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wujudkan perjalanan ibadah terbaik anda Menuju Baitullah jadi lebih mudah & sesuai syariah

insyaAllah kami amanah dan istiqamah dalam memberikan fasilitas, pelayanan, serta perlindungan yang terbaik demi kenyamanan ibadah para jamaah.

alhamdulillah, kami Telah memberangkatkan hampir 1.000.000 jamaah umroh & 10.000 jamaah haji

Inikah ketakutan anda saat ini.

  • gagal berangkat
  • ditunda keberangkatannya
  • pelayanan kurang memuaskan & tak sesuai janji
  • lokasi hotel terlalu jauh dari masjid
  • khawatir perjalanan ibadah jadi tidak nyaman
  • khawatir harus menambah biaya secara tiba-tiba
  • travel tidak amanah/bodong/penipu

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NRA Group hadir Memberikan kepastian serta Pelayanan terbaik demi kenyamanan perjalanan Ibadah Anda

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NRA Grup terdiri atas 4 Biro Perjalanan Haji dan Umrah. Yaitu NRA Tour & Travel, MKU Tour & Travel, Aruna Tour & Travel dan BSA Tour & Travel. kami telah berdiri sejak tahun 2000. Selama 23 tahun melayani jamaah dengan sepenuh hati, alhamdulillah NRA Grup telah mendapatkan reputasi sebagai biro perjalanan umrah dan haji terpercaya & terbesar di indonesia.

insyaAllah, NRA Group siap melayani Anda obati kerinduan kepada Baitullah dan Tanah Suci, tempat Kelahiran rasulullah SAW.

Keunggulan biro perjalanan haji & umroh nra group.

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harga paket lebih murah dengan kualitas setara

Harga Jual Paket Umrah, Haji, dan Tour Muslim NRA Group lebih murah dibandingkan dengan biro travel lain, dengan kualitas layanan yang setara bagusnya.

5 star services

NRA Group selalu mengutamakan kenyamanan & keselamatan. kami memiliki staf yang selalu siap melayani jamaah jika terjadi kendala, baik ketika di Indonesia, maupun di negara tujuan.

sudah terpercaya dan berpengalaman

NRA Group telah Berpengalaman memberangkatkan 130.000 jamaah umroh & 7000 jamaah haji ke tanah suci selama kurang lebih 23 tahun kami berdiri.

jaminan fasilitas terbaik

Kami menawarkan fasilitas hotel minimal bintang 4 dengan jarak maksimal 500m dari Masjidil Haram/Masjid Nabawi, Untuk paket Umroh Reguler, kami menggunakan maskapai Garuda Indonesia Direct Flight Jeddah/Madinah.

memiliki beragam paket

Untuk pelayanan umroh, NRA Group telah memiliki jadwal keberangkatan reguler. Hal ini akan membuat jamaah memiliki banyak opsi untuk memilih jadwal keberangkatan, sesuai dengan ketersediaan waktu mereka.

kemudahan pembayaran

NRA Grup telah menjalin kerjasama dengan perbankan syariah agar memberikan kemudahan bagi jamaah yang ingin beribadah ke tanah suci, melalui skema pendanaan dari perbankan yang sesuai prinsip syariat Islam dan bebas riba.

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Mengapa Harus percayakan NRA Group sebagai partner terbaik perjalanan ibadah anda?

  • harga Paket NRA Grup lebih murah
  • Jadwal berangkat yang pasti
  • Travel dijamin Legal dan Amanah
  • Pembimbing yang profesional & berpengalaman
  • fasilitas pesawat Garuda indonesia direct Jeddah/Madinah
  • Hotel Bintang 4/5 berjarak maksimal 500 meter dari Masjidil Haram/Masjid Nabawi
  • jaminan pelayanan terbaik, mengutamakan kenyamanan serta keselamatan jamaah
  • Semua kegiatan yang dilakukan mulai dari Manasik hingga Ibadah Umrah atau Haji InsyaAllah sesuai Al-Quran dan As-sunnah

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testimoni jamaah NRA Group

Contact info.

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+62 857-2751-7000

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[email protected]

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Kantor Pusat

Jl. Mampang Prapatan Raya No. 74E Tegal Parang, Jakarta Selatan

jutaan umat muslim diluar sana menginginkan kesempatan ini. jika anda sudah merasa mampu & memiliki kesempatan untuk menunaikan ibadah umroh/haji sekarang, jangan sia-siakan.

kuota sangat TERBATAS, peminat terus bertambah, segerakan niat baik anda!

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Hal-hal yang Sering ditanyakan (FAQ)

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I am item content. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Kontak Kami :

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PT. NUR RIMA AL WAALI Jl. Mampang Prapatan Raya No. 74 D-E, Kel. Tegal Parang, Kec. Mampang Prapatang, Jakarta Selatan 12790

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Biaya Umroh 2024 serta Tips Memilih Paket Umroh dari Travel Umroh Terbaik di Jakarta

di depak ka'bah

Tips Memilih Travel Umroh Terpercaya

Jl. Mampang Prapatan Raya No. 74-E Tegal Parang, Jakarta Selatan 12790. Telp. 021 7989269 Fax. 021 79196948

[email protected].

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Life Insurance

Health & medical benefits, emergency & accident, property & liability, all products.

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Emergency Assistance Plus® (EA+®)

We know the value of planning for the unexpected just got easier.

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Emergency Assistance Plus (EA+)

The power of global emergency protection. emergency and medical assistance when you need it most..

When you’re a card-carrying member of Emergency Assistance Plus, you can rest easy knowing that what you’re really toting is a suite of customized medical, security, and travel assistance services that have you well protected no matter where you are.

Whether you’re halfway around the world on a jet-setting trip of a lifetime or only a half day’s drive from home, we have you covered. That’s why the NRA has chosen EA+ as its preferred travel assistance program for over 20 years. Simply put, it provides year-round world travel protection.

EA+ members take with them the peace of mind knowing that should a medical emergency arise when traveling, there’s a team of highly skilled professionals at the ready to ensure you are receiving proper medical care and are provided necessary transportation home.

NEW Per-Trip Travel Protection Only for EA + Members

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GET A QUOTE

Note that TripInsure Plus is designed specifically for EA + members. Please enroll in EA + first before purchasing TripInsure Plus.

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AGIA Affinity is a brand owned by A.G.I.A., Inc. agency license #0155705 and A.G.I.A, Inc. Third Party Administrator license #0549207, California Corporations NRA Member dues or contributions are not used for this promotion, program or any other related expenses

Privacy Policy

Agia privacy policy.

AGIA Affinity (“AGIA”), believes protecting privacy of internet users visiting our website, www.agia.com (the “Site”), is of the utmost importance to ensure your trust in the programs we offer. AGIA’s Privacy Policy will inform you of the ways in which the Site collects personal information, the uses to which that information will be put, and the ways in which AGIA will protect any personal information you choose to provide us. For the purposes of this Policy, personal information that can be used to identify you or your activities on the Site of information about you which you provide to AGIA through services offered on the Site.

In many cases, AGIA will collect personal information on behalf of our commercial clients in accordance to a contract. In these circumstances, we act as a “Service Provider” or “Processor” to our clients under applicable privacy laws and are obligated to process personal information in accordance with clients’ instructions. In any case where AGIA is acting as a Service Provider or processor to our client, if you wish to exercise any of the rights outlined in this Policy, you should direct your request to our client, who is the party responsible for receiving, assessing, and responding to your requests. If a request is submitted directly to AGIA in a scenario where we only process your information in the role of Service Provider or Processor, AGIA may deny your request. If unsure, clarification of AGIA’s role regarding your personal information can be requested at anytime by contacting AGIA directly using the contact information described in this notice.

AGIA’s Privacy Policy applies solely to data collected via the Site. There may be additional personal information that we have or collect about you or your company pursuant to other relationships which is subject to other agreements and rules.

We take the privacy of your personal information very seriously and we will use your personally identifiable information only in accordance with the terms of this Privacy Policy. Personally Identifiable Information (“Personal Information”) means any information that could reasonably be used to identify you, including your name, address, birth dates, financial information, telephone number, social media contact information, or any combination of information that could be used to identify you. We will not sell or rent your personally identifiable information or a list of our customers to third parties. However, as described in more detail below, there are limited circumstances in which some of your information will be shared with third parties under strict restrictions, so it is important for you to review this Policy. This Privacy Policy applies to all services that are offered through the Site.

By accepting this Privacy Policy, you expressly consent to our use and disclosure of your personal information in the manner described in this Privacy Policy. By consent, you are acknowledging that you have read and understood this Privacy Policy and agree to be bound by it. If you do not agree with the terms of the Privacy Policy, please do not access our website. This Privacy Policy is incorporated into and subject to the terms of the website Terms of Service. The following discloses our website information gathering and use practices and is limited to the protection and use of personal information collected by us in the online environment. Your access to and use of our website are subject to this Privacy Policy and any other terms of use or policies posted by us.

Please review this privacy statement carefully to understand what information we collect on the website, how it is used, and how you can work with us if you have a concern about your privacy.

Personal Information We Collect

There is an opportunity on our website for you to voluntarily provide us with personal information for inquiring about AGIA’s business. For example, we will need personal information from you when you submit a question online, or request product information. This information includes your name and e-mail address. We use your voluntarily provided personal information to provide you exceptional service and to create a more meaningful visit for you at this website. You may also choose to apply for a job with AGIA and submit a job application via our career site at https://www.agia.com/careers . Any personal information you send AGIA will be used only for the purpose indicated on the careers site or in this statement.

By providing us with personal information so we may assist you on this website, you are “opting-in” to receive future communication from the website concerning information on products, promotions, or other services that we believe would be of interest to you. If, at any time, you receive a communication from the website that is unrelated to a transaction you have initiated, and you would like not be contacted again, please contact us using the procedures outlined below under “Questions About Your Information” to “opt-out” from future communications.

We reserve the right to use your personal information for market research purposes to better serve you but we will not sell your voluntarily provided information and will not share it with unauthorized persons or organizations.

When you visit this website, we collect and store non-identifying information about your visit. The information we collect may include the time and length of your visit, the pages you look at on our site, and the site you visited just before coming to ours. We may also record the name of your Internet Service Provider (ISP) or your Internet Protocol (IP) Address. We use this aggregate information to measure site activity as well as to generate ideas for enhancing our website to serve you. This information is not specific to any individual and is anonymized to prevent personal identification.

How We Use Your Personal Information

Internal Uses

We collect, store and process your personal information on servers located in the United States. We use the information we collect about you in order to provide our services, process your transactions, and provide customer service. We provide access to personal information about our customers only to those employees who require it to provide our services, process customer payments and provide customer service.

Cookies: We may utilize website cookies to collect information for the purposes of Site functionality, analytics, advertising, IP addresses only where strictly necessary. A cookie is a small amount of data, which often includes an anonymous unique identifier, which is sent to your browser from a website’s computer and stored on your computer’s hard drive but cannot read data from your hard drive. Cookies can be used to provide you with relevant content and to make it easier for you to use a website upon a future visit. We may include cookies on our website and use them to recognize you when you return to our website. You may set your browser so that it does not accept cookies; however, certain features of our sites may not function properly or be available if your browser is configured to disable cookies.

Web Beacons: Some pages on our site, as well as pages where our banner ads appear, and certain emails we send, may contain electronic images known as Web beacons, or single-pixel GIFs. These Web beacons collect certain types of non-personally identifiable information, such as a visitor’s cookie number, time and date of a page view, and a description of the page where the Web beacon is placed. The Web beacons are used to compile and aggregate statistics that help us improve the effectiveness of our advertising and make our site easier to use. The information collected using these Web beacons does not identify individual users to our site.

AGIA Personal Information Processing

Because AGIA offers various insurance and non-insurance products and services, it should be noted that the information below may not be applicable in all circumstances, data elements are dependent on the individual customer relationship.

Personal Information Category

Description

Source Categories

Business Purpose for Collection

Third Parties With Whom we May Share Personal Information

Government-Issued Identifiers

•  SSN •  State ID Card •  Passport •  Driver’s License

•  Directly from you (or a member who named you as beneficiary) •  Employer, Plan Sponsor, or their Administrator •  Third Parties Insurance Carriers and/or Agents and Brokers

•  Quotes for products and services •  Policy Administration and/or Claims processing •  AGIA services to the client •  Marketing/Analytics •  Direct Marketing •  Communication with Individuals

•  Insurance Underwriter •  Vendors •  Service Providers •  Employer

Contact Information

•  Company or School Name •  Title •  Alias •  Mailing Address •  E-Mail Address •  Telephone Numbers

•  Directly from you (or a former member who named you as beneficiary) •  Employer, Plan Sponsor, or their Administrator •  Third Parties Insurance Carriers and/or Agents and Brokers

•  Vendors •  Service Providers •  Employer/Client

•  Age •  Gender •  Race •  Sexual Orientation •  Marital Status •  Veteran Status •  Beneficiaries/Dependents •   Physical or Mental Disability

•  Client/Member •  Account •  Name/Number •  Policy Number •  Employee/member ID Number

•  Directly from you •  Employer, Plan Sponsor, or their TPA •  Third Parties •   Insurance Carriers and/or Agents and Brokers

•  Insurance Underwriter •  Vendors •  Service Providers •  Employer/Client

•  Financial Account Numbers •  Credit Card Numbers (Payment Card Data) •  Consumer Reporting Data •  Insurance Account Numbers

•  Directly from you •  Employer, Plan Sponsor, or their TPA

•  Policy Administration

•  Vendors •  Service Providers

•  Inferred Data (Health) •  Status of Disability •  Data collected by a Healthcare Provider or Health Insurance Company Subject to HIPAA or CMIA •  Payment Information for Healthcare Services •  Information About a Consumer’s Diagnosis or Treatment for Health Conditions •  Patient records, clinical trial records

•  Directly from you •  Employer, Plan Sponsor, or their TPA •  Third Parties •   Insurance Carriers, Agents or Brokers

•  Policy Administration and/or Claims processing •  AGIA services to the client •  Communication with Individuals

•  Vendors •  Service Providers •  Employer

•   Any Policy or Documentation or Subsequent Information Submitted to AGIA in Order to Obtain Quotes for a Product or Service

•  Directly from you (or from a current or former plan member who named you as a beneficiary) •  Employer, Plan Sponsor, or their TPA •  Third Parties •   Insurance Carriers, Agents or Brokers

•  Job/Role Titles •  Resume with Work History

•  Policy Administration and/or Claims processing

•  Service Records •  Personal Property •  Customer Service Records •  Communication Preferences •  Other Preferences

•  Directly from you (or from a current or former plan member who named you as a beneficiary) •  Employer, Plan Sponsor, or their TPA •  Third Parties •  Insurance Carriers, Agents, or Brokers

•  Vendors •  Service Providers •  Employer/Client •   Non-Client Business Partners

•  Customer Service Call Center Recordings •  Voicemails

•  Directly From You

Disclosure to Third Parties

This website does not sell or rent any of your personal information to affiliates or unaffiliated third parties. We will not share any of your personal information with third parties except in the circumstances described below or with your permission.

•  We disclose personal information with third parties or affiliates that we in good faith believe are appropriate to enable them to provide services to you and to contact you regarding additional products and/or services that you have expressed an interest.

•  Cooperation in investigations of suspected fraud or other illegal activity, situations involving potential threats to the physical safety of any person, or to conduct investigations of violations of the -site’s Terms of Use or the Terms of Service Agreement, or as otherwise required by law. This may also include protecting and defending the rights, property, or safety of AGIA, other users of this Site or responding to claims that any content violates the rights of third parties.

•  Certain federal, state and local laws or government regulations may require us to disclose non-public personal information about you. In these circumstances, we will use reasonable efforts to disclose only the information required by law, subpoena or court order to be disclosed.

•  We disclose information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you).

•  As with any other business, it is possible that in the future we could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to personal information maintained by us, including customer account information, but would continue to be bound by this Privacy Policy unless and until it is amended.

•  As otherwise permitted by federal or state law.

Do Not Track

•  Some internet browsers offer the user a “Do Not Track” technology.  The Do Not Track (DNT) header is the HTTP header field DNT that requests that a web application disable either its tracking or cross-site user tracking of an individual user.  At the current time, this Site does not have the capability of recognizing a “Do Not Track” request.

•  The website does not automatically recognize your e-mail address. You only receive e-mail from us if you check a box indicating an interest in a particular e-list or if you provide an e-mail address for a customer service inquiry and need an answer via e-mail. We collect the e-mail addresses of those who communicate with us via e-mail and online forms, including those who specifically check a box to subscribe on our online forms (for example, request for information on this website). Any user who signs up for e-mails can unsubscribe or manage his/her subscription by linking to the personal URL e-mailed to all subscribers. Every e-mail sent also includes information about how to stop receiving e-mails from us.

•  We do not share the e-mail addresses we collect with similar benefits organizations.

Links to Other Sites

•  For the convenience of our visitors and customers, this website may contain links to other sites. While we generally try to link only to sites that share similar high standards and respect for privacy, we are not responsible for the content, products or services offered or the privacy and security practices employed by these other sites.

•  AGIA is not responsible for the content or privacy practices of linked websites or their use. Once you leave the Site using an external link, you should refer to those websites’ privacy policies, terms of use, and practices in order to evaluate how they will handle any information they collect from you.

Questions About Your Information

If you have any questions, concerns, or complaints about this Privacy Policy in general or questions related to your personal information, please contact AGIA customer service at (800) 424-5181, via e-mail at [email protected] , or, if you would prefer to communicate with us by regular mail, please use the following address:

AGIA Affinity Office of Administration P.O. Box 26450 Phoenix, AZ 85068

To protect your privacy, any personal information we obtain from you is protected using the best available technology. Your product information requests are encrypted when sent to our customer service center for fulfillment; we use a secure server to safeguard the information you provide to us when asking a customer service question and when you enroll online; and all online enrollment information fulfilled by our customer service center is protected by Secure Socket Layer (SSL) technology to ensure your data is encrypted and safe from view by unauthorized parties.

In order to ensure secure web pages in your browser using SSL, we’ve acquired a security certificate from one of the Internet’s leaders in secure web technology verification. The Security Certificate SecureSite seal ensures that we are handling all of your transaction information securely and with the utmost care.

California Consumer Privacy Act and California Privacy Rights Act: Privacy Policy for California Residents

•   This section of the Privacy Policy describes the rights of California residents under the California Consumer Privacy Act of 2018 (“CCPA”) and the California Privacy Rights Act of 2020 (“CPRA”). The CCPA and CPRA requires that we provide privacy information to California residents and we use this separate section to ensure compliance with the CCPA and CPRA requirements. This section applies solely to natural persons residing in California (“Consumers”), and does not apply to individuals living elsewhere, businesses or other corporate entities.

Sale of Personal Information

•   Personal Information is information that identifies, relates to or could reasonably be linked with a particular California resident or household. We do not sell your personal information.  The CCPA and CPRA requires disclosure of this fact.

Your Rights Under the California Consumer Privacy Act and California Privacy Rights Act

Right to confirm or access information.

•   You may have the right to confirm whether we process certain information or what information we process, and to obtain a copy of that information in a format that allows you to transmit the information to another business without difficulty.

•   Once we receive and confirm your identity and verifiable consumer request, we will disclose to you the following at your direction (with various exceptions):

a)   The categories of personal information we collected about you in the last 12 months;

b)   The categories of sources for the personal information we collected about you in the last 12 months;

c)   Our business or commercial purpose for collecting or selling that personal information;

d)   The categories of third parties with whom we share that personal information;

e)   The specific pieces of personal information we collected about you;

f)   If we sold or disclosed your personal information for a business purpose a list of the personal information types that each category of recipient purchased; and

g)   If we disclosed your personal information to a third party for a business purpose, a list of the personal information types that each category of recipient received.

Right to Delete Personal Information

•   You have the right to request that AGIA delete any of your personal information we collected from you and retained, with certain exceptions. You will need to submit a valid and verifiable request so AGIA can confirm your identity and/or authorization to make such a request. AGIA will determine if retaining the information is permitted or required under the law. If no retention conditions apply, we will delete your personal information from our records and direct any Service Providers to do the same.

Right to Correct Personal Information

•   Taking into consideration the nature of the personal information and the purposes of the processing of your personal information, you may have the right to correct inaccuracies in such information. Upon submission to AGIA of a valid and verifiable request where your identity and authorization can be confirmed, AGIA will use all reasonable efforts to correct the inaccurate information.

Right to Limit Processing of Sensitive Personal Information

•   AGIA processes sensitive personal information only as necessary in performance of our services to ensure the security and integrity of your information or as otherwise specified under regulation. Because AGIA does not process your sensitive personal information for other purposes, there is not a mechanism for you to limit the processing of this information.

Right to Opt-Out of Profiling

•   AGIA does not engage in automated processing of personal information to make decisions that yield legal or other material consequence. Because we do not engage in this processing, AGIA does not provide a mechanism for you to limit our processing of personal information in this manner.

Right to Opt-Out

•   AGIA does not sell your personal information; therefore we do not provide a mechanism for you to limit our processing of personal information in such a manner.

Right to Non-Discrimination

•   AGIA will not discriminate against you for exercising any of your rights under the CCPA or CPRA. Examples of discrimination could be charging you inflated rates by imposing penalties or granting discounts or other benefits, denying you goods or services or providing you a different level of quality of goods or services.

•   Any acts of discrimination are prohibited by the CCPA and CPRA and AGIA will not engage in them.

Personal Information We Collect, Sources and How We Use It

•   In our Privacy Policy, sections titled, “Personal Information We Collect”, “How We Use Your Personal Information”, and “AGIA Personal Information Processing” outline the personal information we collect, its sources and how we use it for all consumers we interact with, including California residents. In effect, it is used to provide and manage products and services we provide and support our everyday operations, including risk management, legal and compliance requirements.

Exercising Your Rights as a California Consumer

•   You, or a person authorized by you to act on your behalf, or an entity registered with the California Secretary of State and authorized by you to act on your behalf, can make a request regarding your personal information under the CCPA and CPRA. You may also make a request on behalf of your minor child.

•   If you would like to exercise your right to request a copy of your personal information or your right to delete your personal information, please contact AGIA customer service by calling (800) 424-5181, by email at [email protected], or utilize regular mail by using the following address:

AGIA Affinity Office of Administration P.O. Box 26450 Phoenix, AZ  85068

Revisions and Notification of Changes

•  We reserve the right to change or supplement this Privacy Policy at any time by posting the changes on this Site. Any changes AGIA makes to this Privacy Policy become effective immediately when the revised Policy is posted on this Site. By using this Site, you accept the terms and conditions of this Privacy Policy and you agree to review this Privacy Policy from time to time to stay informed of changes that may occur. This Privacy Policy also applies to personal information that we maintain on former customers. If we make any changes regarding disclosure of personal information to third parties, we will attempt to contact you prior to the date the modified policy is scheduled to take effect. We will post notice of the new Privacy Policy from the privacy links on our Site. Your use of the Site following such change constitutes your agreement to follow and be bound by the Privacy Policy as changed.

AGIA does not knowingly collect, use or disclose information of children under the age of thirteen (13) without the consent of their parents or legal guardians. Further, if you are sixteen (16) years of age or older, you have the right to direct us to not sell your personal information at any time. However, AGIA will never knowingly sell or share personal information of children if between 13 to 16 years of age or the parent or guardian of a consumer less than 13 years of age. This Site is not intended for children and any instance where such information was collected would be unintentional.

Terms Of Use

TERMS OF USE

Information contained in or accessed from this A.G.I.A., Inc. and/or its affiliates website is provided on an “as is” basis. A.G.I.A., Inc. does not warrant the accuracy or completeness of this information, and expressly disclaims liability for errors or omissions in this information. No warranties of any kind are given in connection with this information, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, non-infringement, or freedom from computer virus. In no event will A.G.I.A., Inc. be liable for any direct or indirect, special, incidental, consequential or punitive damages, losses (including lost profits), or expenses arising out of or in connection with use of its website, any failure of performance, interruption, delay in operation or transmission, computer virus, loss of data or otherwise, even if A.G.I.A., Inc. has been advised of the possibility of such damages, losses or expenses.

PRODUCT INFORMATION

All information contained in this A.G.I.A., Inc. website, including product and carrier information, policy premiums, terms and product fees, is for informational purposes only and is subject to change at any time without prior notice. Your eligibility for particular products or services is subject to final determination and acceptance by the underwriting company. Complete product information, including terms and conditions of coverage, is provided at the time of application.

DEFINITIONS

The following defined terms are used in these Terms and Conditions:

“Payee” means the merchant or other entity to which you authorize a bill payment to be directed.

“Payee Account” means the billing account with the merchant or other entity to which you authorize a bill payment to be directed. It may be represented by an account number, policy number, access number or code, or other number used by the merchant to identify your account.

“Payment Instruction” means your instruction and authorization to make a bill payment to a Payee.

“Payment Account” means the bank account that you authorize A.G.I.A., Inc. and/or its affiliates to debit by electronic funds transfer when you make your bill payment using account information from your personal checking or savings account.

“Payment Card” means the credit card or debit card that you instruct A.G.I.A., Inc. and/or its affiliates to charge to pay your bill payment.

“Business Day” means Monday through Friday, excluding Federal Reserve holidays.

BILL PAYMENT SERVICE

When you initiate a Payment instruction, you authorize A.G.I.A., Inc. and/or its affiliates to charge your payment card or debit your payment account and remit funds to the Payee. If we are unable to obtain funds for a bill payment for any reason associated with your Payment Card or Payment Account (for example, there is not a sufficient balance available on your Payment Card or in your Payment Account to cover the transaction), then we will not be able to complete your bill payment transaction. If there is a problem in processing your Payment Instruction, A.G.I.A., Inc. and/or its affiliates may attempt to contact you, using the telephone number you have provided to A.G.I.A., Inc. and/or its affiliates.

If A.G.I.A., Inc. and/or its affiliates makes a bill payment to your Payee Account but is unable to obtain funds for that payment from your Payment Card or Payment Account, you agree that your bill payment to your Payee Account will be reversed.

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Rates quoted online represent the best available rate based on age, gender, state of residence, preliminary health questions and a number of other personal indicators. The rates shown are sample rate quotes, not offers of insurance, and may not be available to all persons, based on the underwriting company’s eligibility requirements. The rates shown are subject to change without notice at any time.

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Delta and United ending group travel discount for NRA members

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NEW YORK, NY - AUGUST 8: A Delta jet taxis on the tarmac at LaGuardia Airport , August 8, 2016 in the Queens borough of New York City. (Photo by Drew Angerer/Getty Images)

ATLANTA - Delta and United Airlines have announced that they are ending a discount for NRA members that made it cheaper for them to fly to the group's annual convention.

In a tweet sent early Saturday morning, Delta said that it will be ending its contract that provided discounted rates for NRA members "through our group travel program."

The airlines have also asked the gun rights group to remove any reference to their companies from its website.

Prior to this announcement, the NRA convention website said that the group had “contracted special flight discounts with United Airlines and Delta Airlines, specifically for members attending the NRA Annual Meetings & Exhibits.”

The discounts could have been anything from 2 to 10 percent off flights to the upcoming Dallas convention. According to Delta, this discount was something any group with more than 10 people traveling from more than two departure cities, within a defined period of time, could request to qualify for.

A growing number of large companies have announced they are cutting or reducing ties with the NRA. Rental car company Hertz will no longer offer a discount program to NRA members and First National Bank of Omaha said it will not renew a co-branded credit card it has with the NRA.

As of this report, Delta and United's information was still on the NRA's travel website.

The Associated Press contributed to this report.

Delta, United ending group travel discount for NRA members

f99a895f-Getty91816643_1519482487756

NEW YORK, NY - AUGUST 8: A Delta jet taxis on the tarmac at LaGuardia Airport , August 8, 2016 in the Queens borough of New York City. (Photo by Drew Angerer/Getty Images)

ATLANTA - Delta and United Airlines have announced that they are ending a discount for NRA members that made it cheaper for them to fly to the group's annual convention.

In a tweet sent early Saturday morning, Delta said that it will be ending its contract that provided discounted rates for NRA members "through our group travel program."

The airlines have also asked the gun rights group to remove any reference to their companies from its website.

Prior to this announcement, the NRA convention website said that the group had “contracted special flight discounts with United Airlines and Delta Airlines, specifically for members attending the NRA Annual Meetings & Exhibits.”

The discounts could have been anything from 2 to 10 percent off flights to the upcoming Dallas convention. According to Delta, this discount was something any group with more than 10 people traveling from more than two departure cities, within a defined period of time, could request to qualify for.

In a statement, Delta said that the company "continues to support the Second Amendment," but "has taken this action to refrain from entering this debate and focus on its business."

"Delta supports all of its customers but will not support organizations on any side of any highly charged political issue that divides our nation," the company said.

A growing number of large companies have announced they are cutting or reducing ties with the NRA. Rental car company Hertz will no longer offer a discount program to NRA members and First National Bank of Omaha said it will not renew a co-branded credit card it has with the NRA.

As of this report, Delta and United's information was still on the NRA's travel website.

The Associated Press contributed to this report.

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Get Your Group Ready for Takeoff

Delta Group Specialists customize Delta flight itineraries for groups of 10 or more passengers traveling on the same flight. You’ll get the advantage of competitive fares, flexible ticketing options and support in booking and managing your group’s travel. Your booking will be secured with a booking fee and deposit as outlined in your contract.

Use the following chart for details on how far in advance group travel can be booked.

For assistance with booking group travel, contact our representatives at 800-532-4777 , Monday through Friday 8 A.M. – 8 P.M. EST.

For our managed agency partners, please contact your Sales Account Executive for assistance.

BOOK GROUP TRAVEL NOW   (U.S./CA travel only)

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General Group Contract Terms and Conditions:

These details supplement, and are hereby incorporated into, your Group Contract with Delta Air Lines.  Delta reserves the right to change these terms at any time without notice; however, the terms in effect on the date you execute your Group Contract will apply.

  • These Group Contract Terms and Conditions detail standard policies for group reservations; however, terms are subject to additional restrictions during peak travel periods as designated by Delta Air Lines, Inc.
  • A group consists of 10 or more passengers traveling together on at least one common flight segment. In the event your group does not meet the minimum of 10 passengers, this booking will be cancelled, any deposit will be forfeited, and passengers may contact Delta about creating a new booking as individual travelers, which will be for the fare available at that time.
  • Any changes requested to the Group Contract will require a renegotiation of fare and terms. Additions to your group may be at a different fare from the main group.  Individual deviations from the group itinerary may be available with additional fees and payment of any additional airfare.  A nonrefundable booking fee may also apply as specified in your Group Contract.
  • You are also responsible for compliance with any applicable laws or regulations in the discussion of these fares with your customers.
  • The information regarding this group is confidential between the travel agent or group leader and Delta’s Group and Specialty Sales Center.  Therefore, no information will be given to, nor changes made on behalf of, individual group members.
  • Group tickets are not eligible for SkyMiles upgrades, and mileage accrual will be according to the SkyMiles program accrual policy for unpublished or opaque fares.
  • All travel pursuant to this reservation shall be subject to Delta's applicable contract of carriage (and general rules tariff) and all applicable fare rules and restrictions.
  • All necessary travel documentation to comply with governmental travel requirements (e.g., passports and visas) are the responsibility of the passenger. DL is not liable for any travel issues resulting from lack of proper documentation.
  • Delta reserves the right to change equipment or schedules without notice.

Deviation Policies:

A deviation is defined as a change to the date, time or routing.  Any deviations may be at a different fare from the main group. Notwithstanding the foregoing, the main group must maintain group minimum requirements .  Your group may book deviations from the original group as follows:

  • Prior to the group's utilization date an unlimited number of passengers may deviate from the group itinerary on either the outbound or the return at the applicable fare with no deviation fee.
  • After the utilization date a maximum of 30% of the group may deviate on the outbound or return for a US$25.00 per person domestically and US$50.00 per person internationally nonrefundable deviation fee plus the applicable fare difference.
  • The percentage of passengers who may deviate is based on the total number of seats held by the group at utilization date.
  • Feeders (passengers wishing to travel from a different city connecting to the main group travel segment(s)) are not included in this limitation and may be done at any time prior to ticketing at the applicable fare for the new itinerary.
  • A credit card is the only acceptable form of payment for deviations and is required at the time the deviation is booked.
  • Passengers may make changes after ticketing at the applicable fare upon payment of the applicable ticket change or reissue fee plus any difference in fare.
  • Once travel has commenced routing changes are not permitted.  Changes to the return travel date or time only will be permitted at the applicable fare with the appropriate ticket reissue fee and any difference in fare.

Utilization Policy:

In consideration for Delta's agreement to hold this seat inventory for your group, you agree to pay Delta a cancellation fee listed on your contract per seat, assessed from the deposit, if you fail to comply with the ticketing deadlines and/or if you fail to use at least the utilization percentage of the seats that we have reserved for you, as specified in your contract.

If there is no Deposit Due date, no deposit funds are due. The following policy applies only if a deposit is collected:

  • If your group does not meet the minimum of 10 or individual members do not travel with the group, (a) the deposit will be forfeited and (b) passengers will be considered individual travelers and must be ticketed at the applicable fare.

If the Utilization is listed as 100%, the deposit will be refunded for ticketed passengers only.

If you fail to use at least the utilization requirement percentage of the seats that we have reserved for you, the amount of the cancellation fee will be calculated as follows:

  • It is your responsibility to obtain a cancellation reference number from Delta for complete cancellations. Delta's business records will conclusively determine the time and date of any cancellation.
  • Partial cancellations do not require a cancellation reference number.
  • A new confirmation letter will be distributed at the time of any reductions, deviations, feeder additions or other itinerary changes.
  • Until the last day to cancel/reduce without penalty:  100% of the seats may be cancelled without a cancellation fee.
  • Except to the extent otherwise expressly specified in your contract, from the last day to cancel/reduce without penalty until 60 days before departure:  must maintain the minimum main group utilization requirement percentage of seats held for a full deposit refund.
  • If you use some, but less than utilization requirement percentage, of the seats held, you will be charged the cancellation fee specified in your Group Contract for each seat below the utilization requirement percentage minimum.
  • If  all  the seats on your reservation are cancelled after the utilization date specified in your contract, the entire deposit will be forfeited.
  • 60 days or less before departure: Deposits will be refunded for ticketed passengers only within 60 days of the commencement of travel.
  • Any applicable cancellation fee will be collected from the deposit on file.

Any and all matters arising out of or relating to the Group Contract and/or the subject matter hereof shall be governed by and enforced in accordance with the laws of the United States of America and, to the extent not preempted by Federal law, the laws of the State of Georgia without regard to conflict of law principles, regardless of the legal theory upon which such matter is asserted. The Group Contract, including the Ticket, Fare Rules, and Contract of Carriage as applicable, represents the entire agreement between the parties relating to transportation pursuant to this Agreement, and shall supersede all prior representations, understandings or agreements pertaining thereto, either oral or written. No other covenants, warranties, undertakings or understandings may be implied, in law or in equity. 

Delta shall not be liable for any punitive, consequential or special damages arising out of or in connection with the Group Contract, carriage or other services performed by Delta, whether or not Delta had knowledge that such damage might be incurred.  Delta shall not be liable for any damage arising out of its compliance with any laws, government regulations, orders, rules, requirements or security directives or as a result of a passenger’s failure to comply with such laws, government regulations, orders, rules, requirements or security directives or as a result of a passenger’s reliance on advice provided by Delta regarding such laws, regulations, orders, rules, requirements or security directives.  Election or failure by Delta to enforce any provision of the Group Contract shall not constitute a waiver of its rights and remedies with regard to such provision or any other provision.   No agent, servant, or representative of Delta has authority to alter, modify, or waive any provisions of the Group Contract or these Terms and Conditions.

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Gagarin Cup Preview: Atlant vs. Salavat Yulaev

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Gagarin cup (khl) finals:  atlant moscow oblast vs. salavat yulaev ufa.

Much like the Elitserien Finals, we have a bit of an offense vs. defense match-up in this league Final.  While Ufa let their star top line of Alexander Radulov, Patrick Thoresen and Igor Grigorenko loose on the KHL's Western Conference, Mytischi played a more conservative style, relying on veterans such as former NHLers Jan Bulis, Oleg Petrov, and Jaroslav Obsut.  Just reaching the Finals is a testament to Atlant's disciplined style of play, as they had to knock off much more high profile teams from Yaroslavl and St. Petersburg to do so.  But while they did finish 8th in the league in points, they haven't seen the likes of Ufa, who finished 2nd. 

This series will be a challenge for the underdog, because unlike some of the other KHL teams, Ufa's top players are generally younger and in their prime.  Only Proshkin amongst regular blueliners is over 30, with the work being shared by Kirill Koltsov (28), Andrei Kuteikin (26), Miroslav Blatak (28), Maxim Kondratiev (28) and Dmitri Kalinin (30).  Oleg Tverdovsky hasn't played a lot in the playoffs to date.  Up front, while led by a fairly young top line (24-27), Ufa does have a lot of veterans in support roles:  Vyacheslav Kozlov , Viktor Kozlov , Vladimir Antipov, Sergei Zinovyev and Petr Schastlivy are all over 30.  In fact, the names of all their forwards are familiar to international and NHL fans:  Robert Nilsson , Alexander Svitov, Oleg Saprykin and Jakub Klepis round out the group, all former NHL players.

For Atlant, their veteran roster, with only one of their top six D under the age of 30 (and no top forwards under 30, either), this might be their one shot at a championship.  The team has never won either a Russian Superleague title or the Gagarin Cup, and for players like former NHLer Oleg Petrov, this is probably the last shot at the KHL's top prize.  The team got three extra days rest by winning their Conference Final in six games, and they probably needed to use it.  Atlant does have younger regulars on their roster, but they generally only play a few shifts per game, if that. 

The low event style of game for Atlant probably suits them well, but I don't know how they can manage to keep up against Ufa's speed, skill, and depth.  There is no advantage to be seen in goal, with Erik Ersberg and Konstantin Barulin posting almost identical numbers, and even in terms of recent playoff experience Ufa has them beat.  Luckily for Atlant, Ufa isn't that far away from the Moscow region, so travel shouldn't play a major role. 

I'm predicting that Ufa, winners of the last Superleague title back in 2008, will become the second team to win the Gagarin Cup, and will prevail in five games.  They have a seriously well built team that would honestly compete in the NHL.  They represent the potential of the league, while Atlant represents closer to the reality, as a team full of players who played themselves out of the NHL. 

  • Atlant @ Ufa, Friday Apr 8 (3:00 PM CET/10:00 PM EST)
  • Atlant @ Ufa, Sunday Apr 10 (1:00 PM CET/8:00 AM EST)
  • Ufa @ Atlant, Tuesday Apr 12 (5:30 PM CET/12:30 PM EST)
  • Ufa @ Atlant, Thursday Apr 14 (5:30 PM CET/12:30 PM EST)

Games 5-7 are as yet unscheduled, but every second day is the KHL standard, so expect Game 5 to be on Saturday, like an early start. 

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