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House of Travel Insurance

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What types of travel insurance does house of travel offer.

House of Travel has partnered with Allianz to offer comprehensive insurance cover for its travel clients.

House of Travel has eight travel insurance plans on offer:

• Plan A: Essentials Plus
• Plan B: Premier
• Plan C: Non-residents Incoming to New Zealand
• Plan D: Permanent One-way From New Zealand
• Plan E: Multi-trip
• Plan F: Domestic Cancellation
• Plan G: Domestic Essentials
• Plan H: Residents Returning to New Zealand

What’s covered by House of Travel’s Plan A: Essentials Plus policy?

Plan A is available as a single or family package. Both options come with unlimited overseas emergency medical assistance and hospital expenses.

• $400 per person for overseas dental expenses
• $1500 for continuing medical expenses on return to New Zealand (per person)
• Accidental death cover of $50,000 for singles/$100,000 for families
• Permanent disability cover of $50,000 for singles/$100,000 for families
• Cancellation cover of $10,000 for singles/$20,000 for families
• $4500 for rental vehicle insurance excess
• Up to $2.5 million for personal liability
• Additional expenses up to $50,000 for singles/$100,00 for families
• Alternative transport expenses of $5000 for singles/$10,000 for families

What’s covered by House of Travel’s Plan B: Premier policy?

Plan B is also available as a single or family package. It covers everything that Plan A covers, often with higher compensation, plus extra areas including: dental expenses on return to New Zealand and loss of income.

• Resumption of journey cover of $10,000 for singles/$20,000 for families
• Cancellation cover of $100,000 for singles/$200,000 for families
• Travel delay expenses of $2000 for singles/$4000 for families
• Accidental death cover of $75,000 for singles/$150,000 for families

What’s covered by House of Travel’s Plan C: Incoming to New Zealand Non-residents policy?

Plan C is available for non-residents travelling to New Zealand. Policy holders will receive unlimited overseas emergency medical and hospital expenses, plus cover for additional situations. The policy can be taken out for singles or families.

What’s covered by House of Travel’s Plan D: Permanent One-way From New Zealand policy?

Plan D is available for those moving to New Zealand permanently. This policy can be taken out for singles or families. Singles will be eligible for up to $250,000 for overseas emergency medical and hospital expenses. Families will be eligible for up to $500,000 for the same cover.

What’s covered by House of Travel’s Plan E: Multi-trip policy?

Cover is available under Plan E Multi-trip if all of the following apply:

• You are a resident or temporary resident of New Zealand; and
• You have purchased your policy before commencing your journey; and
• Your journey commences and ends in New Zealand

Policy holders are entitled to unlimited overseas emergency medical and hospital expenses. Other cover includes death, disability, cancellation and personal liability.

What’s covered by House of Travel’s Plan F: Domestic Cancellation policy?

Plan F provides cover for domestic travel cancellation only. Singles are eligible for cover up to $10,000 and families are eligible for cover up to $20,000.

What’s covered by House of Travel’s Plan G: Domestic Essentials policy?

Plan G provides cover for those travelling domestically. Plan G’s policy covers cancellation, personal liability, rental vehicle insurance excess and more.

What’s covered by House of Travel’s Plan H: Residents Returning to New Zealand policy?

Plan H provides cover for New Zealand residents who are overseas and ends when they arrive at any immigration counter in New Zealand.

Plan H provides comprehensive cover for residents and includes unlimited cover for overseas emergency medical and hospital expenses, personal liability, cancellations and additional expenses.

Optional cover available for most plans includes:

• Increased item limits
• Increased rental vehicle insurance excess cover
• Special activity packs

About House of Travel

Established in 1987, House of Travel has grown to be the largest privately owned travel company in New Zealand and the third largest travel organisation in the Asia Pacific region.

Currently House of Travel employs more than 2000 staff across 75 travel stores across the country.

Written by: Caitlin Bingham | Last updated: November 23, 2023

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Travel Insurance for New Zealand

New Zealand is one of the most beautiful countries in the world. The country is often compared to England, because of its beautiful rolling hills and green grass that is similar to the British countryside. New Zealand has so many things to do and see, it is unlikely you’ll be able to do everything the country has to offer in one trip.

From being surrounded by spectacular wildlife to spending some alone time in the mountains, you can truly go on an adventure when visiting New Zealand. You can enjoy exploring the natural wonders available in the country. If you’re a big fan of The Lord of the Rings trilogy, you can visit many of the locations of the films sets, including Mount Doom located in Tongariro National Park.

For the adrenaline junkies out there, New Zealand is home to some amazing sites for sports, water activities, and long hikes. Go bungee jumping, kayaking, scuba diving and more when you visit.

Aside from the views and adventures available to enjoy in New Zealand, the friendly locals and rich heritage of the country is worth learning about and getting involved with during your visit. Many of us know that the Maori come from New Zealand. Famous for their unique tattoos and the Haka dance, the Maori mostly live in Rotorua, meaning this is a great place to learn more about the culture and see a traditional Haka for yourself.

To view some of the most beautiful scenes in New Zealand, we would recommend going to Fjordland National Park to Milford Sound to feast your eyes on the stunning rock faces, mountains and waterfalls. There are so many ways to travel New Zealand, but one of the most popular is to hire a campervan and explore when you want, how you want.

The official languages in New Zealand are English and Maori. Also, don’t forget to change your currency into New Zealand Dollars before you travel.

No matter your plans whilst you are in New Zealand, it is important that you take out travel insurance to protect yourself against many unforeseen eventualities.

Below is some information about our products, for which Terms & Conditions apply. Please visit the policy information hub for full details. 

Why may I need Travel Insurance for New Zealand?

Although most trips to New Zealand from the UK are trouble-free and taking out travel insurance isn’t a legal requirement, you should always view it as essential for your trip. We can never be certain that everything will go according to plan when away from home and that’s why it is important to protect yourself against unforeseen eventualities.

The weather in New Zealand is changeable and can be dangerous if you are exploring remote areas of the country. The Foreign, Commonwealth and Development Office  recommend that you let the authorities, family, or friends know where you are going if you are travelling to areas that may mean you are stuck if bad weather hits.

What’s covered with a Travel Insurance policy for New Zealand?

Our  Single Trip , Annual Trip , and Backpacker  policies are designed to help protect you when you visit New Zealand on holiday. Across our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you’ll be protected against:

• Cancelling or curtailing your trip
• Delayed personal possessions
• Lost, stolen or damaged personal possessions*
• Loss of personal money*
• Emergency medical and associated expenses
• Loss of passport*
• Personal accident cover
• Missed departures
• Delayed departures
• Personal liability
• Legal expenses
• End-supplier failure**
• *Not available with Bronze level cover
• **Only available with Gold level cover
• Terms and Conditions apply.  

Frequently Asked Questions

If you are visiting multiple locations during your trip, maybe taking in New Zealand and Australia, you can purchase one Single Trip or Backpacker policy (simply select all the countries you will be visiting).

It might be more cost effective to purchase an Annual Multi-Trip policy, if you’re planning further trips in the year. If you are not intending travel to North America, you should select the Worldwide excluding USA and Canada area of cover.

Understandably, you can never be certain what the weather will be like when you visit somewhere. Although New Zealand is typically a warm country all year round, the Northern, Eastern and middle of New Zealand are warmer than the rest of the country.

 We’ve pulled together the best places for hot weather in New Zealand:

·       Hastings

·       Gisborne

·       Napier

·       North Island

·       Auckland

·       The East Coast

·       Queenstown

As New Zealand has favourable weather all year round, it is possible to have a wonderful holiday at any time of the year if you decide to visit.

However, if you want to enjoy comfortable weather conditions and fewer tourists when you visit, going in September-October or March-May would be the best time for you to go.

Popular Products from Allianz Assistance

Annual Multi-Trip Travel Insurance

Single Trip Travel Insurance

Backpacker Travel Insurance

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Discover more insurance types for your next trip.

Worldwide Travel Insurance

Need help? Call us on: 0371 200 0428

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Who is eligible for Easyway Insurance?

• All Airline Employees
• IATA accredited travel agency
• IATA accredited Freight Forwarder
• Members of TIA (Tourism Industry Association)
• Members of TAANZ (Travel Agents Association of New Zealand)
• TECNZ (Tourism Export Council NZ) Inbound and Allied Members
• Retired Employees
• Travelling Companion (Means a person with whom You have made arrangements before Your policy was issued, to travel with You for at least 75% of Your Journey)
• Close Relative (Means Your spouse, de facto partner, civil union partner, fiancé(e), parent, parent-in-law, step parent, child, step child, foster child, son and daughter-in-law, sibling, brother and sister-in-law, half or step brother or sister, grandparent, or grandchild)

Annual Premium

$NZ 699 per Adult

Family Plan

$NZ 1398 per Family

Short Duration Premium

Read the policy wording to decide if this cover meets your needs. two options to apply for easyway travel insurance:-->.

Print the application form and Fax it to 09-366 0444

Easyway insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia)("Hollard"). You should consider the policy wording before making any decisions about your insurance policy.

The Hollard Insurance Company Pty Limited – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's.

The Standard & Poor's rating scale is:

AAA Extremely Strong

AA Very Strong

BB Marginal

CCC Very Weak

CC Extremely Weak

C Selective Default

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. The rating scale above is in summary form.

A full description of this rating scale can be obtained from here .

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd's Australian assets to satisfy New Zealand liabilities.

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Terms and Conditions : Prices shown are based on one way fares for a single adult. A per person booking fee will apply. * Due to rapidly changing flight availability, prices and date selections, fares displayed on these calendars may no longer be available.

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Book travel insurance with Mix & Match . No matter how well you plan, there is always the chance that things can go unexpectedly wrong.

We partner with Allianz Partners in order to provide you with:

• 24/7 Medical or Emergency Assistance.
• Cover for cancellation even before you travel
• Online assessment for any pre-existing medical conditions
• Plan options to suit most travellers
• Cover for travelling dependants under the age of 21

*Terms, conditions, limits, sub-limits and exclusions apply. See policy for further details and make a search to help understand what policy might be right for you.

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Travel Insurance

Travel a little freer knowing we're on the journey with you

AA Travel Insurance

Travel is part of the Kiwi DNA, but even the best laid travel plans can go unexpectedly wrong. That’s why we offer AA Travel Insurance plans - so you can travel a little freer here in NZ or overseas, knowing help is only a phone call away.

With AA Travel Insurance, your trip can be protected from unforeseen cancellation and loss of deposits before you even depart. So if something happens in the lead-up to your trip, we can be there to help you.

To understand what cover AA Travel Insurance provides for epidemic and pandemic diseases, like COVID-19, check out our FAQs . 

Get a quote

Why choose AA Travel Insurance

Get a quote online in minutes, so you can get back to planning your adventure. All you need are your travel dates, destination and any companions.

We’ve made the process simple, with domestic and international plans to choose from.

With AA Travel Insurance being one of NZ’s trusted travel insurance brands, we are proud to take care of Kiwis’ insurance needs.

We’re backed by the Allianz Worldwide Emergency Assistance programme, ready to help you no matter where you are in the world.

Playing at home or away?

Whether you're hitting the ski slopes or ticking a Great Walk off your list, make sure your trip is covered from unexpected costs like cancellation, travel disruption, and rental vehicle excess.

International

With three plans to choose from, our International Insurance cover is designed to make sure you can still enjoy your holiday even if something goes south.

AA Travel Insurance Benefits:

• AA Member discount

AA Members can get a 10% discount* on new AA Travel Insurance policies. Simply provide your AA Membership number when you apply.

• Cover for missed connections or travel delay

If you miss connections or have any travel delays because of an unexpected situation, you’ll be able to claim up to the benefit limit of your chosen policy. That means cover for extra costs to make alternative travel arrangements or additional delay costs.

• Free cover for dependent children

Dependent children travelling with someone covered under a policy can be covered at no additional charge (for Domestic Cover – that's up to 18 years, and for International Cover – up to 21 years).

• Cover for some COVID-related situations^

Both domestic and international options include selected cover for epidemic and pandemic diseases, like COVID-19. So if you’re diagnosed on your trip and need medical assistance or need to change your plans, you’ll be covered.

• Cover before you depart

Your trip is protected from unforeseen cancellation and loss of deposits the moment your cover is confirmed.

• Cover for recreational activities

Some recreational sports are automatically covered under our policies, including leisure skiing and snowboarding, hot air ballooning, parasailing and paragliding, bungee jumping, and white-water rafting in grade 4 rivers (or less).

For all of these benefits, please make sure you read the Policy Wording to understand the terms, conditions, limits, and exclusions that may apply.

^The policy still has a general exclusion for epidemics and pandemics, and does not cover disinclination to travel due to fear or change of mind. Cover is only provided if you have not commenced your journey against the New Zealand Government’s advice not to travel. There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population. Please refer to the Policy Wording for full details.

^Terms, conditions, limits, sub-limits and exclusions apply and these are stated in the Policy Wording . Customers considering the purchase of a travel insurance policy should read the Policy Wording to check what is and isn’t covered.

Have a question?

Our friendly New Zealand-based team are here to help. Give them a call anytime from 8:30am to 5pm Monday to Friday, or pop into one of our AA Centres to speak to a consultant.

Call: 0800 630 115

Frequently asked questions

What countries does my selected cover^ for epidemic and pandemic diseases (including Covid-19) cover?

All countries that do not appear on the Level 4 warning “Do not travel” advisory listed on SafeTravel.

SafeTravel houses all warnings inclusive of non-Covid-19 advisories which are issued by the Ministry of Foreign Affairs and Trade (MFAT).

If I contract Covid-19 prior to travelling do I have selected cover^ for epidemic and pandemic diseases?

Cover is in place, providing that the country you are travelling to does not have a MFAT, SafeTravel or New Zealand Government Level 4 warning “Do not travel” in place.

If I contract Covid-19 in transit to my destination country do I have selected cover^ for epidemic and pandemic diseases?

Cover is in place, providing that the countries you are travelling to do not have a MFAT, SafeTravel or New Zealand Government Level 4 warning “Do not travel” in place.

Does selected cover^ for epidemic and pandemic diseases still apply if I am unvaccinated?

Cover is in place as there is no requirement to be vaccinated/boosted under our policy. However, if the destination country requires an inbound traveller to be vaccinated, then the traveller must be able to meet these entry requirements. This also applies to the condition of carriage for example of the airline they are travelling. There is no cover if denied boarding or entry to a country due to not meeting the carrier or country vaccination requirements.

Are there any mandatory epidemic and pandemic insurance requirements to enter certain countries?

Many countries, even before the pandemic, had compulsory health and travel insurance requirements, but many more have since added rules – typically around Covid-19 medical expenses and the associated costs. The coverage type and amount varies by vaccination status and country.  Prior to travelling, check with the nearest embassy, consulate or immigration department of the destination.

If I had Covid-19, should I declare this as a Pre-existing Medical Condition?

At the time of purchasing your policy if you have previously had Covid-19 and are now testing negative, are feeling well with no symptoms at all, then you do not need to declare this as a Pre-existing Medical Condition. A Covid-19 positive test result at a later date would be considered a new infection.

However, if you are:

• still testing positive; or
• still displaying Covid-19 signs and symptoms; or
• have been diagnosed with 'long Covid';

and you wish to have cover, you need to disclose the condition as a Pre-existing Medical Condition and an additional premium may be payable.

Our insurance partner

AA Travel Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA), are issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the  Policy Wording  before making any decisions about this insurance policy. Terms, conditions, limits, sub-limits and exclusions apply. 

Financial Strength Rating

The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), ("Hollard"), has been given a financial strength rating of A (Strong) issued by Standard and Poor's. View the full details on the  Financial Strength Rating .

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Financial advice

The New Zealand Automobile Association provides general information about AA Travel Insurance products and services so that you can make a choice that best meets your needs. Information provided does not take into account your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

More information

Contact us Policy Wording Make a claim Terms and conditions AA Traveller Member Benefits

*AA Members can receive a 10% discount on AA Travel Insurance. Simply provide each traveller’s valid AA Membership number on application. Discount applies to the premium for each AA Member on standard policy and any additional pre-existing medical cover, but doesn’t apply to additional cover for high value items.

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Allianz Travel Insurance Review: Is it Worth The Cost?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

What does Allianz Travel Insurance cover?

Allianz single trip plans, allianz annual/multi-trip plans, which allianz travel insurance plan is best for me, can you buy allianz travel insurance online, what isn't covered by allianz travel insurance, is allianz travel insurance worth it.

• Annual or single-trip policies are available.
• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Travel Insurance is provided by Allianz Global Assistance, an insurer that operates in 35 countries and serves 40 million customers in the U.S. The company offers several types of travel insurance plans depending on your needs.

Travel insurance will help protect you if unexpected events affect your vacation. Whether you’re looking for a comprehensive plan or emergency medical coverage only to supplement the travel insurance you have from your credit cards , Allianz Global Assistance offers plenty of options.

Allianz trip insurance plans fall into two categories: single trip and annual/multi-trip plans. We evaluated several single trip and annual/multi-trip plans to help you figure out which policy makes sense for you.

Depending on what type of coverage you’re looking for, Allianz offers several different travel insurance options. Allianz’s plan choices fall under single trip or annual/multi-trip plans.

Single trip plans are designed for individuals who are leaving their home, visiting another destination (or destinations) and returning home. These travel insurance plans are the most comprehensive and provide benefits like trip cancellation, trip interruption and medical coverage. 

Annual/multi-trip plans are designed for those who like to take a lot of little trips throughout the year as well as for business travelers. Because the coverage period is longer, these plans are more expensive.

Some of these plans include medical coverage only while others also provide more comprehensive travel insurance perks. There’s coverage for business equipment as these plans are geared toward work travelers.

Allianz offers five travel insurance plans for single trips, including a plan that's mainly focused on emergency medical coverage.

The OneTrip Cancellation Plus plan is geared toward domestic travelers who are looking for trip cancellation, interruption and delay coverage but don't need post-departure benefits like emergency medical or baggage loss. This plan is Allianz’s most affordable option.

OneTrip Basic, Prime and Premier are three comprehensive travel insurance plans.

OneTrip Basic is the most economical plan and offers trip cancellation, interruption and delay benefits along with emergency medical and baggage loss.

OneTrip Prime provides all the benefits of the Basic plan but with higher limits, a few extra coverage areas and complimentary coverage for children 17 and under when traveling with a parent or grandparent.

OneTrip Premier offers the most coverage, doubling almost every post-departure limit of the Prime plan with more covered cancellation reasons.

If you don't need pre-departure trip cancellation and interruption protections or you already have coverage through a premium travel credit card , the standalone OneTrip Emergency Medical plan may be a good choice. The plan mainly provides emergency medical protections along with some baggage loss/delay benefits.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Allianz single-trip plan cost

Here's a look at the cost of an Allianz travel insurance policy for a one-week, $1,500 vacation to Croatia in August 2020 taken by a 30-year-old from Texas.

The OneTrip Premier is the most expensive plan and provides the highest level of protection, especially for emergency medical events.

However, if you’re OK with lower limits on emergency medical, a OneTrip Prime or Basic plan could be a more appropriate choice. These costs represent a range of 3.4%-7.5% of the total cost of the trip, which is in line with typical costs of 4%-8%, according to the U.S. Travel Insurance Association.

» Learn more: How to find the best travel insurance

Allianz offers four different annual/multi-trip plans.

AllTrips Basic is suitable for those who would like emergency medical coverage while abroad but don't need trip cancellation and interruption benefits. The AllTrips Prime, Executive and Premier plans provide an entire year of comprehensive travel insurance benefits.

The Executive and Premier plans offer various levels of trip cancellation and interruption benefits. The Executive plan is specifically designed for business travelers since it offers protection for business equipment.

Allianz annual/multi-trip plans cost

Let's look at an example of an annual Allianz travel insurance plan that starts in July 2020 for a 50-year-old from Illinois.

Coverage under these plans is offered for trips up to 45 days in length.

The AllTrips Executive plan costs significantly more than the other plans; this is mainly due to higher trip cancellation coverage, emergency medical and business equipment protections. The Executive coverage amount for trip cancellation can be increased beyond what is quoted here, driving that plan's price up to as much as $785.

If you’re not concerned with pre-trip cancellation benefits and don’t need the increased level of medical coverage, the Basic plan is the most affordable option.

For trips longer than 45 days, the AllTrips Premier plan might be a better choice as it offers coverage for up to 90 days. Using the same search parameters but with 90 days of coverage per trip, the cost of the annual plan is $475.

Choosing the right plan for your trip involves understanding what type of coverage you will want while you’re abroad.

If you have a premium travel card (e.g., the Chase Sapphire Reserve® ): These cards often offer some trip cancellation and trip interruption coverage, so you may not need a plan that offers all the same coverage. In this case, getting the OneTrip Medical plan might be enough.

If you’re going on a trip and returning home: OneTrip Prime, Basic or Premier are good options to choose from while offering different levels of coverage.

If you’ll be going on multiple and longer trips: the AllTrips Premier plan might be best as it provides insurance benefits for trips up to 90 days in length. The remaining three annual AllTrips plans cover multiple trips, up to 45 days.

If the coverage provided by your card isn’t adequate, you don’t have credit card coverage or you didn’t pay for your trip with that credit card: In these instances, it's best to choose a comprehensive plan depending on how much coverage you need and for how long. Consider one of the single trip or multi-trip plans.

» Learn more: Your guide to Chase Sapphire Reserve travel insurance

Yes, head over to AllianzTravelInsurance.com and choose "Find a Plan" from the menu on the top.

You will be able to view all plans or see plans categorized by single trip, annual/multi-trip and a rental car add-on option. Once you’ve decided on the plan you want, choose the "Get a Quote" option.

You will be required to input the relevant trip details before you can see which plans are available to you in your state.

» Learn more: Is travel insurance worth it?

Travel insurance plans have a lot of exclusions that you need to pay attention to so you know exactly what type of coverage you’re getting. Here are some general exclusions you can expect:

High-risk activities: Skydiving, bungee jumping, heli-skiing, and other types of high-risk sporting activities that the insurer deems unsafe.

Intentional acts: Losses sustained from intoxication, drug use, self-harm and criminal activity.

Specifically designated events: Epidemics, natural disasters and war are specifically mentioned in the policy as exclusions.

It's important to note that exclusions may vary based on the policy and where you live, so it's always best to review the fine print to ensure you’re clear about what is and isn’t covered.

Allianz has been offering insurance for more than 25 years. The company is well established and offers numerous single and annual travel insurance policies to fit many different needs.

Allianz travel insurance plans offer a wide array of benefits including (but not limited to): coronavirus-related coverage, trip cancellation, interruption, emergency medical coverage and transportation, baggage loss/damage, baggage delay, travel delay, change fee coverage, loyalty program redeposit fees, 24-hour assistance and many more benefits. Each plan is different, so you’ll want to look at the specific plans you’re considering to know exactly which benefits you’ll receive.

No, Allianz doesn't offer the Cancel For Any Reason optional upgrade. Review the policy details of the Allianz plan you’re considering to ensure you’re comfortable with the list of covered reasons. For example, the loss of a job can be considered a covered reason, but wanting to cancel a trip because you’re afraid to travel isn't.

Most often, you will need to file a claim with the insurer after you’ve incurred costs. If the claim is approved, you will receive a reimbursement. In other instances (e.g., covered baggage delay), the insurer will pay you a fixed amount per day and you won’t need to submit receipts.

Allianz Global Assistance offers several good travel insurance plans to choose from. If you’re looking for a travel insurance plan for a vacation, a single-trip plan is your best bet. 

If you’re a frequent traveler or take lots of business trips, a multi-trip plan could be the way to go. If you have a travel credit card, look at what travel insurance benefits you may already have so you don’t duplicate your coverage .  

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

• Compare Plans
• GoComprehensive
• Pre-existing Medical Conditions
• Policy Wordings
• About Worldcare Travel Insurance
• Financial Strength Rating
• Emergency Assistance

• Afghanistan
• American Samoa
• Antigua and Barbuda
• Asia (Excl Japan and South Korea)
• Asia (Incl Japan and South Korea)
• Baltic States
• Cayman Islands
• Cook Islands
• Cruise Asia
• Cruise Australia and NZ
• Cruise Europe
• Cruise Pacific Islands
• Cruise Worldwide
• Czech Republic
• Dominican Republic
• El Salvador
• Falkland Islands
• Ireland (Northern)
• Ireland (Republic)
• Marshall Islands
• Middle East (Excl. Kuwait and Lebanon)
• Netherlands
• New Caledonia
• New Zealand
• Norfolk Island
• North America
• Northern Mariana Islands
• Pacific Islands
• Papua New Guinea
• Philippines
• Puerto Rico
• Saudi Arabia
• Solomon Islands
• South Africa
• South America
• South Korea
• Switzerland
• Trinidad and Tobago
• Turkmenistan
• United Arab Emirates
• United Kingdom
• United States
• US Virgin Islands
• West Indies

Compare Travel Insurance Plans

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section. Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, 'unlimited' only means that there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in your Policy Wording , particularly in sections 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. Under Section 2 (MEDICAL BENEFITS), We will only pay for costs incurred within 12 month of the Illness or Injury. You do not have cover under certain sections of this policy while traveling in NEW ZEALAND. All costs and expenses claimed must be reasonable.

Go Comprehensive

*Sub-limits apply - refer to your policy wording for details.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the Policy Wording before making any decisions about your insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.

The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's. The Standard & Poor's rating scale is:

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. The rating scale above is in summary form. A full description of this rating scale can be obtained from www.standardandpoors.com . An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Allianz Partners website | Terms and Conditions | Privacy Policy .

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Travel Insurance

Cover your holiday plans with domestic and international travel insurance you can rely on from AA Travel Insurance.

AA Travel Insurance policies are brought to you by The NZAA, managed by Allianz Partners and underwritten by The Hollard Insurance Company.*

Playing at home or away?

Whether you’re hitting the ski slopes or ticking a Great Walk off your list, the AA Domestic Travel Insurance plan can help cover your trip.

International

With three plans to choose from, AA Travel Insurance’s international insurance cover is designed to make sure you can still enjoy your holiday even if something goes wrong.

Ready to get started?

Getting a quote only takes a few minutes.

Contact the AA Travel Insurance team

The friendly New Zealand based team is here to help. Give them a call to chat through your travel insurance needs.

Call: 0800 630 115

Email: [email protected]

Available 8.30am to 5pm Monday to Friday

More information

*AA Travel Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA), are issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the Policy Wording before making any decisions about this insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.

Not financial advice : This page provides general information about products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a financial advice provider or their nominated representative.

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova, Republic of; North Korea, Democratic People's Rep; Russia; Israel

This is a test environment. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site.

Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

OneTrip Basic

When you want trustworthy trip protection that easily fits your budget, OneTrip Basic is a smart choice. Trip cancellation benefits can reimburse your prepaid, non-refundable expenses — such as vacation rental costs, airfare, even campground reservations — if you must cancel your trip due to a covered reason. This plan also includes crucial benefits for trip interruption, emergency medical, travel delays and lost/stolen or damaged baggage. Coverage for existing medical conditions is available.

All benefits are  per insured  unless otherwise noted. If you’re renting a car for your trip, you can save money at the rental counter by adding the OneTrip Rental Car Protector to your plan.

Benefits/Coverage

Benefits/Coverage may vary by state, and sublimits may apply. Please see your plan for full details.

Epidemic Coverage

Adds certain epidemic-related covered reasons for Trip Cancellation/Interruption; Emergency Medical Care; and Emergency Transportation. For example, you may be reimbursed for prepaid, nonrefundable, unused trip costs if you must cancel your trip because you, a travel companion, or a family member are diagnosed with an epidemic disease such as COVID-19.

Trip Cancellation

Up to $10,000

Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.

Benefit is   per insured traveler .

Trip Interruption

Reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home due to a covered reason.

Emergency Medical

Provides benefits for losses due to covered medical and dental emergencies that occur during your trip. There is a $500 maximum for all covered dental expenses.

Benefit is  per insured traveler .

Emergency Medical Transportation

Provides benefits for medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.

Baggage Loss/Damage

Covers loss, damage or theft of baggage and personal effects.

Baggage Delay

Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 12 hours or more. Receipts for emergency purchases are required.

Travel Delay

$300 (Daily Limit $150)

Provides reimbursement for eligible, additional accommodation/travel expenses and lost prepaid expenses due to a covered departure delay of six or more hours.

24-Hr Hotline Assistance

With Allianz Global Assistance, you'll never travel alone. Our multilingual assistance team is available 24 hours a day to help you handle all kinds of travel emergencies. We can help you find local medical and legal professionals, arrange to send a message home, help with missed connections and lost/stolen travel documents, and much more.

Pre-Existing Medical Condition

Your plan may provide pre-existing medical conditions coverage if you, a traveling companion, or family member has a pre-existing medical condition. We define a pre-existing medical condition as an injury, illness, or medical condition that, within the 120 days prior to and including the purchase date of this policy: 1. Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor; 2. Presented symptoms; or 3. Required a person to take medication prescribed by a doctor (unless the conditions or symptoms are controlled by that prescription, and the prescription has not changed). The illness, injury, or medical condition does not need to be formally diagnosed in order to be considered a pre-existing medical condition.

Coverage for a pre-existing medical condition is excluded unless:

• You purchased your plan within 14 days of making your first trip payment or first trip deposit;
• On the policy purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the policy purchase date and the departure date. (If you incur additional non-refundable trip expenses after you purchase this policy, you must insure them with us within 14 days of their purchase. If you do not, those expenses will still be subject to the pre-existing medical condition exclusion.);
• You are a U.S. resident;
• You were medically able to travel on the day you purchased the plan.

All other contract terms and conditions apply.

Get a Quote

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

Allianz Premier Corporate Travel Insurance

“our strength lies in combining the solidarity and trust that comes with being part of an established global organisation with the local expertise of our new zealand team.”, our policy benefits.

• Personal Accident and Sickness
• Kidnap Extortion and Ransom
• Hijack and Detention
• Medical and Additional expenses
• 24/7 Global emergency assistance
• Loss of Deposits, Cancellation and Travel Disruption Expenses
• Baggage, Business Property, Electronic Equipment and Money/Travel Documents
• Alternative Employee/Resumptions of Assignment Expenses
• Personal Liability
• Rental Vehicle Excess
• Political and Natural Disaster Evacuation
• Death by Natural Causes

Our Policy Highlights*

• No general age exclusions meaning cover is available to all ages.
• Broad pre existing medical condition cover
• Corporate NZ domestic only option
• Corporate Travel App
• Leisure cover can be included under corporate policy
• Corporate Frequent Flyer policies have a 90-consecutive-day travel maximum
• Corporate Multi-User policies have a 180-consecutive-day per trip maximum duration.
• Annual Corporate Travel cover from 50 days minimum

Emergency Assistance is available 24 hours a day, 7 days a week

Why choose Allianz Partners?

• Whether your client is travelling for business and including some leisure travel, international or domestic, talk to us today about our different plans. 
• Our sales team is based in New Zealand and we work with all brokers.
• All claims are assessed and settled in accordance with the  Fair Insurance Code , a guideline that sets out industry best-practice standards for insurers and their dealings with customers.

To take advantage of our comprehensive Premier Corporate Travel Insurance, you need to be: 

• A New Zealand Registered Business with a New Zealand Business Number or GST registered
• 50% or more of your travel is for business purposes

Emergency Assistance +64 9 486 6868

Contact Us 0800 800 048 

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Service : 1800-209-5858

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