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Text scam targets Golden 1 customers on heels of data theft from CalPERS, CalSTRS members

G olden 1 Credit Union members in Sacramento took to social networking sites to report that they were being “smished.” That’s when scammers send fraudulent text messages to get people to reveal passwords, user names or other account information.

In a post on Nextdoor.com, a College Glen neighborhood resident stated that a friend told him: “ Got a fraudulent text this morning saying my credit union (Golden One) had been blocked and offering a link to reopen it. The website was a .org and not correct. My credit union website, when I opened it directly, had a specific notice warning about recent reports about this text. G1 said they NEVER text members. So, be alert. Don’t click that link. Tell your family and friends about it.”

Both Golden 1 Credit Union and the Sacramento Police Department said they were aware of the attempts to collect usernames and passwords and get access to accounts. The credit union posted a link to information about it on its home page.

On Nextdoor.com, dozens of people responded to the post, saying they had gotten the message as well. A number of people said they’d received it, even though, they didn’t have a Golden 1 account.

In some replies, users speculated that this texting hoax could be related to a data breach that The Bee reported earlier this week. CalPERS and CalSTRS announce d that a ransomware group hacked into a software application used by a vendor, RBI Research Services, and stole personally identifiable information such as social security numbers and birth dates belonging to a combined 1.2 million retirees and beneficiaries.

One cybersecurity expert, threat analyst Brett Callow of Emsisoft, said he wouldn’t be surprised to learn that the texts are indeed connected to the hack into the MoveIt data transfer software that RBI and other entities worldwide use to do business.

“Ultimately, that (stolen) information is likely to be used in frauds and scams,” Callow said. “That is the reason why data is stolen, or it’s part of the reason anyway. It’s used to commit identity-related fraud.”

Stolen data often used to commit identity-related fraud

These data breaches are just another way to get personal information into the hands of criminals, he said, but it’s not the only way.

He’s found Twitter users sharing photos of people’s driver’s license and passports. Callow said he reported it and shared Twitter’s response with The Bee: “After reviewing the available information, we want to let you know that (the account user) hasn’t broken our safety policies. We know this isn’t the answer you’re looking for. If this account breaks our policies in the future, we’ll let you know.”

It’s more important than ever, Callow said, that people and institutions be on the lookout for fraudulent activity. So far, 160-plus companies, government agencies and other entities around the world have reported being victims of the MoveIt data breach. More than 16 million people had their data stolen.

Sacramento Police said they have not received any crime reports related to the Golden 1 text messages. The type of fraud has come to be known as “smishing,” which combines the acronym used for texting — SMS, or short messaging service — with the word “phishing.”

In a statement emailed to The Bee, Golden 1 officials said that digital fraud is a growing problem and, unfortunately, large institutions and their customers are often targets.

“There has been a recent increase in scammers impersonating financial institutions in the Sacramento region using fraudulent text messages and phone calls,” the Golden 1 statement noted. “Given our strong market share in the region, we have received reports that some of our members have been contacted.”

How to protect yourself from text or phone scams

Golden 1 said if members are ever in doubt, they should call the company directly rather than clicking on a link in an email, texting, answering a suspicious phone call, or calling a phone number provided by the person contacting you. If you suspect a scam or fraud, use the mobile or online banking platforms to report it in the self-serve dispute system, or call member services at 877‑465‑3361.

Golden 1 and other experts also provided a list of red flags that signal trouble:

• Emails, text messages, or phone calls asking for a one-time authentication code, your user ID and password for any accounts, code word, or your credit card or banking account details. No financial institution should ever initiate contact with you and then ask for login credentials or confidential information such as a PIN, password, or authentication code.
• Messages with spelling, grammar, or punctuation errors.
• Messages or phone calls that come from an unknown number. If the phone call appears to come from your financial institution, it is still worth verifying by reaching out to your financial intuition directly.
• Messages or calls with threatening or high-pressure language.
• Offers or opportunities that seem too good to be true.
• Links to website addresses that are different from your company’s address. For instance, the link on the fraudulent Golden 1 text sent this user to a site with a .org domain. Golden 1 uses the .com domain.

There are also ways to slow down or defeat identity thieves:

• Use strong passwords. When it comes to passwords, longer is better. There should be a mix of numbers, symbols and uppercase and lower case letters. There should be no tie to your personal information.
• Enabling enhanced security measures such as two-factor authentication, where you have to get a text or email with a code to enter your account.
• Sign up for alerts of suspicious or unusual activity.
• If your institution allows it, put some controls on your account to limit the size of withdrawals or charges or to restrict which accounts are available for withdrawals.
• Review accounts regularly for unusual activity, and check financial statements for any unauthorized charges frequently.
• Get a copy of your credit report annually and check to see whether any unauthorized accounts have been opened in your name.

Scammers have gotten increasingly sophisticated, duplicating the look of institutions’ web pages, Callow said, so users have to look closely for signs of fraud and call their financial institution if they’re not sure.

©2023 The Sacramento Bee. Visit sacbee.com. Distributed by Tribune Content Agency, LLC.

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Golden 1 Credit Union Review 2024

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On This Page

At a glance

• Golden 1 Credit Union bank products

About Golden 1 Credit Union

Customer experience.

• Review Methodology

About Bankrate Score

Those who live or work in California and are looking for a reliable credit union with a solid branch footprint and low fees may find Golden 1 a good fit for their banking needs.

• Free Checking
• No Monthly Fees

Offers featured here have been sponsored by our partners, which impacts how, where, and in what order the products appear.

Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

APY, or annual percentage yield, is the yearly return on a bank or investment account.

Bankrate Savings rating = 4.4/5

Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

American Express

Bankrate Savings rating = 5/5

Jenius Bank

Bankrate Savings rating = 4.7/5

LendingClub

Golden 1 Credit Union is one of the largest credit unions in the U.S. and offers members a wide selection of products and services. Membership is open to those who live or work in California. Most accounts require a small amount to open, and many also feature low or no monthly fees.

There are no monthly service fees for basic accounts such as Free Checking and Regular Savings.

Members can access more than 30,000 in-network ATMs and 70 Golden 1 branches, in addition to shared ATMs and branches in the CO-OP network.

Membership requirements are easy for those living or working in California.

Yields are not as attractive as at other top credit unions.

The money market account doesn’t include check-writing capabilities.

Golden 1 Credit Union banking products

• Money Market

APY, or annual percentage yield, is the yearly return on a bank or investment account. APY as of 4/28/2024

Golden 1 Credit Union savings overview

The Regular Savings Account requires just $1 to open.

There’s no monthly maintenance fee with the Regular Savings Account.

You can find a higher APY at many online banks or other financial institutions.

At least $100,000 is required to earn the top rate, which is still below average.

Rate history for Golden 1 Credit Union's Savings account

See how rates for this account have changed over time. Interact with the trend lines to view APY by date.

Golden 1 Credit Union savings rates

Golden 1 credit union cd overview.

You can get started with just a $500 opening deposit.

Golden 1 offers share certificate terms in monthly increments ranging from three months to five years, allowing customers to customize terms to their needs.

Monthly dividends can be added to the certificate balance or transferred to a different account without penalties.

The 16-month certificate has a highly competitive APY.

While many of the certificate rates are above national averages, higher rates can be found elsewhere.

Rate history for Golden 1 Credit Union's CD accounts

See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.

Golden 1 Credit Union CD rates

Bankrate CD rating = 4.9/5

Marcus by Goldman Sachs

Golden 1 credit union money market overview.

Only $100 is required to open the Money Market Savings Account.

There’s no monthly fee.

The account doesn’t offer check-writing privileges.

Account balances of under $10,000 earn a much lower APY that’s far below the national average.

Golden 1 Credit Union checking overview

There’s no minimum balance requirement or monthly fee on the Free Checking Account.

Members receive their first box of Golden 1 checks for free.

There’s no NSF fee, and the $20 overdraft fee is below average.

The Free Checking account is noninterest-bearing.

Bankrate Checking rating = 4.9/5

Golden 1 Credit Union was founded in 1933 and has become one of the largest credit unions in the U.S., with more than 1 million members and over $20 billion in assets. Membership is open to those who live or work in California.

The credit union offers checking accounts, savings accounts, a money market account, CDs and other financial products. Golden 1 is headquartered in Sacramento and has a network of 70 branches.

Branch access. Golden 1 Credit Union has 70 branches in California, plus its members have free access to shared branches in the CO-OP network. 

Customer service. Member representatives are available 7:30 a.m. to 6 p.m. PT, Monday-Friday, and 9 a.m. to 5 p.m., on weekends, to answer questions or help with member accounts. If members need extra assistance for navigating account-related problems, they can also contact a specialized Member Advocate Team via email and expect a response within 24 hours. 

Highly rated app. The credit union’s mobile app is highly rated on iOS with a 4.7 rating and on Google Play with a 4.5 star rating.

Review methodology

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$2,500 Vacation Giveaway! How to Enter: You earn 1 entry for EVERY hotel night booked from now through June 30th, and you earn 2 entries for every hotel night booked with your Credit Union credit or debit card. Click Here for Terms & Conditions

Book a hotel from now through june 30th & enter to win, spend less. experience more..

Your Membership Includes

Hotel Savings

Enjoy member-only rates on 1.2 million brand-name hotels worldwide..

$60 Hotel Dollars Per Year

Members receive $60 hotel dollars per year., hotel dollars are distributed monthly at $5/month.

5% Hotel Dollars Back

Earn 5% hotel dollars back when you book travel using your credit union credit or debit card..

Friends & Family Access

Invite up to 3 friends to join credit union travel for free (even if they aren’t credit union members), get started, credit union members join for free., how it works, don't miss these deals, san francisco, ca, charleston, sc, new york, ny, what members are saying.

How Do Hotel Dollars Work?

Hotel dollars provide additional savings on hotel bookings, but there is a limit to how many can be applied on a booking depending on the hotel & dates. hotel dollars cannot be used to bring a hotel price to $0. the maximum amount of hotel dollars will automatically be applied on every hotel booking, so you don't have to apply them yourself. if you have questions about hotel dollars or other membership benefits, please contact [email protected], how do i earn hotel dollars back on bookings, you can earn hotel dollars when you make hotel bookings on our platform using your credit union’s credit/debit card. standard members earn 5% back and premium members earn 10% back., do you offer discounts on hotels, car rentals, and flights, we consistently offer big discounts on hotels, but discounts on car rentals and flights are rare due to how these industries work., are hotel bookings flexible/refundable, most hotel bookings are refundable, but make sure to read the cancellation policy at checkout for each booking., can you book international travel, yes our inventory includes hotels, car rentals and flights worldwide., can you book bundle deals, no, at this time, your hotel, car rental and flights are booked separately on our platform., will i ever be charged for my standard membership, you will never be charged for a standard membership if your credit union is partnered with credit union travel., where is my reservation confirmation email, for hotel bookings, you will receive a confirmation email from [email protected] for flight/car rental reservations, you will receive an email from [email protected] *if you are not seeing your confirmation email in your inbox, check your spam folder. if you still do not see your confirmation email, call 1-866-684-9824 to request a new confirmation email., how do i contact support, if you need help with an existing hotel reservation, you can call 1-800-497-2175 for 24/7 support. if you help with an existing flight/car rental reservation, you can call 1-877-477-7441 for 24/7 support. for all other questions or inquiries, please email us at [email protected] and we will get back to you within 1 business day., how do i manage my reservation online, to manage your flight reservation online, visit: https://secure.rezserver.com/flights/help/review to manage your car rental reservation online, visit: https://secure.rezserver.com/car_rentals/help/review, we want to cu travel.

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Do you offer notary services?

Yes, notary public services are available to Golden 1 members at all branches. There is no fee for notary service on Golden 1 Credit Union documents. Please see our fee schedule for the current fee for notary service on all other documents. Golden 1 notaries follow the standards as established in the published Notary Public Handbook, by the Secretary of State, California.

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15 reasons you must visit Moscow

Home / Russia Travel Experiences / 15 reasons you must visit Moscow

Home to almost over 12 million souls, Moscow is many things to many people, and everyone finds their own reasons to visit Moscow. There is an infinite number of reasons to visit Moscow and its attractions. To make it easier for travellers, we created a list of the crowd’s top fifteen reasons and attractions everyone should visit when in Moscow.

Table of Contents

1. Indulge in countless historical and modern artworks

Whether you are just dipping your toes into the art world or you know everything about arts, Moscow is a must-visit for every self-proclaimed or certified art connoisseur and historian. The city has numerous historical and contemporary museums and art galleries and they are essential in the list when you visit Moscow. Among the plethora of galleries and museums is The State Tretyakov Gallery  holding the world’s foremost collection of Russian fine art. Another is the Pushkin State Museum of Fine Arts which showcases artworks from the ancient times to this day such as the paintings of Rembrandt, Botticelli, Van Gogh, and Picasso. The Moscow Museum of Modern Art , on the other hand, displays artworks created in the 20th and 21st centuries.

Moscow is not only home to famous historical paintings, the city also showcases modern, educational, and multimedia arts. The Moscow Planetarium is one of the biggest planetariums in the world. It is an interactive museum that educates everyone with their scientific resources. The openness of Russia to new forms of arts can be seen in the Multimedia Art Museum, Winzavod (Wine Factory), Garage Museum of Contemporary Art, and the Lumiere Brothers Photography Center . These art galleries unite all forms of media, arts, and modern culture.

For the love of art, moreover, they have converted former industrial areas to unique art spaces. ARTPLAY Center of Design and Flacon Design Factory are two of the known art spaces for local organisations and artists to express their creativity, host their own workshops, lectures, design festivals, concerts, performances, and exhibits. 

TIP: Open Museum Day in Moscow offers free day-time admission in most city museums every third Sunday of the month. Forty museums and art galleries are participating including the Pushkin State Museum of Fine Arts, Moscow Museum of Modern Art, Memorial Museum of Cosmonautics , and State Museum of Ceramics and Kuskovo Estate of the 18th Century.

If you’re craving for more museum adventures, we have created a list of the best museum to visit in Moscow and St. Petersburg.

2. Step onto the mighty Red Square

Walk onto the uneven cobblestones alongside the throngs of bustling citizens and you’ll see centuries of Russian (and world) history reflected in the architecture of Red Square. It is the epicentre of Russia. The country’s major highways and Moscow’s main streets all originate from the Red Square. However, it is not only the heart of Russian streets but is also the heart of Russian history and culture where most of the biggest Russian events and changes unfolded such as high-profile executions and military parades. The city square also served as the main marketplace and site for national public ceremonies and festive processions. Being considered as a sacred place, it is absolutely a must-see when you visit Moscow.

Official commemorations and parades today are still mostly held in the square. The surrounding buildings of the Red Square also add great significance to why you should include the beautiful square on your bucket list when you visit Moscow. Some of these famous attractions are iconic:

• St. Basil’s Cathedral
• Lenin’s Mausoleum
• The Kremlin
• Kazan Cathedral
• The historical GUM Department Store
• State Historical Museum
• The Iberian Gate (also known as the Resurrection Gate and Chapel

3. Visit the Moscow Kremlin

The Kremlin , together with Red Square was recognised as a UNESCO World Heritage Site in 1990. UNESCO included this architectural ensemble not just because of its outstanding design but also because of its rich historical and political linkage. That is why you should not miss this when you visit Moscow. It is located on Borovitsky Hill just above the Moskva River, on the west side of the magnificent Red Square. It serves as the Russian President’s residence and treasure houses such as the Armory Chamber Museum and the Russian Diamond Fund . Two Royal Cathedrals, the Secret Garden, and Ivan the Great Bell Tower are some of the attractions you can visit inside the Kremlin. Also, along the Kremlin wall is where you can see the gravestones of most Soviet leaders -including Stalin’s.

TIP: The Kremlin is open every day except on Thursdays and tickets for each establishment inside the Kremlin are sold separately. They also limit the number of daily visitors. May to September of every year is considered as the peak season.

4. Awaken your senses in the Bolshoi theatre

The Bolshoi Ballet Company is one of the most enduring symbols of Russia’s esteemed cultural traditions, and Moscow’s Bolshoi (Big) Theatre is the association’s fittingly elegant headquarters. Moscow’s oldest theatre has been painstakingly restored and renovated in recent years. It is a must-see day or night with their world-famous opera and ballet performances when you visit Moscow. Taking in an evening performance of a classic Russian ballet like Tchaikovsky’s Nutcracker is one of the city’s most captivating cultural experiences.

Aside from the Bolshoi Theatre, there are around 170 theatres in the city; each of which features unique performances. It is the sole reason why Moscow is coined as the “City of Theatres”.  No matter what genre, as long as it is in Moscow it will be surreal.  No wonder the city attracts all theatregoers around the globe. To name a few, here are the must-visit theatres around the city: (1) Maly Theatre which showcases classic traditions of Russian Theatre, (2) Moscow Art Theatre combines classical and modern drama traditions, and (4) Theatre of Nations and (5) Gogol Centre further popularized modern arts such as post-drama and comedy production.

TIP: Most people have been planning to witness a performance (especially in Bolshoi Theatre) for years. Remember to check and purchase tickets ahead of time before getting excited to watch the spectacular performance. Also, wearing your best evening dress won’t hurt.

5. Enjoy the ambiance of Moscow parks

While Moscow’s attractions are usually known as a mixture of extravagant Tsarist architecture and stern Soviet buildings, much of Moscow is actually surprisingly green and the city’s parks have grown into its pride and joy over the years. Take a break from walking around historical establishments and rest in these well-groomed green areas. These parks provide some of Moscow’s best people-watching spots and offer various activities you can do with your group or with the locals from playing sports and board games on the pavement to simply enjoying the outdoor cafes.

Slow down from the hectic pace of the city life by having a stop-over in the most popular green spaces when you visit Moscow. Gorky Park has its own telegraph and clinic, Park of Arts Museum often hosts music festivals, art fairs and exhibits, and lastly, Sokolniki Park and Izmailovsky Park have bike rentals and small amusement parks that are perfect for family day-outs.

6. Experience the magnificent Moscow Metro

Apart from being an extremely handy way to get around the city,  Moscow’s metro system  is a striking feat of engineering. Opened in 1935, it is one of the largest and oldest underground railway systems in the world. Its grand stations are remarkably beautiful. With their grandiose architecture, intricate mosaics, and dramatic sculptures, it has turned many metro stations into picturesque tourist attractions. There are 12 lines and a total of 200 stations. Elektrozavodskaya, Arbatskaya, Kievskaya, Komsomolskaya, and Mayakovskaya are just a few of the magical stations that seems to be like an underground palace.

Visit Moscow grand stations during “dead hours” —11 am to 2 pm or after 10 pm in order get the most out of the spectacular metro stations. And for the sake of courtesy and respect, always give your seat to Babushkas or the beautiful Russian grannies on the train. Train tickets can be shared and you can buy them for 1, 2, 20, 40, and 60 trips. Unlimited Metro travel for 1, 3, and 7 full days are also available from 210 to 800 rubles. Alternatively, you can purchase a Troika Card which costs 50 rubles and allows you to travel on all public transportation in Moscow.

7. Be amazed by the beauty & grace of Moscow’s churches

In Moscow, the majority of religion belongs to the Russian Orthodox Church which has 320 of total parishes in Moscow alone. Thus, it is not surprising that Orthodox churches and its unique architecture are one of the must-sees when you visit Moscow. Onion domes had long been known as the classic design of Orthodox churches in Russia. Below, we will mention some of the iconic churches you shouldn’t miss seeing in the city.

The Cathedral of Vasily the Blessed or St. Basil Cathedral is perhaps the most popular and most unusual church in the country. It is located at the Southern end of the Red Square. Built in 1555, it is originally called the Intercession Cathedral  to commemorate Ivan the Terrible’s victory over the Tatars. The bonfire-flame-shaped-cathedral has nine towers full of colours, shapes, and patterns. It was designed like a maze as a whole while each way leads to nine chapels with creatively decorated interiors. The magnificent cathedral is open every day except for the first Wednesday of every month.

With its golden onion domes, the Cathedral of Christ the Saviour  is the largest cathedral of all Russian Orthodox Church and has the capacity of over a thousand devotees. However, there is another known cathedral with golden domes —the Cathedral of the Assumption. What makes this cathedral different is that its domes are not just gold, but  they  are also light-reflecting sitting inside the Kremlin. Lastly, we would like to feature a church with neo-gothic architecture –the Moscow Immaculate Conception Catholic Cathedral.  It  is the largest Catholic building in the country. To this day, masses and Catholic religious services are still being conducted in different languages in the cathedral.

8. Visit Moscow streets and the monumental architecture

The beautiful architecture of museums and churches, makes each city street a sight to behold. For sure you’ll have a jaw-dropping moment at least once when you visit Moscow. The streets around the Red Square are a good start for you to stroll and have them as background for your OOTD photos. 

Tverskaya Stree t is known as Moscow’s fashion street and main street. This street is also one of the most expensive streets in the world, basing from the commercial rental fees. Another fashion district, Kuznetsky Most (literally translates to Blacksmith’s bridge)is where popular shops such as “Kuznetsky Most 20” – a famous concept store and “House of Foreign Books” (which is the best foreign-language bookshop) are located. Ulitsa Varvaka claims to be the oldest street and has the most churches in the city; it also shows the more medieval side of Moscow. If you are looking for high-end souvenirs, take a look at the shops on Arbat Street . Just do not forget to negotiate with the vendors and ask for discounts! Also, you get a chance to taste local vodkas as they offer free samples on the street.

9. Enjoy Moscow street food and fine dining restaurants

Moscow can surprise even the most demanding gourmands with the variety of foods , flavours and dining scenes the city has to offer. Russian cuisine is famous for exotic soups and rustic, hearty dishes like pelmeni (meat dumplings), pancakes with different fillings, and last but not the least, caviar. Sweets are also a big thing in the Russian kitchen and they are incomparable with other confectioneries that can be bought outside the country. “RotFront” soya bars , Chak-Chak Sticks and Kozinaki are just a few of the most popular sweet snacks in Moscow.

Great food is everywhere, 24 hours a day in the city. Yar , one of the oldest restaurants in Russia has been serving local Russian cuisines for nearly a century now in Moscow. Another restaurant, Praga , which opened 150 years ago is known for its European and Russian dishes in addition to their pastry shop on the ground floor. Cafe Pushkin , a three-storey restaurant is open 24 hours a day. Each floor has its own menu and theme: the Pharmacy, Library, and the Fireplace Room. The Library floor is said to have the best view of the Tverskoy Boulevard during breakfast. However, if you want to time travel, find the secret door of Mari Vanna and experience what it is like to live in a Soviet home 50 years ago. Watch old Soviet channels and look through old bookcases and photos while having traditional Russian stews and pies. And oh, do not forget to book for tables!

But there’s so much more to Moscow’s modern gastronomic landscape. From sophisticated new takes on old-school cooking to cosmopolitan eateries offering refined cuisine from around the world, Moscow is also boasting with street foods. Chebureki or cheburechnaya, as what some cafes call them, are fried triangle-shaped thin dough stuffed with minced meat and spices. On the other hand, Blini is a better option for those who have a sweet tooth. They are crepes that can be filled with, cheese, jam, honey, ham, condensed milk, or red caviar. Today, Blini are famously made and sold in Teremok — a popular fast-food chain. Another fast-food chain has popularised a Russian local snack: Kroshka-Kartoshka . Although the name translates to “tiny potato”, they serve enormous baked potatoes with cheese, pickled mushrooms, butter, and other fillings. And lastly, pirozhki, which means pie seems to be the symbol of Russian street foods. Just look around the streets and try the four local snacks that we’ve mentioned and you’ll realise that every food is stuffed and/or filled with something. Now it is your turn to stuff your belly with Moscow street food!

10. Shop till you drop in Moscow boutiques

Muscovites are mad-shoppers and once you see the brands and collectives in each shopping centre, you might become one of them. From the most glamorous high-end fashion brands, art and design pieces, to antiques and traditional handicrafts, the opportunities for a hardcore spree are endless. Make sure to drop by the two most famous shopping centres, GUM and TSUM when you visit Moscow. They are must-visits even if you are only there to admire (or baulk at) their stupendous swankiness.

GUM is on the east side of Red Square. It is a former State Department Store. The building’s architecture will instantly give you an extravagant feeling. However, along with its luxurious interior, comes the most luxurious brands and prices. It is open for twelve hours each day from 10 am to 10 pm. On the other hand, TSUM , a six-story historical gothic building is the largest high-end department store in Eastern Europe. There is a luxury supermarket which is open for twenty-four hours on the ground floor.

More affordable options are in the city’s many bustling flea markets, or in beautiful old boutique stores. Tsvetnoy Central Market and Kuznetsky Most 20 are just two of the known markets in the city where both hot and hippy street brands can be found. Local creative contemporary designers and high-end creatives are also housed in both markets.

11. Earn bragging rights with the perfect Instagram snap

Up your Instagram and Facebook feed with these views and different angles of the city. Shamelessly share your food and shoes with the streets and floors you’re walking into with your virtual friends. Or take a snap of the random streets of Moscow depicting their rich cultures. Also, do not forget the big picture! Which literally means photos of the whole city.

Did you really visit Moscow if you don’t have any photo of the Red Square and Moscow Kremlin? Stand at the centre of Red Square and Kremlin, take the most iconic shot and show the world that you were actually in Moscow. We’ve listed three buildings that have the best top views of the city. The (1) Federation Tower which also has the highest restaurant in Moscow, (2) The Moscow State University has a panoramic view of the city inside The Museum of Geography on its top floor and (3) Cathedral of Christ ’s observation deck have the most breathtaking top views of the city.

The Ritz-Carlton Hotel, Garage Museum of Contemporary Art , GUM, ARTPlay , and Moscow Metro stations are just some of Moscow infrastructures perfect for your channel your inner artsy persona.  While walking around the Moscow CBD, do not forget to look up and take photos of the skyscrapers as far as your eyes and camera can reach. However, if you want to take a break from all the spectacular man-made architecture, take a stroll in Patriarch’s Pond , where you can feel like a real Muscovite and nature-lover.

12. Moscow never sleeps

>Let it be known: Russians love to party! And Moscow is undoubtedly the party capital of Russia. The capital city has an incredible array of nightlife options and a scene for everyone. Whether you’re keen to catch a live Russian rock band or slink into a smoky jazz club, Moscow is there for you. Go clubbing till the break of dawn or just lounge around with a beer and an endless array of fine local vodka. We have listed our top five bars and clubs to help you decide which one to go to. Go ahead and get your body moving along the music while drinking with Muscovites. In that way, you can actually experience Moscow.

Propaganda , or Probka as what regulars call it, is opened in 1997 and has about the same age as the Moscow club culture. Aside from local drinks and world-class DJs, the club is also boasting with cheap sandwiches and steaks. On Thursdays, they hold dance parties and gay parties on Sundays. Nauka i Iskusstvo (Science and Art) is for you if music is the sole reason for your night out. The club is said to host the best electronic and hip parties. Noor Bar, nonetheless, is known for their classic cocktails which can be best enjoyed on Fridays and Saturdays while listening to their DJ sets. Just make sure to go there early to secure a spot. Another two famous nightclubs are located in Artplay: Pluton and Rodnya . Pluton promotes all kinds of music and art-performances while Rodnya is a rooftop club where you can enjoy dancing while waiting for the sun to rise in Summer.  Squad 3/4  is one of the most bizarre nightclubs in Moscow. It is located at the basement of the former Central Baths building and often hosts bohemian raves.

13. Take a Moscow River Cruise

Cruising along the Moskva River is one of the best ways to see and visit Moscow. Ticket pricing of the cruise depends on the size of the boat; the bigger the boat, the more expensive and smoother its sailing will be. For 800 rubles, you can board the most famous tour boat in Moscow: the yellow Lay’s boat. It plays loud Russian pop music as you sail the river. Bigger boats cost 1,100 to 2,000 rubles per person. These cruises on bigger boats often offer cozy lunch and dinner on top of the cruise itself.

TIP : There are two main boarding piers: Hotel Ukraine and Park Kultury. If you want to save money, buy your tickets online and make sure to arrive earlier as it is hard to find the pier where your boat is at. However, if you do not mind spending more for tickets, you can purchase from street hawkers. They will personally guide you on where to find your boat and where to get off. Also, make sure to bring extra clothes even in the summer season.

14. White Christmas in Moscow

Visit Moscow and bring all your thick but light-weight clothes and experience Moscow’s white winter. The average weather in December is around -10 to 0 degrees Celsius with an average of 17-30 days of snowfall. Witness snowfall on the Red Square which transforms into a Christmas market and the biggest ice skating rink in December. Celebrate with Muscovites during the Russian Winter Festival and watch live performances, eat street foods, and play games from mid-December to mid-January in Manezh Square.

15. Explore the Medieval towns of Golden Ring

There is always more to see beyond the capital city of a country. And in Russia’s case, outside Moscow is the ancient region called the Golden Ring . The region’s name is derived from the golden onion-shaped domes of the churches around the towns and from the ring-like route in which 1967 art historian and journalist Yuri Bychkov travelled.

The Golden Ring is comprised of eight main cities:

• Yaroslavl is where the Transfiguration Monastery (now a museum) and Ioann Vasiliyevich — a Soviet-themed hotel and restaurant.
• Vladimir boasts its Golden Gate and the Cathedral of the Dormition of the Mother of God.
• Suzdal is a thirty-minute drive from Vladimir, it has five monasteries, thirty churches, and a market square (Torgovaya Ploshchad) where you can local berries and honey.
• Sergiev Posad is known to be the location of the Trinity Lavra of St Sergius — one of the largest monasteries in the world.
• Pereselavl-Zalessky is where you can enjoy windsurfing and ride hot air balloons.
• Rostov Velikiy or Rostov the Great is boasting its colourful churches and unchanged kremlin architecture.
• Ivanovo is known for its huge textile industry, it is also known as the city of brides since there more women than men in the area.
• Kostroma is where the town of Bui — a town of cultural heritage, and Trinity-Ipatiev Monastery can be explored.

Visit Moscow and experience and see in the Golden Ring afterwards. We have carefully crafted  tours  for every traveller like you.

Just as a cherry on top, here is an awesome video clip of this magnificent city, Moscow:

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The Golden Ring of Russia: Best Towns to Visit

What is the golden ring of russia, how to visit the golden ring.

Top 5 Towns Worth Visiting in the Golden Ring

#1 suzdal & vladimir the great (best choice), #2 sergiyev posad, #3 pereslavl-zalesskiy, #4 yaroslavl, #5 rostov velikiy.

Golden Ring Itineraries

The most popular towns of the Golden Ring

Vladimir and suzdal.

Rostov Velikiy

Photo by AirPano.ru

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Perhaps you already know, but there is a great difference between Moscow, St. Petersburg, and all other towns and cities in Russia. Visiting the countryside is a great opportunity to travel the real Russia and to see the common life of ordinary people. The best choice for a one-day Russian countryside experience is the Vladimir and Suzdal tour.

Vladimir and Suzdal are small towns that are famous worldwide because of their great history and picturesque architecture with numerous UNESCO World Heritage Sites of the 12th century. Aside from golden cupolas of stunning churches and monasteries, you will experience a very rural real Russian outlook with bubbling streams and grassy meadows, chickens and livestock, and interesting and authentic local residents. All are a common sight on the streets, some of which remain unpaved. Be ready for a full-day trip and many unforgettable experiences during your Russian holidays!

•Road-tripping from Moscow to St. Petersburg

•Ecotour along the Volga River with visiting limestone quarries

•Real Russian countryside

•One day in a traditional Russian village

There is a great difference between Moscow, St. Petersburg, and all other Russia... The concept of this tour is to show you the real Russia with numerous small towns, pristine nature, abandoned churches and the life of people.

This tour does not include Golden Ring towns! Instead, you will see Staritsa town and Novgorod the Great, beautiful places to visit in Russia!

We will also visit an elderly couple living in a traditional Russia village. We will help them with their daily work - plowing the land (not by tractors, but by horses), caring for the livestock and cooking food in a traditional Russian oven… And surely we will taste some real fresh milk and eggs while they will be telling us about their common life, their habits, and the households.

The itinerary is perfect for those who are going to St. Petersburg. It takes only 4 hours to get there from Novgorod by a cheap local train.

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Travel Itinerary For One Week in Moscow: The Best of Moscow!

I just got back from one week in Moscow. And, as you might have already guessed, it was a mind-boggling experience. It was not my first trip to the Russian capital. But I hardly ever got enough time to explore this sprawling city. Visiting places for business rarely leaves enough time for sightseeing. I think that if you’ve got one week in Russia, you can also consider splitting your time between its largest cities (i.e. Saint Petersburg ) to get the most out of your trip. Seven days will let you see the majority of the main sights and go beyond just scratching the surface. In this post, I’m going to share with you my idea of the perfect travel itinerary for one week in Moscow.

Moscow is perhaps both the business and cultural hub of Russia. There is a lot more to see here than just the Kremlin and Saint Basil’s Cathedral. Centuries-old churches with onion-shaped domes dotted around the city are in stark contrast with newly completed impressive skyscrapers of Moscow City dominating the skyline. I spent a lot of time thinking about my Moscow itinerary before I left. And this city lived up to all of my expectations.

Travel Itinerary For One Week in Moscow

Day 1 – red square and the kremlin.

Metro Station: Okhotny Ryad on Red Line.

No trip to Moscow would be complete without seeing its main attraction. The Red Square is just a stone’s throw away from several metro stations. It is home to some of the most impressive architectural masterpieces in the city. The first thing you’ll probably notice after entering it and passing vendors selling weird fur hats is the fairytale-like looking Saint Basil’s Cathedral. It was built to commemorate one of the major victories of Ivan the Terrible. I once spent 20 minutes gazing at it, trying to find the perfect angle to snap it. It was easier said than done because of the hordes of locals and tourists.

As you continue strolling around Red Square, there’s no way you can miss Gum. It was widely known as the main department store during the Soviet Era. Now this large (yet historic) shopping mall is filled with expensive boutiques, pricey eateries, etc. During my trip to Moscow, I was on a tight budget. So I only took a retro-style stroll in Gum to get a rare glimpse of a place where Soviet leaders used to grocery shop and buy their stuff. In case you want some modern shopping experience, head to the Okhotny Ryad Shopping Center with stores like New Yorker, Zara, and Adidas.

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To continue this Moscow itinerary, next you may want to go inside the Kremlin walls. This is the center of Russian political power and the president’s official residence. If you’re planning to pay Kremlin a visit do your best to visit Ivan the Great Bell Tower as well. Go there as early as possible to avoid crowds and get an incredible bird’s-eye view. There are a couple of museums that are available during designated visiting hours. Make sure to book your ticket online and avoid lines.

Day 2 – Cathedral of Christ the Saviour, the Tretyakov Gallery, and the Arbat Street

Metro Station: Kropotkinskaya on Red Line

As soon as you start creating a Moscow itinerary for your second day, you’ll discover that there are plenty of metro stations that are much closer to certain sites. Depending on your route, take a closer look at the metro map to pick the closest.

The white marble walls of Christ the Saviour Cathedral are awe-inspiring. As you approach this tallest Orthodox Christian church, you may notice the bronze sculptures, magnificent arches, and cupolas that were created to commemorate Russia’s victory against Napoleon.

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Unfortunately, the current Cathedral is a replica, since original was blown to bits in 1931 by the Soviet government. The new cathedral basically follows the original design, but they have added some new elements such as marble high reliefs.

Home to some precious collection of artworks, in Tretyakov Gallery you can find more than 150,000 of works spanning centuries of artistic endeavor. Originally a privately owned gallery, it now has become one of the largest museums in Russia. The Gallery is often considered essential to visit. But I have encountered a lot of locals who have never been there.

Famous for its souvenirs, musicians, and theaters, Arbat street is among the few in Moscow that were turned into pedestrian zones. Arbat street is usually very busy with tourists and locals alike. My local friend once called it the oldest street in Moscow dating back to 1493. It is a kilometer long walking street filled with fancy gift shops, small cozy restaurants, lots of cute cafes, and street artists. It is closed to any vehicular traffic, so you can easily stroll it with kids.

Day 3 – Moscow River Boat Ride, Poklonnaya Hill Victory Park, the Moscow City

Metro Station: Kievskaya and Park Pobedy on Dark Blue Line / Vystavochnaya on Light Blue Line

Voyaging along the Moscow River is definitely one of the best ways to catch a glimpse of the city and see the attractions from a bit different perspective. Depending on your Moscow itinerary, travel budget and the time of the year, there are various types of boats available. In the summer there is no shortage of boats, and you’ll be spoiled for choice.

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If you find yourself in Moscow during the winter months, I’d recommend going with Radisson boat cruise. These are often more expensive (yet comfy). They offer refreshments like tea, coffee, hot chocolate, and, of course, alcoholic drinks. Prices may vary but mostly depend on your food and drink selection. Find their main pier near the opulent Ukraine hotel . The hotel is one of the “Seven Sisters”, so if you’re into the charm of Stalinist architecture don’t miss a chance to stay there.

The area near Poklonnaya Hill has the closest relation to the country’s recent past. The memorial complex was completed in the mid-1990s to commemorate the Victory and WW2 casualties. Also known as the Great Patriotic War Museum, activities here include indoor attractions while the grounds around host an open-air museum with old tanks and other vehicles used on the battlefield.

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The hallmark of the memorial complex and the first thing you see as you exit metro is the statue of Nike mounted to its column. This is a very impressive Obelisk with a statue of Saint George slaying the dragon at its base.

Maybe not as impressive as Shanghai’s Oriental Pearl Tower , the skyscrapers of the Moscow City (otherwise known as Moscow International Business Center) are so drastically different from dull Soviet architecture. With 239 meters and 60 floors, the Empire Tower is the seventh highest building in the business district.

The observation deck occupies 56 floor from where you have some panoramic views of the city. I loved the view in the direction of Moscow State University and Luzhniki stadium as well to the other side with residential quarters. The entrance fee is pricey, but if you’re want to get a bird’s eye view, the skyscraper is one of the best places for doing just that.

Day 4 – VDNKh, Worker and Collective Farm Woman Monument, The Ostankino TV Tower

Metro Station: VDNKh on Orange Line

VDNKh is one of my favorite attractions in Moscow. The weird abbreviation actually stands for Russian vystavka dostizheniy narodnogo khozyaystva (Exhibition of Achievements of the National Economy). With more than 200 buildings and 30 pavilions on the grounds, VDNKh serves as an open-air museum. You can easily spend a full day here since the park occupies a very large area.

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First, there are pavilions that used to showcase different cultures the USSR was made of. Additionally, there is a number of shopping pavilions, as well as Moskvarium (an Oceanarium) that features a variety of marine species. VDNKh is a popular venue for events and fairs. There is always something going on, so I’d recommend checking their website if you want to see some particular exhibition.

A stone’s throw away from VDNKh there is a very distinctive 25-meters high monument. Originally built in 1937 for the world fair in Paris, the hulking figures of men and women holding a hammer and a sickle represent the Soviet idea of united workers and farmers. It doesn’t take much time to see the monument, but visiting it gives some idea of the Soviet Union’s grandiose aspirations.

I have a thing for tall buildings. So to continue my travel itinerary for one week in Moscow I decided to climb the fourth highest TV tower in the world. This iconic 540m tower is a fixture of the skyline. You can see it virtually from everywhere in Moscow, and this is where you can get the best panoramic views (yep, even better than Empire skyscraper).

Parts of the floor are made of tempered glass, so it can be quite scary to exit the elevator. But trust me, as you start observing buildings and cars below, you won’t want to leave. There is only a limited number of tickets per day, so you may want to book online. Insider tip: the first tour is cheaper, you can save up to $10 if go there early.

Day 5 – A Tour To Moscow Manor Houses

Metro Station: Kolomenskoye, Tsaritsyno on Dark Green Line / Kuskovo on Purple Line

I love visiting the manor houses and palaces in Moscow. These opulent buildings were generally built to house Russian aristocratic families and monarchs. Houses tend to be rather grand affairs with impressive architecture. And, depending on the whims of the owners, some form of a landscaped garden.

During the early part of the 20th century though, many of Russia’s aristocratic families (including the family of the last emperor) ended up being killed or moving abroad . Their manor houses were nationalized. Some time later (after the fall of the USSR) these were open to the public. It means that today a great many of Moscow’s finest manor houses and palaces are open for touring.

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There are 20 manor houses scattered throughout the city and more than 25 in the area around. But not all of them easily accessible and exploring them often takes a lot of time. I’d recommend focusing on three most popular estates in Moscow that are some 30-minute metro ride away from Kremlin.

Sandwiched between the Moscow River and the Andropov Avenue, Kolomenskoye is a UNESCO site that became a public park in the 1920’s. Once a former royal estate, now it is one of the most tranquil parks in the city with gorgeous views. The Ascension Church, The White Column, and the grounds are a truly grand place to visit.

You could easily spend a full day here, exploring a traditional Russian village (that is, in fact, a market), picnicking by the river, enjoying the Eastern Orthodox church architecture, hiking the grounds as well as and wandering the park and gardens with wildflower meadows, apple orchards, and birch and maple groves. The estate museum showcases Russian nature at its finest year-round.

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If my travel itinerary for one week in Moscow was a family tree, Tsaritsyno Park would probably be the crazy uncle that no-one talks about. It’s a large park in the south of the city of mind-boggling proportions, unbelievable in so many ways, and yet most travelers have never heard of it.

The palace was supposed to be a summer home for Empress Catherine the Great. But since the construction didn’t meet with her approval the palace was abandoned. Since the early 1990’s the palace, the pond, and the grounds have been undergoing renovations. The entire complex is now looking brighter and more elaborately decorated than at possibly any other time during its history. Like most parks in Moscow, you can visit Tsaritsyno free of charge, but there is a small fee if you want to visit the palace.

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Last, but by no means least on my Moscow itinerary is Kuskovo Park . This is definitely an off-the-beaten-path place. While it is not easily accessible, you will be rewarded with a lack of crowds. This 18th-century summer country house of the Sheremetev family was one of the first summer country estates of the Russian nobility. And when you visit you’ll quickly realize why locals love this park.

Like many other estates, Kuskovo has just been renovated. So there are lovely French formal garden, a grotto, and the Dutch house to explore. Make sure to plan your itinerary well because the estate is some way from a metro station.

Day 6 – Explore the Golden Ring

Creating the Moscow itinerary may keep you busy for days with the seemingly endless amount of things to do. Visiting the so-called Golden Ring is like stepping back in time. Golden Ring is a “theme route” devised by promotion-minded journalist and writer Yuri Bychkov.

Having started in Moscow the route will take you through a number of historical cities. It now includes Suzdal, Vladimir, Kostroma, Yaroslavl and Sergiev Posad. All these awe-inspiring towns have their own smaller kremlins and feature dramatic churches with onion-shaped domes, tranquil residential areas, and other architectural landmarks.

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I only visited two out of eight cities included on the route. It is a no-brainer that Sergiev Posad is the nearest and the easiest city to see on a day trip from Moscow. That being said, you can explore its main attractions in just one day. Located some 70 km north-east of the Russian capital, this tiny and overlooked town is home to Trinity Lavra of St. Sergius, UNESCO Site.

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Sergiev Posad is often described as being at the heart of Russian spiritual life. So it is uncommon to see the crowds of Russian pilgrims showing a deep reverence for their religion. If you’re traveling independently and using public transport, you can reach Sergiev Posad by bus (departs from VDNKh) or by suburban commuter train from Yaroslavskaya Railway Station (Bahnhof). It takes about one and a half hours to reach the town.

Trinity Lavra of St. Sergius is a great place to get a glimpse of filling and warming Russian lunch, specifically at the “ Gostevaya Izba ” restaurant. Try the duck breast, hearty potato and vegetables, and the awesome Napoleon cake.

Day 7 – Gorky Park, Izmailovo Kremlin, Patriarch’s Ponds

Metro Station: Park Kultury or Oktyabrskaya on Circle Line / Partizanskaya on Dark Blue Line / Pushkinskaya on Dark Green Line

Gorky Park is in the heart of Moscow. It offers many different types of outdoor activities, such as dancing, cycling, skateboarding, walking, jogging, and anything else you can do in a park. Named after Maxim Gorky, this sprawling and lovely park is where locals go on a picnic, relax and enjoy free yoga classes. It’s a popular place to bike around, and there is a Muzeon Art Park not far from here. A dynamic location with a younger vibe. There is also a pier, so you can take a cruise along the river too.

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The Kremlin in Izmailovo is by no means like the one you can find near the Red Square. Originally built for decorative purposes, it now features the Vernissage flea market and a number of frequent fairs, exhibitions, and conferences. Every weekend, there’s a giant flea market in Izmailovo, where dozens of stalls sell Soviet propaganda crap, Russian nesting dolls, vinyl records, jewelry and just about any object you can imagine. Go early in the morning if you want to beat the crowds.

All the Bulgakov’s fans should pay a visit to Patriarch’s Ponds (yup, that is plural). With a lovely small city park and the only one (!) pond in the middle, the location is where the opening scene of Bulgakov’s novel Master and Margarita was set. The novel is centered around a visit by Devil to the atheistic Soviet Union is considered by many critics to be one of the best novels of the 20th century. I spent great two hours strolling the nearby streets and having lunch in the hipster cafe.

Conclusion and Recommendations

To conclude, Moscow is a safe city to visit. I have never had a problem with getting around and most locals are really friendly once they know you’re a foreigner. Moscow has undergone some serious reconstruction over the last few years. So you can expect some places to be completely different. I hope my one week Moscow itinerary was helpful! If you have less time, say 4 days or 5 days, I would cut out day 6 and day 7. You could save the Golden Ring for a separate trip entirely as there’s lots to see!

What are your thoughts on this one week Moscow itinerary? Are you excited about your first time in the city? Let me know in the comments below!

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24 comments.

Ann Snook-Moreau

Moscow looks so beautiful and historic! Thanks for including public transit information for those of us who don’t like to rent cars.

MindTheTravel

Yup, that is me 🙂 Rarely rent + stick to the metro = Full wallet!

Mariella Blago

Looks like you had loads of fun! Well done. Also great value post for travel lovers.

Thanks, Mariella!

I have always wanted to go to Russia, especially Moscow. These sights look absolutely beautiful to see and there is so much history there!

Agree! Moscow is a thousand-year-old city and there is definitely something for everyone.

Tara Pittman

Those are amazing buildings. Looks like a place that would be amazing to visit.

Adriana Lopez

Never been to Moscow or Russia but my family has. Many great spots and a lot of culture. Your itinerary sounds fantastic and covers a lot despite it is only a short period of time.

What was their favourite thing about Russia?

Gladys Parker

I know very little about Moscow or Russia for the\at matter. I do know I would have to see the Red Square and all of its exquisite architectural masterpieces. Also the CATHEDRAL OF CHRIST THE SAVIOUR. Thanks for shedding some light on visiting Moscow.

Thanks for swinging by! The Red Square is a great starting point, but there way too many places and things to discover aside from it!

Ruthy @ Percolate Kitchen

You are making me so jealous!! I’ve always wanted to see Russia.

Moscow is in my bucket list, I don’t know when I can visit there, your post is really useful. As a culture rich place we need to spend at least week.

DANA GUTKOWSKI

Looks like you had a great trip! Thanks for all the great info! I’ve never been in to Russia, but this post makes me wanna go now!

Wow this is amazing! Moscow is on my bucket list – such an amazing place to visit I can imagine! I can’t wait to go there one day!

The building on the second picture looks familiar. I keep seeing that on TV.

Reesa Lewandowski

What beautiful moments! I always wish I had the personality to travel more like this!

Perfect itinerary for spending a week in Moscow! So many places to visit and it looks like you had a wonderful time. I would love to climb that tower. The views I am sure must have been amazing!

I was lucky enough to see the skyline of Moscow from this TV Tower and it is definitely mind-blowing.

Chelsea Pearl

Moscow is definitely up there on my travel bucket list. So much history and iconic architecture!

Thumbs up! 🙂

Blair Villanueva

OMG I dream to visit Moscow someday! Hope the visa processing would be okay (and become more affordable) so I could pursue my dream trip!

Yup, visa processing is the major downside! Agree! Time and the money consuming process…

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Moscow buses and trams

How to pay for the public transport in Moscow

How to use Moscow buses and trams

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