Coronavirus (COVID-19) Notice
We are experiencing a high volume of customer phone calls and emails. You may experience an extended wait. Coronavirus coverages vary by plan purchased. Please read our Coronavirus FAQ page for more information.
Vacation Rental Insurance
Safeguard your trip with csa travel protection.
- Why Should I Buy?
- What Could Happen?
- Coverage Overview
- Plan Details
- Vacation Rental Damage Protection
- Claims Information
- Claim Forms
- Emergency Information
- Travel Insurance Alerts
Get a Free Quote
Before You Go
Unable to travel because you're sick? Kids making up their snow days on the first day of family vacation? No problem! Trip Cancellation coverage keeps you from losing your vacation savings if you need to cancel for a covered reason. Want to plan additional activities before you get there? Our Concierge Services can help you make restaurant reservations, order flowers, arrange tee times and more at your request.
During Your Vacation
Even when everything goes right, vacations can be a stressful time: making flights, renting cars, traveling with young children, finding activities .... the last thing you need is something to go wrong. But if it does, CSA Vacation Rental Insurance can help you keep your cool. With coverage for Baggage Delay, Emergency Assistance and Transportation, Trip Interruption and more, you can focus on the more important things. Our designated assistance provider can even help with the smaller issues that can plague travelers, such as medical referral and replacement of medication or eyeglasses.
After You're Home
At CSA we strive to keep our claims process as hassle-free as possible. You will have a dedicated claims representative working with you from start to finish, making sure you receive the responsive, friendly service you need. As identity theft can be a bigger concern while traveling, Identity Theft Resolution Services are included and offer you six months of service after your scheduled departure date.
Customer Service (866) 999-4018
Copyright © 2024 CSA Travel Protection ® , Company Code: 805-93, Approval Code: B030_14_12
Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, and other important information about the Travel Insurance & Assistance Services Plan, please see Important Disclosures
The best travel insurance policies and providers
It's easy to dismiss the value of travel insurance until you need it.
Many travelers have strong opinions about whether you should buy travel insurance . However, the purpose of this post isn't to determine whether it's worth investing in. Instead, it compares some of the top travel insurance providers and policies so you can determine which travel insurance option is best for you.
Of course, as the coronavirus remains an ongoing concern, it's important to understand whether travel insurance covers pandemics. Some policies will cover you if you're diagnosed with COVID-19 and have proof of illness from a doctor. Others will take coverage a step further, covering additional types of pandemic-related expenses and cancellations.
Know, though, that every policy will have exclusions and restrictions that may limit coverage. For example, fear of travel is generally not a covered reason for invoking trip cancellation or interruption coverage, while specific stipulations may apply to elevated travel warnings from the Centers for Disease Control and Prevention.
Interested in travel insurance? Visit InsureMyTrip.com to shop for plans that may fit your travel needs.
So, before buying a specific policy, you must understand the full terms and any special notices the insurer has about COVID-19. You may even want to buy the optional cancel for any reason add-on that's available for some comprehensive policies. While you'll pay more for that protection, it allows you to cancel your trip for any reason and still get some of your costs back. Note that this benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify.
In this guide, we'll review several policies from top travel insurance providers so you have a better understanding of your options before picking the policy and provider that best address your wants and needs.
The best travel insurance providers
To put together this list of the best travel insurance providers, a number of details were considered: favorable ratings from TPG Lounge members, the availability of details about policies and the claims process online, positive online ratings and the ability to purchase policies in most U.S. states. You can also search for options from these (and other) providers through an insurance comparison site like InsureMyTrip .
When comparing insurance providers, I priced out a single-trip policy for each provider for a $2,000, one-week vacation to Istanbul . I used my actual age and state of residence when obtaining quotes. As a result, you may see a different price — or even additional policies due to regulations for travel insurance varying from state to state — when getting a quote.
AIG Travel Guard
AIG Travel Guard receives many positive reviews from readers in the TPG Lounge who have filed claims with the company. AIG offers three plans online, which you can compare side by side, and the ability to examine sample policies. Here are three plans for my sample trip to Turkey.
AIG Travel Guard also offers an annual travel plan. This plan is priced at $259 per year for one Florida resident.
Additionally, AIG Travel Guard offers several other policies, including a single-trip policy without trip cancellation protection . See AIG Travel Guard's COVID-19 notification and COVID-19 advisory for current details regarding COVID-19 coverage.
Typically, AIG Travel Guard wouldn't cover you for any loss or expense due to a preexisting medical condition that existed within 180 days of the coverage effective date. However, AIG Travel Guard may waive the preexisting medical condition exclusion on some plans if you meet the following conditions:
- You purchase the plan within 15 days of your initial trip payment.
- The amount of coverage you purchase equals all trip costs at the time of purchase. You must update your coverage to insure the costs of any subsequent arrangements that you add to your trip within 15 days of paying the travel supplier for these additional arrangements.
- You must be medically able to travel when you purchase your plan.
- The Deluxe and Preferred plans allow you to purchase an upgrade that lets you cancel your trip for any reason. However, reimbursement under this coverage will not exceed 50% or 75% of your covered trip cost.
- You can include one child (age 17 and younger) with each paying adult for no additional cost on most single-trip plans.
- Other optional upgrades, including an adventure sports bundle, a baggage bundle, an inconvenience bundle, a pet bundle, a security bundle and a wedding bundle, are available on some policies. So, an AIG Travel Guard plan may be a good choice if you know you want extra coverage in specific areas.
Purchase your policy here: AIG Travel Guard .
Allianz Travel Insurance
Allianz is one of the most highly regarded providers in the TPG Lounge, and many readers found the claim process reasonable. Allianz offers many plans, including the following single-trip plans for my sample trip to Turkey.
If you travel frequently, it may make sense to purchase an annual multi-trip policy. For this plan, all of the maximum coverage amounts in the table below are per trip (except for the trip cancellation and trip interruption amounts, which are an aggregate limit per policy). Trips typically must last no more than 45 days, although some plans may cover trips of up to 90 days.
See Allianz's coverage alert for current information on COVID-19 coverage.
Most Allianz travel insurance plans may cover preexisting medical conditions if you meet particular requirements. For the OneTrip Premier, Prime and Basic plans, the requirements are as follows:
- You purchased the policy within 14 days of the date of the first trip payment or deposit.
- You were a U.S. resident when you purchased the policy.
- You were medically able to travel when you purchased the policy.
- On the policy purchase date, you insured the total, nonrefundable cost of your trip (including arrangements that will become nonrefundable or subject to cancellation penalties before your departure date). If you incur additional nonrefundable trip expenses after purchasing this policy, you must insure them within 14 days of their purchase.
- Allianz offers reasonably priced annual policies for independent travelers and families who take multiple trips lasting up to 45 days (or 90 days for select plans) per year.
- Some Allianz plans provide the option of receiving a flat reimbursement amount without receipts for trip delay and baggage delay claims. Of course, you can also submit receipts to get up to the maximum refund.
- For emergency transportation coverage, you or someone on your behalf must contact Allianz, and Allianz must then make all transportation arrangements in advance. However, most Allianz policies provide an option if you cannot contact the company: Allianz will pay up to what it would have paid if it had made the arrangements.
Purchase your policy here: Allianz Travel Insurance .
American Express Travel Insurance
American Express Travel Insurance offers four different package plans and a build-your-own coverage option. You don't have to be an American Express cardholder to purchase this insurance. Here are the four package options for my sample weeklong trip to Turkey. Unlike some other providers, Amex won't ask for your travel destination on the initial quote (but will when you purchase the plan).
Amex's build-your-own coverage plan is unique because you can purchase just the coverage you need. For most types of protection, you can even select the coverage amount that works best for you.
The prices for the packages and the build-your-own plan don't increase for longer trips — as long as the trip cost remains constant. However, the emergency medical and dental benefit is only available for your first 60 days of travel.
Typically, Amex won't cover any loss you incur because of a preexisting medical condition that existed within 90 days of the coverage effective date. However, Amex may waive its preexisting-condition exclusion if you meet both of the following requirements:
- You must be medically able to travel at the time you pay the policy premium.
- You pay the policy premium within 14 days of making the first covered trip deposit.
- Amex's build-your-own coverage option allows you to only purchase — and pay for — the coverage you need.
- Coverage on long trips doesn't cost more than coverage for short trips, making this policy ideal for extended getaways. However, the emergency medical and dental benefit only covers your first 60 days of travel.
- American Express Travel Insurance can protect travel expenses you purchase with Amex Membership Rewards points in the Pay with Points program (as well as travel expenses bought with cash, debit or credit). However, travel expenses bought with other types of points and miles aren't covered.
Purchase your policy here: American Express Travel Insurance .
GeoBlue is different from most other providers described in this piece because it only provides medical coverage while you're traveling internationally and does not offer benefits to protect the cost of your trip. There are many different policies. Some require you to have primary health insurance in the U.S. (although it doesn't need to be provided by Blue Cross Blue Shield), but all of them only offer coverage while traveling outside the U.S.
Two single-trip plans are available if you're traveling for six months or less. The Voyager Choice policy provides coverage (including medical services and medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger and already have a U.S. health insurance policy.
The Voyager Essential policy provides coverage (including medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger, regardless of whether they have primary health insurance.
In addition to these options, two multi-trip plans cover trips of up to 70 days each for one year. Both policies provide coverage (including medical services and medical evacuation for preexisting conditions) to travelers with primary health insurance.
Be sure to check out GeoBlue's COVID-19 notices before buying a plan.
Most GeoBlue policies explicitly cover sudden recurrences of preexisting conditions for medical services and medical evacuation.
- GeoBlue can be an excellent option if you're mainly concerned about the medical side of travel insurance.
- GeoBlue provides single-trip, multi-trip and long-term medical travel insurance policies for many different types of travel.
Purchase your policy here: GeoBlue .
IMG offers various travel medical insurance policies for travelers, as well as comprehensive travel insurance policies. For a single trip of 90 days or less, there are five policy types available for vacation or holiday travelers. Although you must enter your gender, males and females received the same quote for my one-week search.
You can purchase an annual multi-trip travel medical insurance plan. Some only cover trips lasting up to 30 or 45 days, but others provide coverage for longer trips.
See IMG's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.
Most plans may cover preexisting conditions under set parameters or up to specific amounts. For example, the iTravelInsured Travel LX travel insurance plan shown above may cover preexisting conditions if you purchase the insurance within 24 hours of making the final payment for your trip.
For the travel medical insurance plans shown above, preexisting conditions are covered for travelers younger than 70. However, coverage is capped based on your age and whether you have a primary health insurance policy.
- Some annual multi-trip plans are modestly priced.
- iTravelInsured Travel LX may offer optional cancel for any reason and interruption for any reason coverage, if eligible.
Purchase your policy here: IMG .
Travelex offers three single-trip plans: Travel Basic, Travel Select and Travel America. However, only the Travel Basic and Travel Select plans would be applicable for my trip to Turkey.
See Travelex's COVID-19 coverage statement for coronavirus-specific information.
Typically, Travelex won't cover losses incurred because of a preexisting medical condition that existed within 60 days of the coverage effective date. However, the Travel Select plan may offer a preexisting condition exclusion waiver. To be eligible for this waiver, the insured traveler must meet all the following conditions:
- You purchase the plan within 15 days of the initial trip payment.
- The amount of coverage purchased equals all prepaid, nonrefundable payments or deposits applicable to the trip at the time of purchase. Additionally, you must insure the costs of any subsequent arrangements added to the same trip within 15 days of payment or deposit.
- All insured individuals are medically able to travel when they pay the plan cost.
- The trip cost does not exceed the maximum trip cost limit under trip cancellation as shown in the schedule per person (only applicable to trip cancellation, interruption and delay).
- Travelex's Travel Select policy can cover trips lasting up to 364 days, which is longer than many single-trip policies.
- Neither Travelex policy requires receipts for trip and baggage delay expenses less than $25.
- For emergency evacuation coverage, you or someone on your behalf must contact Travelex and have Travelex make all transportation arrangements in advance. However, both Travelex policies provide an option if you cannot contact Travelex: Travelex will pay up to what it would have paid if it had made the arrangements.
Purchase your policy here: Travelex Insurance .
Seven Corners offers a wide variety of policies. Here are the policies that are most applicable to travelers on a single international trip.
Seven Corners also offers many other types of travel insurance, including an annual multi-trip plan. You can choose coverage for trips of up to 30, 45 or 60 days when purchasing an annual multi-trip plan.
See Seven Corner's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.
Typically, Seven Corners won't cover losses incurred because of a preexisting medical condition. However, the RoundTrip Choice plan offers a preexisting condition exclusion waiver. To be eligible for this waiver, you must meet all of the following conditions:
- You buy this plan within 20 days of making your initial trip payment or deposit.
- You or your travel companion are medically able and not disabled from travel when you pay for this plan or upgrade your plan.
- You update the coverage to include the additional cost of subsequent travel arrangements within 15 days of paying your travel supplier for them.
- Seven Corners offers the ability to purchase optional sports and golf equipment coverage. If purchased, this extra insurance will reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for six or more hours. However, Seven Corners must authorize the expenses in advance.
- You can add cancel for any reason coverage or trip interruption for any reason coverage to RoundTrip plans. Although some other providers offer cancel for any reason coverage, trip interruption for any reason coverage is less common.
- Seven Corners' RoundTrip Choice policy offers a political or security evacuation benefit that will transport you to the nearest safe place or your residence under specific conditions. You can also add optional event ticket registration fee protection to the RoundTrip Choice policy.
Purchase your policy here: Seven Corners .
World Nomads is popular with younger, active travelers because of its flexibility and adventure-activities coverage on the Explorer plan. Unlike many policies offered by other providers, you don't need to estimate prepaid costs when purchasing the insurance to have access to trip interruption and cancellation insurance.
World Nomads offers two single-trip plans.
World Nomads has a page dedicated to coronavirus coverage , so be sure to view it before buying a policy.
World Nomads won't cover losses incurred because of a preexisting medical condition (except emergency evacuation and repatriation of remains) that existed within 90 days of the coverage effective date. Unlike many other providers, World Nomads doesn't offer a waiver.
- World Nomads' policies cover more adventure sports than most providers, so activities such as bungee jumping are included. The Explorer policy covers almost any adventure sport, including skydiving, stunt flying and caving. So, if you partake in adventure sports while traveling, the Explorer policy may be a good fit.
- World Nomads' policies provide nonmedical evacuation coverage for transportation expenses if there is civil or political unrest in the country you are visiting. The coverage may also transport you home if there is an eligible natural disaster or a government expels you.
Purchase your policy here: World Nomads .
Other options for buying travel insurance
This guide details the policies of eight providers with the information available at the time of publication. There are many options when it comes to travel insurance, though. To compare different policies quickly, you can use a travel insurance aggregator like InsureMyTrip to search. Just note that these search engines won't show every policy and every provider, and you should still research the provided policies to ensure the coverage fits your trip and needs.
You can also purchase a plan through various membership associations, such as USAA, AAA or Costco. Typically, these organizations partner with a specific provider, so if you are a member of any of these associations, you may want to compare the policies offered through the organization with other policies to get the best coverage for your trip.
Related: Should you get travel insurance if you have credit card protection?
Is travel insurance worth getting?
Whether you should purchase travel insurance is a personal decision. Suppose you use a credit card that provides travel insurance for most of your expenses and have medical insurance that provides adequate coverage abroad. In that case, you may be covered enough on most trips to forgo purchasing travel insurance.
However, suppose your medical insurance won't cover you at your destination and you can't comfortably cover a sizable medical evacuation bill or last-minute flight home . In that case, you should consider purchasing travel insurance. If you travel frequently, buying an annual multi-trip policy may be worth it.
What is the best COVID-19 travel insurance?
There are various aspects to keep in mind in the age of COVID-19. Consider booking travel plans that are fully refundable or have modest change or cancellation fees so you don't need to worry about whether your policy will cover trip cancellation. This is important since many standard comprehensive insurance policies won't reimburse your insured expenses in the event of cancellation if it's related to the fear of traveling due to COVID-19.
However, if you book a nonrefundable trip and want to maintain the ability to get reimbursed (up to 75% of your insured costs) if you choose to cancel, you should consider buying a comprehensive travel insurance policy and then adding optional cancel for any reason protection. Just note that this benefit is time-sensitive and has eligibility requirements, so not all travelers will qualify.
Providers will often require CFAR purchasers insure the entire dollar amount of their travels to receive the coverage. Also, many CFAR policies mandate that you must cancel your plans and notify all travel suppliers at least 48 hours before your scheduled departure.
Likewise, if your primary health insurance won't cover you while on your trip, it's essential to consider whether medical expenses related to COVID-19 treatment are covered. You may also want to consider a MedJet medical transport membership if your trip is to a covered destination for coronavirus-related evacuation.
Ultimately, the best pandemic travel insurance policy will depend on your trip details, travel concerns and your willingness to self-insure. Just be sure to thoroughly read and understand any terms or exclusions before purchasing.
What are the different types of travel insurance?
Whether you purchase a comprehensive travel insurance policy or rely on the protections offered by select credit cards, you may have access to the following types of coverage:
- Baggage delay protection may reimburse for essential items and clothing when a common carrier (such as an airline) fails to deliver your checked bag within a set time of your arrival at a destination. Typically, you may be reimbursed up to a particular amount per incident or per day.
- Lost/damaged baggage protection may provide reimbursement to replace lost or damaged luggage and items inside that luggage. However, valuables and electronics usually have a relatively low maximum benefit.
- Trip delay reimbursement may provide reimbursement for necessary items, food, lodging and sometimes transportation when you're delayed for a substantial time while traveling on a common carrier such as an airline. This insurance may be beneficial if weather issues (or other covered reasons for which the airline usually won't provide compensation) delay you.
- Trip cancellation and interruption protection may provide reimbursement if you need to cancel or interrupt your trip for a covered reason, such as a death in your family or jury duty.
- Medical evacuation insurance can arrange and pay for medical evacuation if deemed necessary by the insurance provider and a medical professional. This coverage can be particularly valuable if you're traveling to a region with subpar medical facilities.
- Travel accident insurance may provide a payment to you or your beneficiary in the case of your death or dismemberment.
- Emergency medical insurance may provide payment or reimburse you if you must seek medical care while traveling. Some plans only cover emergency medical care, but some also cover other types of medical care. You may need to pay a deductible or copay.
- Rental car coverage may provide a collision damage waiver when renting a car. This waiver may reimburse for collision damage or theft up to a set amount. Some policies also cover loss-of-use charges assessed by the rental company and towing charges to take the vehicle to the nearest qualified repair facility. You generally need to decline the rental company's collision damage waiver or similar provision to be covered.
Should I buy travel health insurance?
If you purchase travel with credit cards that provide various trip protections, you may not see much need for additional travel insurance. However, you may still wonder whether you should buy travel medical insurance.
If your primary health insurance covers you on your trip, you may not need travel health insurance. Your domestic policy may not cover you outside the U.S., though, so it's worth calling the number on your health insurance card if you have coverage questions. If your primary health insurance wouldn't cover you, it's likely worth purchasing travel medical insurance. After all, as you can see above, travel medical insurance is often very modestly priced.
How much does travel insurance cost?
Travel insurance costs depend on various factors, including the provider, the type of coverage, your trip cost, your destination, your age, your residency and how many travelers you want to insure. That said, a standard travel insurance plan will generally set you back somewhere between 4% and 10% of your total trip cost. However, this can get lower for more basic protections or become even higher if you include add-ons like cancel for any reason protection.
The best way to determine how much travel insurance will cost is to price out your trip with a few providers discussed in the guide. Or, visit an insurance aggregator like InsureMyTrip to quickly compare options across multiple providers.
When and how to get travel insurance
For the most robust selection of available travel insurance benefits — including time-sensitive add-ons like CFAR protection and waivers of preexisting conditions for eligible travelers — you should ideally purchase travel insurance on the same day you make your first payment toward your trip.
However, many plans may still offer a preexisting conditions waiver for those who qualify if you buy your travel insurance within 14 to 21 days of your first trip expense or deposit (this time frame may vary by provider). If you don't need a preexisting conditions waiver or aren't interested in CFAR coverage, you can purchase travel insurance once your departure date nears.
You must purchase coverage before it's needed. Some travel medical plans are available for purchase after you have departed, but comprehensive plans that include medical coverage must be purchased before departing.
Additionally, you can't buy any medical coverage once you require medical attention. The same applies to all travel insurance coverage. Once you recognize the need, it's too late to protect your trip.
Once you've shopped around and decided upon the best travel insurance plan for your trip, you should be able to complete your purchase online. You'll usually be able to download your insurance card and the complete policy shortly after the transaction is complete.
Related: 7 times your credit card's travel insurance might not cover you
Not all travel insurance policies and providers are equal. Before buying a plan, read and understand the policy documents. By doing so, you can choose a plan that's appropriate for you and your trip — including the features that matter most to you.
For example, if you plan to go skiing or rock climbing, make sure the policy you buy doesn't contain exclusions for these activities. Likewise, if you're making two back-to-back trips during which you'll be returning home for a short time in between, be sure the plan doesn't terminate coverage at the end of your first trip.
If you're looking to cover a sudden recurrence of a preexisting condition, select a policy with a preexisting condition waiver and fulfill the requirements for the waiver. After all, buying insurance won't help if your policy doesn't cover your losses.
Disclaimer : This information is provided by IMT Services, LLC ( InsureMyTrip.com ), a licensed insurance producer (NPN: 5119217) and a member of the Tokio Marine HCC group of companies. IMT's services are only available in states where it is licensed to do business and the products provided through InsureMyTrip.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not create or modify any insurance policy terms in any way. For more information, please visit www.insuremytrip.com .
About Chubb: About Chubb
About Chubb: About Chubb in the U.S.
About Chubb: Careers
About Chubb: Citizenship
About Chubb: Investors
About Chubb: News
Claims: Claims Difference
Claims: Claims Resources
Claims: Report a Claim
Chubb Client Tools: Login for Business
Chubb Client Tools: Login for Individuals
Chubb Client Tools: QuickPay for Businesses
Chubb Client Tools: QuickPay for Individuals
Chubb Client Tools: Login to CRS
Contact Us: Contact Us
Contact Us: Global Offices
- File a claim
- Get a quote
The insurance protection you need for travel’s many “what ifs”
When it comes to travel, careful planning only takes you so far. Travel insurance can fill the gaps, helping you recover your costs or get specialized support if your trip takes an unexpected turn. Chubb offers plans that provide insurance protection for covered, unexpected risks of modern travel while giving you compassionate, reliable, and responsive service when you need it most.
Why Purchase Travel Insurance?
- Depending on your major medical coverage, your medical insurance may not cover expenses you incur while traveling internationally. That’s why accident and medical expense benefits are a key component of our travel insurance plans.
- It can be complicated to get emergency support when traveling. Our travel insurance plans include 24/7 access to travel and medical assistance experts who can provide guidance and coordinate care when needed.
- Trip cancellations, interruptions, and delays happen. When they do, travel insurance helps ensure that your trip expenses are protected.
Travel Insurance Plan Options
We understand that there’s no one-size-fits-all approach to travel. The same is true for travel insurance. Our plans offer flexible costs, benefits, and limits—so you can scale coverage based on your needs. Your travel advisor or insurance broker can help you find the right travel insurance solution for your needs. Our travel insurance plan options include:
Provide coverage 24/7/365 for all travel throughout the year, anywhere in the world
Single trip plans
Cover you while traveling on specific dates of an upcoming trip
Travel Insurance Coverage Highlights*
Travel insurance benefits vary by plan and may include coverage for:
- Trip cancellation and trip interruption
- Missed connection
- Lost baggage or personal effects
- Baggage delay
- Accident and sickness medical expense coverage for expenses that go beyond the policy limit (excess coverage)
- Emergency medical evacuation for illness or injury and safe return home
- Accidental death & dismemberment (AD&D) insurance
- Security evacuation for situations of political unrest and military action
Additional travel services include:
- 24/7 assistance services to help you navigate the unexpected, like the loss of eyeglasses or medication; medical emergencies; lost travel documents such as a passport or visa; legal assistance needs; translation or interpretation needs; and more
- Use of our mobile app, featuring travel planning tips and anytime access to contact our experts
For guidance on finding the right travel insurance solution, please contact your travel advisor or insurance broker.
*Annual Plans are not available for travelers over 80 years old. Travel benefits apply when you are traveling 100 miles or more away from home. This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.
From high-rise condos to historic buildings, we’ve got your home covered.
With our broad coverage and unparalleled service, you can trust Chubb to help protect your valuables.
We help you stay ahead — and informed for your trips with these helpful tips and tricks
What to look for in travel insurance
You’ve put a lot of thought into planning an exciting trip. But when it comes to travel, careful planning only takes you so far. Travel insurance can help fill the gaps, helping you recover costs or get specialized support when the unexpected strikes.
The struggle of traveling with kids (and how to protect yourself from disaster)
Whether you’re heading out on a long road trip or getting there in an airplane, there’s no doubt that traveling requires a lot of thought and preparation. Add kids to the equation, and a simple trip can get pretty stressful. Follow these simple tips to make traveling with children a lot easier on everyone.
8 ways to safely travel abroad
American citizens face all kinds of risks and challenges in foreign countries, due to the differences in language, culture, politics, & economics. Get protected.
This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.
Find an Agent
Speak to an independent agent about your travel insurance needs.
360 Blue Reviews
In the Vacation Home Rental Agency category
Visit this website
Company activity See all
Write a review
The home was super furnished The…
425 Beach Front Trail The home was super furnished .The Kitchen had everything we needed. Lots of seating on every floor and outside. 360 Blue staff was the tops #1. The only thing we would suggest is to make the wavier for the golf cart was not very clear how to do it for multiple family names.
Date of experience : January 02, 2024
Reply from 360 Blue
Hi Jane, We are delighted that 425 Beach Front Trail was an excellent fit for your family's beach getaway and appreciate your feedback. We hope you can enjoy the Emerald Coast with us again soon; thank you for being our guests!
Watercolor Beachside #22
Hats off to great management service for the rental we stayed in close to Christmas 2023. I gave 5 stars for the management company because somebody was always available to take our calls when we had issues (e.g., elevator, HVAC, etc.) and a technician was deployed promptly for emergency issues if requested. The property itself was also spectacular. One thing I would like the owner / management company to know- there is a perfume or cleaner smell in the unit that is extremely strong. We could not detect the source of the smell but it was so powerful that we had headaches from the first night there. Further, our food came home tasting like the overly powerful smell, and of course our bags and clothes came back wreaking of, as well. We would love to stay in this specific unit again but the perfume, cleaner, or air freshener used really needs to be dialed back. Not sure why you need such powerful scented stuff when you are right on the beach; the fresh salt water air is the best thing going down there! Thanks again for a great stay, nonetheless.
Date of experience : December 24, 2023
Hi Chase, Thank you for sharing your experience staying at Beachside #22. We are delighted you enjoyed our team's service and are investigating the smell you noted. Welcoming you to 30A is a pleasure; we hope to see you at the beach again soon!
Lovely vacation; wonderful experience
We loved this wonderful vacation property. Everything is decorated so tastefully and there's much more room than you would think. The front porch is huge with lots of convenient seating, including a large table and a swivel chair seating area. It's screened so there were no bugs, and the screen mesh was so fine that it didn't interfere with the beautiful bay view. We walked out on the pier, just steps from the house, and enjoyed seeing little fish and scuttling crabs. We saw so many herons! One flew so close to the porch I could have touched it had it not been screened in. The attractive kitchen was stocked with all the utensils, pots and pans you would need, including a wine opener. I noticed an earlier review said there was no dishwasher, but there is now - a GE Profile model that works well. The full size oven, stove top and microwave were perfect for cooking. We enjoyed the large TV at night and the two swivel chairs in the living room were very comfortable. The private, outside old-fashioned bath tub was a surprise! It was too cold in December to try it out, but it would be fun in warmer weather. It's a very short ride to Port St. Joe and its many fun and tasty restaurants, and also not too far from Appalachicola, which is like Port St. Joe but on steroids. Lots of great shopping with unique gift items. We loved Brick Wall restaurant and its gourmet pizza.
Date of experience : December 07, 2023
Hi Suzy, We are delighted to hear Salt Therapy was the perfect home for your Forgotten Coast getaway, and we appreciate your review. We hope you can enjoy the Cape with us again soon; thank you for being our guests!
the house was very clean and well stocked with what we needed, we had a great time the only thing i would change is we brought small children and had no safety gates for the stairs which kept us on very high alert at all times as the living room, kitchen and dining area are on the second floor
Date of experience : December 02, 2023
Hi Judy, We are thrilled you had a great stay and appreciate you sharing your experience. We hope to welcome you back to the beach soon; thank you for being our guests.
360 Blue kicked us out and provided no compensation.
Me and a large group of my friends, 6 couples total, had booked a 360 Blue property this past August. After being at the property for 1.5 days out of a 7 day rental, we had received very mixed communications from 360 Blue about us needing to mandatorily evacuate for hurricane Idalia. We were told that staying a night somewhat inland and coming back the next day was not an option as we would not gain immediate access to the property to look for damages from the storm. They did not give us any date on when we would be allowed to return. The area we were staying was NOT under mandatory evacuation. We spent close to 10 grand for a day and a half at the property and 360 Blue has been very resistant to provide any reasonable compensation for the incident.
Date of experience : August 29, 2023
Hello Matthew, Thank you for taking the time to share your experience. We apologize for any confusion that was experienced. The home you were staying in was in a mandatory evacuation zone for Hurricane Idalia. While we understand this is a frustrating process for our guests, our stance is to always comply with local emergency response. Per our contract with you, we are not able to provide compensation due to weather related issues. We encourage all guests to obtain travel insurance for these situations, especially during hurricane season. We apologize for any frustration or confusion and continue to keep your family and all of those affected by Hurricane Idalia in our thoughts.
Fall Break getaway with a group of eight, family of five (3 teenagers + friend) + grandparents, stayed in Watercolor Beachside #6. Awesome location. Very exclusive resort - don’t forget to wear your wristband! : ) This unit was appointed with high end appliances and is evident the owners spared no expense when appointing or updating their unit. This unit was very clean, and the “extras” 360 Blue provides for the stay were thoughtfully presented. The only thing we would have appreciated were beach towels in the unit, as it was difficult some days to get towels from the Watercolor Beach Club. Stairs to beach must be considered when traveling with mobility impaired. A touch up of wall dings and scratches will make this unit in downstairs (most likely kid area) really shine, but just shows many families have enjoyed this unit, and I’m sure many more will to come!
Date of experience : October 16, 2023
Hi, Amy. We are delighted your Beachside #6 was the perfect fit for your family's WaterColor getaway and appreciate your feedback. We hope to welcome you back to 30A soon; thank you for choosing 360 Blue!
360 Blue was an absolute pleasure
Staying with 360 Blue was an absolute pleasure. Everything and anything we needed was provided. 360 Blue employees were so accommodating and always responded efficiently. Our stay was an 11/10. We are currently planning our second stay with 360 Blue, only days after leaving our first.
Date of experience : September 14, 2023
Hi Haley, We are delighted you loved your stay with us and appreciate you sharing your experience. Welcoming you to the beach was a pleasure; we look forward to your next visit!
360 Blue does an exceptional job…
360 Blue does an exceptional job refreshing rentals for new guests & providing quality linens & essentials. DREAMS DO COME TRUE is a wonderful house for families. I have stayed there twice & rebooked for next summer. The pool area is the BEST! We had a couple of issues with the house that we worked around & that hopefully got taken care of after our departure, but overall I am VERY impressed with 360 Blue’s management.
Date of experience : June 16, 2023
Hi Liz, We are thrilled you enjoyed your stay at Dreams Do Come True and appreciate you sharing your 360 Blue experience. Welcoming you to beach is always a pleasure and we are looking forward to your next visit. Thank you for being our guests!
Roaches in family bathroom
Roaches in family bathroom, upstairs unit stopped heating due to stopped up drain line, refrigerator would not cool food, freezer would not freeze, water dispenser did not work, no ice either. Microwave arcing when heating food. Convection setting would not heat oven. Hardwood floors so filthy that if you walked barefoot your feet were black. The expense is not worth the stay. You pay high dollar for roaches and unmaintenanced homes in a over priced community. Will never stay in this area again.
Date of experience : March 18, 2023
Hello, Thank you for sharing your experience; we apologize your stay was not up to our standards. This information has been shared with our team and we hope you enjoyed your time at the beach despite these setbacks.
Terrible service refrigerator broken…
Terrible service refrigerator broken sent replacement put in garage filthy dirty water leak occurred water shutoff and dehumidifier brought in and noise was so loud could not sleep use kitchen terrible Watersound crossing do not stay unit c110 Update I did speak with someone from 360 blue and the refund was $300 which is really a slap in the face
Date of experience : October 22, 2023
Hello, Jane. Thank you for taking the time to share your feedback. Our goal is always to provide our guests with the best experience possible, and we apologize that this vacation was not up to our standards. Our team has tried to reach out to you regarding a refund, but was sent to voicemail. Your refund is being processed today, and we hope you enjoyed quality time on 30A despite this setback.
We stayed at Crabbe Shack and loved the…
We stayed at Crabbe Shack and loved the location and the house. 360 Blue did a great job with the maintenance issues we had. The only real problem we had was the dryer needs to be repaired (the on switch isn’t working well and required a lot of manipulation to get it to turn on). We also could not get the oven to turn on but just used the microwave instead.
Date of experience : October 03, 2023
Hi, Sarah. We are delighted Crabbe Shack was the perfect home for your family's 30A getaway and appreciate you sharing your Seagrove Beach experience. Your feedback is appreciated; we have shared it with our maintenance team. We hope to see you on the beach again soon; thank you for choosing 360 Blue.
My family vacation comprised of 19…
My family vacation comprised of 19 people. We stayed at a 360Blue home and it was a wonderful experience. Everything was taken care of for us. The entire house was clean, well stocked, and we had more than enough room for all of us - including the bathrooms. We would happily give this home a 10 on a 10 scale. We would definitely stay at any of the 360Blue's homes as everything was taken care of. The people we worked with were more than helpful and took care of everything we had requested or needed. Be assured that you won't be disappointed in using 360Blue for your vacation.
Date of experience : October 14, 2023
Hi, Edward. We are delighted you had an excellent stay with your group and appreciate you sharing your experience with our team. We hope to welcome you back to the beach soon; thank you for being our guests!
Perfect family vacation
360 Blue made our whole visit problem free. The home was more than we expected, every amenity you can think of was there. Location was more than great, close to Watercolor Beach Club and the beach while being within walking distance to Seaside. Extremely pleased with every aspect of our family vacation!! Highly recommend 360Blue and this property!!
Date of experience : June 17, 2023
Hi Jeanette, We are thrilled you and your family had a wonderful time in WaterColor and appreciate your review. We hope to welcome you back to 30A soon; thank you for being our guests!
The cottage at 128 Montigo Ave was just…
The cottage at 128 Montigo Ave was just perfect for our family! The private pool and patio were quite lovely. The isolated bedroom and bath provided a good quiet space away from the other bedrooms and baths. We enjoyed the easy walk to the beach and the quiet “country” lane. We even saw a deer cross just up the street! The decor was calming and comfortable and had just the right nods to the beach. Multiple outdoor spaces allowed for a variety of activities. Great place!
Date of experience : October 04, 2023
Hi, Lynda. We are delighted 128 Montigo Ave was perfect for your family's 30A getaway and appreciate your review. We hope to welcome you back to the beach again soon; thank you for choosing 360 Blue.
We stayed in 10 Watercolor #301
We stayed in 10 Watercolor #301. By far one of the nicest units we have stayed in over the last 12 years. Well stocked and well situated on the park. The owners obviously care about the design of their unit. The only confusion , and it is an easy fix, was the information on the bikes was not correct and we could not identify them. We ended up not using them. All other information and amenity requirements were complete. Another excellent week on 30A
Date of experience : August 08, 2023
Hi YaYa, We are delighted you enjoyed your WaterColor getaway and appreciate your feedback. We are reviewing this information with our bike vendor and hope to welcome you back to the Emerald Coast soon! Thank you for being our guests.
We stayed at Pura Vida on Cape San Blas…
We stayed at Pura Vida on Cape San Blas and were impressed with the little extra touches 360 Blue provided. Things like a dry bag, beach blankets, and nice toiletries were much appreciated. Additionally, we found the house to be exceptionally clean! Hope to come back again soon.
Date of experience : September 02, 2023
Hi Scott, We are thrilled you loved your stay at Pura Vida and appreciate you sharing your experience. We hope you can enjoy the Cape with us again soon; thank you for being our guests!
Our family just completed our 1st 360 Blue vacation - WOW!! The property was amazing! The Villa Coyaba was everything we wanted & more!! The unit, VC307, was sparkling clean, comfortable, well appointed & the view spectacular! We had everything we needed to rest, relax & enjoy our vacation. 360 Blue made the entire process stress free from easy booking online to the text/emails before & during our stay & simple quick checkout. This was a 10-star experience!! We are looking forward to our next 360 Blue vacation!
Date of experience : November 12, 2022
Hello CH, We are delighted this Villa Coyaba condo was the perfect fit for your beach getaway, and we appreciate you sharing your experience. We hope to welcome you back to the Emerald Coast soon; thank you for being our guest!
5 Star “almost heaven” rental and service
2nd year renting Mediterranea C507 from 360 Blue. Truly one of our best condo rental experiences ever. (This from a couple who owned a penthouse beach front condo in Maui for 20 years - we be quite picky!) We hope to be back and back and back. 360 Blue was so easy to deal with from reservations, to check in, to small maintenance issue, to amenities they provided - professional, responsive and top quality rental! Thank you!
Date of experience : May 06, 2023
Hello Deb, We are thrilled you had an amazing time at Mediterranea Penthouse and appreciate you sharing your Emerald Coast experience. We hope to share the sunshine with you again soon; thank you for being our guests!
We rented a 3 bedroom unit in Water…
We rented a 3 bedroom unit in Water Sound. A commode that kept running and a coffee maker missing parts were both quickly dealt with. A prior renter left a swim suit beneath a bed. Great location, clean bathrooms and outside living areas as well.
Date of experience : April 01, 2023
Hi, Todd. We are pleased you enjoyed your stay and appreciate you taking the time to share your experience. We hope to welcome you back to the beach soon!
Horrible customer service
Horrible customer service. We just checked into our property in WaterColor after booking online in June. We have six people in our family, but apparently when booking through my phone I entered 3 guests. 360 provided three bracelets but will refuse to give us three more for the rest of my family. There is no additional cost in booking so I paid thousands of dollars for this house but my family can't go to the beach. We love the beach area but I would hughly recommend you book through another service. We will return but never book through or work with 360 Blue again
Date of experience : October 09, 2022
Hello Eric, Thank you for sharing your experience. We apologize for the issues you experience with the wristbands. Unfortunately, we do not have a way to create or acquire wristbands except for the HOA. We submit the number of guests to WaterColor's HOA, and they tell us when we can pick up the amenity bands. Your feedback has been shared with our team and WaterColor's HOA, and we hope you were able to enjoy your time on 30A despite this setback.
Sign up for free and get access to discounts that help your family live well.
Living a healthy life is all about making good choices on a daily basis
The Blue Cross and Blue Shield Service Benefit Plan can help you do just that. Blue365 is an exciting program that offers exclusive health and wellness deals to help keep you healthy and happy, every day of the year.
Not a member.
You’ll need to create a MyBlue account to access these exclusive discounts. Follow the steps to get started.
Already signed up?
If you’re already a member, you can securely view the latest deals and discounts now.
Blue365 offers you great discounts
From top national and local retailers on fitness gear, gym memberships, travel, healthy eating options and much more. Each week these deals are delivered right to your inbox so saving is easy. With Blue365, you get cost-saving benefits like:
- Access to handpicked discounts from brands you love
- Score deeper discounts than other health savings programs
- Redeem as many deals as you want
- Deals are always available and constantly being added
- It's completely free for Blue Cross and Blue Shield Service Benefit Plan members
- GeoBlue, travel insurance
Explore deals just for you
With Blue365, get exclusive deals and discounts sent directly to your inbox each month.
You are leaving fepblue.org
- Credit cards
- View all credit cards
- Banking guide
- Loans guide
- Insurance guide
- Personal finance
- View all personal finance
- Small business
- View all small business
- View all taxes
You’re our first priority. Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .
GeoBlue Travel Insurance Review: Is it Worth the Cost?
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .
Table of Contents
What does GeoBlue travel insurance offer?
Geoblue travel insurance cost and coverage, what isn’t covered, how to choose a geoblue plan online, is geoblue travel insurance worth it.
- Flexible deductible options
- Wide ranging medical coverage
- Low prices for medical only needs
- Lacks in traditional travel insurance coverage options such as trip Interruption, bag delays, etc.
- Better when paired with travel credit card insurance coverage
If you’re going on a trip soon, you may be wondering whether to invest in travel insurance. This type of insurance can offer protection in the event that you fall ill, your plans change unexpectedly or you experience unavoidable delays.
GeoBlue is one insurance provider offering plans to travelers, with a number of plans available based on your needs. Here's a review of GeoBlue travel insurance, including the options offered and how to choose your plan.
GeoBlue insurance offers two different plans for travelers, though it focuses mainly on medical coverage . These plans are called Voyager Essential and Voyager Choice. The former offers lower coverage options than the latter and is generally cheaper (though as you'll see, not always by a large amount).
The company also provides multitrip, long-term and group options for those who need them.
» Learn more: How much is travel insurance?
How much does GeoBlue cost? GeoBlue’s travel insurance is mostly medical-based and includes a comprehensive list of inclusions, though it also has coverage for some travel mishaps.
To get an idea of costs, we used a sample trip for a 33-year-old traveler from California with existing insurance heading out in August on a two-week trip.
Note that for this GeoBlue insurance review, we selected the highest coverage amount with no deductible. There are choices that allow you to include a higher deductible and a lower coverage limit, which may lower your plan cost.
Here’s what the two GeoBlue plans cover:
As you can see, there’s not a big difference when it comes to how much GeoBlue’s plans cost, with just about $7 between the two different offerings.
In terms of benefits, most are the same as well — the biggest difference between the Voyager Essential and Voyager Choice plans comes down to prescription medication coverage and coverage related to accidental death and dismemberment .
The less-expensive Essential plan pays 50% of your prescription costs, while the Choice plan covers the full 100%. As well, the Choice plan doubles accidental death coverage from Essential's $25,000 to $50,000.
Other than that, differences are minimal. You’ll get less coverage for emergency dental care and quarantine expenses , but otherwise, everything else is the same.
» Learn more: How does travel insurance work?
Is GeoBlue travel insurance good? Unlike many other travel insurance policies, GeoBlue’s products include coverage for hazardous activities and medical quarantine.
However, while GeoBlue shines when it comes to medical coverage, it falls short in other travel insurance aspects. Many travel insurance plans provide better options in the event that your bags are delayed , your flight is canceled or you miss nonrefundable bookings.
In GeoBlue’s case, the low levels of reimbursement for these types of issues may be problematic. However, bear in mind that many travel credit cards provide complimentary travel insurance that would pair well with a GeoBlue plan.
» Learn more: What to know before buying travel insurance
To purchase a GeoBlue plan online, go to the company’s website .
You’ll see the option to generate a quote and you’ll type in your trip dates, traveler's age and ZIP code.
Once you hit "Get A Quote" the results page pops up, which will give you the option to choose your deductible amount and maximum level of coverage. You can also toggle between single trip and multi trip.
Once you’ve decided on a plan, you’ll need to fill out all pertinent information including your contact information, your health plan details and beneficiary. Once you review the terms of the plan, select to payment and input your credit or debit card information.
After that, your policy will be issued.
» Learn more: 6 common travel insurance myths
While it offers excellent medical care for low prices, GeoBlue’s policies fall short when it comes to other travel coverage. However, if you also have a travel credit card , you may be able to pair the two together for relatively strong travel insurance coverage at a low cost.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
on Chase's website
1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.
1x-5x 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.
60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.
30,000 Limited-time offer: Earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
Chubb Travel Insurance
Surround yourself with confidence — wherever your travels take you.
Feel More Secure. You’re going places, and Passport 360 is right there with you. Chubb stands out as a trusted provider of complete insurance solutions to help manage risk. Serving employers, groups, and individuals alike, we provide comprehensive and flexible solutions, backed by solid underwriting.
Helping you and your family wherever you are in the world – that’s the confidence you can get with Passport 360SM from Chubb Travel Insurance. Whether you or a family member are traveling for business or pleasure, away from your home or across the globe*, Passport 360 gives you access to insurance coverage, services and resources that enhance your travel security and peace of mind. Passport 360 is your comprehensive package with no prior trip arrangements required and allows you to travel freely without worry of coverage during any travel crisis.
Chubb partners with a leading travel assistance provider, to give you 24/7 access to medical and travel assistance services. Our partner’s in-house team of doctors and nurses is experienced in medical evacuation/transportation, emergency care, and communication of critical information. You can feel confident you are in safe hands if there is an emergency.
Helping you get the care you need
Accidents, illnesses and other emergencies are facts of life. And when you are away from your customary medical and informational resources, even minor situations can become more intense.
You can travel confidently no matter where you are or what you need when you have a plan in place. Passport 360 provides insurance protection to surround you with solutions for travel’s many “what ifs.”
If an injury, illness or another unfortunate situation interferes with your trip, Passport 360 is the one plan to handle it. Passport 360 delivers a complete package:
- Comprehensive: You and your covered loved ones are protected 24/7/365 during business and pleasure travel, no matter where you travel*.
- Innovative: Coverages and services including upgrades offer a tailored solution to meet your unique needs. These upgrades may not be available with other common travel insurance.
- Seamless: One annual premium covers travel throughout the year, there’s no need to activate on a trip-by-trip basis.
Passport 360 – Comprehensive coverage and services for your travel security needs, all in one plan.
From travel emergencies to travel conveniences, Passport 360 combines a host of features into one package. It offers two plan levels, Essential and Enhanced, as well as optional upgrades such as a golf package and a trip cancellation/trip interruption & event ticket cancellation coverage.
View Our Other Policies
Want help determining which coverage is best for your needs call our advisors today. 201-659-2403, in a hurry fill out our quick quote., licensed in over 30 states.
Get a QUICK QUOTE now
- Name * First Last
- Home Address * Street Address Address Line 2 City State / Province / Region ZIP / Postal Code
- Type of Quote Needed * -- Home Condo Renters Auto Home + Auto Package Condo + Auto Package Renters + Auto Package Condo Association Co-op Apartment Building Umbrella Business 1-4 Family - Owner Occupied 1-4 Family - Tenant Occupied Workers Comp Commercial Auto Boat Restaurant Jewelry
- How many units? -- 2 3 4 5 6 7 8 9 10 20 Other
- How many units? -- 5 6 7 8 9 10 20 60 60+ Other
- How many units? -- 1 2 3 4 Other
- What year was home or building built?
- Amount of Homeowner coverage needed -- $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $1,000,000+
- Amount of Condo Unit Owner coverage needed -- $50,000 $75,000 $100,000 $125,000 $150,000+
- Amount of Renter coverage needed -- $10,000 $15,000 $20,000 $25,000 $50,000 $75,000 $100,000+
- Minimum Auto insurance limits -- 25/50/25 50/100/50 100/300/100 250/500/100
- Amount of Apartment Building coverage needed -- $500,000 $750,000 $1,000,000 $1,500,000+
- Amount of Condo Association coverage needed -- $500,000 $750,000 $1,000,000 $1,500,000+
- Amount of Umbrella coverage needed -- $1,000,000 $2,000,000 $3,000,000+
- Amount of Contents coverage needed -- $10,000 $25,000 $50,000 $100,000+
- Amount of 1-4 Family coverage needed -- $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000+
- Amount of Workers Comp coverage needed -- $100,000 $300,000 $1,000,000
- Amount of Commercial Auto coverage needed -- $100,000 $300,000 $500,000 $1,000,000
- Amount of Jewelry coverage needed -- $1,000 $2,500 $5,000 $10,000+
- Amount of Contents coverage needed -- $25,000 $50,000 $100,000 $150,000+
- Date of Birth
Chubb Mobile App
Pay bills, access ID cards, and so much more
- Pay bills quickly and securely in just a few clicks
- It’s a one-stop shop for claims – report a claim, upload and access claim documents, and find important information like their claim adjuster and payment history
- View and sign policy documents, access coverage information, and browse recent activity
- Access Auto ID cards, Home Assessment reports, and more!
- Visit our Catastrophic Services Center to enroll in complimentary services such as Wildfire Defense
- Get email, SMS, and push notifications
- Go green and go paperless
Our Recent Reviews
Call us today, we are here for all of your insurance needs.
Welcome Blue Cross Blue Shield members
Blue365 offers premier health and wellness discounts and is free to join .
Join Blue 365
This Week’s Featured Offers
Receive 15% Off All Online Orders
Apparel & footwear.
16% Off Sustainable Shoes and Clothing
Access up to 13,000+ Gyms with Packages Starting at Just $19/Month
Limited Time: 25% Off Withings Devices Including Smart Scales, Activity Trackers and More
Save Up to 15% Off Connected Fitness Equipment Plus Free Shipping* to Bring Interactive Training Home
Home & Family
Up to 15% Off Educational Degree and Certificate Programs
Save 15% Off Diapers, Wipes and Prenatal Vitamins for Baby
Save up to 10% on Snacks and Bars for New Subscriptions
The Active&Fit Direct Program
Start 2024 With a Flexible Fitness Program - Choose from 12,500+ gyms for just $28/Month
20% Off HidrateSpark 3.0 Smart Water Bottle
Because health is a big deal®
Gain access to health- and wellness-related deals on fitness products, gym memberships, healthy eating and more. Open to businesses, families and individuals who are members of participating BlueCross BlueShield companies. How Blue365 Works
from premium brands that you recognize
than other health savings programs across nearly all categories
only available to Blue365 members
no limited supplies, no limits on savings
I love that I can purchase vitamins/supplements at a discounted rate!
Blue365 has helped tremendously.
The program has helped me live a healthier lifestyle in general. I love the support I get from this program.
I can hear the rain! You’ve paid $2,500 and I paid $700 for my hearing aids! It’s the best gift ever!
Take advantage & Start Today!
Log in to your blue365 account.
Required fields are marked with an asterisk *
Enter your password
Pardon the interruption…
Blue365 is built on valuable member feedback and your input is important to the development of the program. Can you please take about 10 minutes to complete this survey?
Click “open survey” below to provide your valuable feedback. This will appear in a separate window so that you can continue to browse Blue365 if you would like to complete the survey after your online visit.
Thank you for sharing your feedback!
Coverage that goes where you go: Travel worry-free with Blue Cross Blue Shield
Planning to hit the road this travel season? You’ve got a lot to do! You’ll have to book your travel, lodging and activities, pack and be sure your home is looked after while you’re gone. That’s a lot to think about, and the list goes on. With so much to do, it’s easy to overlook one item that might prove crucial: ensuring that you will be covered if you need medical care while traveling.
Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue .
BCBS Coverage Travels with You
If you aren’t sure what’s covered, it’s a good idea to call your Blue Cross Blue Shield company to find out what your benefits are if something goes awry while on vacation. When traveling within the United States, most Blue Cross Blue Shield members will be covered under the BlueCard program, which connects all 36 individual Blue Cross Blue Shield companies so that members can enjoy access to the savings the local Blue Cross Blue Shield plan has negotiated with its doctors and hospitals.
For example, if a member of Blue Cross Blue Shield of Texas, whose Plan includes the BlueCard program, falls and breaks his arm while hiking in Yellowstone, he will be charged the rate Blue Cross Blue Shield of Wyoming has negotiated with the local hospital rather than paying the steep fees he would otherwise encounter. Likewise, a BCBS Wyoming member who falls ill in Dallas would be charged the rate BCBS Texas has negotiated with its local providers. It’s one of the many benefits of belonging to the nation’s oldest and largest health insurance system.
If your plans include international travel, GeoBlue has an extensive network of options to meet your needs when living or working abroad for an extended period of time. Though many Blue Cross Blue Shield plans cover international care in emergency situations, GeoBlu e plans offer the most complete set of benefits and access to services like emergency medical evacuation, which might not be covered by your regular plan.
Insurance Tips for Travelers
Here are a few steps you can take to take charge of your health while traveling:
Traveling Within the United States
- Call your BCBS company to find out what your benefits cover while traveling.
- Always carry your current BCBS ID Card .
- To find nearby doctors and hospitals, call BlueCard Access at 1-800-810-BLUE (2583) or visit the Blue National Doctor & Hospital Provider Finder .
- Call your Blue Plan for precertification or prior authorization if necessary. Refer to the phone number located on your Blue ID card.
- Verify your international benefits with your Blue Plan before leaving the United States, or purchase a GeoBlue plan.
- Always carry your Blue ID card.
- If you need to locate a doctor or hospital, or need medical assistance services, hotlines are available 24/7. You can reach the BlueCard Worldwide Service Center at 1-800-810-BLUE (2583) or call collect at 1-804-673-1177. If you’re a GeoBlue member, call collect at 1-610-254-8771, or 1-800-257-4823 from inside the U.S.
To learn more, visit BCBS.com or the GeoBlue website.
The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies.