Aspire Awards

Event details.

Aspire’s annual awards ceremony celebrating the achievements of the luxury travel sector will be hosted in Manchester for the first time.

The Aspire Awards were first introduced in 2019 and have been held in London since they were established. However, this year’s event, on October 18, will be held at the Kimpton Clocktower Hotel in Manchester’s city centre. Aspire editor Hollie-Rae Brader said the move was reflective of the brand’s strong agent audience in the north of the country, as well as the growing hub of travel firms based in Manchester, Cheshire and beyond.

The event will once again honour leading luxury brands and recognise the dedication shown by outstanding individuals and companies. Entry to the awards is now open. Agents and suppliers can submit written entries online at aspireawards.co.uk until June 23. Applicants will also be asked to record a two-minute video that will be shown during the judging process.

Celebrity Cruises returns as headline sponsor of the Aspire Awards – a role the cruise line has held since the event’s inception. The destination partner for the evening is Cayman Islands, who will put a spotlight on the Caribbean paradise. Other sponsors include Kerzner International, Silversea Cruises, Explora Journeys, the Greek National Tourism Organisation and Above by CV Villas.

Brader said: “I’m delighted to announce that this year’s Aspire Awards will be held in Manchester. Aspire has a large agent audience in the north of the country and many of those agents have ventured down to London year after year to show their support. “It’s important to me and the wider Aspire team that we also show our thanks and support to them, and the countless luxury tour operators and brands based up north, by hosting the event in the wonderful city of Manchester.“The awards will be bigger and better than before and we have some exciting plans in the pipeline. As always, it’s an honour for us to showcase the talents of the luxury travel industry and we’re organising a night to remember.”

To enter the awards or to buy tickets, visit aspireawards.co.uk. For more information and sponsorship details, email: [email protected]

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Aspire Awards to return in December

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Travel Weekly’s luxury sister title Aspire has announced the return of its annual awards ceremony this year.

The Aspire Awards, which celebrate the achievements of the high-end travel sector, will be held on December 13 at new boutique hotel The Londoner in Leicester Square.

The evening will honour the dedication and determination shown by outstanding individuals and companies in the past 18 months, recognising the best brands, most passionate trade teams and most innovative agents in the luxury travel sector.

The entry process for this year’s Aspire Awards has been streamlined to make it easier and quicker, with categories updated to reflect the challenges faced by the industry.

Entries are now open and will close on August 18.

Aspire features writer Erica Bush said: “The Aspire Awards celebrate the best agents, brands and representatives in the luxury travel sector.

“As the industry continues to emerge from an extraordinarily challenging time, we believe the individuals and companies that have worked tirelessly to look after their clients, often for little or no reward, deserve this recognition more than ever before. We look forward to welcoming Aspire Travel Club members to this event and celebrating together once again.”

The Aspire Awards are being held in partnership with headline sponsor Celebrity Cruises. Other sponsors supporting the event include Air Charter Service, One&Only and Silversea Cruises.

To enter, check the category criteria or to book tickets, visit aspireawards.co.uk .

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BUSINESS EVENTS PERTH

Aspire awards.

For the past two decades Business Events Perth has been recognising Western Australia’s brightest minds through the Aspire Awards program. Now in its 24 th  year, the awards program will see the eleven successful Aspire Award applicants who are outstanding candidates in their fields, receive travel grants to support their attendance at international conferences. The awards will allow the recipients to showcase their expertise on a global stage, network with like-minded professionals, and explore new avenues for collaboration, research, innovation and trade.

2023 BUSINESS EVENTS PERTH ASPIRE AWARDS RECIPIENTS 

On the 13 th of November 2023, eleven of Western Australia’s exceptional researchers, academics and professionals have been announced as the recipients of Business Events Perth’s 2023 Aspire Awards.

Meet the recipients of the 2023 Aspire Awards below, who represent the diversity of Western Australia’s research and entrepreneurial strengths and exemplify the innovation that Western Australia is renowned for globally.

Business Events Perth introduces the 2023 Aspire Award Recipients

2023 ama (wa) aspire award recipient, dr. thomas drake-brockman (they / them), 2023 curtin university aspire award recipient, dr. xiaomin xu, 2023 defence west aspire award recipient, dr. jeremy bourhill, 2023 edith cowan university aspire award recipient, dr. jason goopy, 2023 harry perkins institute aspire award recipient, ms. chiara folland, 2023 murdoch university aspire award recipient, dr. ashiwin vadiveloo, 2023 perron institute aspire award recipient, dr. jamie beros, 2023 the telethon kids institute aspire award recipient, dr. vincent mancini, 2023 the university of notre dame australia aspire award recipient, dr. melissa marshall, 2023 the university of western australia aspire award recipient, dr. cristina vulpe, 2023 this is fremantle aspire award recipient, ms. natalie marinho.

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Ten lifestyle group, select world travel, mundy cruising, designer travel, swords travel, jennifer lonergan, the luxury traveller, privé luxury travel, hollie stillion, swords travel, travel matters, white desert antarctica, oceania cruises, one&only resorts, amawaterways, south african tourism, flospitality uk, van isacker exclusive, knighton reeve, six senses laamu, atlantis the royal launch campaign, filip boyen, andrea keeble, ikos and sani, headline sponsor, destination headline sponsor.

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Every trip we have made together has been smooth and easy. It’s all luxury your whole trip. He helped us find hotels, transportation and tour guides. Fred has been attentive and so nice to work with and has excellent recommendations. We have had many trips planned with Fred and have been happy every time. I highly recommend using Fred for your next trip!

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Travelers’ Choice Awards 2024 reveal the top hotels in the U.S.

Three new categories are included this year

The reviewers have spoken: Tripadvisor has revealed the 2024 Travelers’ Choice Best of the Best Hotel Awards. The awards, given to the top one percent of the 1.6 million hotel listings on Tripadvisor, represent the absolute best places to stay in the world. While no U.S. hotels made the cut for best in the world, the best U.S. hotels are certainly high in the rankings. The awards this year also include three new best hotel categories: pet-friendly, sustainable and wellness-focused.

The number one hotel in the U.S. is the Shore Hotel in Santa Monica. Located within walking distance from the Santa Monica Pier, this eco-friendly boutique hotel offers ocean views, premium amenities, and personalized attention from staff. At number two is the Luma Hotel in Times Square, followed by FivePine Lodge & Spa in Oregon, The Bryant Park Hotel in NYC and Hotel Emma in San Antonio.

The awards are also given in categories including luxury, B&Bs and inns, family-friendly, and more. New this year are the awards given to the best pet-friendly hotels, most sustainable hotels, and hotels with a focus on wellness. The best pet-friendly hotel in the U.S. is Hyatt Centric Las Olas Fort Lauderdale. Pets are on every floor and in the outdoor garden sitting area. No U.S. hotel has made it to the top 10 list for wellness or sustainability, but the awards are bucket-list worthy for international travel.

"Our Best of the Best Hotels are marvels, acclaimed by thousands of travelers for their remarkable service, stunning design, and wealth of amenities that redefine what it means to have an exceptional hotel experience," said Dan Mitchell, vice president and general manager hotels, Tripadvisor.

The Travelers' Choice Best of the Best Awards are determined based on the quality and quantity of traveler reviews and ratings posted on Tripadvisor over the 12-month period from January 1, 2023 through December 31, 2023. View all the awards for Best of the Best Hotels in all categories here .

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aspire travel awards

7 Best Hotel Credit Cards of 2024

Money.com has partnered with CardRatings.com for our coverage of credit card products. Money and CardRatings may receive a commission from card issuers. Our site does not include all card companies or all available card offers.

Whether on vacation or business, hotels can make or break your travel experience — and your budget as well.

Hotel credit cards can help alleviate some of that cost, or simply make your stay a lot more comfortable and enjoyable thanks to the many benefits they offer.

Here, we picked some of the best hotel credit cards from a variety of hotel chains that can reward frequent travelers and occasional vacationers alike.

Our Top Picks for Best Hotel Credit Cards of 2024

  • Hilton Honors American Express Aspire Card — Best for Luxury Travel
  • Hilton Honors American Express Card — Best No Annual Fee
  • IHG One Rewards Premier Credit Card —Best Overall Value
  • Marriott Bonvoy Brilliant® American Express® Card — Best for International Travel
  • Marriott Bonvoy Business® American Express® Card — Best for Business
  • Wyndham Rewards Earner® Business Card — Best for Small Businesses
  • Wyndham Rewards Earner® Plus Card — Best for Budget Travel

Other Hotel Credit Cards We Considered

Best hotel credit cards reviews.

The companies in our top picks are listed in alphabetical order.

  • High 14x points reward rate at Hilton properties
  • $200 in flight credits (up to $50 each quarter) on qualifying airfare purchases
  • Annual free night
  • No TSA PreCheck or Global Entry statement credit

Terms apply. Please click here for applicable rates and fees.

Why we chose it: Hilton Honors American Express Aspire Card delivers on all fronts, from high point earnings to valuable statement credits, all for a very competitive annual fee in the luxury category.

The Hilton portfolio is one of the largest and most recognized in the world. The Hilton Honors American Express Aspire Card offers very high rewards for many different categories. This includes 14x points on Hilton purchases, the highest among the cards we researched. It also offers a high 7x points on select travel and U.S. restaurants.

Points aren’t the only way to save, though, as the card offers a variety of statement credits. Cardholders can get up to $400 in statement credits for their expenses at participating Hilton resorts, a $200 flight credit for qualifying flight purchases (divided into $50 each quarter) and a $100 property statement credit when booking a minimum two-night stay at Waldorf Astoria Hotel & Resorts or Conrad Hotel & Resorts. (Terms apply.)

There’s also a large amount of insurance coverage, including trip cancellation and delay insurance, baggage insurance plan and car rental loss and damage insurance*.

All information about the Hilton Honors American Express Aspire Card has been collected independently by Money.com

  • 7x Hilton Honors Bonus points at the Hilton
  • 5x points at U.S. supermarkets, U.S. restaurants and U.S. gas stations
  • Car rental loss and damage insurance*
  • No annual free night
  • No trip cancellation/delay insurance

Why we chose it: The Hilton Honors™ Card by American Express’ high rewards on hotel spending as well as everyday categories make it one of the best options for consumers looking for a no-annual-fee hotel card. (Terms apply.)

The no-annual-fee card_name offers 7X Hilton Honors Bonus Points on eligible purchases made with your card at Hilton portfolio hotels and resorts. It also offers 5x on everyday categories like U.S. supermarkets, U.S. restaurants and U.S. gas stations, which makes earning free nights and other perks a lot easier than many of its competitors.

Cardmembers get automatic Hilton Honors™ Silver Status with the card, which earns you 12x additional points per dollar. After spending $20,000 in a calendar year, the card also offers a bump up to Hilton Honors™ Gold Status, which earns 18x points per dollar, totaling 25x Hilton Honors bonus points per dollar when using the card at Hilton hotels.

The card also offers purchase protection, extended warranty and car rental loss and damage insurance*. Unfortunately, it doesn’t provide flight or baggage insurance.

  • Anniversary free night
  • Low $99 annual fee
  • TSA PreCheck(R), Global Entry or NEXUS statement credit every four years
  • 5x points on travel, dining and gas
  • No rental insurance

Why we chose it: The card_name offers some of the best rewards in its class, including an annual free night, a TSA PreCheck® statement credit every four years and 10x on IHG® purchases.

The IHG One Rewards Premier Credit Card has some of the best rewards and perks available among cards with annual fees in the $100 range.

This includes 10x points for purchases made at IHG® properties, which include well-known hotels such as the Regent, Intercontinental® Hotels and the Holiday Inn®, as well as lower cost options like Hotel Indigo® and Candlewood Suites®. In addition, cardholders get 10x points for being a hotel member and 6x bonus points for being a Platinum member, a status that’s granted automatically upon card approval.

Beyond the 10x points on hotel purchases, the IHG One Rewards Premier Credit Card offers 5x points on travel, dining and gas, providing big opportunities to accumulate points toward stays, room upgrades and more.

Like other cards on this list, it also offers a free night every year and a statement credit for TSA PreCheck®, Global Entry or NEXUS of up to $100 every four years, a unique benefit in this class.

The card also has a pretty broad suite of insurance coverage, including purchase protection, baggage delay insurance, lost baggage reimbursement and trip cancellation/delay insurance. It lacks any sort of rental insurance, however, which could be a bummer if vacations include a roadtrip.

  • $300 Brilliant Dining Credit: up to $25 per month for eligible purchases at restaurants worldwide
  • Global Entry or TSA PreCheck statement credit every four or four and half years
  • Marriott International has properties in the most countries out of any hotel chain
  • Airport lounge access with Priority Pass Select (enrollment is required)
  • Very expensive $650 annual fee

Why we chose it: Marriott Bonvoy Brilliant® American Express® Card has a wide array of insurance coverage*, along with high-value statement credits and perks that could make up for its high annual fee.

If you have a long list of countries you want to visit, then this Marriott hotel card might be of interest. Marriott International the most countries out of any other hotel chain, with nearly 8,000 properties in 131 countries.

This card also provides a $100 fee credit every four years for Global Entry when you pay for the application with the card_name , which makes returning to the U.S. much smoother. Cardholders also have the option of receiving a fee credit every four and a half years for TSA PreCheck® (up to $85 through a TSA PreCheck® official enrollment provider). Keep in mind that, if approved for Global Entry, you’ll also be approved for TSA PreCheck® at no additional charge.

The card_name offers 6x points at Marriott properties and a $100 luxury property credit for qualifying charges at luxury hotels The Ritz Carlton or St. Regis. You can also earn 3x Marriott Bonvoy points at restaurants worldwide and on flights booked directly with airlines, along with up to $300 in monthly $25 statement credits for eligible purchases at restaurants worldwide.

There’s also a long list of insurance coverage for your travels, such as trip cancellation and delay insurance, car rental loss and damage insurance and baggage insurance plans*, among others.

After spending $60,000 in a calendar year on the card, cardholders get an Earned Choice Award (only one per year). This can be in the form of five suite nights awards, each of which can be redeemed for a room upgrade, a free night valued up to 85,000 points or $1000 when purchasing a Marriott Boutique Bed for your home.

As other cards on this list, the card_name offers an annual free night at participating Marriott Bonvoy® hotels.

  • 4x points at restaurants worldwide and U.S. gas stations
  • 4x points on wireless phone services from U.S. providers and on U.S. shipping services
  • Free night award after each renewal month, plus additional free night after spending $60,000 in a calendar year
  • $125 annual fee is higher than most competitors
  • No flight cancellation/delay insurance

Why we chose it: The Marriott Bonvoy Business® American Express® Card offers the chance of two free nights each year and rewards business owners with 4x points on U.S. wireless phone and U.S. shipping services. (Terms apply).

The card_name offers 6x points at Marriott properties, as well as automatic Gold Elite Status.

In addition to points, Gold Status offers 25% more points than the regular member rate. Cardholders also get 15 Elite Night Credits each anniversary year, which helps reach the next step in the Marriott Bonvoy membership program (Note that you need 50 Elite Night Credits to reach Platinum Elite Status).

The card also offers 4x points for everyday spending and business-related transactions, such as worldwide restaurants, U.S. gas stations, and U.S. phone and shipping services.

When it comes to additional hotel perks, the Marriott Bonvoy Business® American Express® Card offers the usual annual free night reward, and a second free night after spending $60,000 in a calendar year. There’s also the Amex Business Card Rate, which is a 7% discount on eligible reservations as a benefit of being a Marriott Bonvoy® Member and a Marriott Bonvoy Business® American Express® Card Member when booked directly with Marriott. (Terms apply).

Insurance wise, purchase protection, extended warranty, baggage insurance plan and car rental loss and damage insurance* are included. Note, however, that it does not offer trip cancellation insurance.

  • Receive 7,500 point bonus each account anniversary
  • 6x points on gas
  • 4x points on dining and groceries
  • Automatic platinum level
  • No insurance coverage

Why we chose it: Wyndham Hotels & Resorts has one of the broadest range of budget options among hotel chains in the USA, and their Wyndham Rewards Earner® Plus Card has enough rewards to take full advantage of it.

While most hotel chains have a very broad range of options, not all have budget hotels widely available nationwide. Wyndham Hotels & Resorts does. With multiple low-cost options such as Days Inn, Microtel Inn & Suites, Travelodge, Super 8 and more all over the country, cardholders will, more often than not, find a budget option for their travels.

The Wyndham Rewards Earner® Plus Card will increase savings even further as it offers 6x points on Wyndham purchases, as well as on gas. In fact, gas expenses alone could earn over 7,500 points in a year, enough to redeem for a night at various Wyndham properties, which might make this card even more appealing for road trip enthusiasts. On top of that, it also offers 4x points on dining and grocery stores (excluding Walmart® and Target®), as well as 1x point on all other qualifying purchases.

There’s also a 7,500 point bonus each anniversary year, which might be enough for a free night since, as mentioned above, Wyndham has multiple properties with rooms that can go for as low as 7,500 points. If redeemed for a go free® nights cardholders get a 10% discount, leaving 750 points in your account to start saving for the next one. (Do note that rooms for 7,500 points are not available at all participating hotels, so make sure there are rooms at this price where you’re going or save up for a costlier stay.)

There’s also a Wyndham Rewards PLATINUM upgrade, which includes perks such as free Wi-Fi, early check-in (upon request), Avis® and Budget® complimentary rental upgrades, and more.

Unfortunately, the card does not offer insurance or protection beyond standard fraud liability protection, so make sure to have insurance when you get those free rental car upgrades.

All information about the Wyndham Rewards Earner® Plus Card has been collected independently by Money.com.

  • Annual 15,000 point bonus
  • 8x on qualifying gas purchases
  • 5x on marketing and select utilities
  • No statement credits
  • No travel-related insurance

Why we chose it: The Wyndham Rewards Earner® Business Card provides high rewards on both hotel purchases and business-related expenses for a modest annual fee, on top of a generous annual bonus that could be redeemed for up to two free nights.

This Wyndham card gives you 8x points at Wyndham, in addition to 12x points as a Diamond level member (automatic upon card approval) — this translates to 20x points per dollar when making eligible purchases at qualifying Wyndham properties.

The card is also roadtrip-friendly as it earns 8x points on gas, which is double what cards in its class offer, and still more than even the most premium cards. Making it even more convenient for cross country trips, Wyndham has the most properties in the U.S. of any hotel chain, and includes budget hotels such as Days Inn and Howard Johnson.

As far as business rewards go, you can earn 5x points on marketing and advertising, including most digital platforms like Google Ads and Facebooks, and on utilities, such as phones and electrical service.

Although it doesn’t offer an annual free night, the card does offer 15,000 bonus points each anniversary year. That can be redeemed for up to two nights, depending on the room cost (Wyndham rooms start at 7,500 points). Cardholders also get a 10% discount when redeeming points for go free® nights, a program that offers nights at a fixed points value, which could be 7,500, 15,000 or 30,000 depending on the hotel.

Unfortunately, there are no insurance policies other than cell phone protection and the standard fraud liability protection, which is this card’s biggest drawback. If you plan on traveling by plane a lot, consider other of our picks for a more comprehensive insurance package.

All information about the Wyndham Rewards Earner® Business Card has been collected independently by Money.com.

Best Western Rewards® Premium Mastercard®

  • 40,000x points when you spend $5,000 every 12 billing cycles
  • High 10x points in Best Western purchases
  • Early check-in and late check-out (based on availability)

This card offers up to 20x points when booking at a Best Western, 10x through the card itself and 10x for being a Best Western Rewards® member (the card also gives automatic Platinum status). In addition to these high rewards, cardholders get 40,000 points after spending $5,000 with the card every 12 billing cycles, a very low spending requirement compared to others. However, the rewards aren’t high enough to make up for its $89 annual fee.

All information about the Best Western Rewards® Premium Mastercard® has been collected independently by Money.com.

Marriott Bonvoy Boundless® Credit Card

  • One free night annually
  • $95 annual fee is low compared to competitors
  • 3x points on groceries, dining and gas up to $6,000 combined
  • Spending cap on rewards

This Marriott card by Chase is a great option if you value the Marriott brand, which has the largest hotel network in the world. It offers 6x points at the Marriott, which can become 17x points thanks to member rewards and the automatic Silver Elite Status.

All information about the Marriott Bonvoy Boundless® Credit Card has been collected independently by Money.com.

World of Hyatt Credit Card

  • Large suite of insurance coverage
  • Discoverist status automatic upgrade
  • Low reward rate
  • $95 annual fee is too much for what it offers

The World of Hyatt Credit Card by Chase shines due to its coverage, which includes baggage delay insurance, lost baggage reimbursement, trip cancellation/delay insurance, purchase protection and rental collision waiver. While this is a large plus, its rewards are lackluster, especially given the card’s $95 annual fee.

All information about the World of Hyatt Credit Card by Chase has been collected independently by Money.com.

Best Hotel Credit Cards Guide

How do hotel credit cards work, how to choose the best hotel credit card, how to maximize the value of your hotel credit card, how to redeem your hotel credit card rewards, latest news on hotel credit cards.

A hotel credit card is a co-branded card issued by a hotel line and a financial institution such as Chase Bank or American Express®. These cards usually provide high reward rates for booking stays, buying tickets for shows or merchandise at all the hotels under the brand’s umbrella. These rewards are in addition to the ones you’ll get as a loyalty member, as these cards will automatically grant you member status with the brand.

Overall, hotel credit cards work just like regular credit cards, meaning you’ll have a credit line for an established amount that you can use, and you have to make at least a minimum payment each billing cycle.

Reward structures are similar to regular credit cards too, you earn a certain amount of points, statement credits or other miscellaneous benefits depending on how much you spend and where.

Here are some of the difference on how rewards work:

  • Hotel credit cards offer more points than average credit cards do when you make eligible purchases at participating hotels, including at restaurants within hotel premises, gift shops and more.
  • Points are added to the ones you get as an elite status member of the hotel brand, a status that also comes automatically with card enrollment. This increases the points earned significantly.
  • Unfortunately, points tend to be limited to the particular brand instead of the issuer’s. For example, points earned through the IHG One Rewards Premier Credit Card, which is issued by Chase, can’t be used in the Chase Ultimate Rewards® portal.
  • Points have drastically more value when redeemed for hotel purchases such as hotel stays or room upgrades when compared to statement credits or gift cards, for example.

Hotel benefits

Some offer other such as a free night every year, free breakfast, special discounts, priority booking, early check-in and much more depending on the hotel and the type of card. These, of course, will depend largely on the type of annual fee the card charges.

There are roughly four tiers of annual fees when it comes to cards. These are, typically, no annual fee cards, budget or low cost ($50-$99), mid-range ($150-$300) and luxury or premium ($350+).

Pros and cons of hotel credit cards

Hotel credit cards are packed with perks, but whether a card is worth it for you will depend on many factors. Here are some pros and cons to consider:

  • Rewards at the hotel are very high and are added to rewards earned as a member
  • Many cards offer at least one free night annually
  • Hotel-related perks such as early check-in, free breakfast and room discounts
  • Usually offer travel benefits like rewards for buying tickets, travel-related insurance and more
  • Many of the major hotel brands have large networks of hotels for different budgets and locations
  • High reward rates are typically limited to purchases within the hotel brand, not everyday spending
  • Flight-related perks aren't as abundant as with more general travel cards
  • Points tend to be much less valuable when redeemed outside of the hotel

Hotel credit cards vs. travel credit cards

While travel credit cards could encompass hotel, airline and general travel-focused cards, travel cards — such as the ​​Chase Sapphire Reserve® or the Capital One VentureOne Rewards Credit Card — usually reward you for a variety of travel-related expenses, for example, airline tickets and rentals, such as the. Hotel credit cards, on the other hand, are specifically designed to give you higher rewards and specific perks when you make purchases within their hotel line.

Travel cards

  • Usually offer much higher rewards for travel purchases, including airfare and rental cars
  • Can offer high rewards in hotels regardless of brand
  • More versatility and options when transferring reward points
  • Offer a wider variety of insurance policies, such as rental insurance and baggage protection
  • Tend to have more bonus categories than branded hotel cards

Hotel cards

  • Points earned at hotels surpass those of travel cards, which, at the most, grant 10x points, while hotel cards offer up to 14x, on top of points acquired through membership, totaling well past 20x points per dollar
  • Have hotel-specific perks such as free stays, free Wi-Fi and free breakfast
  • Bumps up your member status at the hotel chain, which in turn increases the amount of perks
  • Points can be worth a lot more during specific times of the year or in specific hotels within the brand, depending on time, location and any deals available

Not all hotels are made equal, and neither are their credit cards or membership rewards programs. When choosing a hotel credit card, it’s important to take into account not just the card itself, but the hotels it works with.

1. Compare credit card basics

As with any other credit card, you should compare features like the annual fee, APR, the issuer and a baseline of the rewards offered.

As mentioned above, there are different tiers, according to the annual fee. Once you’ve decided how much you’re willing to pay, you can start to compare rewards, benefits, insurance and the hotel network. Once you’re comparing within each category, you’ll more easily find standouts that deliver far more benefits than their direct competitors.

2. Think about how often you travel

If you travel once or twice a year to visit family, you might enjoy the occasional free night, but a co-branded hotel card won’t be the best option for you. Instead, you can take a look at our best travel credit cards . With these cards, there are more travel rewards and benefits like higher points for ticket purchases, flight cancellation insurance and the such, along with higher rewards on everyday purchases.

However, if you travel often for work or you vacation a few times a year, you’ll probably really take advantage of all the benefits that come with a hotel credit card.

As you accrue points, you’ll go up in member status, get more free nights, and enjoy amenities like free Wi-Fi, discounts and priority booking. This could make your trips more comfortable and a lot cheaper.

3. Analyze rewards and perks

Once you have a list of the cards you’re strongly considering, you can start comparing their rewards. Remember, however, that points systems can vary greatly due to issuer, hotel brand and the actual hotel you try to redeem them at.

With this in mind, look at the versatility each hotel brand has. If their network is large enough and their affiliates cover a wider spectrum of budgets and locations, you can at least get an idea of how many options you’ll have when redeeming.

Consider the everyday spending categories the card rewards you for as well. If your goal is to amass enough points to get free nights or large discounts, you may benefit from high reward rates in categories such as gas, dining and grocery shopping. While some cards could look a lot more tempting than others due to that reward rate at the hotels, others could actually deliver more value through regular spending throughout the year.

4. Consider which hotel brand appeals to you the most

One of the main issues with hotel credit cards is that they’re made for a specific hotel chain. While they can be used for any type of purchase (including rival hotels), the highest reward rates and perks are limited to that brand.

The good news is that hotel chains actually have a lot of different hotels under their name, and some can range from very low cost rooms to fine hotels and luxurious villas in any part of the world. All the big names have thousands of properties across the globe, but all are different, so compare the range of options in terms of prices, locations and variety of properties and amenities. Also, see if you recognize any that you particularly enjoy, or that you already use frequently due to your traveling circumstances.

It’s also a good idea to look at the different perks each brand offers for its elite members. Most hotel credit cards grant a certain level of membership, but the benefits that come with it depend on the hotel’s membership program. Look into the details, whether the program offers free nights, free Wi-Fi, room upgrades or more. The program itself could be a deciding factor in your credit card choice.

Use for everyday expenses

One of the best and easiest ways to accrue points is to use your credit card regularly, not just at the hotel. In some cases, cards earn a lot of points for everyday purchases like groceries, gas and utilities. Also, some cards give large bonuses or other perks when a certain spending threshold is reached.

Use your annual free night

This doesn’t necessarily add to your points, but if the card offers a free night per year (and most do), make sure to not let it go to waste. If you don’t get the chance to travel or vacation, using this perk at the end of the year to relax or take a quick trip somewhere ensures that you truly take advantage of your benefits.

Look for transfer possibilities

While using your card within the hotel’s loyalty program is likely the best option, there are some cases in which transferring to a partner can increase the value of your points. Read the fine print and look for transfer partners in the card’s network to see if there’s a chance to get more for your points whether through converting them into miles or to a credit card issuer’s points system such as Chase Ultimate Rewards®.

Investigate which hotels waive resort fees

Resort fees can increase the standard room prices, sometimes significantly so. Some hotel brands waive these fees if you pay with points. Before choosing a card, look for specific hotels within the brand’s umbrella that do this.

Research prices and overall demand in different seasons

Hotel pricing changes constantly, and the same is true for the amount of points needed to get free nights or room upgrades. Stay on top of these changes to at least have an idea of when and where you can make the most out of your points.

How much is a hotel point worth?

Hotel points vary significantly depending on the card issuer and hotel brand, as well as how, when and where you redeem them.

While you can redeem points for a variety of things, such as gift cards, room upgrades or even retail deals through a hotel’s loyalty program, one of the most common and sought-after perks are free or discounted nights.

Here’s a table showing the approximate range of points needed for a free night in some of the most well-known hotel companies in the world.

Keep in mind, however, that the amount of points needed changes depending on the specific hotel chosen, the style of room, its location and when the points are redeemed as a room’s price can change drastically with the seasons.

Not all chains will have the lowest-cost rooms in the US (or any given country, for that matter) or at the time of booking. As mentioned above, it’s best to research each hotel chain and see what budgets they cover and where before making a final decision.

In most cases, points are automatically transferred from your credit card program to the hotel’s program after each billing cycle, although in some it might take up to 12 weeks for the transfer.

In order to redeem the points, you need to log into your hotel’s loyalty program and look for redemption options, such as hotel rooms, upgrades, gift cards or transfer points to partners such as airlines or even other hotel chains. You can also use your points to get higher membership status.

  • The Biden administration is moving to ban and remove hidden fees in a wide array of industries. Read the details: Biden Moves to Ban ‘Junk Fees’ Charged by Banks, Hotels, Ticket Sellers and More
  • Travel insurance is always a good choice, but it can add to the already high expense involved in traveling. Read our guide and learn How to Find Cheap Travel Insurance for Your Next Trip .
  • Traveling with someone can raise the bill quite a bit. However, there’s an offer by Southwest Airlines credit cards that can help with that: This New Credit Card Offer Comes With a Very Rare (and Valuable) Travel Bonus
  • If your spreadsheets aren’t quite cutting it and you’re having trouble budgeting and finding good deals on travel, This New Vacation Calculator Can Help You Choose (and Pay for) Your Next Trip

Best Hotel Credit Cards FAQs

What hotels have their own credit card, why is it important to have a hotel credit card, which card is best for hotel rewards, what rewards and perks can you expect with a hotel credit card, can you use a hotel credit card for everyday purchases, are there any fees associated with using a hotel credit card, how we chose the best hotel credit cards.

Finding the best hotel credit cards meant looking not just into the cards themselves, but into the different hotel chains that co-branded them, among other factors listed below:

Points and overall rewards

We compared the amount of points each card gave for eligible purchases at each hotel chain as well as points awarded for everyday spending categories such as dining or gas, which could make accumulating points much easier.

Hotel-specific perks

Points aren’t the only way to earn with hotel cards. We looked at the perks each card gives you within the hotel or in the process of booking, such as annual free nights, status upgrades, complimentary room upgrades and more. We also compared the perks that each separate hotel offers with the member status the card provides.

When traveling, insurance is a big deal. Hotel cards should have a good amount of coverage, such as trip cancellation and delay insurance, baggage insurance and rental insurance. There’s also other coverages for everyday spending such as extended warranty and purchase protection. We took these insurance policies into account when making our selections.

Welcome offers

Although welcome bonuses and intro offers in general change consistently, and we don’t include them in reviews, we looked at them to get an idea of what and how much each card regularly offers. Customers should be able to start enjoying their new card as soon as possible.

Summary of Money’s Best Hotel Credit Cards of 2024

To see rates and fees for the card_name , please visit this link . Terms apply.

To see rates and fees for the Hilton Honors American Express Card , please visit this link. Terms apply.

To see rates and fees for the Hilton Honors American Express Aspire Card, please visit this link . Terms apply.

* Insurance disclosures for American Express Cards on this page:

Trip Delay Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Global Assist Hotline: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.

Extended Warranty, Purchase Protection, Baggage Insurance Plan: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Car Rental Loss & Damage Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

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This article originally appeared on Money.com and may contain affiliate links for which Money receives compensation. Opinions expressed in this article are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Offers may be subject to change without notice. For more information, read Money’s full disclaimer .

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