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What’s a London Travelcard?

A London Travelcard is a ticket type that allows unlimited travel for a certain amount of time on:

• The London Underground within zones 1-4 or 1-6
• Docklands Light Railway
• Most National Rail Services in London

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Which London Travelcard is right for me?

One day london travelcards.

There are two types of One Day London Travel cards:

Anytime Day Travelcards: you can use these anytime on the date shown on your ticket, until 4:30 am the following day.

Off-Peak Day Travelcards: you can use these from 9:30 am Monday – Friday and at any time on weekends and bank holidays on the date on your ticket, until 4:30 am the following day.

London Weekly Travelcard

The London Weekly Travelcard offers 7 days of travel for the price of 5.

Monthly London Travelcard

Monthly Travelcards are typically more cost-effective than buying consecutive 7-day ones. You’ll save 11% on your journeys if you go for the monthly option.

Weekend London Travelcard

The Weekend Travelcard is valid for 2 consecutive weekend days (Saturday, Sunday, or a bank holiday). You can make a return journey from the start station to the Travelcard zones on each of the 2 days, and get unlimited travel in London Zones 1-6 on the eligible days.

Group One Day London Travelcard

Travelling as a group of 10 or more? Get a Group One Day London Travelcard. It’s valid for the day from 9:30 am (Monday to Friday), anytime on weekends or public holidays right up until 4:30 am the next day.

London Travelcard season tickets

We have various London Travelcard Season Ticket options, including:

Your Travelcard season ticket can start on any day of the week, and you can travel right up until 4:30 am on the day after your travelcard expires.

How do I get a London Travelcard?

You can get a travelcard when you buy an Anytime , Off-Peak , Super Off Peak , Advance or season (except Flexi Season ) train ticket to London on our website, SWR app or at your local station.

You can add London Travelcards to your SWR touch smartcard , making it easier for you to tap in and out across the capital.

Travelling outside the area covered by your Travelcard

If you have a Travelcard, then you are permitted to use any services within its Zones (subject to the time restrictions of the Travelcard). If you wish to travel beyond the Zones permitted by your Travelcard, then you can purchase a Boundary Zone ticket to or from the station outside of those Zones.

For example, if you have a 7-Day Zones 1 to 3 Travelcard and wanted to travel to Shepperton, you can buy a Boundary Zone 3 to Shepperton Day Return ticket from any staffed ticket office or from our self-service ticket machines. The train you are on does not need to call at a station within Zone 3 to be valid. Boundary Zone tickets can also be sold in the opposite direction (e.g. Shepperton to Boundary Zone 3).

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• Travelcards

Giving you unlimited travel on all National Rail services in London, London Underground, London Buses and more

Travelcards explained

A Travelcard gives you unlimited travel (in the zones it’s valid for) on all National Rail services in London, including Southeastern  (except highspeed services unless combined with a rail ticket which states ‘plus highspeed’), as well as Transport for London (TfL) London Underground, DLR, London Overground, Elizabeth line, all London Buses and, if valid in zones 3, 4, 5 or 6, on all London Trams. 

When can I use a Travelcard? 

Travelcards can start on any day of the week and can bought for 1 day, 7 days, 1 month and any period between 1 month and 1 year. The One Day Travelcard can be printed on a paper ticket or added to our contactless smartcard, The Key (you may also want to consider using pay as you go (PAYG) on Oyster or Contactless instead, with daily capping that can work out cheaper.) Travelcards for 7 days or longer can only be added to The Key or to your TfL Oyster card. Season Travelcards and Anytime Day Travelcards can be used at any time, whilst Off-Peak Travelcards can only be used at certain times in the day. Find out more on the National Rail Oyster Card page

What if I want to travel beyond the zones permitted on my Travelcard? 

You will need to purchase a Boundary Zone ticket to or from stations outside of London. For example, if you have a 7 Day Zones 1 to 3 Travelcard and wanted to travel to Dover Priory, you can buy a London Boundary Zone 3 to Dover Priory Day Return from a ticket office or ticket vending machine. The train you are on does not need to call at a station within Zone 3 to be valid. Find out more on the National Rail Travel Information page

Can I combine a Travelcard with my rail ticket to or from London? 

Yes. If you are travelling on one of our services between Kent or East Sussex and London, you may be able to buy a rail ticket which also includes a One Day Travelcard. Check our Journey Planner to see if this option is available.

I’ve heard that One Day Travelcards were due to be scrapped – is this true?

In April 2023, the Mayor of London proposed to withdraw One Day Travelcards. In October 2023, the Department for Transport, TfL and rail operators including Southeastern struck a deal to save the Travelcard. This was subject to a one-off price increase of 3% on One Day Travelcards for travel from stations outside Zones 1 – 6 as part of a rail ticket from March 2024, which is in addition to the Department for Transport’s announced regulated fares increase of 4.9%. Unfortunately, this additional price increase means that the One Day Travelcard as part of a rail ticket may not always be the best value, depending on the number of journeys you intend to make within London. It may cheaper to buy your ticket from stations outside Zones 1 - 6 separately and then use PAYG contactless or Oyster to travel within these zones.

How can I get the best value when buying my ticket?

You can check individual journeys and compare both options by using our Journey Planner as well as the TfL Single fare finder . As an example, if you buy an Off-Peak Day Return from Dover Priory to London St. Pancras International valid on highspeed services  for £54.40 and used PAYG contactless or Oyster twice within Zones 1 – 6, you will save £1.50 compared to buying a One Day Travelcard for the same journey for £61.30.

Explore Tickets explained

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London Travelcard Prices 2024 - One Day, Weekly & Monthly Pass

Travelcard prices for children, what is a travelcard.

London travelcards come in two different types. The cheapest version just covers buses and trams, whilst the more expensive one includes the trains as well.

Travelcards bought at a National Rail station (the big overground hubs like Waterloo , shown with a symbol on the London underground map ) are printed on orange paper. Travelcards bought at an underground station are printed on pink paper. Other than the colour of the paper, there is no difference between the two. It’s also possible to load a travel card onto a blue Oyster card . (Note: It is not possible to load them onto a Visitor Oyster card or contactless card .)

If you buy a pass that includes the trains then you will also have to choose which fare zones you want it to cover. If you buy a one day travelcard then you’ll only have three options: zones 1-4, zones 1-6 or zones 1-9. If you buy a weekly, monthly or annual travelcard then you can choose a combination of different zones between 1-9.

Important note: there are no trams in central London, only in zone 3 and beyond (in places like Beckenham, Croydon and Wimbledon). So if you buy a zone 1-2 travelcard then you won’t find any trams to travel on.

What are the benefits of a travelcard?

• London travelcards can cover one day, one week, one month or one year, depending on how long you’re staying in London
• They’re very easy for tourists to understand: you simply choose the zones and dates you want it to cover, pay once, and then you can make an unlimited number of journeys between those dates
• Depending on which one you buy, travelcards can be valid on the tram, bus , Docklands Light Railway, London Underground , London Overground, TFL Rail and National Rail
• You can also benefit from a discounted fare on the cable car and Thames Clipper riverboat

What are the downsides of a travelcard?

• Depending on how many journeys you make, you might find that Oyster prices and contactless prices are cheaper than travelcard prices
• You’re only allowed to travel in the fare zones you chose at the start. If you later decide to travel outside the zones then you’ll have to buy a completely separate ticket
• Two people are not allowed to share one travelcard
• If you lose a paper travelcard then there’s no way of replacing it, or getting your money back

How long does a travelcard last?

A travelcard lasts for one day , one week , one month or one year , and you choose which one you want when you buy it. You can then travel as many times as you like during that period.

You always have to choose a start date when you buy it. The date can be in the future, but it’s not possible to buy a dateless card.

One Day Travelcards (Anytime) – Valid for the date shown on the ticket, plus any journeys that start before 4.30 AM the next morning

One Day Travelcards (Off-peak) – Valid for the date shown on the ticket, but only after 9.30 AM on Mon-Fri, plus any journeys that start before 4.30 AM the next morning

Weekly, Monthly & Annual Travelcards – Valid between the start date and end date shown on the ticket. And they all have to be consecutive days (it’s not possible to buy a 7 day travel card that skips a day in the middle, for example).

Can two people share one travelcard?

No . Two people are not allowed to share one travelcard between them. And you can’t share an Oyster card that has a travelcard loaded on to it either.

What time is Anytime and Off-Peak?

Anytime – Anytime is valid for the dates shown on the ticket, and up to 4.30 AM the following morning. (So if your travelcard expires on the 10th, you can actually travel up to 4.30 AM on the 11th.)

Off-Peak – Off-Peak travelcard holders are restricted to travelling after 9:30 AM on Mon-Fri, but can travel at anytime during the weekend or on a public holiday.

Is it cheaper to use a travelcard?

Travelcards are not always the cheapest way to travel in London.

1-Day Travelcards – The Oyster daily cap and contactless daily cap are always cheaper than a one day travelcard (by around two-thirds).

Weekly Travelcards – Weekly travelcards are always cheaper than buying seven one day travel cards, but whether it works out cheaper than the Oyster card weekly cap depends on how many journeys you make. If you make two or more journeys on each of the seven days, or three or more journeys on six of the days, then a weekly travelcard is likely cheaper. But the only way of knowing for sure is to add up all your journeys on a calculator (sorry!).

Monthly Travelcards – Monthly travelcards are always cheaper than buying four weekly travel cards.

Annual Travelcards – Annnual passes give you 12 months travel for the price of ten and a half.

Where can you use a travelcard?

Buses – All travelcards are valid on TFL buses , regardless of which zones they cover. That’s because buses don’t have zones. So if you buy a zone 1-4 travelcard then you can ride the trams and trains in zones 1-4, but you can ride the buses all the way out to zone 6.

Trams – Bus & Tram travelcards don’t have zones, so they’re valid on all the buses, and all the trams. But Train, Bus & Tram travelcards are only valid on the trams if they cover zones 3 and beyond, because there aren’t any trams in zones 1-2.

London Underground, London Overground, Docklands Light Railway, TFL Rail, National Rail – A Train, Bus & Tram travelcard is valid on all of these trains as long as it covers the right zones (you choose which zones you want when you buy it). The exceptions are the Heathrow Express, Gatwick Express and Stansted Express, Heathrow Connect to Hayes and Harlington, and high-speed Southeastern services between St. Pancras and Stratford .

IFS Cloud Cable Car – You can’t actually use your travelcard to ride the cable car , but if you present it at the ticket window you’ll get a 25% discount off the price.

Thames Clipper – You can’t use it on the Thames Clipper river boat service either, but if you show it at the window you’ll get a 33% discount off some of the fares.

Where can you buy a travelcard?

Day Travelcards (for Bus & Tram only) – It’s not possible to buy a day travelcard for the Bus & Tram from the TFL website. It’s not possible to buy one in advance either. You can only purchase them on the day of travel from a train station or London Visitor Centre.

There are seven Visitor Centres in London: Euston station , King’s Cross , Liverpool Street , Paddington , Piccadilly Circus , Victoria and Heathrow airport.

These will always come as a paper ticket.

You can also buy a Bus & Tram pass from an Oyster Ticket Stop, but these ones will be put onto an Oyster card instead. Oyster Ticket Stops are just normal shops (usually newsagents) which have a blue Oyster sticker in their window. (Note: The usual £7 deposit will apply if you need to buy a new Oyster card, which will come on top of the day travelcard price. It is not possible to load a travelcard onto a London Visitor Oyster Card .)

Day travelcards do not require a photocard.

Day Travelcards (for Bus, Tram & Train) – Paper tickets for the Bus, Tram & Train are available to buy online from the TFL website and from train stations and Visitor Centres.

Group Day Travelcards – Group Day Travelcards can be ordered from the TFL website . They only last for one day and you need to be travelling in a group of at least ten people during off-peak hours (after 9:30 AM Mon-Fri, or any time during the weekend).

Weekly Travelcards – Weekly Travelcards can be bought online at TFL’s Visitor Shop , You can also have it loaded onto your Oyster card at a train station, Oyster Ticket Stop, London Visitor Centre or TFL’s Oyster website (but you need to set up an Oyster account with them first).

Weekly travelcards do not require a photocard.

Monthly Travelcards – Monthly Travelcards can be loaded onto your Oyster card at train stations, Oyster Ticket Stops, London Visitor Centres and TFL’s Oyster website .

Annual Travelcards – Annual travelcards can be loaded onto your London Oyster card at TFL’s Oyster website , and most London Overground, TFL Rail and National Rail stations… but not London Underground stations, London Visitor Centres or Oyster Ticket Stops.

What zone travelcard do you need?

Most tourists will choose a travelcard that covers zones 1-2, which covers the touristy heart of London.

Zone 3 is for places like Highgate Cemetery , Kew Gardens , Wimbledon and London City Airport . Zone 4 will take you to Wembley Stadium . And if you’re flying into Heathrow then you might need a zone 1-6 travelcard.

How do you use a travelcard on a bus?

Using a travelcard on a London bus is easy. If you have a paper travelcard then just show it to the driver as you board the bus.

If you have an Oyster travelcard then touch it against the big round yellow reader by the front door (some buses also have Oyster readers by the middle door and back door). There’s no need to touch the travel card down again when you leave the bus – you only have to do that for trains.

How do you use a travelcard on a train?

Using a travelcard on the London Underground is easy. If you have a paper travelcard then just insert it face-up into the slot at the front of the barrier. The same ticket will then pop out of the slot on the top. The gate won’t open until you remove your travelcard from that slot.

If you have an Oyster travelcard then all you have to do is wave it in front of the big round yellow reader and the gate will open automatically.

Which is better: Travelcards or Oyster?

TFL travelcards are very easy to understand – you simply choose the starting date, the duration, which zones you need (probably just zones 1-2 if you’re here on holiday), and then you pay just once and can make an unlimited number of journeys until the travel card expires.

The downside is that travelcards are only available for fixed periods – either one day, one week, one month or one year – so if you’re visiting for a different number of days then you’re better off buying an Oyster card .

Train travelcards are also limited to the zones you buy it for, so if you decide to make an extra journey out of the blue then you’ll have to buy a completely different ticket, whereas the pay-as-you-go credit on an Oyster card can be used in all zones.

Your comments and questions

CC Hi, I want to know if I buy the one day card does it means it lasts 24 hrs? Or just till midnight of the day I purchase it?

Staff Hi CC. It actually lasts until 4.30 AM the next morning. So if it's dated for the 1st, it will last until 4.30 AM on the 2nd.

Leanne Hi there, I am travelling to London with 3 children aged 8, 10 & 11 and will need a travelcard that will cover us all. We have a few things planned but im not sure of which travelcards I need and for which zones? We will need to travel from Paddington station to Waterloo, and will be visiting the Cambridge Theatre and also Knightsbridge. Is it possible to buy a 3 day ticket that will cover those areas? Ive not been to London before so would like to plan as much as I can in advance. Thank you

Staff Hi Leanne. It's not possible to buy a 3-day card unfortunately - they only come as 1-day or weekly cards (or monthly). And the only travelcard that covers multiple people is the Group Day Travelcard, but that's for a minimum of ten people. The good news is that your 8 and 10 year old will travel for free on the tube, so I recommend that you use your contactless bank card, and you get an Oyster card for your 11 year old. That's because contactless and oyster fares are cheaper. The most you will pay each day is the 'daily cap' for zone 1, which is less than the cost of a 1-day travelcard (all of the places you mentioned are inside zone 1). Unfortunately you will also have to pay a £5 deposit the first time you buy a new Oyster card - but you can claim that back at the self-service ticket machine at the end if you want.

Leanne Thank you very much, that's very helpful

Csaba Is it possible to buy a new Oystercard and put a 7-day Travelcard on it at the newsagents generally? Do I have to have a minimum pay-as-you-go balance on it if using a Travelcard loaded onto my Oystercard?

Staff Hi Csaba. You can just have the travelcard on your Oyster card if you want. There's no need to have any pay-as-you-go credit on there as well, but you can do that as well if you want. You should be able to do it at any newsagent displaying the Oyster symbol in their window - not all of them have it.

Lafont If I have a travelcard on my Oyster card for zones 1 and 2, and I want to visit Hampton Court, how to proceed.

Staff Hi Lafont. Hampton Court is in zone 6, so you just need to add some pay-as-you-credit onto the same card to cover zones 2-6. You can see that fare here - city-guide.london/​transport/​adult-train-fares.php . When you tap it down on the gate the computer will recognise that the travelcard already covers zones 1&2 and just use the credit for the extra bit.

Pamela Laurie I need only a paper 1 day Oyster ticket, is it over 24 hours from when you buy it? ie. 12am one day till 12 am next day ?

Staff Hi Pamela. You buy it for a particular date. It will then last for the whole of that date, and up to 4.30 AM the next morning.

Ch What time can you use your travelcard from on a Sunday?

Staff Hi Ch. If it's a 1-day card then it's all day Sunday, right up to 4.30 AM Monday morning. If it was a midweek one then it would be different, because there are two cards available midweek: anytime and off-peak. The off-peak ones wouldn't start until 9.30 AM

Awi If I buy a zone 1-6 travelcard from Vauxhall rail station will that entitle me to the National Rail 2for1 promotion? Thanks

Staff Hi Awi. You have to be careful because you need a National Rail paper ticket for the 2for1 offer. Don't buy it from the underground station because then it will be a TFL ticket. That won't be valid. Buy it upstairs from the National Rail windows, and make sure they give you a paper ticket rather than putting it on an Oyster card, because that won't be valid either.

Diane Can you use a one day travelcard on any of the London tour buses?

Staff Hi Diane. No, sightseeing tour buses have got nothing to do with normal buses, so you'll have to buy a ticket from them.

Cathy If I buy a weekly travelcard from a train station, will the start day to use to card be the day I buy it? Or can I tell the counter staff which day I would like to start to use the travelcard? For example, I want to buy the paper travelcard at London Paddington Station on July 1st and I would like to start using it on July 6th. Is it possible? Thanks for your help.

Staff Hi Cathy. Sure. You can tell them which date you want it to start. It doesn't have to be the same day that you buy it. Paper tickets will then have the start date printed on the front.

Elle Hi, With weekly travelcards, do I need to get an identity card to go with it? Thanks

Staff Hi Elle. Not if you're an adult, no. You only need to provide a passport photo for monthly and annual travelcards, but not weekly ones. And a child would need a photocard

Ray Does the one day travelcard include journeys to Heathrow? Thank you Ray.

Staff Hi Ray. You have to choose the zones when you buy it. If you choose the one that covers zones 1-6 (or 1-9) then it will.

Cozzieanne Hi there, I'm soon going to be travelling four times a week from Ealing Broadway to Leytonstone station on the Central Line. If I buy an annual Zones 2-9 travelcard, does that mean that I can get on and off at literally any stop, on any line, at any time, as long as I'm within those zones? And does it include buses? Thank you! Cozzieanne

Staff Hi Cozzieanna. A zone 2-9 travelcard won't get you from Ealing Broadway to Leytonstone on the central line, because that journey goes straight through zone 1, so you'll need a zone 1-9 instead (actually, you only really need a 1-3 for that journey, unless you've got some other plans out to zone 9 that you haven't mentioned). A zone 1-9 travelcard will let you get on and off at any stop within zones 1-9, at any time, as many times as you like. And you can use it on the bus as well.

Graham Can a London Travelcard be used on both the Underground and on Network Rail trains? I'm planning to travel from Baker Street to Monument on the Circle Line, then from London Bridge to Waterloo East on normal Network Rail. Is the Travelcard valid for both journeys?

Staff Hi Graham, It works on both the underground and National Rail trains within the zones you buy it for. So assuming your travelcard covers zone 1 (which all those journeys are in), then it will be fine

Harmeen I just want to know that if I opt for a weekly travelcard for Zone 1 and 2, how many trips am I allowed in a week?

Staff Hi Harmeen. As many as you like. There's no limit with travelcards

Lailiyah McInnes Can I buy weekly travel card to London zone 1-2 and5? And how much the cost weekly and monthly .I just from Bromley south to Victoria to Fulham

Staff Hi Lailiyah. You can buy one for zones 1to5 (price is in the table above), but not zones 1,2+5. They don't sell one for just zone 5 on its own either. If you really wanted to then you could put a zone 1-2 travelcard on your oyster card, and then top it up with some pay-as-you-go credit as well. Then every time you tap it down on the gate the computer will recognise that you have a travelcard for zones 1-2, and only take the fare for zones 2-5 from the pay-as-you-go credit

Heather Is there a student discount on Oyster cards.

Staff Hi Heather. There is a discount, but you have to apply for an 18+ Student Oyster photocard to get them. All the details are here - tfl.gov.uk/​fares/​free-and-discounted-travel/18-plus-student-oyster-photocard

amar Can I use oyster card on traine

Staff Hi Amar. You can, yes. But it depends what train you’re talking about. It has to be within the Oyster zones. If you're talking about putting a travelcard onto an oyster card, then the train will have to be in the zones you buy the travelcard for

Jerry I need Travelcard from zone 2 to 8. How can I get one?

Staff Hi Jerry. It sounds a bit bonkers, but they don't sell travelcards for zones 2-8. You can get one for zones 1-8, or zones 2-9 instead which is a bit cheaper

Jerry I don`t understand why I have to pay more for something what we don`t need.

Staff Maybe you could try using a contactless card instead, because there's a cap for zones 2-8 on that. But if you want the weekly cap then it only works from Mon-Sun (not Tue-Mon, or any other combination of 7 days) - city-guide.london/​transport/​contactless-cards.php

Bob Scrivener Where do you find a zone map?

Staff Hi Bob. Here's one - content.tfl.gov.uk/standard-tube-map.pdf

Nigel Hi, I plan to come to London in the Autumn. It looks as if I’ll need to travel in zones 1-3 between my University and accommodation. Can you advise what the weekly cost is for a travel card

Staff Hi Nigel. All the prices are shown in the table above - at the moment it's £43:50 for zones 1-3

Karen Wilce Are there any concessions

Staff Hi Karen. If you mean senior concessions then you can get something called a Freedom Pass or a 60+ Oyster card, but you need to live in a London borough to qualify. If you live outside London then you can get a Senior Railcard. There are more details here - city-guide.london/​transport/​senior-train-fares.php

Theresa I have a monthly travel card zones 1 to 4, but i need to get to zone 6, what do i need to do.

Staff Hi Theresa. Assuming that it’s on an Oyster card, all you have to do is go up to a ticket machine and load some pay-as-you-go credit on to it. When you tap down on the gate the computer will recognise that the travelcard already covers zones 1-4 and just charge for the extra zones. You can see the price on our Oyster card page - city-guide.london/​transport/​oyster-cards.php

Anita Ganea My daughter is a 2nd year university student living in London, travelling to university and also to her place of work. She has now got a student oyster card and also has a 1/3 16-25 railcard. Does she have to link these to get the full benefits of the oyster card. I said that her travel will be a 1/3 cheaper if she gets the oyster card but obviously if she uses it as a pay as you go it is still the same, why is this?

Staff Hi Anita. She needs to get the railcard loaded onto her Oyster card, then she can use the Oyster card like normal and it will charge the discounted fares. She needs to take both cards to a London Underground station and then ask a member of TFL staff to load it on. You can usually find one standing behind the ticket barriers. Bear in mind that she doesn't get a discount on all Oyster fares, just off-peak ones, and zone 1-9 travelcards (if bought together with another National Rail ticket) - full details here 16-25railcard.co.uk/​using-your-railcard/​travel-times-tickets/

Steven Gatting Hi folks,,, returning uk resident arriving with Family from US for 7 day visit covering all areas on tube. Kis are 10. 14 and 16 . Shall I just get 7 day travel cards.Will be making plenty travel around the tube on all days. Thanks Steve Gatting

Staff Hi Steven, if you’re staying seven days then a weekly travelcard usually works out cheapest if you’re making at least two or more journeys on each of the seven days, or three or more journeys on six days, but it depends what zones you buy (most people only need zones 1-2). Your 10 year old will travel for free, but bear in mind your 14 and 16 year olds will have to pay for adult passes because it won’t be worth paying out extra for photocards to qualify for the kid prices.

Michael Just to make sure it will work: I want to buy a weekly 1-2 zones paper travel card at Paddington railway station. All I need is to bring £37 and paper-sized photo, right? No need to buy Oyster card or something like that?

Staff Hi Michael. You can only get a paper travelcard if it’s a 1-day travelcard. Weekly ones will go onto an Oyster card. If you don’t have an Oyster card you’ll have to go to an Oyster Ticket stop shop (newsagent) in the National Rail part of Paddington (and pay £5 deposit for a new card on top). The underground bit only has self-service machines. If you do have an Oyster card then you can load it on at a self-service machine. You don’t need a photo

Selina Rahman Hi, If I want to travel from Woodford to Bermondsey by train and then bus from Bermondsey to Bricklayer's Arms by bus, can I buy a weekly oyster card from zone 2-4? If not, please suggest how I can make this journey with the most economical option? Thanks,

Staff Hi Selina. Thats okay for Woodfood to Bermondsey (assuming you don't choose a route that passes through zone 1). theres more than one bricklayers arm’s in london so we don't know which one you're talking about, but it should be alright because buses don’t have zones. all travelcards are valid for bus travel in zones 1-6, regardless of which zones they cover

Polya Genova Why when I transfer via Wimbledon from Streatham to Fulham Broadway I am overcharged for zone 1.??? I notice 3 times on my way going but mot charge in my way back. The pink rider was no clear sound.

Staff Hi Polya. You're only supposed to tap down on the pink readers if your journey would normally take you across London through zone 1, and you're changing trains to bypass zone 1. But the journey you're doing wouldn't normally go through zone 1 anyway, so I would stop tapping down on the pink reader and see if that helps - just tap down at the beginning and end of your journey instead

Lorraine I am travelling to london from Leigh on sea going to Wood Green station / Shepherd’s Bush there are 6 of us all together 2 adults 4 chikdren under 11 years we have bought the Kidszania tickets What would be the cheapest fares to travel on the tube

Staff Hi Lorraine. your national rail tickets would be separate, but if all four kids are under 11 then they travel for free on the tube, and the adults should just use their contactless cards to pay (oyster is the same price as contactless, but you have to pay a £7 deposit to get hold of the cards)

MR JOHN ROZNOWSKI Is there any discount for ENCTS pass holders who live outside London?

Staff Hi John. Not if you want to buy a travelcard, but you should be able to use it to travel for free on TFL buses (with time restrictions) if it has the red rose symbol on it. Theres some more information here - city-guide.london/​transport/​senior-bus-fares.php

Engrid Hello, Do children travel for free with a parent who purchases a travel card?

Staff Hi Engrid. Only if they’re under 11. They travel for free with a fare paying adult - city-guide.london/​transport/​child-train-fares.php

Pauline My partner and myself are travelling on Avanti train from Lancaster for the day.Can we buy I day travel cards when we buy our train tickets in Lancaster. Thankyou

Staff Hi Pauline, we cant really help with what’s for sale in Lancaster, but we doubt that the train company will sell them. But you’d be better off just using your contactless card to pay anyway (assuming that you both have one), because the ‘daily cap’ for contactless is half the price of a 1-day travelcard - city-guide.london/​transport/​adult-train-fares.php

John Evans RAIL CARDS OR SENIOR BUS PASS Are they valid with one day travel card off peak

Staff Hi John. A senior bus pass with the red rose symbol lets you travel for free on TFL buses, with time restrictions, but you cant use them to buy a travelcard, A Senior Railcard will give you a discount on “Anytime Day Travelcard Zones 1-9 when bought as part of ticket to London from outside London (subject to minimum fare)” - city-guide.london/​transport/​senior-train-fares.php

James allison Is their a pensioner discount

Staff Hi James. Not for travelcards, no, unless you have a senior railcard as mentioned in the comment above. But you can travel for free on the buses and trains if you have a freedom pass or 60+ oyster card (with time restrictions). More info here - city-guide.london/​transport/​senior-train-fares.php

Paul Hoelzley Good afternoon, We are Canadian seniors (82 & 76) and will be in London for 5 days early January 2023. Could you kindly help us and advise us on what is the cheapest card to use during our stay. There seem to be so many different choices and fares and this is very confusing to us. Thank you for taking the time to answer our question (s). Regards, Paul H.

Staff Hi Paul. A Visitor Oyster card will be the cheapest, and you can buy it online before you go and have it delivered to you in Canada - more information about that here: city-guide.london/​transport/​visitor-oyster-cards.php . You’ll have to choose how much credit you want on it, so just work out which fare zones you’ll be travelling through each day (most tourists just need zone 1), and look at the ‘daily cap’ for that zone in the fares chart. That will be the maximum you will be charged that day. Add up all the daily caps for the five days, and thats how much credit you’ll need. Alternatively… you can just buy a weekly travelcard when you arrive in London. You’ll lose a little bit of money, but its a lot less complicated because you can make unlimited journeys for the whole week

Mark Hi, we will be travelling to London from Melbourne in September. Four adults For five full days. We are flying into Gatewick. What is the best way to get to accommodation near Hyde park and where should we get recommended pass?

Staff Hi Mark. I would buy tickets for the Gatwick Express into Victoria on their website, and then get Visitor Oyster Cards for everyone and have them delivered to Australia before I travel. Oyster cards have the cheapest fares, and you can use them on the tube to wherever it is you're staying around Hyde Park. Info about where to get Visitor Oyster cards here - city-guide.london/​transport/​visitor-oyster-cards.php

Ali Need a travel pass ticket in London for tube and buss

Staff Hi Ali. We've explained how you can get one on this page

Jordi Hello, I'm going to travel to London for a 7 days in July. 2 adults and 1 of 14 years. We move for zones 1-3. Wich is the best option? and Where can I buy better?

Staff Hi Jordi. It depends how many journeys you're making. If you make two or more journeys on each of the seven days, or three or more journeys on six of the days, then a weekly travelcard should be cheaper. Otherwise the adults should use their contactless cards if they're from the UK, or Oyster cards if they're from abroad (which have the same fares as contactless, but you have to pay a £5 deposit on top). The 14-year old should get an Oyster card and have the 'Young Visitor Discount' applied to it, as explained on this page - city-guide.london/​transport/​child-train-fares.php

Keith Morgan How much will a 1-6 zone one day travelcard for 2 adults and two children with a family railcard

Staff Hi Keith. You dont get a discount if you buy the travelcard on its own. You need to be coming into London on another train. According to their terms: “With your Railcard you can get 1/3 off Anytime Day Travelcard when bought as part of your journey to London from outside London Zones 1-9 (subject to a minimum fare which is currently £20,30)” - familyandfriends-railcard.co.uk/​help/​faqs/

DEREK SPELLER Good afternoon.......we are travelling into Heathrow from Canada in August and staying in Paddington. The London Transport Travelcard will allow us onto the Tube at Heathrow but NOT the Heathrow to Paddington Airport Train.....am I correct?

Staff Hi Derek. That's correct, yes. You can use an Oyster card on the Heathrow Express, but not a travelcard. If you want to use a travelcard on the tube from heathrow to paddington then you'll have to get one covering zones 1-6

Muraleedharan vp Which are the places covered by differrnt zones?

Staff Zone 1-2 covers the central touristy part of London, which is good enough for 99% of tourists. but maybe you'll want zone 3 for kew, and zone 6 for heathrow

Reda Weekly travel card zone 2 to zone 4. Travelling from zone 4 to zone 4 without crossing zone 1 , why I got charged £2.50 at the end of the day.

Staff Hi Reda. Is the travelcard loaded onto an Oyster card? £2.50 is a zone 1 fare, so the only thing I can think of is that you didn’t tap out at the end.

B Walker Can I purchase a weekly anytime travel card as ticket? Not plastic oyster

Staff Hi B Walker. Only if you buy it online from the TFL shop - visitorshop.tfl.gov.uk/​en/​london-travelcard . If you buy it anywhere in London then it will be loaded onto an Oyster card.

Veronica We are a family of five traveling into London Kings Cross on 7th Oct children are aged 15,15,14, We are staying for 9 nights at Twickenham and will be travelling in/out London and going to attractions. What would be the best travel option?

Staff Hi Veronica. We always recommend that adults use their contactless bank card. (oyster cards have the same fares, but you have to pay a deposit on top.) and then get oyster cards for the kids. but get the ‘young visitor discount’ applied to the oyster cards when you arrive in London, which is explained here - city-guide.london/​transport/​child-train-fares.php

Veronica Which zone is Twickenham in. Should I order the child oyster card before we arrive and do they require a photo

Staff Its in zone 5. you can order it in advance if you want to, they don’t require a photo. its all explained on our oyster card page - city-guide.london/​transport/​oyster-cards.php

PEDRO Do foreign children between 11 and 15 have a discount with the one-day travelcard? I think no...

Staff Hi Pedro. They can do, but only if you get them an Oyster Zip photocard as well. But you have to pay extra for those, which will wipe out any savings you make. So we dont recommend getting one if its just a one-off visit - city-guide.london/​transport/​child-train-fares.php

Alex If I buy a travelcard at Heathrow and need to travel to Hammersmith but only on the next day do I need to make another journey (in zones 1 and 2), can I buy a 7 day travelcard at the same time as buying some PAYG but somehow POST-DATE the 7 day travelcard so it is only active from the NEXT day?

Staff Hi Alex. You can do. You always have to choose the start date when you buy a travelcard so i would do that first, then load some credit on after. Another way is to just buy a zone 1-2 travelcard at heathrow, from the first day, and load some extra credit on to cover the zones 2-6 bit

Alex Hello again. Travelling from Buckhurst Hill to Hampton Wick with a Zone 1-2 Travelcard and PAYG. I see this necessitates a National Rail Journey from Zone 1 to 6. Will it cost a Zone 1 to 6 fare from PAYG despite the travelcard because it's National Rail and not Overground/Underground? Does one have to check in/check out at a station on the border of zones 2-3? Pink card reader or something?

Staff As long as the National Rail station is within the oyster zones (which your stations are) then you can pay with a travelcard and oyster - theres no difference. you dont have to tap down on a pink reader. you only use those if you're making a detour to avoid zone 1, on a journey that would normally go through zone 1. you just have to tap down at the beginning and end of your journey like normal

ELHAMUDDIN ZAHID Hello I am student and have class two days a week and live in zone 5 which option will be cheap for me. Many thanks

Staff Hi Elhamuddin. The easiest and cheapest thing to do is to just use your contactless card - city-guide.london/​transport/​contactless-cards.php

Alex Hi. I just phoned up TFL and got my PAYG balance refunded (£8:70) from my oyster into bank account. I'm no longer on London and couldn't do it at machine in London as I still had a valid travelcard on my last day! Now the oyster card has been removed from the app! Is the card still valid should I return to London in the future? Or did refunding the PAYG balance cancel the card? I paid £7 for the card. Perhaps they canceled the card and refunded the £7 as well as the £8:70?

Staff Hi Alex. The card gets voided at the same time as the refund, so you wont be able to use it anymore. The deposit would have been converted into PAYG credit after 12 months, but if you've had it less than that then you don't get it back.

JOHN Hello everyone, I have a crucial to me question that puzzles me when I try to buy online a London weekly anytime travelcard for my planned trip to London next month, i.e. November 2022, landing at Heathrow airport. As far as I understand, a 7-Days (weekly) London anytime travelcard does not have a peak, or, off-peak option (As 1-day travelcards do). They are valid throughout the whole day (And, if I am not mistaken valid until 04:30 am of the next day after their expiry). I am trying to buy the card from abroad (within EU) prior my arrival & ordering it to be mailed to my home country. I choose adult, Ticket Duration = 7 Day (only option), Ticket Zone = Zones 1-6, Then it requires me to choose (Under: “Admission)” an option, BUT, the only option available in the: “Peak”. Then date of first use which I provide and then the total price is £70.30. Question is, in the field entitled: “Admission” the only option being: “Peak”, What do they mean by the word: Peak ? If I choose Peak (the only option available) will I purchase a weekly anytime travelcard that I will be able to use throughout the whole day, OR, will I be able to ONLY use it during Peak hours (i.e. prior 09:30 am) which does NOT make any sense as a 7-Days (weekly) anytime travelcard (As the name clearly states) is valid throughout the whole day ? I am at a loss. What do they mean by the option: Peak ? Can somebody please help me ? Many thanks in advance for your time & effort. Looking forward to your reply/assistance. Many thanks & Best Regards

Staff Hi John. The way they've worded it does look a bit confusing (they should have called it 'anytime') but it will definitely be valid for an entire week, both off-peak and peak hours. That's the only version you can buy for a weekly travelcard.

JOHN Many thanks for your reply ref London weekly anytime travelcard. Much appreciated. If I land to Heathrow during weekend will I be able to buy a London weekly anytime travelcard from Heathrow Visitor Center, OR, from a Heathrow ticket machine ? In this case do I need an oyster card ? Can I use the very same card to travel (By tube and/or overground rail) from, AND, to Heathrow airport (E.g. Heathrow to Waterloo)? In the latter case, are there any specific tube/overground trains I cannot use, i.e. express ? Many thanks in advance for your time & effort. Looking forward to your reply/assistance. Many thanks & Best Regards

Staff You won't be able to buy a paper travelcard at Heathrow, but you will be able to get one loaded onto an Oyster card. Assuming that you haven't got an Oyster card already, that will add another £7 deposit on top. But if you do get an Oyster card then you may as well forget the travelcard and load some credit onto it instead, and pay normal Oyster fares, which might work out cheaper depending on how many days you're staying. Oyster credit can be used on buses and trains in all the zones, including Heathrow. But if you catch the Heathrow Express then the credit will be used to pay the normal Heathrow Express fare instead (rather than a cheaper Oyster fare - you'd have to catch the tube for that). More info about all that here - city-guide.london/​transport/​oyster-cards.php - If you want a paper travelcard then your only option is to get it from the TFL site and have it posted to you.

Matt Greer Are weekly travelcards discontinuing in January 2023? If so, what is replacing it for tourist weekly travel?

Staff Hi Matt. There was talk about scrapping them last year as well, but nothing has happened so far. If they do disappear then people will have to use the weekly cap on Oyster and contactless instead (which is the same price as a weekly travelcard). So tourists will have to buy an Oyster card.

Eva Ticket type Hi, I found Super Off-Peak Day Travelcardincludes London Travelcard with Travel conditions Same day return off-peak travel including unlimited bus, tube, tram and DLR journeys around London. I would like to use with the 2 for 1 promotion wisiting London Eye. I would like to be sure that this train ticket is accepted by them. thank you

Staff Hi Eva. It has to be from a National Rail station rather than an underground station (so it has to be printed on orange paper), and you have to book the London Eye in advance rather than turn up on the day. You can check the ticket here - daysoutguide.co.uk/​travel-by-train/​is-my-ticket-valid-for-2for1-and-other-offers

Muhammad Athar Masood I am coming to London on March 29 and shall stay here upto April 11. During my stay, I intend to travel in almost all zones of the city using bus, tube, tram or train whichever convenient. Please guide me if should buy a Travle Card or an Oyester Card.

Staff Hi Muhammad. Price-wise you're probably going to be better off with an Oyster card rather than a travelcard, but there are advantages and disadvantages to each. Have a read of this page which explains them all - city-guide.london/​transport/​oyster-contactless-travelcard-comparison.php

Sandr Hi, Me and my husband are coming to London with our kids age 8,15,16.We will be there one week.Is the seven days travelcard best options for us?

Staff Hi Sandr. Travelcards usually work out cheaper if you make 2 or more journeys on each of the 7 days, or three or more on 6 of the days. Otherwise you’ll be better off with Oyster cards (unless you have UK bank cards, then you can just use contactless instead)

Sandra Thank you very much for your answer.We surely will be using it more than 2 times a day.And my daughter age 8 doesn't have to have a travelcard?My daughter age 15 has a child travelcard?Does it have to be with a photo? Thanks for your help.

Staff You can only get a child travelcard if you have a child photocard, but you have to pay extra money for those which means you’d wipe out all the savings. So its not worth it. Your 8 year old travels for free. Its all explained on our child fares page - city-guide.london/​transport/​child-train-fares.php

Kathe Conway Hello, riding here i am curious, i will be in london for seven days thinking it is best to get a travel card, can you buy this at Heathrow ? Also if for one day I am traveling to zone four does it make more sense just to buy a single trip that day? sorry so confusing :)

Staff Hi Kathe. You can get it loaded on to an oyster card, but youll need the oyster card first. You can have a paper one posted to you if you order it online (even abroad - its all described in the ‘Where can you buy a travelcard?’ section above). If you want to use it from heathrow into central london that would be zones 1-6, which would also cover zone 4. You wouldnt be travelling zones 1-6 all week though, so it would be a bit of a waste of money. I would probably recommend getting an oyster card instead, which you can get from heathrow - city-guide.london/​transport/​oyster-cards.php

Giuluano Hi there, how much cost me a travel card zone 1to 6 on Sunday?

Staff Hi Giuluano. Sunday is off-peak so get the off-peak one - 15,20

Richard Can I buy the 1 day Travelcard at any national trainstation (planning for Knockholt)? As this is a requirement for 2for1

Staff Hi. Richard. You can, yes (assuming you mean one of the stations in London). But you have to get it from the windows/machines upstairs, in the National Rail part of the station. If you go downstairs to the London Underground part then it will be printed on different paper, which is no good for the offer.

Richard Thanks. Indeed we drive from SevenOaks to Knockholt national railstation, with our Diesel from the Netherlands, which I want to leave outside LEZ. Thus parking in Knockholt (which is in Zone 6) and then use for the Saturday and Sunday the 2 day paper travelcard. This should allow our group of 6 to have the cheapest means of transportation into London, benefitting from 2FOR1, as long as we purchase the cards at Knockholt national Railwaystation (Can we purchase them at this station!? ). Can you confirm this is the best strategy? Thx

Staff Knockholt is in zone 6, so they should sell them. Its not the cheapest way of travelling (using contactless/oyster would be cheaper) but you’d make all the money back and more from doing the 2-for-1 offer, so it sounds like a good plan. You can buy the off-peak ones if youre travelling at the weekend. And its definitely a lot cheaper than driving into london. If youre talking about this saturday and sunday remember the coronation is on, so everywhere will likely be packed

JOSE CARVALHO If I have a travelcard card for zones 1 and 2, and I want to go Canning Town (zone 2/3) and return, how to proceed.

Staff Hi Jose. if you coming from the direction of zone 1 or 2, and get off at Canning Town, then you're fine, your travelcard will cover the whole journey. If you’re going into zone 3 and your travelcard is on an oyster card, then you can just load on some extra pay-as-you-go credit to cover the fare for zone 2-3 (which can be seen here - city-guide.london/​transport/​adult-train-fares.php )

Lynn I am arriving in London from overseas and need just one train ticket from Paddington Station to Kings Cross Station. What is the best way to pay for this trip please

Staff Hi lynn. If it's just a one-off then I would buy a single ticket from the self-service machine in the station

Derek Scriven Is there still a concession on 1 day travelcards with a senior railcard?

Staff H Derek. There is, but only this specific one - "Anytime Day Travelcard Zones 1-9 when bought as part of ticket to London from outside London" - senior-railcard.co.uk/​using-your-railcard/​travel-times-tickets/

Richard I want to find out about the cheapest weekly cost for travel card from Brockley station to Reading.

Lala If I want to travel to London zones 1-6 and I need the weekly travel cards, how much is it and how do I buy it? I also have a 16-25 Railcard, can it be applied when buying?

Staff Hi Lala. the prices for zone 1-6 are all shown in the table at the top. The different ways to buy it are described under ‘Where can you buy travelcards’. The railcard wont get you a discount on a weekly travelcard. The only travelcard you can get a discount on is a “one day travelcard, zones 1-9, when bought together with a National Rail ticket to London (when coming from outside London)”

ALAN Can I use a Rail Travel Voucher issued by Transport for Wales for a cancelled journey to buy a TFL Travelcard?

Staff Hi Alan. I wouldn't imagine so, but it's probably best to ask Transport for Wales - tfw.wales/​help-and-contact/​rail/contact-us

Edward Gould Do I need a photo for an annual season travel card

Staff Hi Edward. You’ll need to get an oyster card and register it on the TFL website. You’ll then be able to buy the annual travelcard through that website and load it straight onto your card

Malcolm Oates What is price of off-peak one day travelcard zones 1-6 for a senior railcard holder. it was 34% off.

Staff Hi Malcom. The normal price is £15,20 and the discount would only apply if you bought the ticket as part of a longer National Rail journey from outside zones 1-9 - senior-railcard.co.uk/​about-the-railcard/​using-your-railcard/

Tahira If I bought a Train, Bus & Tram Travelcard covering zones 5-6, what buses would be covered? Will it always be buses up to zone 6? Or is my case different?

Staff Hi Tahira. Buses don't have zones, so whichever train travelcard you buy it will always cover buses in train zones 1-6

Steve Hi, I’m traveling to Leicester square on the Friday bank holiday from Bedford with two adults and two 15 year olds just for the day. Do we just get the one day travel card or is there a better option. Tia

Staff HI Steve. The fares will be cheaper if you just use your contactless card. But you’ll have to have one card each. if your kids don’t have one then I would get them one day travelcards - city-guide.london/​transport/​oyster-contactless-travelcard-comparison.php

Steve Thank you for your help

Ron Travelling from Richmond to Stratford using Overground line Do I need to use pink reader anywhere to get cheaper fare using contactless? Thanks

Staff Hi Ron. You need to avoid zone 1, so it will make the journey a lot longer. If you want to do it then you could change onto the Overground at Gunnersbury and tap the pink reader there (don't go through any ticket barriers, because that would end your journey)

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• Places to Visit
• Sightseeing
• Practical Tips
• Where to Stay

London Transport Zones

London is divided into 1–9 zones*, but most of it fits into zones 1–6. Central London is zone 1, zone 2 is the ring around zone 1, zone 3 is the ring around 2 and so on.

*zones 7,8 and 9 cover a small area just outside North West London including Watford, Croxley Green, Rickmansworth, Amersham or Chalfont & Latimer.

It’s important to be aware of London’s transport zones and to find out what zone a station is in. Ticket prices for One Day, Weekly or Monthly Travelcards or the money deducted from a Pay as you go Oyster card or contactless card can vary considerably according to how many zones you travel through.

The zones do not apply to bus travel . You can travel by bus all over London (zones 1–6) with any Travelcard.

First time visitor to London? See our guide to London’s transport tickets

London zone map

You can see the zones on a tube map, coloured in either white or grey.

• View a standard PDF version of the tube map
• If you stay in a part of London that is not on the tube network, see the National Rail services map (pdf) to find the zone for your closest train station.

What London transport zones do I need?

Find the closest underground or train station to your accommodation. Then find the zone of the station you want to travel to. If you’re visiting London for sightseeing or to shop this will probably be zone 1.

When you know the zones you need to pay for, what you do depends on the type of ticket/pass you buy:

Weekly or monthly Travelcards

You buy a Travelcard that covers all the zones between where you stay and where you want to visit/your regular final destination. For example:

• if you stay in Shepherd’s Bush (zone 2) and plan to visit central London (zone 1), you need a zone 1-2 Travelcard.
• If you stay in Wimbledon (zone 3) and travel to/from central London, you need a zone 1-3 Travelcard.

Pay as you go Oyster card

If you use a Pay as you go Oyster card , top-up your card with enough money to either pay for a single journey for the zones you travel through or add enough money to cover the cost of the ‘daily cap’ if you want unlimited travel for the day.

Contactless

With a contactless card, you do not have to worry about the zones as the system will calculate the fare for you the next day. Remember to always touch in and out on the tube or local trains (with the same card!) to ensure you are charged the correct amount.

How to pay for transport outside your normal transport zone

There may be occasions when you need to travel outside the zones on your weekly or monthly Travelcard.

The procedure is slightly different if you have a Travelcard loaded on an Oyster card, or a paper Travelcard:

Travelcards on an Oyster card

If you already have a weekly Travelcard for certain zones and want to visit a place outside that zone, top-up your Oyster card with some Pay as you go money to cover the cost of travelling between the last zone on your Travelcard and the zone you want to visit.

For example, if you have a zone 1-2 weekly Travelcard and you want to visit Richmond in zone 4, you need to add extra money to your Oyster to cover the fare for zones 3 and 4.

See Oyster single fares to find a fare. You can add extra money to your Oyster card at a tube station ticket machine.

Paper Travelcards

If you have a paper version of the Travelcard, you need to buy an extension ticket from the underground station ticket machine.

Stations in two zones

Some stations are on the border of two zones. These stations have a white box around their name on the tube map. Tickets to these stations are slightly different.

For example:

• Earl’s Court tube station is in zone 1/2. If you stay in Earl’s Court and take the tube to any other station in zone 1 (central London), you pay the zone 1 single fare with a pay as you go Oyster or contactless card.
• If you travel from Earl’s Court to Heathrow (zone 6), the single fare is charged from zone 2 to zone 6, not from zone 1-6.
• ABBA Arena is in zone 2/3. From zone 1, you pay the zone 1-2 fare. If you are staying in outer London and are travelling to the stadium without travelling through central London (zone 1), you pay the the fare to zone 3.

How to save money on travel to central London from zones 2-6

A major benefit of the Travelcard is that it’s valid on the buses for the whole of London, regardless of the zones you buy.

If you stay in zones 2-6 and want to travel to zone 1 (central London) a good money-saving tip is to buy a weekly or monthly Travelcard excluding zone 1 , but including zone 2. You can then take the tube/train to the zone 2 station close to zone 1 and then use the bus to travel to and around zone 1.

This only works with a weekly or monthly Travelcard, but you will save a money.

• If you stay in zone 5, a zone 1-5 weekly Travelcard is  £73.00 .
• A zone 2-5 weekly Travelcard is £42.50 , saving you £30.50 a week
• A zone 1-5 monthly Travelcard is  £280.40
• A zone 2-5 monthly Travelcard is  £163.20 a saving of £111.70 a month

Popular places to visit outside central London (Zone 1)

Tourist attractions.

Chiswick House – zone 2 (Turnham Green) Cutty Sark – zone 2 Dulwich Picture Gallery – zone 2 Ham House – zone 4 Hampton Court Palace – zone 6 Kenwood House – zone 2 (Archway) Kew Gardens – zone 3 National Maritime Museum – zone 2 Osterley House – zone 4 RAF Museum Hendon – zone 4 William Morris Gallery – zone 3

Westfield London (Shepherd’s Bush/White City) – zone 2 Westfield Stratford – zone 2/3 Camden Market – zone 2

Sport and music venues

The O2 – zone 2/3 Twickenham Rugby Stadium – zone 5 Wembley Stadium – zone 4 Emirates Stadium – zone 2 ABBA Arena – zone 2/3 (See stations in two zones above)

Greenwich – zone 2 Richmond – zone 4 Wimbledon – zone 3

Related pages

• One Day & Weekly Travelcards including zone 1
• Weekly & monthly Travelcards excluding zone 1
• Oyster cards
• Contactless cards
• Bus tickets & passes

Last updated: 23 February 2024

Transport tickets & passes

• Guide to London's transport tickets
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4 replies to this topic

You will be able to buy paper one day travelcards from the ticket machines and ticket office at the station. For details on the station see

https://www.nationalrail.co.uk/stations/coulsdon-south/

The last I read was that the day travelcards were due to be scrapped, but then a deal was reached to keep them in place for the moment. So you should be able to buy them at the station.

If you're buying a One Day Travelcard there's no need for a photo.

Thank you all, very helpful!

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14 best travel credit cards of May 2024

The best travel credit cards offer an array of premium perks and benefits . For both occasional travelers and frequent flyers, adding a travel credit card to your wallet is a great way to earn rewards and save money on every trip you take. At The Points Guy, our team has done the legwork and curated a selection of the best travel credit cards for any globe-trotter, whether you prefer to backpack through mountains or settle into a luxury villa for some relaxation. From generous travel credits to premium lounge access, we’ve chosen the cards packed with the best benefits to elevate your next travel experience.

Check out our list below and discover which travel credit card from our partners makes the best addition to your wallet for all of your adventures.

• Capital One Venture X Rewards Credit Card : Best for premium travel
• Chase Sapphire Preferred® Card : Best for beginner travelers
• Capital One Venture Rewards Credit Card : Best for earning miles
• Ink Business Preferred® Credit Card : Best for maximizing business purchases
• The Platinum Card® from American Express : Best for lounge access
• American Express® Gold Card : Best for dining at restaurants
• Capital One VentureOne Rewards Credit Card : Best for no annual fee
• The Business Platinum Card® from American Express : Best for business travel
• Wells Fargo Autograph Journey℠ Card : Best for unlimited point earning
• Chase Sapphire Reserve® : Best for travel credits
• Wells Fargo Autograph℠ Card : Best for variety of bonus categories
• American Express® Business Gold Card : Best for flexible rewards earning
• Bank of America® Travel Rewards credit card : Best for travel rewards beginners
• Alaska Airlines Visa Signature® credit card : Best for Alaska Airlines miles

Browse by card categories

Comparing the best credit cards, more details on the best credit cards, credit pointers with brian kelly, how to maximize travel credit cards, helpful tools, how we rate cards, what is a travel credit card, how to choose the best travel credit card, ask our experts, pros + cons of travel credit cards, frequently asked questions.

• Airport Lounge Access

Capital One Venture X Rewards Credit Card

If you can maximize the  $300 credit toward Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the Capital One Venture Rewards Credit Card (see rates and fees ). Add in a 10,000-mile bonus every account anniversary (worth $185, according to TPG valuations ) and lounge access, and the card may become the strongest option out there for a lot of travelers. Read our full  review of the Capital One Venture X Rewards Credit Card .

• 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.
• 10,000 bonus miles every account anniversary
• $395 annual fee
• $300 credit annually, only applicable for bookings made through Capital One Travel portal
• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck®

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 14 valuable airline and hotel partners. Read our full  review of the Chase Sapphire Preferred Card .

• You’ll earn 5 points per dollar on travel purchased through Chase Travel, 3 points per dollar on dining, select streaming services and online grocery store purchases, 2 points per dollar on all other travel and 1 point per dollar on everything else.
• Annual $50 Chase Travel Hotel Credit
• Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.
• The card comes with a $95 annual fee.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Capital One Venture Rewards Credit Card

When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2 miles per dollar on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives. Read our full review of the Capital One Venture Rewards Credit Card .

• This flexible rewards card delivers a solid sign-up bonus of 75,000 miles, worth $1,388 based on TPG valuations and not provided by the issuer.
• You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories.
• Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 15+ travel partners.
• Highest bonus-earning categories only on travel booked via Capital One Travel
• Capital One airline partners do not include any large U.S. airlines.
• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
• Transfer your miles to your choice of 15+ travel loyalty programs

Ink Business Preferred® Credit Card

The Ink Business Preferred Credit Card’s sign-up bonus is among the highest we’ve seen from Chase. Plus earn points across the four bonus categories (travel, shipping, advertising and telecommunication providers) that are most popular with businesses. The card comes with travel protections, shopping protections and will also have primary coverage when renting a car for business purposes for you and your employees. Read our full  review of the Ink Business Preferred Credit Card .

• One of the highest sign-up bonuses we’ve seen — 100,000 bonus points after $8,000 worth of spend in the first three months after card opening.
• Access to the Chase Ultimate Rewards portal for points redemption.
• Reasonable $95 annual fee.
• Bonus categories that are most relevant to business owners; primary car insurance.
• Perks including cellphone and purchase protection; extended warranty; trip cancellation/interruption insurance; trip delay reimbursement.
• Yearly cap on bonus categories.
• No travel perks.
• Subject to Chase's 5/24 rule on card applications.
• Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Travel℠
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

The Platinum Card® from American Express

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full  review of the Platinum Card from American Express .

• The current welcome offer on this card is quite lucrative. TPG values it at $1,600.
• This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more. (enrollment required)
• The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.
• The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
• Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
• The annual airline fee credit and other monthly statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.
• See Rates & Fees

American Express® Gold Card

This isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com ,  Milk Bar, and select Shake Shack locations, plus it added an up to $120 annually ($10 per month) in Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment is required for select benefits. Read our full review of the Amex Gold .

• 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
• 3 points per dollar on flights booked directly with the airline or with Amex Travel.
• Welcome bonus of 60,000 points after spending $6,000 in the first six months of account opening.
• Weak on travel and everyday spending bonus categories.
• Not as effective for those living outside the U.S.
• Some may have trouble using Uber/food credits.
• Few travel perks and protections.
• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.

Capital One VentureOne Rewards Credit Card

If you’re looking to dip your toes into the world of travel rewards, the Capital One VentureOne Rewards Credit Card is a great way to get started. With no annual fee and a simple 1.25 miles per dollar on all your purchases, you won’t have to keep up with multiple bonus categories — just earn rewards on everything you purchase! Coupled with the 20,000-mile sign-up bonus, you can use your rewards to book travel, transfer to Capital One’s loyalty partners and more. Read our full review of the  Capital One VentureOne Rewards Credit Card .

• No annual fee.
• Earn a bonus of 20,000 bonus miles once you spend $500 within the first three months from account opening.
• Use your miles to book or pay for travel at a 1-cent value, or transfer your miles to loyalty programs to gain potentially even greater value for your rewards.
• Earn 1.25 miles per dollar on all purchases.
• No foreign transaction fees.
• Other credit cards can offer you higher rewards for your common purchase categories.
• Capital One airline transfer partners do not include any large U.S. airlines.
• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

The Business Platinum Card® from American Express

The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more. Read our full  review on The Business Platinum Card from American Express .

• Up to $100 statement credit for Global Entry every 4 years or $85 TSA PreCheck credit every 4.5 years (enrollment is required)
• Up to $400 annual statement credit for U.S. Dell purchases (enrollment required)
• Gold status at Marriott and Hilton hotels; access to the Fine Hotels & Resorts program and Hotel Collection (enrollment required)
• Steep $695 annual fee.
• High spend needed for welcome offer.
• Limited high bonus categories outside of travel.
• Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
• $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.

Wells Fargo Autograph Journey℠ Card

The Wells Fargo Autograph Journey credit card offers healthy reward earning rates on top of uncapped point-earning meaning the sky's the limit — especially if you strategize and spend in popular categories.

• No foreign transaction fees
• Uncapped earning potential
• $50 annual statement credit
• Solid point earning rates in popular categories
• This card features an annual fee
• Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
• Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
• $95 annual fee.
• Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
• Earn a $50 annual statement credit with $50 minimum airline purchase.
• Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Chase Sapphire Reserve®

The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full  review of the Chase Sapphire Reserve card .

• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access to Chase Ultimate Rewards hotel and airline travel partners.
• 10 points per dollar on hotels, car rentals and Chase Dining purchases through the Ultimate Rewards portal, 5 points per dollar on flights booked through the Chase Travel portal, 3 points per dollar on all other travel and dining, 1 point per dollar on everything else
• 50% more value when you redeem your points for travel directly through Chase Travel
• Steep initial $550 annual fee.
• May not make sense for people that don't travel frequently.
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Wells Fargo Autograph℠ Card

The Wells Fargo Autograph card packs a punch for a no-annual-fee product, with an array of bonus categories plus solid perks and straightforward redemption options. Read our  full review of the Wells Fargo Autograph here .

• This card offers 3 points per dollar on various everyday purchases with no annual fee. It also comes with a 20,000-point welcome bonus and an introductory APR offer on purchases. Plus, you'll enjoy up to $600 in cellphone protection when you pay your monthly bill with the card. Subject to a $25 deductible.
• Despite the lucrative earning structure, Wells Fargo doesn't offer any ways to maximize your redemptions — you're limited to fixed-value rewards like gift cards and statement credits.
• Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
• Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
• $0 annual fee.
• 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
• Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

American Express® Business Gold Card

The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full  review of the American Express Business Gold Card .

• You'll earn 4 Membership Rewards points per dollar in the top 2 spending categories each month (on the first $150,000 in combined purchases each calendar year).
• Hefty $375 annual fee.
• There may be better options for small businesses who don't spend a lot.
• Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
• Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
• Your Card – Your Choice. Choose from Gold or Rose Gold.
• *Terms Apply

Bank of America® Travel Rewards credit card

The Bank of America Travel Rewards credit card is a great starter card thanks to its no annual fee and no foreign transaction fees when you travel internationally. Earning and redeeming is effortless, with no confusing bonus categories to keep track of and the ability to redeem your points for all of your travel needs. Read our  full review of the Bank of America Travel Rewards  card.

• 1.5 points per dollar on all purchases
• No annual fee
• Bank of America does not offer airline or hotel transfer partners like other banks such as American Express, Chase or Capital One.
• No travel and purchase protections.
• Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
• If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
• Contactless Cards - The security of a chip card, with the convenience of a tap.
• This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Alaska Airlines Visa Signature® credit card

There’s a lot to love about the Alaska Airlines credit card, in part due to its highly valuable loyalty program: Alaska Airlines MileagePlan. Whether you’re a loyal Alaska flyer or a points maximizer looking to diversify your rewards portfolio, this card has a lot to offer. For starters, you’ll receive Alaska’s Famous Companion Pass each year from $122 ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year, free checked bags for you and up to six guests on your itinerary, 20% back on in-flight purchases and more. Plus, Alaska has joined the oneworld alliance, opening up endless redemption opportunities. Read our  full review of the Alaska Airline credit card.

• Free checked bag for you and up to six guests on your reservation.
• Alaska discounts, including 20% back on in-flight purchases.
• Limited Time Online Offer—60,000 Bonus Miles!
• Get 60,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
• Get Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 mile per $1 spent on all other purchases. And, your miles don’t expire on active accounts.
• Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
• Free checked bag and enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for authorized users when they book a reservation too!
• With oneworld® Alliance member airlines and Alaska’s Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
• Plus, no foreign transaction fees and a low $95 annual fee.
• This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

At $395 per year (see rates and fees ), this premium card is cheaper than all of its competitors without sacrificing the breadth of valuable perks it includes. Cardholders will get unlimited visits to Capital One’s premium network of lounges and 1,300-plus Priority Pass lounges worldwide  and able to bring up to two guests for no additional charge.

For frequent travelers, the Capital One Venture X is a must-have and is well worth the $395 annual fee. If you travel frequently with your significant other, family or friends, you can even add some authorized users for no additional cost. This will grant them their own lounge access (and the ability to bring up to two guests for no fee), among many other benefits, making this a huge cost-saver for those who travel in groups.

“With an annual fee that is $300 less than The Platinum Card® from American Express (see Amex Platinum rates and fees ), the Capital One Venture X card is my favorite travel credit card. The card comes with an annual $300 Capital One Travel credit, which I use to book flights. That effectively brings the annual fee down to $95 per year (see rates and fees ). Cardholders enjoy a Priority Pass Select membership. Authorized users — you geta number of them at no cost — also enjoy their own Priority Pass Select membership. I use my Venture X card to earn 2 miles per dollar (a 3.7% return at TPG’s valuations ) in spending categories where most cards would only accrue 1 mile — like auto maintenance, pharmacies and medical bills.” — Kyle Olsen , former points and miles reporter

Those turned off by the Venture X’s annual fee could opt for the Capital One Venture Rewards Credit Card , which has a $95 annual fee (see rates and fees ), identical sign-up bonus and similar earning and redemption options.

You’ll earn a solid return on dining and travel (6% back and 4% back, respectively, based on TPG valuations ) on top of your generous sign-up bonus, and you also have access to some of the best travel protections offered by any travel rewards credit card.

We’ve long suggested the Chase Sapphire Preferred Card   as an excellent option for those who are new to earning travel rewards because it lets you earn valuable, transferable points  with strong bonus categories and a reasonable annual fee.

“The Chase Sapphire Preferred has remained a top card in my wallet for years. Between the consistently strong sign-up bonus, low annual fee and continual improvements that have been made over the years, it’s hard for any other mid-tier rewards card to compare. I love that I can earn bonus rewards on travel, dining, streaming and online grocery purchases — all with just one card. Plus, Chase Ultimate Rewards points are valuable and easy to use whether you’re new to points and miles or an expert.” — Madison Blancaflor , senior content operations editor

To add more luxury to your travel experience, consider the Chase Sapphire Reserve® . Though it comes with a higher annual fee, you’ll enjoy Priority Pass lounge access plus a $300 annual travel credit.

With the Capital One Venture, you’re earning 2 miles per dollar on every purchase, which makes it easy to rack up rewards without having to juggle different bonus categories or spending caps. And with flexible redemption options and a manageable annual fee, this card is an excellent choice if you’re looking to keep just one credit card in your wallet for all spending.

Those looking to earn flexible rewards should use the Capital One Venture card as it allows you to redeem miles for a fixed value or transfer the miles you earn to 15+ airline and hotel transfer partners , including Avianca, Etihad Airways, Turkish Airlines and Singapore Airlines.

“The Capital One Venture is a great card that can add value to pretty much anyone’s wallet. I use it to earn 2 miles per dollar on the purchases that fall outside of my other cards’ bonus categories. The annual fee is low, Capital One miles are easy to redeem and the card does come with a few nice perks — including TSA PreCheck/Global Entry application fee reimbursement.” — Madison Blancaflor , senior content operations editor

Even if you’re a casual traveler, consider jumping to the Capital One Venture X Rewards Credit Card  (see  rates and fees ). The card’s up to $300 annual credit for purchases made with Capital One Travel immediately covers the higher annual fee — and that’s not even considering the added perks you’ll enjoy.

The Ink Business Preferred earns 3 points per dollar on the first $150,000 in combined travel, shipping, internet, cable, phone services and advertising purchases made on social media sites and search engines each account anniversary year. TPG’s most recent valuations  peg the value of Chase Ultimate Rewards points at 2 cents apiece, so you’ll get a fantastic return of 6% on purchases in these categories.

If you spend a lot on business travel or social media advertising, you’ll be able to earn significant points using the Ink Business Preferred card .

“I originally signed up for the Ink Business Preferred primarily for its sign-up bonus. But, over the last year, I’ve found myself making it my go-to card when booking travel. After all, the Ink Business Preferred earns 3 points per dollar spent on travel and provides excellent travel protections, including trip delay protection and rental car insurance.” — Katie Genter , senior writer

If you don’t want to worry about maximizing specific purchases and are looking for a lower spending requirement to earn a sign-up bonus, consider the Ink Business Unlimited® Credit Card , which offers 1.5% cash back on all purchases and carries no annual fee.

The Amex Platinum is a stellar premium travel card that can provide amazing redemptions . Besides the welcome offer, it comes with more than $1,400 in credits each year and various lounge access options. Enrollment is required for select benefits.

Anyone looking for luxury travel benefits will find that the ton of annual statement credits make the annual fee worth it. Plus, you’ll get unparalleled lounge access , automatic Gold status with Hilton and Marriott, and extra perks with Avis Preferred , Hertz Gold Plus Rewards and National Car Rental Emerald Club . Enrollment is required for select benefits.

“While this card has a high annual fee, it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all of my flights on this card to earn 5 points per dollar spent and trip protection insurance. I make sure to take full advantage of the Uber, Saks Fifth Avenue, Hulu/Disney+ and Clear credits (enrollment is required). And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” — Matt Moffitt , senior credit cards editor

The Capital One Venture X Rewards Credit Card  can be a great alternative to the Amex Platinum, with a notably lower annual fee, similar perks and a more rewarding earning rate on everyday purchases.

The Amex Gold earns 4 points per dollar on dining at restaurants, with no foreign transaction fees (see rates and fees ), meaning you’ll get an 8% return on purchases (based on TPG’s valuations ). While a few other cards temporarily offer higher return rates on dining, this is the best option for long-term spending, making it one of the best dining cards and best rewards cards .

Those looking for a great return on dining and purchases at U.S. supermarkets will get a lot of value from this card.

“Groceries and dining at restaurants are two of my top spending categories, and I love that the Amex Gold rewards those purchases with 4 points per dollar. When you factor in the $10 dining credit and $10 in Uber Cash each month, the $250 annual fee is a net cost of $10.” — Senitra Horbrook , former credit cards editor

For those who dine out a lot and also want additional bonus categories and other valuable perks for a lower annual fee, consider the Chase Sapphire Preferred® Card .

The no-annual-fee Capital One VentureOne Rewards Credit Card (see  rates and fees ) has the same redemption options as its sibling card (the Venture Rewards card) but with a lower rewards rate and fewer perks. The miles earned on the card can also be transferred to airline and hotel partners, a benefit not usually seen with a no-annual-fee card.

The VentureOne is a strong card to have in your arsenal and great if you are budgeting. After all, there aren’t many no-annual-fee cards with the ability to transfer points and miles directly to travel partners, so it’s a big bonus that this card offers that (see rates and fees ).

“I wanted a credit card that earns Capital One miles without an annual fee, and this is a winner (see rates and fees ). It doesn’t have the bells and whistles of some other cards, but I’m happy earning 1.25 miles per dollar on all purchases without paying a fee to keep this card year after year. I’ll never cancel this card.” — Ryan Smith , former credit cards writer

For a small annual fee, many travelers could benefit from the Capital One Venture Rewards Credit Card . You’ll earn at least 2 miles per dollar on all purchases and receive a statement credit for TSA PreCheck or Global Entry membership.

There are certain ways to earn bonus points for spending on the Amex Business Platinum Card, but it’s the array of perks on the card that make it a great option. Beyond airport lounge access and automatic hotel elite status, there are a number of statement credits that are specifically targeted to common business expenses.

If you travel for business frequently, this card could help you upgrade your experience in the air and on the ground while saving you money on select business-related services. And the current welcome bonus is just the icing on the cake.

“I find that the annual perks and credits vastly outweigh the large annual fee. And that’s even without using some of them. By using the benefits with Priority Pass and Amex lounges, the airline incidental credits, plus the statement credits for Clear, our cellphone plan and restocking my home printer with ink and paper from Dell (enrollment required), I get more value out of the card than it costs to keep it. Plus, it earns my favorite points — American Express Membership Rewards — earning 5 points per dollar on flights and hotels booked with Amex Travel.” — Ryan Smith , former credit cards writer

For less-frequent travelers, consider the American Express®  Business Gold Card , which offers 4 points per dollar spent on your top two spending categories each month on the first $150,000 in combined purchases from these categories each calendar year (then 1 point per dollar thereafter).

The Autograph Journey offers cardholders the chance to earn elevated rates across travel categories including 5 points per dollar spent on hotels, 4 points per dollar on airline purchases and 3 points per dollar on restaurants and 'other travel' which includes timeshares, car rentals, cruise lines, travel agencies, discount travel sites and campgrounds. On top of this, cardholders also get the added benefit of earning a flat rate of 1 point per dollar on other purchases for a $95 annual fee.

If you travel frequently and are looking for a card to help you rack up points you can redeem for future travel, this card is a decent option. Additionally, those looking for a way to fill gaps in their points earning strategy will benefit from the flat 1 point per dollar spent on other purchases outside of the main travel categories.

Another great perk the Autograph Journey features is an annual $50 statement credit triggered by an airline purchase of at least $50. This is on top of elevated earning rates in the certain travel categories and a solid welcome offer for new applicants. There's also no foreign transaction fees on the Autograph Journey card making it a good first travel card as well as a decent supplemental card to add to your travel credit card roster.

If you're looking for a more general use credit card with no annual fee, consider the Wells Fargo Active Cash® Card (see  rates and fees ). It earns a flat rate of 2% cash rewards on purchases making an excellent choice to help fill gaps in your reward earning strategy. The best part? Like the Autograph Journey card, the Active Cash Card doesn't put a cap on the amount of cash back you can earn.

The Chase Sapphire Reserve comes with an annual $300 travel credit to offset a variety of expenses — such as airfare, hotels, rental cars, transit and more. You’re also getting an up-to-$100 Global Entry or TSA PreCheck application fee credit  once every four years along with Priority Pass Select membership. And Chase’s slate of transfer partners allows plenty of opportunity to get the maximum value from your points.

Those looking for elevated earning rates and extensive travel protections should have this card in their wallet. The 50% redemption bonus when you use your points to pay for travel through the Chase portal  is also a nice perk.

“I’ve had the Sapphire Reserve for years, and it’s going to stay in my wallet for the near future. I get $300 off travel every year along with great earning rates on travel and dining (3 points per dollar) and various trip protections that can reimburse me when things go wrong. And by leveraging other cards in the Ultimate Rewards ecosystem, I’m able to maximize the earnings across all of my purchases.” — Nick Ewen , director of content

If you just can’t stomach the Sapphire Reserve’s $550 annual fee, go for the Chase Sapphire Preferred® Card  instead. It has similar perks, redemption options and travel protections — for a much lower $95 per year.

The Wells Fargo Autograph is a great no-annual-fee card that offers quality earning categories and travel and shopping protection.

Travel card beginners who are looking to get into points earning should consider the Wells Fargo Autograph, which offers a welcome bonus, 3 points per dollar on a variety of everyday spending categories and cellphone protection.

If you’re just getting into the travel credit card world and are not sure travel cards are for you, consider the Wells Fargo Autograph, which will allow you to earn bonus points on travel spending without the commitment of an annual fee.

If you’re looking to earn transferable reward points but still maintain a similar earning structure, consider the Bilt Mastercard® (see rates and fees ). The card earns 3 points per dollar on dining and 2 points per dollar on travel purchases for no annual fee. Plus, Bilt points can be transferred to any of its multiple travel partners. 

The American Express Business Gold card comes packed with perks and benefits, but its most unique feature is the ability to shift your monthly bonus categories. Cardholders will automatically earn 4 points per dollar in their top two spending categories on the first $150,000 in combined purchases from these categories each calendar year (then 1 point per dollar thereafter), so if your business spending varies month to month, you won’t have to commit to a bonus category.

The American Express Business Gold card is an excellent choice for business owners who are looking for a premium business card with premium business perks like monthly office supply statement credits, travel and shopping protection and access to The Hotel Collection.

The American Express Business Gold is an excellent choice for small businesses that have changing bonus categories but still want more premium business perks and benefits.

If you still want to earn Membership Rewards points without paying an annual fee, consider The Blue Business® Plus Credit Card from American Express (see rates and fees ), which earns 2 Membership Rewards points on all business purchases (up to $50,000 per calendar year, then 1 point per dollar).

The Bank of America Travel Rewards card operates similarly to the Capital One Venture Rewards Credit Card . You’re earning flat-rate rewards across all spending, and then you can use those rewards as a statement credit to cover eligible travel purchases.

It’s perfect for low-budget beginner travelers  who want a card with no annual fee and a simple way to earn and redeem points.

“I’m happy earning 1.5 points per dollar on all purchases on a card without an annual fee. I can’t pay for everything in life with transferable points, and it’s nice to have a card with fixed-value points for those situations. I use this card for travel purchases where I need to pay in cash, then I can reimburse myself with the points.” — Ryan Smith , former credit cards writer

If you’re interested in a card with transferable miles that still has no annual fee (see  rates and fees ), consider the Capital One VentureOne Rewards Credit Card .

The Alaska Airlines Visa earns 3 miles per dollar on eligible Alaska Airlines purchases; 2 miles per dollar on eligible gas, EV charging stations, cable, streaming services and transit (including local ride share purchases); and 1 mile per dollar on everything else. You get a free checked bag on Alaska flights for you and up to six guests on your reservation, an annual Companion Fare on your account anniversary and 20% back on all inflight purchases.

Whether you live on the West Coast or not, the Alaska Airlines Visa is a good cobranded airline card to consider adding to your wallet. The Seattle-based airline is mostly limited to North American routes, but international destinations through Oneworld partners make this card valuable for all travelers.

“With new benefits, this card is even more valuable to me — even with its higher annual fee. It provides a free first checked bag, discounts on inflight purchases and priority boarding. My favorite feature, however, is the annual Companion Fare. I get hundreds of dollars in annual value from this perk.” — Ryan Smith , former credit cards writer

If you’re not looking to collect airline-specific miles, a general travel card like the Chase Sapphire Preferred® Card might be a better option.

Earn the welcome bonus

One of the best ways to maximize your travel credit cards is to earn the welcome bonus . Most travel credit cards will offer a welcome or sign-up bonus that allows cardmembers to earn points or miles that would otherwise require a very high spend. Welcome bonuses are a crucial part of a card’s value, so before you apply for your next travel card, be sure to plan for how you will meet the spending requirement. Ideally, you would align large purchases with your card opening so that you don’t need to spend frivolously to earn that lucrative welcome bonus .

Use a travel card that matches your travel style

There is a travel credit card for everyone, but not every travel card is the best fit for your wallet . Consider what type of traveler you are, whether you have any brand loyalty and what perks you are looking for from your next credit card. If you travel often and in luxury, consider premium cards like The Platinum Card® from American Express or Chase Sapphire Reserve® . These cards are loaded with tons of luxury perks like lounge access and automatic elite status . 

Alternatively, if you’re a more thrifty traveler who likes to maximize your travel earnings, consider a mid-tier travel card like the Chase Sapphire Preferred® Card or Capital One Venture Rewards Credit Card . These cards allow you to earn points on your travel, and while they don’t come with a long list of luxury perks, they’re much more cost-effective for a traveler on a budget .

And even beginners don’t have to veer away from travel cards, since many products out there offer an introduction to the travel rewards world without incurring an annual fee.

It’s important to consider where you’re looking to go when you book trips, as certain cards are especially useful for international travel . Plus, if you’re someone who frequents the skies (such as a digital nomad), there are certain credit cards best for long-term travelers .

Knowing what your travel style is like will help you determine what type of travel card you need.

Use loyalty programs to stack your rewards

You don’t have to limit your earnings to just travel credit cards . Many airlines and hotel chains have loyalty programs that can be used in conjunction with your travel card to unlock added perks when doing business with a specific brand. In addition, many travel credit cards allow you to transfer points from your card to your eligible loyalty programs . This can open up nearly endless redemption options, including award chart sweet spots that can get you the most maximized redemptions for your points and miles.

• Awards vs cash calculator Compare the cost in points or miles to cash.
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Travel rewards credit cards earn points, miles or cash back that are redeemable for travel expenses or are geared toward travel spending. The cards on this list are some of the best credit cards to book flights , hotels and more with their many perks and rewards . 

Travel credit cards offer rewards on different purchases that can help you book flights, hotels and more for little to no out-of-pocket expenses. Some cards also provide valuable perks and benefits that upgrade the overall travel experience — from Global Entry application fee credits to lounge access to complimentary elite status . If you have the right card (or cards) in your wallet, the sky is the limit on where your travels can take you — literally.

Additionally, it’s often advantageous to travel with more than one credit card for a variety of reasons. Carrying a backup credit card when you travel can provide peace of mind in the case of bank or issuer problems or if you have a card flagged for fraud while you travel. (In this case, knowing if your card requires you to set up travel alerts for lengthy travel could be worthwhile).

Are you new to travel rewards? Check out our beginner’s guide to all things points and miles . You’ll learn about top loyalty programs, how to maximize your credit card strategy to reach your travel goals and so much more.

Related: The complete history of credit cards, from antiquity to today

We have researched various types of travel credit cards to help you figure out which one is best for you.

Travel vs cash back credit cards

A travel credit card is a card that is geared toward travel spending and a cash-back credit card is a card that earns cash back on purchases made with the card.

Generally, when we are talking about travel credit cards we refer to cards that earn points and miles like the Platinum Card from American Express or the Hilton Honors Aspire card. The Platinum Amex earns transferable points which can be used with any of Amex's travel partners while the Hilton Honors Aspire card only earns Hilton points which can be redeemed at Hilton properties. These cards do not earn cash back on any purchases.

Cash back cards generally offer cash back as a flat rate or feature bonus categories that earn an elevated cash back rate. Select cash-back cards can also be a great travel card such as the Blue Cash Preferred Card from American Express which offers 3% cash back on transit including rideshare, trains, buses, and more. Even though it is a cash-back card, the Blue Cash Preferred offers an elevated return on select transportation which potentially makes it a solid travel card option.

How do travel credit cards work?

Travel credit cards work like other reward credit cards: They help you earn rewards, primarily points and miles, on your purchases. This section will primarily focus on transferable rewards credit cards, like the Chase Sapphire Reserve and The Platinum Card® from American Express, as they are what are typically considered travel credit cards.

Related: How to redeem Chase Ultimate Rewards points for maximum value

How to earn transferable points

Transferable points credit cards earn points or miles when you make a purchase on the cards. These points and miles can then be transferred to travel partners for rewards like flights, hotel stays and more. Different cards will have different currencies, but they are generally called either “points” or “miles” (depending on the issuer). All transferable reward credit cards, airline credit cards and hotel credit cards will have their own currency that is redeemable for travel rewards. 

Travel cards have varying rates for different purchase categories. For example, the American Express® Gold Card card earns 4 points per dollar spent on restaurants but only 3 points per dollar spent on flights booked directly with the airline or Amex Travel. While the Amex Platinum may be a better card for travel as it earns 5 points per dollar spent on flights (booked directly with airline or Amex Travel and up to $500,000 per calendar year), the Amex Gold can be a good addition for Platinum holders who spend a lot of money on dining out.

Related: How to redeem American Express Membership Rewards for maximum value

How to redeem points and miles  

Once you’ve decided on a travel credit card and earned a welcome bonus, it’s time to put those points or miles toward free travel. There are many ways to redeem your rewards with travel credit cards. Many cards feature an online booking portal through which you can use your rewards to book things like flights, hotels and car rentals. Before booking your flight, you should consider doing a  flight portal comparison to ensure you're getting the best redemption. Others allow you to transfer your points or miles to individual loyalty programs. Depending on the redemption, this could unlock even more value.

There are plenty of ways to ensure you don’t make mistakes with your travel rewards . For instance, be sure you do your research with your rewards to get a high-value redemption and make sure your accounts are in good standing so you don’t risk losing them.  

Related: Tips and tricks to get maximum value from your Capital One miles

It’s up to you to decide whether a specific trip is worth spending your rewards. You can use TPG’s monthly valuations to help you determine if the price of your flight or hotel room is worth your points and miles. Some travels are more affordable in cash, but you can always save your points to splurge on a business-class flight to Europe or an overwater bungalow at a luxury resort. 

How to use travel credit card portals  

In the world of travel credit cards, the four major players are American Express, Capital One, Chase and Citi. These issuers also have their own travel portals which can be used to earn and redeem points for travel. 

Some issuers, like Capital One and Chase , offer an incentive to book travel through the bank’s portal but it is not always worth booking through a portal. 

We do not recommend booking hotel travel through card portals as it typically does not honor elite-status benefits or elite-qualifying stay credits. 

Luckily, flights typically allow you to earn bonus points through a card issuer’s portal and with the airline. Keep in mind that this does not apply to all cards. When purchasing in cash, there generally is little variance in booking through a portal or on the airline’s website so if your travel credit card offers incentives to book through the portal , it can be a great way to earn extra points. 

Related: Ultimate guide to the Citi travel portal

Points and miles redemptions will have a fair variance, especially if there are incentives to book through the travel portals. Overall, travel portals can be a great addition to your points redemption journey if properly used. Always remember to compare the price or redemption value of booking through a portal or directly with an airline. 

Booking through a portal may make matters complicated if you ever need to change or cancel your flight. 

Related: Battle of the credit card travel portals: Which is the best for booking flights?

Types of travel credit cards

Travel credit cards are cards that are geared towards travel spending. Luckily, there are many types of travel credit cards which means there is a good option for any traveler. Typically, when talking about travel credit cards, we are referring to transfer rewards credit cards, airline credit cards and hotel credit cards. There are additional types of travel credit cards that are less popular but can still be a good option for the right traveler.

Transferable rewards credit cards earn points and miles that can be redeemed through a card’s rewards program directly or by transferring them to a travel partner . Many of our best travel credit cards fall under this category because they are the most valuable type of points you can earn. Transferable rewards give you the flexibility to redeem your rewards in a way that will be most beneficial to you. Examples of top transferable rewards cards are the Chase Sapphire Reserve® and The Platinum Card® from American Express .

Airline cobranded cards earn a specific type of airline miles. These cards also generally come with perks specific to that airline. For example, an airline card may offer free checked bags , a certain number of elite-qualifying miles to help you reach status, priority boarding privileges, inflight discounts and more.

Hotel cobranded cards work like airline cards. You’ll earn rewards that are redeemable for a particular hotel program, such as Hilton or Marriott. Hotel cards come with their own benefits, such as complimentary elite status or free award-night stays. In addition, hotel cards can help you stack your earnings on hotel stays with the hotel’s program.

For example, if you have a Marriott credit card , you’ll earn bonus points for every dollar spent at participating Marriott properties on top of the 10 base points you get as a member of the Bonvoy program. This can really amplify the rewards you can earn when you use your hotel card to pay for your booking.

The points and miles world can be confusing for new credit card users but it doesn’t have to be. While transferable rewards cards are arguably the best way to earn points and miles for travel, they can also be incredibly confusing. Fixed-value credit cards and cash-back credit cards are good alternatives for beginners who are looking to get into the travel credit card world.

Fixed-value cards earn points or miles that are always redeemed for the same value. For example, the Bank of America® Premium Rewards® credit card earns points worth 1 cent each. These cards are great for beginners who haven’t quite gotten the hang of maximizing transferable points or casual travelers who are looking for their first travel credit card . Fixed-value credit cards are often the best travel credit cards for beginners. 

As more hotels and airlines move to a dynamic pricing model where award pricing shifts dramatically, fixed-value rewards programs are becoming more popular.

Another great credit card option for casual travelers or credit card beginners is cash-back credit cards. You don’t have to worry about points, transfer partners or maximizing your rewards with these cards. Cash-back cards provide a percentage of cash back on your spending and provide a simple way to save on your upcoming travels. 

The Capital One Quicksilver Cash Rewards Credit Card (see rates and fees ) is a great option for beginners to travel rewards. It earns unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and has no annual fee.

Travel credit card benefits

Some travel cards offer automatic elite status with various programs when you sign up and can also accelerate the journey to elite airline status by converting points to air miles. If you are loyal to a particular hotel brand, status with that brand will be valuable. You’ll be entitled to room upgrades, resort credits, early check-in, late checkout and more. If you’re not loyal, it won’t. The same goes for elite status with an airline — you’ll get lounge access, upgrades, increased baggage allowance, etc. When comparing the perks of various cards like elite status, be realistic about which ones you will and won’t use.

One of the coveted perks of premium travel credit cards is complimentary airport lounge access. Many premium travel credit cards come with Priority Pass lounge access , a membership that allows access to airport lounges across the world. These lounges are a great place to relax before your flight or have a snack during a long layover. Amenities will vary between lounges but most lounges provide wifi, private seating and refreshments. Be sure to check the priority pass guest policy as many lounges allow you to bring a complimentary guest (or guests).

TSA PreCheck and Global Entry are both expedited screening programs for travelers. TSA PreCheck is reserved for expedited security screening for domestic flights and Global Entry provides expedited customs screening for international travelers when entering the United States. 

The application fee for TSA PreCheck is up to $85 and $100 for Global Entry. If you are approved for the program, the membership is valid for 5 years. Many travel credit cards will offer statement credit for the application . 

• 1 Sign-up bonus Choosing a card with a healthy sign-up bonus will help jumpstart the possibility of unlocking elite status across different areas, including airline and hotel loyalty programs.
• 2 Annual fee Premium travel credit cards typically feature higher annual fees. Double-check that the card you choose suits your spending habits and travel needs before applying.
• 3 Bonus categories It also helps to check which bonus categories a card offers to ensure that they align with your spending, whether it’s at restaurants, at grocery stores or on streaming subscriptions.

What's your favorite travel credit card — and why?

• Using credit cards responsibly can help build your credit score
• Travel credit cards can earn cash back, points or miles on every dollar you spend.
• Travel credit cards can provide purchase, theft and fraud protection.
• Travel credit cards provide perks like travel insurance, complimentary hotel stays and more.
• Credit cards can encourage overspending.
• Carrying a balance and using your card irresponsibly can damage your credit score
• The cost of borrowing on credit cards is higher than traditional loans
• Having too many card applications can negatively affect your credit score
• Travel credit cards may be too complicated (or expensive) for those who aren’t frequent travelers.

Generally speaking, you need at least a very good credit score in order to get many popular travel credit cards. According to FICO, the scoring model used by most lenders, this is a score of at least 740. However, there’s no hard-and-fast rule, as each individual credit card issuer looks at a variety of factors in addition to your credit score when deciding whether to approve or decline your application.

Thankfully, there are a number of ways to check your credit score for free , so you can get an idea of where you stand before wasting an application (and a hard inquiry on your credit report) for a card for which you’re unlikely to qualify.

Points and miles are simply two different ways to describe the same thing: the rewards you earn on a credit card. As an example, many popular Capital One credit cards earn miles, whereas cards that participate in Chase Ultimate Rewards accrue points. There’s no appreciable difference between the two words.

This gets a little more complicated when you begin discussing cash-back credit cards. Some of these show earnings with a dollar amount, while others show cash-back rewards in points. However, here too there’s no significant difference. It’s simply how the card issuer chooses to describe the rewards you’re earning.

It depends entirely on your typical travel habits. Many popular travel credit cards feature rewards, benefits and redemption options that only come into play when you’re actually on the road. This includes perks like airport lounge access,  rental car insurance  or statement credits for certain travel purchases. Ultimately, you should look at how much value you expect to get out of a given travel card in one year. Then, compare that to the card’s annual fee to make sure you’re getting at least that much value.

It depends. Generally speaking, you should aim to use your rewards from travel credit cards for travel-related purchases – like flights or hotel rooms. However, everyone has a different version of what “value” looks like here. Some travelers are perfectly content redeeming 25,000 miles for a $250 economy flight. Others would rather save up and use 100,000 miles for a $5,000 business-class ticket. The important thing is to avoid redemptions like gift cards or merchandise, since those typically offer poor value for your points and miles.

Ultimately, it’s up to you to determine whether you want to keep cash in your pocket by using rewards for a particular purchase instead.

Many of the luxury travel cards on this list offer hundreds of dollars in annual travel statement credits. However, not all annual travel statements are created equal. While some cards feature easy redemptions, other cards feature redemptions that come with more restrictions. 

Out of the various cards that offer annual travel credits, the Chase Sapphire Reserve has the easiest redemption process for travel credits . The Chase Sapphire Reserve's travel credit covers a broad selection of charges, including flights, hotels, campgrounds and more. Additionally, the travel does not have to be booked through Chase’s travel portal, and the statement credit will automatically post when you make an eligible purchase. 

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Your 2024 Credit Card Checklist for Summer Travel

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Checklists are a key step in travel preparation for many people. Passport — check. Phone charger — check. But have you checked to make sure you’re fully utilizing the travel perks offered by your credit card?

Whether you’re a seasoned jetsetter or a novice traveler seeing the world for the first time, benefits from the right credit card can make a trip more convenient and more comfortable. That’s good news for the 50% of Americans who plan to travel more in 2024 than 2023, according to a survey by IPX1031, a Fidelity National Financial Company.

Here’s a credit card checklist to review before you hit the road this summer.

1. Bring a card

First things first — be sure to bring a credit card! Many airlines, and even entire airports, are now cash-free. That means you’ll need a card to pay for that pre-departure drink or in-flight snack. You might even earn bonus rewards.

For example, if restaurants are a bonus category for your card, sit-down establishments within the airport will usually still earn that higher rewards rate. If your card earns a bonus on travel purchases, you'll usually earn that bonus for in-flight purchases.

2. Register for TSA PreCheck, Global Entry or Clear

Airports are more crowded than ever, with air passenger growth up 6% and foreign travel up 24% year over year, according to a study conducted by the U.S. Travel Association and Tourism Economics.

To ease the burden of long lines, check if your card offers a credit that covers the cost of TSA PreCheck , Global Entry or Clear . These programs allow you to speed through the line at security or customs, but since they all require a background check and an in-person interview, you'll need to register well before your trip. Even if you haven’t been verified for this trip, register today to prepare for your next trip.

3. Register for lounge access

Airport lounges offer a reprieve from the hustle and bustle of the airport terminal, with most offering free food and drinks. If your card offers access to Priority Pass lounges, you’ll need to register for that benefit before you hit the road.

Don’t forget your physical membership card, or even easier, download the Priority Pass app and use your phone to access the lounge.

4. Notify your issuer of your travel plans

Few things can create issues like having your card unexpectedly stop working when you’re away from home, especially internationally. With rates of credit card fraud increasing, it’s possible your card could stop working if you’re spending outside of your normal patterns or locations. To preempt this, notify your issuer before you travel. Often you can do this online or through the app, but just in case, be sure to travel with at least two cards .

5. Avoid paying foreign transaction fees

If you’re traveling abroad, make sure you have a card that doesn’t charge foreign transaction fees . If your card does levy those fees, try to get a different card before you leave the country.

6. Pay with your most rewarding card

Be sure to identify opportunities to leverage your trip and earn outsized rewards. For example, if you know you’ll be staying at a Hilton brand hotel, you might consider applying for one of the Hilton credit cards offered by American Express and earn up to 14 Hilton points per dollar you spend at the hotel. Those points can stack up fast and easily defray costs for your future travel.

But you'll need to bring the physical card with you. Many hotels aren't able to accept digital wallet payments, so if you can't swipe your card, you'll miss out on those heightened rewards.

7. Check your card’s money-saving offers

Many issuers have programs, such as AmEx Offers, Chase Offers and BankAmeriDeals from Bank of America, that let you add rotating promotional offers to your card and earn additional points or cash back for making purchases at specific merchants. Be sure to review these offers for any merchants where you might spend during your travels. Just be aware of the fine print — often these offers exclude, or only include, international merchants.

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