you need to know

Some destinations require COVID-specific insurance coverage⁠—how do I comply with those restrictions? 

Before any international travel, you should check the country where you are headed to make sure you comply with insurance coverage requirements. Countries like Spain, Turks and Caicos and Thailand are among the nations that mandate COVID-19 insurance coverage.

“You first must check the countries’ specific COVID regulations for entry into the country. Some countries require travelers to provide proof of travel insurance that covers COVID-19 related expenses purchased from a third party,” explains Foster. Providing proof coverage is key; so travelers need to ensure they receive documentation from their insurance provider that their policy covers COVID-19 related expenses to show customs officials, she says.

Should you arrive in a country that requires proof of insurance to cover COVID-19 medical expenses and quarantine costs, and you don’t hold a policy, you will not be granted entry.

For more information on COVID-19 and travel, check out Lonely Planet's Health Hub .

You may also like:  What happens if I'm denied entry to a country on arrival? What is a vaccine passport and do I need one to travel? What is the IATA Travel Pass and do I need it to travel?

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Is There Travel Insurance That Covers COVID Quarantine?

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

We get it — traveling these days can be an uncomfortable experience. In the ever-changing world of COVID-19 variants, border restrictions and PCR tests, learning how to stay protected is important.

Travel insurance can insure you against a variety of complications during travel, including trip delay, trip cancellation and medical issues. But not all policies are the same, and coverage can vary not only across providers, but across policies themselves.

Let’s take a look at travel insurance that covers COVID-19 quarantine, plus the best COVID-19 travel insurance.

What does travel insurance usually cover?

Travel insurance can provide peace of mind on vacation, especially when things go awry. There are varying types and levels of coverage for travel insurance, though these are common inclusions for travel insurance policies:

Trip cancellation insurance.

Trip interruption insurance.

Trip delay insurance.

24-hour hotline assistance.

Emergency medical insurance.

Primary/secondary medical insurance.

Lost or delayed baggage insurance.

Rental car insurance.

There's a lot of variety when it comes to travel insurance and the types of incidents it’ll cover. The cost of your premium will vary according to the plan you select.

Cancel for Any Reason insurance allows you to cancel your trip and recoup your costs, no matter why you’ve chosen to cancel.

Before buying travel insurance, check to see if any of your credit cards offer trip insurance . Some travel credit cards offer this insurance free of charge when you use your card to pay.

The Chase Sapphire Preferred® Card , for example, provides primary rental car insurance when you charge the car to your card.

The Platinum Card® from American Express , meanwhile, will cover trip cancellation, trip delay and lost luggage insurance. Terms apply.

There are no credit cards whose benefits include medical insurance. You’ll want to read the terms carefully to be sure that any travel insurance you purchase covers instances of COVID-19.

» Learn more: Will my travel insurance cover coronavirus?

Finding insurance that covers COVID quarantine

In the beginning of the pandemic, many insurance policies covered losses related to COVID-19, including trip cancellation and medical issues.

Since then, some providers have chosen to exclude coverage for coronavirus-related issues. So you’ll need to search specifically for an insurance policy that covers COVID-19.

Fortunately, there are still insurance providers that’ll provide coverage in the event you’re affected by COVID-19, including:

Trip cancellation.

Trip delay.

Medical care/hospitalization.

Quarantine.

Several countries — like Thailand — actually require that you purchase this insurance before traveling.

If you already have an insurance provider in mind, take a look at their coverage options — and any available add-ons — to see if COVID-19 quarantines are covered.

» Learn more: The best travel insurance companies

If you aren’t already committed to an insurance company, sites such as SquareMouth, a NerdWallet partner, will allow you to search for and compare policy coverage from multiple companies at once.

You’ll be asked to provide a variety of information, such as your destination, dates of travel, age, and whether you’d like to be reimbursed for cancellations.

SquareMouth’s search also includes the ability to filter search results so you’ll only see policies with COVID-19 protections.

Once you’ve found a provider whose policy includes COVID-19 coverage, you’ll want to make certain that quarantine will also be reimbursed. Reading the policy in full will tell you; it can look something like this:

» Learn more: What to know before buying travel insurance

How much will COVID quarantine travel insurance cost?

The price of travel insurance is going to depend on many factors, including the length of your trip, your age, your destination and your coverage limits.

As you’d expect, the more comprehensive your coverage and the higher your limits, the more expensive your policy will be. The same is true if you’re heading out of the country for an extended period of time.

When comparing insurance policies, you’ll want to think about coverage limits as well as whether the insurance will provide primary or secondary coverage. Compare these factors against other policies to see which policy is the right fit for you.

Here’s a comparison between two different policies. Although neither of these requires a deductible, one of these is secondary (it pays out after other insurance) and caps out at $15,000 per person in emergency medical expenses.

The other is primary (it pays out before other insurance policies) and covers up to $100,000 per person in emergency medical expenses:

While $15,000 may seem like a lot of money, remember that this total includes all doctor visits, tests and medications — in addition to the cost of your quarantine stay.

If you’re staying somewhere expensive, those costs can quickly add up.

Although some communities, such as New York City, may provide cost-free isolation accommodation, others will leave you to fend for yourself.

Even if staying in a moderately priced hotel, five to 10 days (or more) of isolation can quickly run into the thousands of dollars. You’ll want to be sure your insurance policy can cover this.

» Learn more: Does travel insurance cover COVID-19?

Final thoughts on travel insurance that covers COVID quarantine

Although the world is still trying to grapple with the COVID-19 pandemic, you may be looking to get out and travel again. Being protected in the event something happens can give you peace of mind when away from home.

This is especially true when it comes to mandatory COVID-19 quarantine, when costs can easily pile up. Acquiring travel insurance with COVID-19 quarantine protection can save you — and your wallet — in case of an emergency.

Insurance Benefit: Trip Cancellation and Interruption Insurance

The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Insurance Benefit: Trip Delay Insurance

Up to $500 per Covered Trip that is delayed for more than 6 hours; and 2 claims per Eligible Card per 12 consecutive month period.

Insurance Benefit: Baggage Insurance Plan

Baggage Insurance Plan coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g., plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Underwritten by AMEX Assurance Company.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

85,000 Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The 5 Best Annual Travel Insurance Plans of 2024

Allianz Travel Insurance »

AIG Travel Guard »

Seven Corners »

GeoBlue »

Trawick International »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Annual Travel Insurance Plans.

Table of Contents

• Allianz Travel Insurance
• AIG Travel Guard

Buying travel insurance can be a smart move for most trips, but those who travel more than a few times a year should consider an annual travel insurance policy. Whether you regularly travel for business and/or take several vacations a year, annual travel insurance plans can help you get the coverage you need without having to price out and purchase protection every time you leave home.

If you find yourself in a situation where an annual plan makes sense, know that not all travel insurance companies offer this kind of coverage. You'll also want to consider the available annual travel insurance plans to see which options make sense for your travel style and the level of coverage you want.

Frequently Asked Questions

Annual travel insurance plans all work in their own way, but the majority let travelers pay one annual premium for coverage that lasts for up to 364 days. These plans often limit the length of individual trips that are covered within the coverage year. Per-trip and annual limits on coverage can also apply.

In some cases, annual travel insurance plans require a deductible or coinsurance for certain types of coverage. If you're considering an annual travel insurance plan because you take multiple trips each year, make sure you read over the policy details and understand all coverage limits and trip limits that apply.

The cost of annual travel insurance typically varies based on factors like the age of the travelers applying, included benefits and coverage limits. You will want to shop around to compare plans across multiple providers using a platform like TravelInsurance.com or Squaremouth before you settle on a travel insurance policy.

To provide an example of the cost of annual travel insurance, U.S. News applied for a quote for two 40-year-old travelers seeking coverage for eight trips over a 12-month period. The Squaremouth travel insurance portal quoted policies with costs that range from $206 for the GeoBlue Trekker Essential plan to $610 for the Safe Travels Annual Deluxe plan by Trawick International.

Annual travel insurance can be worth it if you take multiple trips each year and want to make sure you always have coverage in place. After all, the alternative to having a multitrip policy is buying a new travel insurance plan for every vacation you take. That's not always feasible for frequent travelers who are always jetting off somewhere new – often at the last minute.

Just keep in mind that annual travel insurance plans tend to come with lower coverage limits than plans for single trips, and that you'll pay a premium for coverage that comes with comprehensive benefits and high limits for medical expenses and emergency evacuation.

• Allianz Travel Insurance: Best Overall
• AIG Travel Guard: Best for Basic Coverage
• Seven Corners: Best for Medical
• GeoBlue: Best for Expats
• Trawick International: Best for the Cost

Tailor your annual travel insurance plan to your needs

Most plans include coverage for trip cancellation and interruption, travel delays, medical expenses, and more

Lowest-tier plans (AllTrips Basic and AllTrips Prime) come with no or relatively low coverage limits for trip cancellation

Most annual plans (except for AllTrips Premier) do not cover trips longer than 45 days

• Trip cancellation coverage worth up to between $2,000 and $15,000
• Trip interruption coverage worth up to between $2,000 and $15,000
• Emergency medical coverage worth up to $50,000
• Up to $500,000 in emergency medical transportation coverage
• Up to $2,000 in coverage for lost or damaged baggage
• Up to $2,000 in coverage for baggage delays
• Travel delay coverage worth up to $1,500 ($300 daily limit)
• Rental car coverage worth up to $45,000
• Up to $50,000 in travel accident coverage
• 24-hour hotline assistance and concierge service

SEE FULL REVIEW »

Annual Travel Insurance Plan offers year-round travel insurance protection

Relatively high limits for medical expenses ($50,000) and emergency evacuation ($500,000)

No trip cancellation coverage and relatively low limit ($2,500) for trip interruption coverage

No coverage for preexisting medical conditions

• Up to $2,500 in coverage for trip interruption
• Up to $1,500 in coverage for trip delays of five-plus hours ($150 per day limit)
• Missed connection coverage worth up to $500
• Up to $2,500 in baggage insurance
• Baggage delay coverage worth up to $1,000 for delays of at least 12 hours.
• Up to $50,000 for emergency medical expenses ($500 for emergency dental sublimit)
• Up to $500,000 for emergency evacuation and repatriation of remains
• Up to $50,000 in accidental death and dismemberment (AD&D) insurance
• Up to $100,000 in protection for security evacuation

Provides coverage worth up to $250,000 for emergency medical expenses

Tailor other included benefit levels to your needs

Coverage only applies to trips up to 40 days

Deductible up to $100 applies for emergency medical coverage and baggage and personal effects

• Trip cancellation coverage worth up to between $2,500 and $10,000
• Trip interruption coverage worth up to 150% of the trip cancellation limit
• Up to $2,000 in trip delay coverage ($200 daily limit)
• Up to $1,000 in protection for missed connections
• Up to $250,000 in coverage for emergency medical expenses ($50,000 in New Hampshire)
• $750 dental sublimit within emergency medical coverage
• Up to $500,000 in coverage for emergency medical evacuation and repatriation of remains
• Up to $2,000 in coverage for baggage and personal effects
• Baggage delay coverage worth up to $1,000 ($100 daily limit)
• 24/7 travel assistance services

Get annual coverage for medical expenses and routine medical care

High limits for medical expenses and emergency medical evacuation

GeoBlue plans don't offer comprehensive travel protection

Deductibles and copays apply

• Ambulatory and therapeutic services
• Inpatient hospital services
• Emergency medical services
• Rehabilitation and therapy
• Preventive and primary care

Choose among three tiers of annual travel protection

Option for basic protection with affordable premiums

No coverage for preexisting conditions

Maximum trip duration of 30 days per trip

• Trip cancellation coverage up to $2,500 maximum per year
• Trip interruption coverage up to $2,500 maximum per year
• $200 per trip for trip delays (up to $100 per day for delays of 12 hours or longer)
• Up to $500 in coverage per trip for baggage and personal effects
• Baggage delay coverage up to $100 per trip
• Up to $10,000 for emergency medical expenses per trip
• Up to $50,000 in emergency medical evacuation coverage per trip
• Up to $10,000 in AD&D coverage
• 24-hour travel assistance services

Why Trust U.S. News Travel

Holly Johnson is a travel expert who has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world. On a personal level, her family uses an annual travel insurance policy from Allianz. Johnson works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – within their family media business and travel agency .

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