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Your Guide To Travel Vaccine Costs and Insurance

How do I know if I have coverage?

Navigating the world of healthcare may seem intimidating at first, but we’ve designed it to be easy to use. With a variation of plans not all vaccinations are covered by insurance.

We have a step by step guide below that will help you check your coverage! Even if you think you may need to pay for travel medications or vaccines out-of-pocket, it is important to first start with finding out the details from your insurer. If you have any questions at all about paying directly, please call your office and an administrator will talk you through all the details.

1.Find the Customer Support number on the back of your insurance card and call to ask what your specific policy covers as far as travel-related benefits and coverage.

  • Follow phone prompts to connect with a representative.
  • You may need to go through an automated system before talking with a live representative
  • You may also need to provide your insurance information during this step, or with the representative during the next step
  • When connected with a representative you can say:
  • “I would like to check my coverage for the typhoid vaccine. I have the billing codes if that will help.”
  • The representative may reference “CPT codes” which just means the billing codes for the vaccine
  • Find your vaccine or titer requested below and read the corresponding codes:

Vaccines (read BOTH codes if two codes listed)

  • Hepatitis A: 90632 & 90471
  • Hepatitis B: 90746 & 90471
  • Tetanus & Diphtheria: 90714 & 90471
  • Tetanus, Diphtheria & Acellular Pertussis: 90715 & 90471
  • Measles, Mumps & Rubella: 90707 & 90471
  • Typhoid: 90691 & 90471
  • Yellow Fever: 90717 & 90471
  • Meningococcus: 90734 & 90471
  • Polio - 90713 & 90471
  • Hepatitis A Virus (HAV) Antibody, Total - 86708
  • Hepatitis B Surface Antibody, Quantitative - 86317
  • Measles, Mumps, Rubella (MMR) Immunity Profile - This code varies based upon service area. 86735; 86762; 86765 (feel free to reach out to our administrative team to confirm).

Please note malaria prevention, altitude treatment and motion sickness prevention are pharmacy prescriptions. You may reach out to your local pharmacy to determine the cost.

  • The representative will tell you whether or not your plan covers the vaccine
  • If you have a deductible that has not been met, the vaccine may be billed against that, which means you will be responsible for the cost.

Please note there is a corresponding vaccination administration fee when you receive the injection in the office for vaccines. This is paid at the office during your vaccination visit. If you have any further questions about the cost of travel-related health care, give us a call or send us a message, and an administrator will make sure you have the information you need.

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How to Pay for Vaccines

CDC’s Bridge Access Program  temporarily provides no-cost COVID-19 vaccines for adults without health insurance and adults with insurance that does not cover all COVID-19 vaccine costs.

  • Private Insurance

All Health Insurance Marketplace plans and most other private insurance plans must cover certain vaccines without charging a copayment or coinsurance when provided by an in-network provider. This is true even for patients who have not met a yearly deductible. Doses, recommended ages, and recommended populations for vaccinations vary. The following vaccines are usually covered by health insurance:

  • Haemophilus influenzae type b
  • Hepatitis A
  • Hepatitis B
  • Herpes Zoster
  • Human Papillomavirus
  • Measles, Mumps, Rubella
  • Meningococcal
  • Pneumococcal
  • Tetanus, Diphtheria, Pertussis

No Insurance?

Check with your insurance provider for coverage details. Under the Affordable Care Act, insurance plans that cover children allow parents to add or keep adult children on their health insurance policy until they turn 26 years old.

CDC now recommends that adults aged 60 years and older may get RSV vaccine based on shared clinical decision making with a healthcare provider. Private health plans are required to cover new vaccine recommendations  in the next plan year however some insurance plans may cover them in the current plan year. Check with your insurance provider for details on whether there is any cost to you for recommended vaccines.

Medicare Part B plan will pay for the following:

  • COVID-19 Vaccines
  • Hepatitis B vaccines  for persons at increased risk of hepatitis
  • Influenza (flu) vaccines
  • Pneumococcal vaccines
  • Vaccines directly related to the treatment of an injury or direct exposure to a disease or condition, such as rabies and tetanus

Medicare Part D plans make all adult vaccines recommended by the Advisory Committee on Immunization Practice (except those covered by Part B) available at no cost, including:

  • Zoster (shingles) vaccine

Even if a particular drug plan’s formulary doesn’t list all Part D vaccines, it must provide access when a physician prescribes a Part D vaccine.

Contact your plan to find out about coverage .

Beginning October 1, 2023 most adults with coverage from Medicaid and CHIP will be guaranteed coverage of all vaccines recommended by the Advisory Committee on Immunization Practice at no cost to them.

If you serve in the military or are a military dependent, you are eligible for TRICARE. Under TRICARE, vaccines are covered according to the CDC recommended schedule .

Adults without health insurance and adults whose insurance does not cover all vaccine costs can get no-cost updated COVID-19 vaccine from healthcare providers,  federally supported health centers, and retail pharmacies participating in CDC’s Bridge Access Program . Visit Vaccines.gov to find an updated COVID-19 vaccine and providers participating in this program.

If you do not currently have health insurance, visit www.HealthCare.gov to learn more about affordable health coverage options.

CDC’s Vaccines for Children (VFC) program provides vaccines at no cost to eligible children through health care providers enrolled in the program.

  • Immunization Schedules
  • Paying for Vaccines

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Need travel vaccines? Plan ahead.

woman with mask getting vaccine from doctor

International travel increases your chances of getting and spreading diseases that are rare or not found in United States. Find out which travel vaccines you may need to help you stay healthy on your trip.

Before Travel

Make sure you are up-to-date on all of your routine vaccines . Routine vaccinations protect you from infectious diseases such as measles that can spread quickly in groups of unvaccinated people. Many diseases prevented by routine vaccination are not common in the United States but are still common in other countries.

Check CDC’s destination pages for travel health information . Check CDC’s webpage for your destination to see what vaccines or medicines you may need and what diseases or health risks are a concern at your destination.

Make an appointment with your healthcare provider or a travel health specialist  that takes place at least one month before you leave. They can help you get destination-specific vaccines, medicines, and information. Discussing your health concerns, itinerary, and planned activities with your provider allows them to give more specific advice and recommendations.

Because some vaccines require multiple doses, it’s best to see your health care provider as soon as possible.

Medicines to prevent malaria are pills that you start to take before travel. Take recommended medicines as directed. If your health care provider prescribes medicine for you, take the medicine as directed before, during, and after travel. 

Where can I get travel vaccines?

You may be able to get some travel vaccines from your primary healthcare provider. If you or your healthcare provider need help finding a location that provides certain vaccines or medicines, visit CDC’s Find a Clinic page.

If yellow fever vaccine is recommended or required for your destination, you’ll need to go to a vaccine center authorized to give yellow fever vaccinations. Many yellow fever vaccine centers also provide other pre-travel health care services. Find an  authorized US yellow fever vaccine center .

Examples of Vaccines

Here is a list of possible vaccines that you may need to get for the first time or boosters before you travel.

  • Cholera 
  • Flu (Influenza)
  • Hepatitis A   
  • Hepatitis B   
  • Japanese encephalitis   
  • MMR (Measles, Mumps, Rubella)
  • Meningococcal   
  • Pneumococcal   
  • Polio   
  • Rabies   
  • Tdap (Tetanus, Diphtheria, Pertussis)
  • Typhoid   
  • Yellow fever

More Information

CDC Yellow Book: Travel Vaccine Summary Table

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  • You will be subject to the destination website's privacy policy when you follow the link.
  • CDC is not responsible for Section 508 compliance (accessibility) on other federal or private website.

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Vaccines for Travelers

Vaccines protect travelers from serious diseases. Depending on where you travel, you may come into contact with diseases that are rare in the United States, like yellow fever. Some vaccines may also be required for you to travel to certain places.

Getting vaccinated will help keep you safe and healthy while you’re traveling. It will also help make sure that you don’t bring any serious diseases home to your family, friends, and community.

On this page, you'll find answers to common questions about vaccines for travelers.

Which vaccines do I need before traveling?

The vaccines you need to get before traveling will depend on few things, including:

  • Where you plan to travel . Some countries require proof of vaccination for certain diseases, like yellow fever or polio. And traveling in developing countries and rural areas may bring you into contact with more diseases, which means you might need more vaccines before you visit.
  • Your health . If you’re pregnant or have an ongoing illness or weakened immune system, you may need additional vaccines.
  • The vaccinations you’ve already had . It’s important to be up to date on your routine vaccinations. While diseases like measles are rare in the United States, they are more common in other countries. Learn more about routine vaccines for specific age groups .

How far in advance should I get vaccinated before traveling?

It’s important to get vaccinated at least 4 to 6 weeks before you travel. This will give the vaccines time to start working, so you’re protected while you’re traveling. It will also usually make sure there’s enough time for you to get vaccines that require more than 1 dose.

Where can I go to get travel vaccines?

Start by finding a:

  • Travel clinic
  • Health department
  • Yellow fever vaccination clinic

Learn more about where you can get vaccines .

What resources can I use to prepare for my trip?

Here are some resources that may come in handy as you’re planning your trip:

  • Visit CDC’s travel website to find out which vaccines you may need based on where you plan to travel, what you’ll be doing, and any health conditions you have.
  • Download CDC's TravWell app to get recommended vaccines, a checklist to help prepare for travel, and a personalized packing list. You can also use it to store travel documents and keep a record of your medicines and vaccinations.
  • Read the current travel notices to learn about any new disease outbreaks in or vaccine recommendations for the areas where you plan to travel.
  • Visit the State Department’s website to learn about vaccinations, insurance, and medical emergencies while traveling.

Traveling with a child? Make sure they get the measles vaccine.

Measles is still common in some countries. Getting your child vaccinated will protect them from getting measles — and from bringing it back to the United States where it can spread to others. Learn more about the measles vaccine.

Find out which vaccines you need

CDC’s Adult Vaccine Quiz helps you create a list of vaccines you may need based on your age, health conditions, and more.

Take the quiz now !

Get Immunized

Getting immunized is easy. Vaccines and preventive antibodies are available at the doctor’s office or pharmacies — and are usually covered by insurance.

Find out how to get protected .

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COVID-19: Testing & treatment information

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  • If you don't see your testing and treatment questions here, let us know.

Below is information about policies and procedures that Aetna ® , a CVS Health ®  company, has implemented that focus on the health and safety of our colleagues, customers, members and patients. For more information about the virus and vaccines, please visit the CDC website dedicated to this issue.

The content below is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

Coverage and authorization

The Public Health Emergency (PHE) for COVID-19 ended May 11, 2023, changing federal rules for coverage of testing, vaccinations, and treatment.

If you have coverage through your employer (plan sponsor), or an individual and family (ACA) plan, beginning May 12, 2023, most Aetna plans will cover COVID-19 diagnostic testing with standard benefit cost sharing for plans with in and out of network benefits including doctor's offices, clinics, labs and pharmacies where available. Benefit cost sharing means that you may have to pay a portion of the diagnostic testing cost, through your deductible, copay or coinsurance. Log in to your secure member website to review your specific Aetna plan and coverage information and search for local in-network providers. Select drive-thru locations including CVS Pharmacy®, Walgreens® and Rite Aid may also be available for COVID-19 diagnostic lab tests.

If you have a Medicare Advantage plan, beginning May 12, 2023, members will continue to pay $0 in-network. We will no longer cover out-of-network lab tests for members who do not have out-of-network benefits.

If you have Aetna Medicaid coverage, member cost share for diagnostic testing related to COVID-19 will be waived.

Commercial/Individual and Families (ACA):

The Public Health Emergency (PHE) for COVID-19 ended May 11, 2023, changing federal rules for coverage of testing, vaccinations, and treatment. Based on federal guidelines, Aetna private, employer-sponsored and student health commercial insurance plans covered up to eight over-the-counter (OTC) at-home COVID-19 tests per 30-day period for each person covered under your plan. This mandate was in effect until the end of the public health emergency through May 11, 2023. Log in to your member website to submit claims and check for more details unique to your plan which may vary.

COVID-19 over-the-counter tests: Will be covered if your plan includes the over-the-counter (OTC) benefit. Log in to your member website to check the details of your plan benefits in the Evidence of Coverage.

Aetna’s standard policy covers testing for infectious disease as part of the rate for the surgical procedure.  There is no separate member cost share for the infectious disease testing included in the surgical procedure rate.

In effort to expand testing capabilities, U.S. Department of Health & Human Services (DHS) authorized pharmacists to order and administer COVID-19 tests, including serology tests, that the FDA has authorized. Pharmacists, in partnership with other health care providers, are well positioned to aid COVID-19 testing expansion.

Routine testing for influenza, strep, and other respiratory infections without a COVID-19 test will be covered subject to applicable cost sharing under the member’s plan.

Additional FAQs

  • Medicare & Medicaid resources

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We’re here to support you Find out how

Get the latest updates on every aspect of the pandemic.

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Get vaccine news, testing info and updated case counts.

Find state resources

Access trusted resources about COVID-19, including vaccine updates.

Visit CVS Health

The information contained in this FAQ is subject to change at the discretion of Aetna at any time, for any reason and without advanced notice.

Aetna will follow all federal and state mandates for insured plans, as required.

Disclaimer: Regulations regarding testing for Aetna Medicaid members vary by state and, in some cases, may change in light of the current situation. Providers are encouraged to call their provider services representative for additional information.

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See CMS's Medicare Coverage Center

  • Please note also that Clinical Policy Bulletins (CPBs) are regularly updated and are therefore subject to change.
  • Since Clinical Policy Bulletins (CPBs) can be highly technical and are designed to be used by our professional staff in making clinical determinations in connection with coverage decisions, members should review these Bulletins with their providers so they may fully understand our policies.
  • While Clinical Policy Bulletins (CPBs) define Aetna's clinical policy, medical necessity determinations in connection with coverage decisions are made on a case by case basis. In the event that a member disagrees with a coverage determination, Aetna provides its members with the right to appeal the decision. In addition, a member may have an opportunity for an independent external review of coverage denials based on medical necessity or regarding the experimental and investigational status when the service or supply in question for which the member is financially responsible is $500 or greater. However, applicable state mandates will take precedence with respect to fully insured plans and self-funded non-ERISA (e.g., government, school boards, church) plans.

See Aetna's External Review Program

  • The five character codes included in the Aetna Clinical Policy Bulletins (CPBs) are obtained from Current Procedural Terminology (CPT®), copyright 2015 by the American Medical Association (AMA). CPT is developed by the AMA as a listing of descriptive terms and five character identifying codes and modifiers for reporting medical services and procedures performed by physicians.
  • The responsibility for the content of Aetna Clinical Policy Bulletins (CPBs) is with Aetna and no endorsement by the AMA is intended or should be implied. The AMA disclaims responsibility for any consequences or liability attributable or related to any use, nonuse or interpretation of information contained in Aetna Clinical Policy Bulletins (CPBs). No fee schedules, basic unit values, relative value guides, conversion factors or scales are included in any part of CPT. Any use of CPT outside of Aetna Clinical Policy Bulletins (CPBs) should refer to the most current Current Procedural Terminology which contains the complete and most current listing of CPT codes and descriptive terms. Applicable FARS/DFARS apply.

LICENSE FOR USE OF CURRENT PROCEDURAL TERMINOLOGY, FOURTH EDITION ("CPT®")

CPT only copyright 2015 American Medical Association. All Rights Reserved. CPT is a registered trademark of the American Medical Association.

You, your employees and agents are authorized to use CPT only as contained in Aetna Clinical Policy Bulletins (CPBs) solely for your own personal use in directly participating in healthcare programs administered by Aetna, Inc. You acknowledge that AMA holds all copyright, trademark and other rights in CPT.

Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CPT for resale and/or license, transferring copies of CPT to any party not bound by this agreement, creating any modified or derivative work of CPT, or making any commercial use of CPT. License to use CPT for any use not authorized herein must be obtained through the American Medical Association, CPT Intellectual Property Services, 515 N. State Street, Chicago, Illinois 60610. Applications are available at the American Medical Association Web site, www.ama-assn.org/go/cpt.

Go to the American Medical Association Web site

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For a complete list of participating walk-in clinics, use our provider lookup. Walk in appointments are based on availability and not guaranteed. Online scheduling is recommended. Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high deductible health plans must meet their deductible before receiving covered non preventative MinuteClinic services at no cost share. However, such services are covered at negotiated contract rates. This benefit is not available in all states.

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VIDEO

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  1. Vaccines for Travel

    Note: Most Aetna HMO plans exclude coverage of vaccines for travel. Most Aetna traditional plans cover medically necessary travel vaccines for members of plans with preventive services benefits. Please check benefit plan descriptions.

  2. COVID-19 Vaccine FAQs for Aetna Members

    Vaccine FAQs Are there any out-of-pocket costs for Aetna ® members that receive an FDA-authorized or approved COVID-19 vaccine or booster? What are the latest CDC guidelines on vaccines and boosters? Get in touch with us Didn't see your question above? We're here to help. Additional FAQs We're here to support you Find out how CDC info

  3. PDF Preventive care covered with no cost sharing

    Preventive care covered with no cost sharing Get checkups, screenings, vaccines, prenatal care, contraceptives and more with no out-of-pocket costs www.aetna.com 00.03.537.1 E (9/15) Good news — your health benefits and insurance plan covers the services listed here with no cost share* as part of preventive care.

  4. Your Guide To Travel Vaccine Costs and Insurance

    With a variation of plans not all vaccinations are covered by insurance. We have a step by step guide below that will help you check your coverage! Even if you think you may need to pay for travel medications or vaccines out-of-pocket, it is important to first start with finding out the details from your insurer.

  5. Travel Vaccines: When to Get Them, Side Effects, and Cost

    Updated on June 12, 2023 Key takeaways: Yellow fever, MMR (measles, mumps, rubella), and hepatitis A are a few examples of vaccines you may need before traveling. The specific vaccine (s) you'll need depends on your destination. Some travel vaccines are given more often than others.

  6. How to Pay for Adult Vaccines

    The following vaccines are usually covered by health insurance: COVID-19 Haemophilus influenzae type b Hepatitis A Hepatitis B Herpes Zoster Human Papillomavirus Influenza Measles, Mumps, Rubella Meningococcal Pneumococcal RSV Tetanus, Diphtheria, Pertussis Varicella Check with your insurance provider for coverage details.

  7. The right Medicare coverage for travelers

    Aetna offers MA plans with a visitor travel program. This program allows you to remain in your plan for an extra six months on top of what CMS rules allow when you live outside your plan's service area. View Transcript

  8. Need travel vaccines? Plan ahead.

    Find out which travel vaccines you may need to help you stay healthy on your trip. Before Travel. Make sure you are up-to-date on all of your routine vaccines. Routine vaccinations protect you from infectious diseases such as measles that can spread quickly in groups of unvaccinated people. Many diseases prevented by routine vaccination are not ...

  9. Vaccines for Travelers

    Receive the latest updates from the Secretary, Blogs, and News Releases. 200 Independence Avenue, S.W. Washington, D.C. 20201 Toll Free Call Center: 1-877-696-6775 . Vaccines protect travelers from serious diseases. Some vaccines may also be required for you to travel to certain places.

  10. The ACA And IRA Require Coverage Of Vaccines: But What About Travel

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  11. What Vaccines Should You Get?

    In fact, 47 percent of adults have put off or canceled health care services, such as getting vaccines, during the pandemic. 1 That can be a mistake, experts say. You should not postpone certain medical visits or procedures. Routine vaccinations for adults are high on that list.

  12. Health care that travels with you

    Health care that travels with you | Aetna Benefit spotlight Health care that travels with you Illness or injury can happen anywhere. Here's how your Aetna Medicare Advantage plan can help you get the care you need when you're away from home. Is travel an essential part of your life?

  13. Vaccines: Where to Get Vaccinated

    Page last updated: January 18, 2024 Protect yourself with free vaccines for COVID-19, Flu, Pneumonia, Shingles and other illnesses. Find vaccination locations such as pharmacies near you.

  14. Vaccines

    You do. The flu can spread quickly and can be very serious. All adults, children and babies six months of age and older should get a flu shot. There are different vaccines for different ages. Your doctor can tell you what's right for you or your child. We cover flu shots for our members. Get yours today.

  15. Vaccines

    Tetanus-Diphtheria (Td) or Tetanus, Diphtheria and Pertussis (Tdap) vaccine is needed every 10 years. Influenza vaccine (flu shot) should be received regularly starting at age 50; prior to 50, discuss with your PCP.

  16. Four key things to know about the COVID-19 vaccine

    The vaccine is provided at no cost to Aetna® members We believe in the health and safety of all our members, which is why you will not be charged for the vaccine or its administration. The vaccine may be covered either under your pharmacy benefit, your medical benefit, or both. It depends on where you get the vaccine.

  17. Health Screenings & Vaccines for Adults

    Pneumococcal vaccine Colon cancer screening Breast cancer screening Cervical cancer screening Screening for sexually transmitted diseases Maintaining mental well-being Legal notices

  18. Aetna helps members access COVID-19-related care through new and

    Aetna, a CVS Health company, announced that it is waiving member cost-sharing related to the COVID-19 vaccination for Commercial and Medicaid members. For Medicare, CMS has indicated it will cover the full cost of the vaccine for all Medicare beneficiaries, including those in a Medicare Advantage plan, in 2020 and 2021.

  19. View Medicare Coverage & Benefits

    2024 2023 Choose your location and plan to see plan documents State County Plan Name Get coverage from an employer or group health plan? Review the plan benefit information you received from them. Have Medicare Supplement insurance (Medigap)? View your benefits

  20. What Vaccines Are Covered by Medicare Part D?

    Medicare Part D generally covers vaccines that Medicare Part B does not cover, like the shingles (zoster) vaccine and the Tdap vaccine. The CDC advises vaccinations for travel. To see if travel vaccines are covered by your Medicare Part D plan, check with the plan's formulary, or list of covered drugs. A new preventative vaccine may not ...

  21. Coronavirus (COVID-19) Resources for Aetna Members

    COVID-19 resource center Aetna® members, find helpful information on COVID-19 vaccines, testing, treatment and more. Latest updates Stay up to date on COVID-19 vaccines Get the latest news and guidelines about recommended vaccines and boosters from the CDC. No cost at-home COVID-19 tests are available from the federal government

  22. COVID-19 Testing & Treatment FAQs for Aetna Members

    State resources Get vaccine news, testing info and updated case counts. Find state resources CVS Health Access trusted resources about COVID-19, including vaccine updates. Visit CVS Health Notes The information contained in this FAQ is subject to change at the discretion of Aetna at any time, for any reason and without advanced notice.