• Credit cards
  • View all credit cards
  • Banking guide
  • Loans guide
  • Insurance guide
  • Personal finance
  • View all personal finance
  • Small business
  • View all small business
  • View all taxes

Best Credit Cards for Young Adults of February 2024

ALSO CONSIDER: Best credit cards of 2024 || Best credit cards for couples || Best credit cards for new homeowners || Best credit cards for college students

Welcome to young adulthood! With that entry-level salary and growing collection of expenses, your life is getting more complicated. The way you pay for things is going to need to keep up. Here are some of the best credit cards for young adults, whether you’re totally new to using them, or you’re looking for something a little more rewarding than your starter card.

Some of our selections for the best credit cards for young adults can be applied for through NerdWallet, and some cannot. Below, you'll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Show summary

NerdWallet's Best Credit Cards for Young Adults of February 2024

Discover it® Secured Credit Card : Best for If you're still building credit

Chime Secured Credit Builder Visa® Credit Card : Best for If you're still building credit

Wells Fargo Active Cash® Card : Best for If you want cash back rewards

Blue Cash Preferred® Card from American Express : Best for If you want cash back rewards

Capital One SavorOne Cash Rewards Credit Card : Best for If you want cash back rewards

Chase Freedom Flex℠ : Best for If you want cash back rewards

Bilt World Elite Mastercard® Credit Card : Best for If you want rewards on rent payments

Wells Fargo Autograph℠ Card : Best for If you want a travel credit card

Capital One Venture Rewards Credit Card : Best for If you want a travel credit card

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

If you're still building credit

If you want cash back rewards, if you want rewards on rent payments, if you want a travel credit card, full list of editorial picks: best credit cards for young adults.

Confirm details on issuer's website when applying.

Discover it® Secured Credit Card

Our pick for: Building credit — rewards

Like other secured credit cards for people building or rebuilding credit, the Discover it® Secured Credit Card requires a cash security deposit. Unlike most others, it offers rewards. But what really makes it stand out from the competition is its upgrade possibilities. The issuer has a process in place for automatically reviewing accounts for possible transition to an unsecured card. Read our review. 

Chime Secured Credit Builder Visa® Credit Card

Our pick for: Building credit — easy card management

This card has no minimum deposit requirement, charges neither an annual fee nor interest, and doesn't require a credit check, and you can automate your payments so you're never late. But to get it, you must be a Chime® banking customer, which is an extra hoop to jump through — and which comes with its own considerations when it comes to customer service. Read our review.

Chime says the following:

The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.

To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.

On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.

Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.

Out of network ATM withdrawal and over the counter advance fees may apply. See here for details: https://www.chime.com/chime-credit-builder-visa-credit-card-agreement/

If you have credit card debt, hold off on a cash-back or travel rewards card until you pay off that debt . The amount of interest you’re paying will eliminate the value of any cash-back or travel rewards you’d earn.

Wells Fargo Active Cash® Card

Our pick for: Cash back — simplicity

Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card . It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a generous 0% intro APR on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee.  Read our review.

Venmo Credit Card

Our pick for: Cash back — customized rewards and cool features

The Venmo Credit Card offers the benefit of bonus rewards categories without requiring you to keep track of them. You automatically earn 3% cash back in the category where you spend the most money (from a list of eight), 2% on the next-highest category, and 1% elsewhere. The eligible categories include all the biggies, like groceries, gas, restaurants and travel. Read our review.

Blue Cash Preferred® Card from American Express

Our pick for: Cash back — everyday spending categories

If your household spends a lot on groceries, gas, transit and streaming services, the Blue Cash Preferred® Card from American Express is for you. The rewards it pays in those categories — particularly at U.S. supermarkets and on select streaming services — are among the richest of any card. There's a nice welcome offer for new cardholders and an introductory 0% APR period, too. The generous benefits come at a cost, though: Unlike most cash-back cards, this one charges an annual fee. Read our review.

Capital One SavorOne Cash Rewards Credit Card

Our pick for: Cash back — going out or staying in

Love the night life but dead-set against paying an annual fee? Consider the Capital One SavorOne Cash Rewards Credit Card . It pays a lower cash-back rate on dining and entertainment than the regular Savor card, but the rewards are nevertheless quite good ( see rates and fees ). The sign-up bonus is smaller than on the annual-fee version, too, but it's still solid ( see rates and fees ). Read our review.

Chase Freedom Flex℠

Our pick for: Cash back — maximizing rewards

The Chase Freedom Flex℠ offers bonus cash back in quarterly categories that you activate, as well as on travel booked through Chase, at restaurants and at drugstores. Category activation can be a hassle, but if your spending matches the categories — and for a lot of people, it will — you can rack up hundreds of dollars a year. There's a fantastic bonus offer for new cardholders and a 0% intro APR period, too. Read our review.

Wells Fargo Autograph℠ Card

Our pick for: Travel rewards — no annual fee

The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.

Bilt World Elite Mastercard® Credit Card

Our pick for: Rewards on rent payments

The Bilt World Elite Mastercard® Credit Card stands out by offering credit card rewards on rent payments without incurring an additional transaction fee. The ability to earn rewards on what for many people is their single biggest monthly expense makes this card worth a look for any renter. You also get bonus points on dining and travel, and redemption options include point transfers to partner hotel and loyalty programs. Read our review.

Capital One Venture Rewards Credit Card

Our pick for: Travel rewards — straightforward rewards plus perks

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks ( see rates and fees ). Read our review.

OTHER RESOURCES

By Paul Soucy , NerdWallet

What should a young adult look for in a credit card?

The answer to this question depends largely on where you are in your credit building journey:

If you don’t have a credit history yet, or you don’t have much of one, it’s best to start with, well, a “starter” card. These are cards specifically designed for people who are new to credit. They don’t offer the richest rewards or the swankiest perks, and their credit limits tend to be low. Some of them require a cash deposit. 

If you’ve already built a good credit history, you’ll have a better chance at getting approved for more popular, and more rewarding, mainstream credit cards. In that case, you’ll be looking for a card with rewards or other features that fit into your lifestyle. There is no single “best” credit card for young adults. There is a best credit card for you , however.

Starter credit cards for young adults

Young adults just getting started with credit can look into these options:

Secured credit cards

With a secured credit card, you provide a cash security deposit — typically a minimum of $200 to $300 — and your credit limit will be determined by how much you deposit. You use the card like any other credit card, making purchases and paying them off when the bill comes. Eventually, when your credit improves, you can move up to a regular “unsecured” card and get your deposit back.

Advantages of secured cards for young adults:

The deposit protects the card issuer in case the cardholder doesn’t pay their bill. That makes these cards easier to qualify for. 

You’ll get your deposit back when you upgrade to a regular card (assuming the issuer has upgrade options) or close the account in good standing. 

Some secured cards offer cash back rewards of 1% to 1.5% 

Disadvantages of secured cards for young adults:

You have to tie up money in a deposit. 

Unless you have a lot of money to deposit, your credit limit will be quite low, which limits the usefulness of the card. 

Student credit cards

These cards are specifically marketed to college students who are new to credit. They work just like regular credit cards, with no deposit required. The approval process for these cards is generally more accommodating; there might not be a credit score requirement, for example. However, it’s not enough to simply be a college student. You must have income to qualify.

Advantages of student credit cards for young adults:

No deposit required. 

The approval process will generally take into account that the applicant is new to credit. 

Many student cards offer rewards that are identical to those offered on the issuer’s regular cards. (Example: the student versions of Capital One’s Quicksilver and SavorOne cards have the same cash back structures as their regular cards; the same is true of student cards from Discover and Bank of America®.)   

Disadvantages of student credit cards for young adults:

If you’re not a student, you usually can’t qualify.

Alternative credit cards

So-called alternative credit cards are a fairly recent innovation in the credit cards market. The term “alternative” refers to the underwriting models that these cards use to evaluate applications. While traditional credit card underwriting leans heavily on an applicant’s credit history, alternative underwriting looks at other factors, including your income, your assets — even your occupation and education.

Advantages of alternative credit cards for young adults:

Easier approval (though not guaranteed) for those new to credit. 

A few offer rewards. 

Disadvantages of alternative credit cards for young adults:

These cards often come from startups and innovative financial technology companies, so the issuer doesn’t usually have good options to upgrade to when your credit improves. 

Issuers of alternative cards have been known to shift their business model abruptly, imposing new fees or even shutting down .

No-deposit subprime cards

On the surface, these look like “regular” credit cards and are relatively easy to get approved for — sometimes without even a credit check. But they can charge fees that border on the outrageous. For example, one issuer commonly charges a $95 “program fee” just to apply, followed by a $75 annual fee in the first year; in the second year and beyond, the annual fee is only $48, but there are also $8.25 monthly fees. That’s $317 in fees just in the first two years — enough for a good deposit on a secured card. And unlike with a secured card deposit, you never get that money back.

Advantages of no-deposit subprime credit cards for young adults:

Easy to get approved for. 

Some offer cash back rewards. 

Disadvantages of no-deposit subprime credit cards for young adults:

Fees are often extremely high. 

Usually there’s no option to upgrade when your credit improves. 

If you’re new to credit, you can expect that any credit card you get approved for will charge a high interest rate. But your interest rate doesn’t have to matter . If you pay your bill in full and on time each month, you won’t be charged interest on purchases.

Credit card tips for young adults

Charge only what you can afford to pay in full.

Buying things isn’t what gets credit card holders into trouble. Buying things they can’t afford is what gets them into trouble.

Credit cards can make overspending easy, unfortunately. Don’t have $300 for something? Why not put it on the card and pay it off over the next few months? It’s hardly rare for a young adult to make such a decision when they’re still learning how to use credit. And in isolation, a single purchase like this might not be a huge misstep. But then they make another such purchase the next month, and the next, and soon they’re caught in a debt trap.

When using a credit card to build credit or earn rewards, it’s best to treat it like a debit card. Don’t buy anything you wouldn’t buy otherwise, and don’t buy anything you don’t currently have the cash to cover. When your bill comes, pay everything off. Even better: Don’t wait for the bill. Pay it off online.

Keep your balance low

A major factor in your credit score is credit utilization — your balance expressed as a percentage of your credit limit. If you have a $5,000 credit limit and your balance is $1,000, for example, your utilization is 20%. Young adults looking to boost their credit score should strive to keep their utilization below 30%. Staying under 10% is even better.

An important point to understand about utilization is that it has no “memory” in terms of its effect on your credit score. Your credit score reflects what your utilization is right now and is not influenced by your past utilization. So if your credit score is suffering because you’re using, say, 80% of your available credit, you can reverse that damage pretty quickly if you can pay your balance down to 30% or less.

Even if you’re not currently focused on your credit score, there are other reasons to keep your balance in check:

If your balance has gotten to the point that you’re carrying debt from one month to the next, rather than paying in full, you’ll be bearing the brunt of credit card interest. 

Charging more than you can afford to pay off each month is a strong sign of living beyond your means.

Sometimes you have no choice but to finance a big expense — such as a necessary car repair or medical bill you can’t cover with an emergency fund . But if you’re carrying debt for “stuff,” it’s time to focus on your budget. 

The credit habits you develop in young adulthood can stick with you for the rest of your life. Resist the temptation to overspend just because you have the ability to overspend.

To view rates and fees of the Blue Cash Preferred® Card from American Express , see this page .

Last updated on January 31 , 2024

Methodology

NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.

Frequently asked questions

Some credit cards are extremely easy to get approved for — but they charge outrageous fees and don't have good options to upgrade to when your credit improves. Young adults looking to build credit with a credit card should look at secured cards , student cards and cards with alternative underwriting methods. See also our best cards for bad credit , for fair/average credit and for no credit .

That depends entirely on how you spend money. If a significant portion of your discretionary spending falls in a specific category, look for a card that pays high rewards in that category — examples include groceries , restaurants , gas , streaming services or online shopping . If you enjoy traveling, look for a card that can get you closer to your next destination. That could be a general purpose travel card with flexible points or a card tied to a specific airline or hotel chain.

A lot of young adults don't really have a dominant spending category. Others don't want to worry about categories and just want a card that offers good rewards on everything. If either of those apply to you, look for a cash-back or travel card with simple flat-rate rewards.

Keep in mind, though, that the best rewards cards are available mostly to those with good credit or better. That's generally defined as credit scores of 690 and up. Young adults who are still building credit may want to wait until they're on firmer ground before applying.

The best time for a young adult to get a credit card is when he or she:

Is old enough to legally get one.

Has enough income to qualify for one.

Is able to manage it responsibly .

Legally, you can get a credit card of your own when you're 18 years old, but special federal regulations apply until you're 21. If you're under 21, you'll need to either have a co-signer or be able to show that you have independent income. Once you're over 21, the income requirement adjusts a bit; when you're filling out a credit card application, you can include any income that you have access to, including a spouse's income or shared household income.

An alternative to getting your own credit card is to become an authorized user on someone else's account. When you go this route, you get a card with your name on it but that the other person is ultimately responsible for paying. Being an authorized user can help you build credit.

About the author

Portrait of author

young adult travel card

Epic trips on a budget

Save up to $700—low prices are locked in until Feb. 1.

Shop City Experiences →

Group travel for 18–35s

Find your trip, pay over time—we’ll handle the rest. Travel BFFs included.

Popular trips

A brightly lit city center at night with tall buildings and neon sides plastered on every building with many people gathered in the streets

Highlights of Japan

White buildings with a bright blue dome on top situated at the edge of a hill overlooking the calm ocean with other islands in the background

The Greek Islands

A woman in a white dress sitting at the edge of a boat with her feat touching the clear blue water and foliage-covered cliffs in the background

Thailand Getaway

Several cabin-type homes on a lush green field with trees blooming flowers situated next to still blue water and a large mountain range in the background

Germany, Italy & Switzerland

Two small tri-colored monkeys perching on a tree branch with the monkey in the front holding a branch

Costa Rica Adventure

A cluster of homes with red roofs situated next to a forest and at the edge of a body of crystal clear blue water with some rocky formations scattered in the water

Cruise Croatia: Split to Split

A stone palace capped with green rooftops with yellow tulips in the foreground

Denmark, Sweden & Norway

Gorgeous pink flowers blooming from a tree on the right side of the frame with a large snow-capped volcano with steam coming out of it in the background

Japan: Tokyo & Beyond

A very sharp and rocky cliff terrain sparsely covered in grass located right next to the ocean with several rocky formations sticking out of the water

Grand Tour of Ireland

young adult travel card

What’s trending

Airplane icon

FLIGHTS INCLUDED

(Or book ’em yourself!)

Piggy bank icon

EASY PAYMENT PLANS

Globe icon

OVER 120 TRIPS

Clock icon

24/7 SUPPORT

young adult travel card

Ultimate Southeast Asia

A view of a city with many buildings with red roofs situated next to the water with a tree visible in the foreground

Portugal Getaway

young adult travel card

Mexico City: City Experience

young adult travel card

Eastern Europe: Krakow to Budapest

young adult travel card

Costa Rica & Panama Adventure

young adult travel card

Oktoberfest: Berlin to Munich

young adult travel card

Taste of Italy: Tuscany & Umbria

young adult travel card

Madrid Pride: City Experience

young adult travel card

Active Iceland

young adult travel card

Iceland: The Golden Circle & Ring Road

Friends = benefits.

Get your crew on a trip to earn a free spot or share sweet group discounts.

young adult travel card

3,500+ reviews

“An amazing trip, from the views and the food to the wonderful people I met on the trip. Everything was thought out so well that I didn’t spend any of my time stressing like I would have if I had gone by myself!”

—Savannah D., traveled to Germany, Italy & Switzerland

Maskot / DigitalVision / Getty Images

Advertiser Disclosure

Best credit cards for young adults in 2023

Building credit is an important part of young adulthood, but you should choose a credit card to help you do it without tempting you to overspend

Published: April 26, 2023

Ana Staples

Author: Ana Staples

Kaitlyn Tang

Editor: Kaitlyn Tang

Why trust us?

Your college years or first years in the workforce are prime time for you to start building up your credit score. One of the best ways to do it is to spend on a credit card and pay off your payments.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards , or use our CardMatch™ tool to find cards matched to your needs.

As a college-aged teen or young working adult, you may wonder about getting your first credit card. All in all, it’s a good idea, though the CARD Act of 2009 prohibits lenders from issuing cards to anyone under 21. The bill allows for some exceptions  — you have an adult co-signer or prove that you have the income to pay off your credit card bills.

So if you’re working your first job, you might as well start building your credit score now. Of course, you could always become an authorized user of a cardholder you know and trust, such as a parent or an older friend.

However, for new cardholders who’d like full control of your account, to make use of the rewards you earn or seek financial independence, your young adult years are as good a time as ever to apply for your first credit card . Your best bet: Apply for a credit card geared toward young adults so that you don’t become overwhelmed with fees or get tempted into overspending.

Discover it Student Cash Back: Best for students

Why we picked it : The Discover it® Student Cash Back is a starter credit card designed for students with no credit history . It’s also known for its plentiful rewards, like 5 percent cash back on rotating quarterly bonus categories (up to $1,500 per quarter upon activation, then 1 percent) and 1 percent cash back on other purchases.

In addition, the Discover it Student Cash Back comes with a six-month 0 percent intro APR for purchases, then a variable APR of 18.24 percent to 27.24 percent will apply.

  • No annual fee
  • All cash rewards matched at the end of first year
  • Earn 5 percent cash back on rotating categories (up to $1,500 quarterly) upon activation based on Discover’s cash back calendar
  • No penalty APR and no late fee on your first missed payment (up to $41 thereafter)
  • Enrollment required quarterly to start earning at 5 percent

Who should apply : Students with no history are the perfect candidates for this card, thanks to its lack of fees and free access to your FICO credit score , provided by TransUnion. You’ll get the opportunity to learn how to use credit while completing your college education.

Who should skip : If you already have a good credit score , there are other cards out there for you. Anyone who’s also prone to overspend should also skip this one.

Capital One Platinum Secured Credit Card: Best for low credit scores

Why we picked it : The Capital One Platinum Secured Credit Card is a good bet for young people with lower credit scores. The initial security deposit is low (up to a $200 minimum, depending on your credit), and you can get up to $1,000 as your credit limit. It’s good that the Capital One Platinum Secured Card caps your spending at $1,000 in the beginning — it limits how much you can spend and ensures you can pay off your bills in full to help you build credit .

  • Automatically considered for a higher credit limit after six on-time monthly payments
  • No annual, foreign transaction or returned payment fees, plus no penalty APR
  • No rewards program

Who should apply : Young people who find it hard to qualify for many credit cards when they’re just starting their credit journey or have bad credit scores should apply. Anyone still learning about credit and forming good credit habits should consider this card.

Who should skip : Cardholders who already have a good score don’t need this card. If you’d also like to earn some rewards, however small, you should look at other cards.

Capital One QuicksilverOne Cash Rewards Credit Card: Best for flat-rate cash back

Why we picked it : The Capital One QuicksilverOne Cash Rewards Credit Card will serve you well with its flat-rate 1.5 percent cash back on all purchases and relatively low annual fee of $39. You may dismiss this card for its annual fee, but you only need to spend $2,600 per year to cover the $39. For young adults with lower credit scores, you should opt for a no-frills, flat-rate cash back card like the Capital One QuicksilverOne to avoid rewards structures that could tempt you into overspending.

  • 1.5 percent cash back on every purchase
  • Account review after six on-time payments for a credit limit increase
  • No foreign transaction fee, penalty APR or returned payment fee
  • High regular APR (30.74 percent variable)
  • $39 annual fee

Who should apply : If you have a fair credit score , you’ll likely enjoy this card’s simplicity. Young adults who don’t have time to manage rotating categories, like students or people starting their first job, may also like this flat-rate card.

Who should skip : Cardholders who want more substantial rewards should skip this one.

Chase Freedom Unlimited: Best for travel rewards newbies

Why we picked it : The Chase Freedom Unlimited® * is one of the best ways for you to enter the world of Chase Ultimate Rewards, one of the most valuable reward currencies on the market. In fact, Chase fulfills your bonus cash back as Ultimate Rewards points , allowing you to redeem them in a variety of ways including travel.

The Chase Freedom Unlimited earns substantial cash back, offering 5 percent cash back on Lyft purchases (through March 2025), 5 percent cash back on travel purchased through Chase Ultimate Rewards , 3 percent cash back on dining and drugstore purchases and 1.5 percent cash back on everything else.

  • 0 percent intro APR on new purchases and balance transfers for 15 months (20.49 percent to 29.24 percent variable thereafter)
  • Additional 1.5 percent cash back on everything (up to $20,000 spent in first year)
  • Free DashPass membership for three months, then discounted for the next nine months
  • 3 percent foreign transaction fee
  • Penalty APR of up to 29.99 percent

Who should apply : Good credit cardholders looking for a card that earns high rewards and doesn’t charge an annual fee should opt for the Freedom Unlimited. It’s also a great choice for anyone looking to jump into Chase Ultimate Rewards.

Who should skip : Young adults who are still learning to pay their bills in full and on time should steer clear. The card’s intro APR period and bonus cash back may lead those new to credit into a debt cycle.

American Express Green Card: Best for young professionals

Why we picked it : The American Express Green® Card is perfect for young professionals who travel often for work, dine out regularly and have a good credit score. An excellent entry-level travel card, the Amex Green offers 3X points on travel, transit (including rideshare services) and dining.

American Express travel cards earn Amex Membership Rewards points. These points are best redeemed for travel on the American Express Travel portal . You could also transfer them to an Amex transfer partner and book flights directly with your preferred airline. Depending on the partner, transferring your points may even boost your point value.

  • 60,000 points if you spend $3,000 in first six months
  • Up to $189 statement credit per year for a Clear® Plus membership
  • No foreign transaction fees
  • Earn unlimited points
  • $150 annual fee
  • Must book rewards travel through Amex Travel

Who should apply : Anyone who wants to join the Amex Membership Rewards loyalty program will have a solid start with the Amex Green Card. The card is also best suited for young working adults (rather than college students) because of its annual fee and rewards on travel and dining.

Who should skip : Cardholders for whom the $150 annual fee is difficult to swallow initially should skip. College students and homebodies will also have a hard time maximizing this card.

Citi Double Cash Card: Best for paying down debt

Why we picked it : It’s easier to get into credit card debt than many people realize. And given how high credit card interest rates are these days, it can be difficult to get out of debt. That’s where the Citi Double Cash® Card comes in. You can transfer your existing credit card balances to this card, and you’ll get 18 months to pay them off, interest-free (variable APR of 19.24 percent to 29.24 percent thereafter).

For any new purchases, the Citi Double Cash will give you up to 2 percent cash back on all purchases — 1 percent when you make the purchase and 1 percent when you pay it off.

  • No category restrictions
  • Cash back is earned as Citi ThankYou points

Who should apply : Young adults with good credit but some debt should consider this card. Anyone who’d like to earn flat-rate cash back (rather than keep tracking of rotating or bonus categories ) should also apply. Busy students may also like this card’s simplicity.

Who should skip : If you’d prefer to earn more rewards per dollar, then this card’s up to 2 percent (1 percent on general purchases and 1 percent when you pay them off) will dissatisfy you.

Comparing the best credit cards for young adults

Even among the best cards for young adults, the possibilities may seem endless. Check out the comparison table below to see how the cards compete side by side:

How to choose a credit card for young adults

When you’re trying to decide whether a credit card is right for you, ask yourself these questions:

  • What do you hope to get out of this credit card? A better credit score? Rewards for spending? An opportunity to pay off your debt? Knowing what you want from a credit card will help you narrow down your options.
  • Does this card suit your lifestyle? If a card offers a bonus for cardholders who spend $4,000 in three months, for example, be sure that spending goal matches your budget. If a card offers rewards on restaurants, ask yourself how many times you dine out every month. When a card provides rewards in categories you often spend in, you don’t have to do much to justify adding it to your wallet.
  • Can I get this card with my current credit score? If you don’t already know your credit score, you might be able to find out through your bank. You can also use the CardMatch tool to see cards that are a good fit based on your credit profile. Additionally, you may be able to take advantage of preapproval or prequalification via an issuer’s website to see if you have a good chance of being approved for a specific credit card.

Bottom line

The world of credit cards can be intimidating, but don’t let that put you off from applying for a card that can help you earn rewards, boost your credit or cover a large purchase. And don’t let your inexperience be an obstacle — it’s best to start your credit journey now to give yourself time to build up your credit score. That way, you set yourself up for success for larger financial goals like buying a house or a car.

*All information about the Chase Freedom Unlimited has been collected independently by CreditCards.com and has not been reviewed by the issuer.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Ana Staples is a staff reporter and young credit expert reporter for CreditCards.com and covers product news and credit advice. She loves sharing financial expertise with her reader and believes that the right financial advice at the right time can make a real difference. In her free time, Anastasiia writes romance stories and plans a trip to the French Riviera she'll take one day—when she has enough points, that is.

On this page

  • Best for students
  • Best for low credit scores
  • Best for flat-rate cash back
  • Best for travel newbies
  • Best for young professionals
  • Best for paying down debt
  • Comparing cards
  • How to choose a card

Essential reads, delivered straight to your inbox

Stay up-to-date on the latest credit card news 一 from product reviews to credit advice 一 with our newsletter in your inbox twice a week.

By providing my email address, I agree to CreditCards.com’s Privacy Policy

Your credit cards journey is officially underway.

Keep an eye on your inbox—we’ll be sending over your first message soon.

Learn more about Card advice

Best business credit cards with a 0% intro APR

Best business credit cards with a 0% intro APR

Plenty of business cards offer generous introductory APRs on new purchases, offering increased payment flexibility for small business owners. Here are some of our favorites.

Best travel credit cards for beginners

Best travel credit cards for beginners

It’s a great time to plan your post-pandemic vacation and get your first travel credit card. But which card should it be?

Best credit cards for expedited airport security screening

Best flat-rate cash back credit cards

Best credit card combinations for everyday spending

Best credit cards for grocery shopping in 2023

Explore more categories

  • Credit management
  • To Her Credit

Questions or comments?

Editorial corrections policies

CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers. CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. From industry experts to data analysts and, of course, credit card users, we’re well-positioned to give you the best advice and up-to-date information about the credit card universe.

Let’s face it — there’s a lot of jargon and high-level talk in the credit card industry. Our experts have learned the ins and outs of credit card applications and policies so you don’t have to. With tools like CardMatch™ and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions.

Our top goal is simple: We want to help you narrow down your search so you don’t have to stress about finding your next credit card. Every day, we strive to bring you peace-of-mind as you work toward your financial goals.

A dedicated team of CreditCards.com editors oversees the automated content production process — from ideation to publication. These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience.

Editorial integrity is central to every article we publish. Accuracy, independence and authority remain as key principles of our editorial guidelines. For further information about automated content on CreditCards.com , email Lance Davis, VP of Content, at [email protected] .

Best credit cards for young adults

Advertiser disclosure.

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.

Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

  • Share this article on Facebook Facebook
  • Share this article on Twitter Twitter
  • Share this article on LinkedIn Linkedin
  • Share this article via email Email

Young women having business meeting in restaurant

  • Connect with Tracy Stewart on LinkedIn Linkedin
  • Get in contact with Tracy Stewart via Email Email

The Bankrate promise

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to:

  • Meet you wherever you are in your credit card journey to guide your information search and help you understand your options.
  • Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions.
  • Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you.

At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.

Editorial integrity

Bankrate follows a strict editorial policy , so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

Key Principles

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Editorial Independence

Bankrate’s editorial team writes on behalf of YOU — the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.

How we make money

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

Bankrate follows a strict editorial policy , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.

Many young adults — especially college students and recent graduates — often face some challenges when building credit. For starters, banks and lenders may be uncomfortable extending lines of credit to young people who haven’t yet proven their creditworthiness. Not only that, but credit products geared to consumers with a thin credit profile or lower credit score tend to be lackluster and don’t always offer the best rates and terms.

With this in mind, young people should look into credit products that aren’t overly difficult to get approved for, yet allow them the chance to build credit and even score some perks along the way. The credit cards we’ve profiled below can be a good option for young people due to their credit requirements, rewards programs and added benefits.

Best for added consumer protections: Capital One SavorOne Student Cash Rewards

Why we picked it : It’s hard to find a credit card geared towards young adults that lets you earn cash back while also offering a decent range of member perks. But the Capital One SavorOne Student Cash Rewards Credit Card does just that. For starters, its generous cash back program allows cardmembers to earn up to 10 percent on Uber purchases and three percent cash back on dining, entertainment, streaming services and grocery stores (excluding superstores like Walmart® and Target®)— all of which are generally the most popular categories among young adults. You also have multiple other benefits, including no foreign transaction fees, warranty extension, 24-hour Travel Assistance Services and even Travel Accident Insurance.

  • Generous cash back opportunities among student-centric categories, including streaming and dining
  • Cash welcome bonus of $50 if you spend $100 with your card in the first three months of membership
  • No annual fee
  • No zero-percent introductory APR on purchases or balance transfers
  • The APR can be high when compared to other cards
  • The card requires a fair or good credit score

Who should apply ? Any student with a fair credit score who wants to build their credit and take advantage of cash back and consumer protections.

Who should skip ? Anyone planning to make a large purchase or transfer a balance will be better served by a card that offers a zero-percent introductory APR.

Best for young adults who travel: Capital One Venture Rewards

Why we picked it : If you have plans to travel anytime soon or in the future, the Capital One Venture Rewards card deserves serious consideration. Benefits including no foreign transaction fees and up to $100 credit for Global Entry or TSA PreCheck application fee help offset the $95 annual fee. Plus, you earn 2X miles on all purchases and 5X miles on hotels and rental cars booked through Capital One Travel.

  • Solid travel benefits, such as no foreign transaction fees and up to $100 in credit for Global Entry or TSA PreCheck application fee
  • Impressive welcome offer of 75,000 miles after $4,000 in purchases within first three months
  • Earns miles for all purchases, not only travel-related ones
  • Must have a good or excellent credit rating, which may be difficult for some young adults to obtain
  • $95 annual fee
  • No introductory zero percent APR on purchases or balance transfer offer

Who should apply ? Globetrotters hoping to bulk up on travel rewards will find a lot to like about this card.

Who should skip ? Those trying to rebuild or establish their credit profile may be tempted to overspend to earn the bonus.

Best for young adult students: Discover it® Student Cash Back

Why we picked it : The Discover it Student Cash Back is geared to young professionals who want to earn rewards while they build a positive credit history. This means you may be able to qualify for this card with a limited credit history or fair credit score, yet you’ll get all the cardholder bells and whistles regardless. Not only will you earn 5 percent back on up to $1,500 in qualifying purchases each quarter on rotating categories that often includes grocery stores, gas stations and restaurants (enrollment required, then 1 percent), but you’ll earn 1 percent back on all other purchases and Discover will automatically match all the cash back you’ve earned at the end of your first year. Meanwhile, you’ll access important benefits like a free FICO score access on your monthly statement, zero fraud liability and Social Security number alerts. You can also redeem your rewards for cash back in any amount, and your rewards will never expire.

  • Discover will automatically match all the cash back you’ve earned at the end of your first year
  • Must enroll in rotating categories to earn maximum cash back
  • No purchase or travel benefits
  • Shorter introductory APR on purchases and balance transfers

Who should apply ? Students trying to establish a positive credit profile while earning cash back rewards.

Who should skip ? Those who don’t want to keep up with rotating categories for rewards should look elsewhere.

Best for young adults with no credit: Discover it® Secured Credit Card

Why we picked it : The Discover it® Secured Credit Card is a secured credit card, meaning that, unlike a typical unsecured credit card, it requires collateral. With a secured credit card , you’re required to put down an initial deposit that is typically equal to your line of credit. With a $500 cash deposit, for example, you could secure a line of credit in that amount, then use your credit card to help build up your credit history over time. It’s also important to note that you’ll get your deposit back when you close or upgrade your card in good standing. The Discover it® Secured Credit Card is valuable as a rewards credit card, but it’s also a brilliant card option for young adults who need help building credit from scratch. The fact that there’s no annual fee is another big benefit you don’t find with all secured credit cards.

  • Minimum $200 initial security deposit required
  • No added consumer protections for travel

Who should apply ? Any young adult who is brand new to building credit.

Who should skip ? If the $200 minimum security deposit feels out of reach, a cheaper option may be a better fit. Likewise, if you need a credit card for travel, its lack of travel benefits is probably a dealbreaker.

Best for young adults with average credit: Capital One QuicksilverOne Cash Rewards Credit Card

Why we picked i t: If you have average credit, which typically means having a FICO score of 580 to 669 or even slightly higher, you may want to look into the Capital One QuicksilverOne Cash Rewards Credit Card as a means for building credit with responsible use. This card may make it easier to get approved when other cards are difficult to attain, and although you’ll have to pay a $39 annual fee, you’ll earn 1.5 percent back for each dollar you spend. You can always upgrade to a card with better benefits and rewards over time, and this card will help you get there since you get unlimited access to valuable credit tools through the CreditWise from Capital One® program.

  • Available to those with a fair credit score
  • Potential to qualify for a higher line of credit within six months
  • No foreign transaction fees
  • $39 annual fee
  • Higher purchase APR
  • No introductory offers for purchases or balance transfers

Who should apply ? This card is a great fit for anyone hoping to improve their credit score while earning rewards.

Who should skip ? Those who want to avoid an annual fee or need a 0 percent APR introductory offer for larger purchases or balance transfers should consider another card.

Best for low security deposit: Capital One Platinum Secured Credit Card

Why we picked it : The Capital One Platinum Secured credit card is a solid option offering a chance for young adults to build their credit, without the financial stress of using a large security deposit. The minimum amount required for a security deposit is $49, which is much lower than most other secured credit card options, and gives you a $200 credit limit to start.

  • Low security deposit required
  • No credit history needed
  • Build your credit score since it reports payment activity to the credit bureaus
  • No rewards, welcome offer or introductoryAPR on purchases or balance transfers
  • Higher ongoing APR

Who should apply ? Credit builders who are less interested in rewards programs and can meet the $49 minimum security requirement will appreciate this card.

Who should skip ? Someone looking to earn rewards or take advantage of special introductory offers should look elsewhere.

How to choose the best credit card for a young adult

If you’re a young adult who is ready to get a credit card but not sure which one to go for, there are several factors you should consider before you apply. These tips can help you choose the right card for your needs and long-term credit goals.

  • Know your credit score. Young adults with minimal credit history may need to apply for a secured credit card at first, while others with a basic credit history can potentially get approved for a traditional credit card. Either way, knowing your credit score ahead of time can help you narrow down your options.
  • Determine if you want to earn rewards. Many of the top card options for young adults make it possible to earn rewards based on your spending , but that doesn’t mean everyone wants this kind of incentive to spend more. If you truly don’t want to earn rewards, there are plenty of credit cards for good credit that don’t dole out points based on spending.
  • See which cards have perks you prefer. Make sure to check whether the cards you’re considering come with perks you value, which may include travel insurance, extended warranties, price protection and more.
  • Remember that your starter credit card doesn’t have to be forever. If you’re unimpressed with the card options you can actually qualify for as a young adult, try to avoid getting discouraged! If you use credit responsibly, avoid racking up extensive debt and always pay your credit card bills before your due date, you should be able to upgrade to a better rewards or travel credit card in time.

What credit score do young adults need for a credit card?

Each credit card issuer has its own requirements concerning what credit score is needed for approval. As a young adult, it’s unlikely you have a full credit profile but you still have options. There are plenty of credit cards tailored to those who are just starting out. There are also credit cards for those who have established a credit score but still fall somewhere in the fair credit range. No matter where you fit on the spectrum of credit scores, there’s surely a card — or several — that can set you up for financial success.

Should all young adults have a credit card?

It’s certainly not a requirement for a young person to have a credit card, but there are benefits that come with owning a credit card. For starters, building credit as a young adult is an important step in your overall financial life. Having good credit is essential throughout your life as it opens the door to better interest rates. With a good credit score, you’re more likely to get approved for a car loan, mortgage and even landing a job.

A credit card with a low initial limit can help teach positive credit habits while building credit. A credit card also provides many consumer protections like fraud protection, purchase protection and insurance. Many credit cards also make it easy for young adults to earn rewards on all their spending, and some come with perks .

Since payment history is the most important factor used to determine FICO scores, using a credit card for small purchases and paying your bill early or on time each month can positively affect your credit score in a hurry. Your credit utilization is the second most important factor that makes up your FICO score, so this is another area where you can use a credit card to your advantage. Strive to keep your credit utilization rate below 30% of your total available credit, and you’ll have the best results in the long run.

What are the most important factors to consider for your first credit card?

Young adults looking for a first credit card should look to apply for cards with better approval odds. The best credit cards for young adults will often offer decent interest rates, rewards for spending, no or low annual fees and considerable perks and protections.

We suggest comparing flexible credit cards that help earn rewards without an annual fee. With that being said, it can be difficult to get approved for the top rewards credit cards when you’re first starting out. For those without a credit history, a secured credit card is often the only option. Don’t see the card for you? Our CardMatch feature can help you find a card that best fits your needs.

What type of credit card is best to help build credit fast?

Any credit card can help you build a credit history, provided the issuer reports your credit movements to the three credit bureaus – TransUnion, Equifax and Experian. To build credit fast, we suggest signing up for a credit card then using it for small purchases you can afford to pay off. From there, make sure your payments are made early or on-time and keep your utilization as low as you can.

Related Articles

man paying with a credit card at a store

How to score a rewards card without good credit

Calm focused female freelancer in casual clothes revising reports while sitting on soft couch at table and using computer in light contemporary apartment

Though Fed holds lending rates steady, subprime cardholders continue to feel sting of high interest rates

federal reserve building

How the Fed affects credit cards

Man using credit card while online

Why are credit card APRs so high?

Medjet ambulance

Get to a hospital at HOME. Global transport & security benefits!

6 AWESOME Countries with Travel Programs for Young Adults

by Christine Williams - Last updated on November 11, 2022

facebook icon

  • Must See Places

Traveling abroad is an adventure in itself, but when you add to that activities like rock climbing , skydiving , or rafting down class five rapids, you’re sure to have an experience that will stick out in your memory for years. You can choose to face these challenges alone (you brave soul, you!), or you can sign up for adventure travel programs for young adults , which means an instant community and instant fun.

Hang gliding over the Swiss Alps

Things to Keep in Mind When Visiting Top Adventure Travel Destinations

Before we get into the most baller destinations for adventure travel, here are a couple things to keep in mind when deciding on the best group travel program or activity for you:

Be smart about it.

When you’re traveling to a foreign country, it’s easy to throw caution to the wind and engage in activities that you would not do at home. While it’s fantastic to be spontaneous and open to new experiences abroad, it’s important to make sure you’re staying safe. I know, I know; I’m sure you’ve already heard this a million times from your Mom or Dad or over-protective aunt from Missouri, but they just have your best interests at heart.

It’s easy to feel invincible while you’re traveling overseas. You realize that the world isn’t a scary place looking to swallow you up, but rather a welcoming place that’s nowhere near as dangerous as the news back home would make it seem.

If you’ve been abroad for a while, you probably feel pretty confident in your ability to take care of yourself, you’re starting to get a feel for being alone in a foreign country, and you think you can take on the world. That’s awesome. Just don’t forget that you should take the same safety precautions abroad as you would at home. Think your scuba instructor is too hung-over for a safe dive? Skip it. Does that skydiving parachute look a little worn out? Run.

Foreign countries sometimes have less safety restrictions than back home, so go with your gut. If something’s telling you to skip an adventure activity, better safe than sorry.  

woman snapping photo in asian country

Make sure it’s not exploiting anyone or anything.

The best part of traveling overseas is being able to experience things that you would never do at home. Being in a different country opens you up to new environments, cultures, animals, and food that are exotic and unique from anything you’ve experienced before. While it’s great to take advantage of these once in a lifetime opportunities, be aware of the impact it’s having on the local community. Riding an elephant may seem like a fantastic way to experience new cultures and connect with local animals, but elephant-riding is actually damaging to their backs and the animals are often treated inhumanely.

[ Find your next great story! Get custom program advice here ]

Do your research..

Ask tour operators lots of questions. That’s not to say that you should stay home while the rest of the travelers in your group go out and have awesome adventures. Just be aware of the impact on local human, animal, and environmental populations. As responsible tourism gains exposure, more and more adventure activities are becoming aware of their effect on the local community and finding ways to conserve and give back.

Read reviews of different small group adventure travel programs before you make a selection. Ask to speak with past participants, check their website to make sure they’re legit, and investigate their community partnerships. 

Now that we’ve got those important public service announcements out of the way, on to the fun part!

Looking for something close to home? Check out the best spots for fishing in the U.S.

Our fave places for group travel for young adults.

There are tons of destinations around the world that offer a variety of adventure activities, but finding a travel program for young adults that fits your thrill-level and personal interests is key. Here are some countries that offer experiences for every adrenaline level, from couch potato to stunt-men and women in training:

group travel for young adults in australia

To the outside world Australia seems like one big, never-ending beach, and while there are gorgeous coastlines, Australia’s landscape is extremely diverse. This varied environment means there are plenty of different outdoor activities! Of course there’s the well-known Great Barrier Reef, a worldwide favorite for scuba diving , but Australia is home to a number of lesser-known (and cheaper!) adventure destinations too.

See all adventure travel programs for young adults in Australia

From wildlife parks like the Jirrahlinga Koala and Wildlife Sanctuary near Melbourne to wine tasting in the Yarra Valley (hey, that can be an adventure!) to rock climbing at the Blue Mountains near Sydney , there’s really something for every level of adrenaline junkie in Australia. 

group travel for young adults in honduras

While Honduras may not be at the top of your bucket list, it’s worth a look if you’re interested in scuba diving. The Bay Islands off the Eastern coast are one of the cheapest places in the world to get your open water Scuba certification . If you’re more into the young backpacking scene, head to Utila , where backpackers come en masse for the cheap scuba, delicious seafood, and all-night parties.

See all adventure travel programs for young adults in Honduras

If you’re looking for something quieter or heading to Honduras with the family, Roatan has beautiful resorts and lovely beaches. On days off from your scuba classes, you can catch a boat ride to nearby islands or, depending on the time of year, head out in search of whale sharks. If you’re really lucky, you’ll be able to enjoy a short swim with these gorgeous underwater giants. Be sure to investigate which dive shop offers the most responsible experience that focuses on protecting the whale sharks rather than exploiting them!

group travel for young adults in iceland

With such a dramatic, archaic landscape, it’s hard not to have an adventure in Iceland . Forget the same hum-drum tourist activities, Iceland offers some truly unique travel programs for young adults that you wouldn’t find in many other places in the world. Looking for something really epic? Try dogsledding through the Icelandic countryside (Yep, you heard that right. Dogsledding ). An experienced musher will lead your sled dog team through the gorgeous Golden circle to see Iceland’s pristine outdoor beauty. Again, whenever you’re participating in a tourist activity that involves animals, it’s crucial to do your research and choose an operator that prioritizes the welfare of the animal over tourism dollars.

See all adventure travel programs for young adults in Iceland

If you’re more of a summertime person, just the name Iceland may have you running for your electric blanket. Surprisingly enough Iceland has plenty of warmer weather activities, like horseback riding , kayaking , and yes, even snorkeling . But, before you bust out your bikini, a wet-suit is recommended in Iceland, even in the summer.

group travel for young adults in costa rica

If you need to warm up after your snow activities in Iceland, check out Costa Rica . The local government has done a fabulous job protecting their environmental resources, making it a perfect destination for group travelers interested in eco-tourism . Soar through the jungle like superman on one of the world’s longest zip lines or learn to surf in the waves at one of the country’s many beaches, it’s up to you. Hey, porque no los dos ? Do both!

See all adventure travel programs for young adults in Costa Rica

Thanks to the environmental protection initiatives in place, Costa Rica is also a great spot for wildlife lovers. Trekking through the Monteverde Cloud Forest , travelers have to opportunity to get up close with nature, exotic animals and Costa Rica is popular with backpackers , so you’re guaranteed to make new friends at the same time. 

South Africa

group travel for young adults in south africa

What’s more baller than cruising through the African desert on an epic safari ? Not only can you experience the gorgeous, rustic South African landscape, but you can track the famous Big Five (lion, elephant, buffalo, leopard, and rhinoceros) for a glimpse of truly epic wildlife. Some adventure programs in South Africa even offer overnight stays in rustic campsites . There’s nothing more adventurous than coming face to face with a herd of wild elephants in the African desert.

See all adventure travel programs for young adults in South Africa

For an equally thrilling experience, conquer your fear of heights in Cape Town by bungee jumping from Bloukrans Bridge, the world’s highest commercial bridge! Even the bravest adrenaline junkies will get sweaty palms looking down from the 216 meter drop. Just make sure to tell your parents about your death-defying experience after you make it back safe on the ground.

group travel for young adults in nepal

It’s no secret that Nepal had a rough year in 2015, and their tourism industry has definitely taken a hit. While the Nepalese people are still recovering from a terrible set of earthquakes , the tourism board has announced that they are ready for travelers to come visit their gorgeous country once again! Adventure-addicts will have no shortage of choices in Nepal. Hikers can book a group tour trekking through the foothills of the Himalayas, stay with local families in Nepali villages along the way, or take on the challenge of conquering Mount Everest.

See all adventure travel programs for young adults in Nepal

Nepal also has lots of opportunities to connect with the local community through volunteer programs , like building houses and teaching English. 

Adventure is out there — go find it!

Whether you’re an adrenaline junkie or just like a bit of excitement during your travels, there are plenty of destinations around the world that cater to group travel for young adults.

Browse all the folks offering travel tours for young adults

maps on the table

Want to Get Matched with Programs?

man looking at the mountains

Use MyGoAbroad to Save & Compare Programs!

volunteer in the galapagos

Adventure volunteering in the Galapagos now!

Recommended Destinations

Explore 41 Programs

Peru

Hawaii (USA)

Explore 16 Programs

Hawaii (USA)

United Kingdom

Explore 10 Programs

United Kingdom

Top Adventure Program Providers

Popular opportunities to check out

Program fees from $180! Join IVHQ's incredible and affordable volunteer programs!

Experience an authentic adventure abroad: 1-2 week cultural tours, join us on our exceptional photographic journeys with a do-good twist, join ethical small-group adventure tours in uganda, come join us on the ultimate horseback holiday adventure, come join us for a wonderful summer of your life wcc global, related articles, where are the best safaris in africa, comparing guided, self-guided, and independent travel, 12 best places for adventure seekers, 11 benefits of adventure tourism, how to plan an adventure trip, what is adventure travel.

For Travelers

Travel resources, for partners.

GoAbroad

© Copyright 1998 - 2024 GoAbroad.com ®

  • Study Abroad
  • Volunteer Abroad
  • Intern Abroad
  • Teach Abroad
  • TEFL Courses
  • Degrees Abroad
  • High School Abroad
  • Language Schools
  • Adventure Travel
  • Jobs Abroad
  • Online Study Abroad
  • Online Volunteer Programs
  • Online Internships
  • Online Language Courses
  • Online Teaching Jobs
  • Online Jobs
  • Online TEFL Courses
  • Online Degree Programs

Ticket Types

By using your TFI Leap Card, you can travel around Dublin at just €2 for adults, €1 for young adults (19-25) or students, and 65 cent for children using the TFI 90 minute fare .

Most customers use travel credit to pay as you go, but you can also load a range of tickets on your card. The ticket options available to you depend on the type of card that you have.

You have a number of options depending on which transport operator you use:

  • Ashbourne Connect : Adult & child weekly tickets
  • Bus Éireann : zonal tickets depending on region
  • Collins Coaches : Adult & student 10 trip tickets
  • Dublin Bus and Go-Ahead Ireland : 5 day rambler (adult & student), 30 day rambler (adult & student)
  • Matthews.ie : Adult, Child and Student 10 trip tickets and return tickets
  • Swords Express : Adult & student 10 trip tickets
  • Wexford Bus:  Adult, Student and Child 10 journey Weekly tickets, Adult and Student Flexi 10 journey ticket and Adult, Child and Student return tickets
  • Express Bus: Weekly tickets

Young Adult and Student Leap Card holders can avail of 50% discounts on additional commercial bus services. Further details on how to get the discount and the most up-to-date list of participants can be found here.

Annual and Monthly TaxSaver Tickets

Many TaxSaver tickets can now be loaded onto Adult Personalised TFI Leap Cards.  These include monthly and annual tickets from  Bus Éireann ,  Dublin Bus and Go-Ahead Ireland ,  Irish Rail , Luas, Ashbourne Connect, Collins Coaches, Matthews.ie, Swords Express and Wexford Bus. These tickets are ordered through your employer.

  • For Bus Éireann, Dublin Bus and Go-Ahead Ireland and Irish Rail visit  taxsaver.ie 
  • Ashbourne Connect
  • Collins Coaches
  • Matthews.ie
  • Swords Express
  • Wexford Bus

Can someone else use my personalised TFI Leap Card?

No; your personalised TFI Leap Card is unique to you. Only the person whose name & photo is printed on the card, can use it. If someone else uses your personalised TFI Leap Card, they may be fined & have the card confiscated.

How does the validator know whether to use the Travel Credit or Ticket on my card?

Validators are programmed to check if your card has a valid ticket for the applicable service first. If there is a valid ticket on the card, it simply validates and no Travel Credit is deducted. If there is no valid ticket for the service, the Validator will use Travel Credit instead.

What if I lose my TFI Leap Card that has a tax saver ticket loaded on it?

The replacement process currently varies depending on your ticket type. For more information on replacing a lost card, please visit TaxSaver TFI Leap Card .

Do I get tax benefits from using Travel Credit on my card?

No; tax savings are only applicable to the TaxSaver tickets you buy for your card through your employer.

How can I see if there are tickets for my TFI Leap Card awaiting collection?

Any TaxSaver ticket renewals, or tickets bought online but not yet loaded onto your TFI Leap Card, can be viewed from the Card Overview screen of your LeapCard.ie account.

How can I see if travel credit top-ups for my TFI Leap Card are awaiting collection?

Any travel credit top-ups that have not yet been collected & loaded onto your TFI Leap Card, can be viewed from the Card Overview screen of your LeapCard.ie account.

How do I load new tickets onto my existing TaxSaver TFI Leap Card?

If you order a new ticket for your TaxSaver TFI Leap Card, you need to load it onto your card prior to travelling.

  • If the TaxSaver ticket you ordered is for Irish Rail only , the ticket is simply loaded when you use the card at any Irish Rail Validator or Ticket Machine.
  • If the TaxSaver ticket you ordered is for Luas only , the ticket is simply loaded when you use the card at any Luas Validator or Ticket Machine.
  • If the TaxSaver ticket you ordered is for Dublin Bus and Go-Ahead Ireland or Bus Éireann only , you cannot load the ticket on the Bus. You can load the ticket via the Leap Top-up App if you have a NFC-enabled phone. You can also load the ticket at a Leap Card agent by asking the agent to check your balance.
  • If the TaxSaver ticket you ordered is a joint ticket for Luas + Dublin Bus   and Go-Ahead Ireland you can load the ticket via the Leap Top-up App if you have a NFC-enabled phone. You can also load the ticket at a Leap Card agent , by asking the agent to check your balance.
  • If the TaxSaver ticket you ordered is a joint ticket for DART/Commuter Rail + any other operator(s) , you must load the ticket at a DART/Commuter Rail Validator or Ticket Machine.

Tickets can normally be loaded onto your card towards the end of the month for the next month or year’s travel. For example, a ticket that is valid for February would normally be ready to load at the end of January. Tickets must be loaded within 1 month of purchase.

Do I still get the same tax benefits, when TaxSaver tickets are on a TFI Leap Card?

Yes, your ticket has simply been loaded onto a TFI Leap Card, so your tax benefits are unchanged.

Can I add Travel Credit to my TaxSaver TFI Leap Card?

Yes, your TaxSaver TFI Leap Card can be topped up with Travel Credit or Tickets, at over 2,000 shops nationwide, as well as at all Luas stops & DART/Commuter Rail stations. You may wish to do this if you want to travel on services where your TaxSaver ticket is not valid.

When can I load my new tax saver ticket onto my personalised TFI Leap Card?

It depends on when your employer processed your ticket order. Tickets can usually be loaded onto your card towards the end of the month for the next month/years travel. For example, a ticket that is valid for February would normally be ready to load at the end of January.

Using TFI Leap

Leap top up app, replacements and refunds, card and ticket types, leap visitor card.

United offers discounts to younger travelers, and the deal just got better

Kyle Olsen

For about three years, United Airlines has offered discounts to travelers between the ages of 18 and 22, but now, the airline has extended the offer to include 23-year-olds.

As a recent college graduate and United Airlines Premier 1K member, I've used this discount to save thousands of dollars on United flights. Even those who aren't frequent United travelers can save with this discount.

New to points and miles? Learn the ropes with the TPG App! Download for free here .

Discounts start at 5% off a normal ticket, but they can be much higher on certain routes and dates. This is particularly true on close-in bookings. I have found discounts of more than 60% in some cases. These discounted fares are valid on any route that originates in the U.S. and flies within North America; they may also include codeshare flights on Lufthansa, Swiss, Austrian, Brussels, Air Canada, ANA or Air New Zealand with a UA flight number.

For example, a close-in departure on a flight from San Francisco International Airport (SFO) to Seattle-Tacoma International Airport (SEA) costs $244.60; however, with the young traveler discount, the flight is just $92.51 — a 62% discount.

Today, we'll go through the ins and outs of the United Airlines young traveler discount.

How to book this discount on United flights

There are four easy steps to follow to find and book fares with this discount, according to United :

1. Download or open the United app . 2. Log into your MileagePlus account. If you don't have one, you can sign up for free and should include your date of birth in the registration process. 3. Select "Book" on the bottom navigation bar. 4. Select "Discounted travel (ages 18-23)." That way, the discount will automatically appear when you search for flights.

young adult travel card

After following these steps, you will be taken to a new screen where you can search for flights. You'll notice that you can only book a flight for one traveler, yourself.

young adult travel card

The discount will automatically apply to eligible flights. It will be clear that you are looking at discounted flights if you can see the word "Discounted" in green text below the flight price.

young adult travel card

About United's age discount

young adult travel card

There are several important terms to know about United's age discount:

  • Travelers must be between 18 and 23 years old . As your date of birth is pulled from your MileagePlus account, you have to be a MileagePlus member and put your date of birth on file.
  • One passenger is allowed per confirmation number . When using the discount, you can only book one person on a single confirmation number, even if your traveling companion is between the ages of 18 and 23. Those passengers need to make their own reservations. Historically, this has been challenging as United only allows complimentary Premier upgrades and other Premier benefits to be shared with a companion when they're on the same confirmation number as the Premier member. (The only exception to this is with Economy Plus seating; you can call United to have your companion seated in Economy Plus if you're a Premier member with your companion on a separate confirmation number.)
  • This discount is only valid for economy and basic economy fares . It's a bummer that there isn't a discount on Premium Plus and business class bookings. However, normal economy tickets purchased with this discount are still eligible for upgrades (paid, mileage, PlusPoints, instant or complimentary), based on availability.
  • Premier members get all their benefits . United allows Premier members to receive all their normal benefits; however, you might be a bit lower on the upgrade waitlist when traveling on a ticket booked using the young traveler discount. In my experience, when traveling on the young traveler discount, I am one of the last Premier 1K members to be upgraded before Premier Platinum members.
  • Basic economy fares are eligible for the discount as well. Basic economy fares have several restrictions, including seat assignments at check-in, no seat changes or upgrades, no flight changes, no full-size carry-on bags and reduced MileagePlus Premier qualifying credit.

There is a minimum 5% discount on United or United Express-operated flights within North America originating in the United States. All published, non-contracted economy class fares are eligible.

On international flights from the U.S., United offers "varying discounts." Here's what I found the discounts to be on some international routes on flights originating from the U.S. All fares are standard economy on United unless otherwise noted:

  • San Francisco International Airport (SFO) to Heathrow Airport (LHR) round-trip : 1% discount, $772 discounted fare, $780 public fare.
  • Dulles International Airport (IAD) to São Paulo/Guarulhos Airport (GRU) round-trip (one-stop each direction) : 17% discount, $1,382 discounted fare, $1,666 public fare.
  • Denver International Airport (DEN) to Puerto Vallarta's Licenciado Gustavo Díaz Ordaz International Airport (PVR) : 4% discount, $614 discounted fare, $638 public fare.
  • Los Angeles International Airport (LAX) to Sydney Airport (SYD) : 12% discount, $2,525 discounted fare, $2,870 public fare.
  • John F. Kennedy International Airport (JFK) to Vienna Airport (VIE) (Austrian Airlines codeshare flight) : 10% discount, $1,301 discounted fare, $1,441 public fare.
  • Seattle-Tacoma International Airport (SEA) to Montreal-Trudeau International Airport (YUL) (Air Canada codeshare flight) : no discount.

Related: How to get maximum value from the United MileagePlus program

Sweet spots to maximize your United discount

young adult travel card

As mentioned, last-minute flights tend to have steeper discounts. My earlier example — the flight from San Francisco to Seattle leaving four days later — shows more than a 60% discount; the same flight two weeks later only shows a 5% discount.

Flights where the origin and/or destination is not a hub often show steeper discounts than hub-to-hub flights. For example, flights between Newark (EWR) and Chicago O'Hare (ORD), two United hubs , tend to be less discounted than flights between non-hub cities such as Savannah/Hilton Head International Airport (SAV), John Wayne Airport (SNA) and Redmond Municipal Airport (RDM).

Five days in advance, flights between EWR and ORD are showing about a 7% discount; flights from SNA to ORD are showing about a 53% discount.

young adult travel card

Bottom line

As a recent college graduate, I am always looking for the best ways to save on my next trip, and this United discounted fare is a great way to do it, particularly if you have a last-minute travel need. Now, travelers up to age 23 can enjoy these discounts.

Search around for yourself to find the best discount for your travel needs. Volatile prices might take a few different searches throughout the week to find the best price — but once you find a deal, it will be worth it.

Best Youth and Student Travel Discount Cards

How to Easily Score Student Discounts as You Travel

 Peter Cade/Getty Images

One of the best perks of student travel is having access to thousands of discounts. You'll be able to score cheaper prices on everything from accommodation to flights and entrance fees to tours. 

You technically do not have to be a student either. If you're a traveler under the age of 26, you should be eligible for most of the discounts. 

And the discounts are not only travel-related, you can have access to discounts on practically everything you can think of. Check out the best card offers out there like the International Student Identity Card, the International Youth Travel Card, the Student Advantage Card, the International Student Exchange Card, and various hostel discount cards.

The International Student Identity Card (ISIC)

Full-time students who are 12 years and older can get their hands on an International Student Identity Card to gain discounts on flights, accommodations, shopping, entertainment, and more.

You can get free travel insurance while traveling outside the U.S. through this card (although it is basic), as well as have the opportunity to make inexpensive international phone calls. This is a huge bonus.

The card, which costs about $25, is good through December 31 each year. It is issued by the International Student Travel Confederation and if you are going to go with only one student discount card, this is the one you should get. For $25 a year, you will definitely make your money back and save several hundreds of dollars if you have a few trips planned. 

Check out a full list of discounts you'll be eligible for and learn more about how to get an ISIC card.

The International Youth Travel Card (IYTC)

Also issued by the International Student Travel Confederation, the International Youth Travel is a discount card for travelers under 26 who are not enrolled in a school. You get a wide range of youth travel discounts, not quite as many as the ISIC, but it may be worth having if you plan on traveling. It costs $25 a year and comes with free travel insurance as well. 

Check out the list of youth travel discounts you can get with IYTC card and learn more about how to get an IYTC card.

The Student Advantage Card

The Student Advantage Card provides student travel, retail, and entertainment discounts for an annual $22 membership fee (you can add up to three additional years of membership for $10 per year).

As for whether it's worth it, it really does depend on how you'll be traveling. You can gain 15 percent off Amtrak and Greyhound fares, and you get booking fees waived if you use HostelWorld. That all sounds great, but you should bear in mind that you can get a Greyhound student discount without the card and that Amtrak gives the same discount to ISIC cardholders. The main bonus, then, is saving on the HostelWorld booking fee. If you're planning a big trip or lots of travel and staying in hostels, dishing out $22 on the Student Advantage Card could be a good deal. If not, get the ISIC instead. 

The International Student Exchange Card (ISE)

The $25 ISE card offers many of the same discounts as the ISIC card. Issued to travelers under 26, the card's "youth" version doesn't offer quite as many discounts as the "student" version, issued to enrolled students. Is it worth it for you? You should take a look at the discounts offered, compare them to those offered by the ISIC, and see which of them will be more valuable to you. If both sound great and can offer you great deals independently, then get both. You can buy the mobile-only membership for $9—which cuts out the need for a physical card. Or, you can get a physical ISE card with a SIM card for international calling for $35 (shipping included).

Hostel Discount Cards

Hostel discount cards offer discounts on some hostel bunk nights and a few additional benefits. Some hostel discount cards offer only to waive online booking fees, which may be covered by the Student Advantage Card. Major hostel outfit Hostelling International has a membership card, which can get you a free night stay and other deals.

How to Land Some Serious Student Travel Discounts

Tips for Budget Business Travel

Get an ISIC Card

How to Gain Airport Lounge Access

Best Hotel Booking Sites

How Airline Employees and Their Families Fly Free

Can I Get a Senior Discount on Rail Passes?

Best Tour Companies for Singles

How to Find Senior Discounts for Budget Travel

About Single Europe Train Tickets

How to Find the Right New York City Gym for You

Calculating the Value of a Frequent Flyer Mile or Hotel Point

5 Ways to Find the Cheapest Train Travel

Best Car Rental Companies of 2024

Amsterdam Tourist Discount Cards

How to Buy and Use the National Park Pass for Seniors

United logo link to homepage

FAQs about flight discounts for 18 to 23 year olds

Learn more about our exclusive 5% flight discount for 18 to 23 years olds, available only through the United app .

Eligibility

Who is eligible for this discount.

MileagePlus members who are 18 to 23 years old at the time of booking are eligible for this discount. They also need to have a date of birth listed on their MileagePlus account.

Where do I sign up for a MileagePlus account?

You can sign up for a MileagePlus account on united.com or the United app.

How do I add my date of birth to my MileagePlus account?

Sign in to your MileagePlus account through the United app or united.com to add your date of birth to your account. The date of birth you provide must match your travel documents.

Can I book a discounted ticket for a friend or family member?

No. The discounted airfare is for individual tickets only. However, if your friend or family member is also between the ages of 18-23 at the time of booking, they can book a discounted ticket for themselves on the United app as well.

How do I book a discounted ticket?

All discounted tickets are available through the United app.

Can I book a discount ticket on united.com or another travel website?

No. Discounted tickets are only available on the United app.

Can I get the discounted ticket prices on a flight I’ve already booked or previously purchased?

No. All new flight bookings will be eligible for the discount.

Does this discount apply to all flights?

The discount is valid on United- or United Express®-operated flights within the United States and to and from select international destinations originating in the United States. Members will have access to all available discounted flights through the United app. International discounts also apply to certain codeshare flights identified with a “UA*” flight number and operated by Air Canada, ANA, Austrian, Brussels, Lufthansa and Swiss.

How do I know I’m seeing the discounted ticket price?

  • Open the latest version of United app
  • Select the “Book” tab
  • Select “Discounted travel (ages 18-23)”
  • Fill out the travel information and click “Search flights”
  • All discounted fares will appear within the final search

Can I use the discount for a flight that’s departing after the promotion ends?

What seating options are included with this discount.

This discounted is available for United Economy® or Basic Economy purchases.

Does Premier® status make me ineligible for this offer?

No. You’re eligible if you’re a MileagePlus member and between 18-23 years old at the time of booking.

I don’t live in the United States. Am I eligible for the discount? Will I be able to book in my local currency?

Yes, you’re eligible for this discount if you don’t live in the United States. However, there are a few things to keep in mind. This discount is for United- or United Express-operated flights originating in the United States. All bookings are in U.S currency only. Because you’ll be booking your flight on the app with this discount, you must use a credit card with a billing address in the U.S., Guam or Puerto Rico.

Are these discounted tickets eligible for FareLock?

During travel, will i receive my premier benefits when traveling on a discounted ticket.

Yes. If you’re a MileagePlus member and are between 18-23 years old at the time of booking, you’ll receive the discount along with all the benefits of your Premier status. Premier members who purchase Basic Economy tickets are subject to most of the Basic Economy restrictions. However, Premier members will receive the same boarding priority as they would receive when traveling on any other ticket, and they're always eligible for a full-sized carry-on bag and the complimentary checked baggage allowance they receive with their Premier status.

Will I receive the same benefits when purchasing a discounted ticket with my United credit card?

Yes. All discounted tickets purchased with a United credit card will receive cardmember benefits, so long as the cardholder is the customer that is traveling on the itinerary.

Additional questions

How long is the promotion valid for.

All discount fares are available for purchase through December 31, 2023, regardless of flight date.

Does this discount apply to taxes and fees?

This discount doesn’t apply to taxes, fees or surcharges, including passenger facility charges, international departure tax, customs users/immigration fees, agricultural tax or airport security charges. It is the responsibility of the passenger to pay such amounts at time of ticketing. In addition, the discount doesn’t apply to checked baggage or other fees.

Is this discount available for flights operated by United’s partner airlines?

The discount is available for flights operated by United, United Express and select partner airlines with codeshare flights identified with a “UA*” flight number. Members will have access to all available discounted fares through the United app.

Troubleshooting tips

Are you mileageplus member.

You can enroll in MileagePlus by visiting united.com

Is your date of birth in your member profile?

You can ensure your date of birth is in your member profile by visiting your account on united.com

Are you 18-23 years old?

You must be 18-23 years old to book the discounted travel. Your date of birth must match all government forms of identification.

Are you booking your discounted ticket on the latest version of the United app?

You must purchase your discounted ticket on the latest version of the United app, which you can download from the App Store (iOS) or Google Play (Android).

Save 50% with Young Adult Card (YAC) and Student Leap Cards

We are delighted to announce that all college students with a young adult (19-23) card or student leap card can avail of 50% saving when travelling from wednesday 7th september 2022..

young adult travel card

A range of Young Adult and Student Leap Card tickets will be available on our services including Single, Return and Weekly tickets . To avail of the 50% discount be sure to register for  Young Adult Card (YAC) today: 

  • The Young Adult (19-23) Leap Card  is available to all 19 to 23 year olds right up to their 24th birthday.
  • The Student Leap Card  remains available to students in full-time education who are 24 years old and above. If you already have a Student Leap Card you’ll get the 50% reduction straight away without having to apply for a new Young Adult Leap Card (19-23). 

How Can I get a Young Adult Leap Card?

You can apply for a Young Adult Leap Card online today before staring back to College. If you don’t have the Young Adult Card (YAC) you can travel with  JJ Kavanagh & Sons  but you don’t avail of the 50% saving, you will have to pay an adult fare.

Step by Step Guide to Booking your Seat with a Young Adult Card (YAC)

  • Step 1 – Enter your ‘From’ and ‘To’ fields , select a ‘Single’, ‘Return’ or ‘Weekly’ ticket and select your date(s). Select the type ‘YAC (Young Adult Card)’.   Once you have all the required fields filled out select ‘Search’. 

young adult travel card

  • Step 2  –  Choose the service(s) you wish to travel on by selecting one of the journey(s) you wish to travel on and then select ‘Continue’.

young adult travel card

  • Step 3  –  Passenger Details –  You must enter your Valid YAC (Young Adult Card) number along with name, phone number and email address. 

young adult travel card

  • Step 4  – Payment Overview –  Read and agree to the terms and conditions then click  ‘Pay Now’
  • Step 5  – Confirmation –   You will receive an email confirmation with your Seat Reservation e-ticket. When boarding the coach you can present your ticket to the driver on your phone for validation.
  • Step 6 –  The driver will ask for you  to present your Young Adult Card (YAC) or Student Leap with your ticket. 

If you do not have a valid card with your seat reservation ticket you will be asked to pay for a ticket to board the coach. 

We look forward to having you on board!

young adult travel card

Our Partners

young adult travel card

Join Our Newsletter

And receive regular updates and freebies, follow us on.

young adult travel card

Young Adult & Student Card

Commercial bus services – young adult and student card.

On 09 May 2022, the Minister of Transport Eamon Ryan and the National Transport Authority launched the 50% public transport fare reduction for young adults aged 19-25 years old inclusive and mature students.

Commercial Bus Operators who hold a public bus passenger service licence may opt into the Fares Scheme that has been established to enable them to offer the discount. Participation in the Fares Scheme is voluntary.

You do not have to be a participant in the Authority’s Integrated Ticketing System (Leap Card) to be able to offer the discount.

If you are interested in joining the Fares Scheme, please email: [email protected] for further information.

The list of current commercial bus routes that offer the Young Adult and Student Card discount is available for download here .

The details in this file are correct as of 16 November 2022.

  • Temperature Check
  • The Stardust Inquests
  • Inside The Newsroom
  • Climate Crisis
  • International

young adult travel card

Young Adult Leap Card extended to 25-year-olds, but no extra cuts to public transport fares

PEOPLE UNDER THE age of 26 will now be eligible for reduced public transport fares, under measures announced this afternoon.

The measures were announced in the Dáil this afternoon by Minister for Public Expenditure Paschal Donohoe as part of Budget 2024.

Previously, the Young Adult Leap Card was only available for people up to the age of 23. The card entitles young people to 50% off public transport fees.

This has now been extended to 23- and 24-year-olds.

As well as this, a 20% reduction in public transport fares – first announced in June 2022, and extended in last year’s Budget – will be further extended until the end of next year.

However, no further cuts to fares have been announced. 

In total, Donohoe said that €3.5 billion had been allocated to the Department of Transport for Budget 2024. This equates to €892 million in current and €2.7 billion in capital funding.

Of this, €1.2 billion will go maintaining and investing in the road system. With a total of €937 million going towards renewal and protection of the system, and €200 million going towards the development of new roads projects.

Additional transport measures

There will be a number of other measures, initiatives and investments supported by this funding. Among other measures, these include:

  • €360 million for walking and cycling infrastructure projects through the Active Travel and Greenways Programmes
  • The purchase of 70 new double-deck electric buses for Dublin, along with 101 additional buses for Cork, Galway and Limerick
  • The protection and renewal of the heavy rail network as well as bus/rail fleet renewals and station upgrades
  • The implementation of BusConnects Dublin
  • The movement to the next phase of the Metrolink
  • €21 million ringfenced for road safety

Commenting on the Budget today, Transport Minister Eamon Ryan said that the reduced fares for younger people now made Ireland “one of the most cost effective countries in Europe to travel as a young person”.

“We have also secured a commitment to review transport fares for under 18s and my ambition is that we can move towards zero cost travel for children and teenagers in 2025,” he said.

You can find full details of today’s Budget announcement in our roundup  here .  

Making a difference

A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation..

For the price of one cup of coffee each week you can make sure we can keep reliable, meaningful news open to everyone regardless of their ability to pay.

young adult travel card

To embed this post, copy the code below on your site

600px wide <iframe width="600" height="460" frameborder="0" style="border:0px;" src="https://www.thejournal.ie/https://www.thejournal.ie/public-transport-budget-2024-6191665-Oct2023/?embedpost=6191665&width=600&height=460" ></iframe>

400px wide <iframe width="600" height="460" frameborder="0" style="border:0px;" src="https://www.thejournal.ie/https://www.thejournal.ie/public-transport-budget-2024-6191665-Oct2023/?embedpost=6191665&width=400&height=460" ></iframe>

300px wide <iframe width="600" height="460" frameborder="0" style="border:0px;" src="https://www.thejournal.ie/https://www.thejournal.ie/public-transport-budget-2024-6191665-Oct2023/?embedpost=6191665&width=300&height=460" ></iframe>

One moment...

  • Defamation Damaging the good reputation of someone, slander, or libel.
  • Racism or Hate speech An attack on an individual or group based on religion, race, gender, or beliefs.
  • Trolling or Off-topic An attempt to derail the discussion.
  • Inappropriate language Profanity, obscenity, vulgarity, or slurs.
  • Spam Advertising, phishing, scamming, bots, or repetitive posts.

Leave a comment cancel

young adult travel card

Access to the comments facility has been disabled for this user

Create an email alert based on the current article

young adult travel card

  • U.S. Passport Photo
  • US Visa Photo 2 x 2 in (51 x 51 mm)
  • Baby Passport Photo
  • Photo 35x45 mm (3.5x4.5 cm)
  • Popular Documents
  • AI Removal Tool
  • Remove Background from Photo
  • Face Cutout
  • Retouch Portrait Online
  • AI Recovery Tool
  • Blur Background
  • Photo Enhancer
  • Photo Colorizer
  • Old Photo Restoration
  • Photo Color Correction
  • AI Generation Tool
  • Cartoon Selfie
  • Photo to Anime
  • Passport Photo Maker

Young Adult, Child & Student Leap Card Requirements and Application 101

' src=

If you are a student or a young person, you can buy bus tickets at a lower price for all public transport services, like Dublin Bus and Irish Rail. If you’d love to enjoy transport discounts among other perks, this guide must be helpful for you. It will include all the details and information about student leap cards in Ireland. 

It is the most convenient way to travel around Dublin by a leap card. All you need to do is tag your card off a tagging station either on the bus or on a Luas or Irish rail platform. Easy!

What Is Young Adult, Child & Student Leap Card?

Young Adult Leap Cards are for 19-23-year-olds while Student Leap Cards are available to students aged 16-18 or 24+ in full-time third-level education. 

If you are under 19 years old, you should apply for a Child Leap Card (16-18). The Child Leap Card includes your name and photograph and you can buy it online only. However, if you don’t have a photo ID, you might need to submit all the required information and documents to the card processing center. One of the officers will verify the application manually, which won’t take a longer time than standard ID verification to complete.

young adult travel card

image source: leapcard.ie

If you are 19 to 23 years old, you can apply for a Young Adult Leap Card (19-23). It remains available to students in full-time education who are 24 years old and above. You can get the 50% reduction if you already have applied for the leap card. However, if you don’t have it, click here. Then, you can apply for it online. If you don’t have a photo ID, just follow the steps we mentioned above.

For students who are aged 24 years old and over in full-time third-level education, the Student Leap Card (SLC) is still available for you.

Note: The Young Adult (19-23) Leap Card is currently for all 19-23 year olds, but will increase to 19-25 year olds from early 2024.

Who Can Apply for a Student Leap Card ?

You might want to obtain a Students Leap Card and you are excited about the freebies that come with it. However, the application of it is not guaranteed. You need to meet all the requirements if you want a Student Leap Card. The categories of people entitled to Student Leap Card are as follows.

1. Must have a minimum of 16 hours of lectures/class time per week

2. Be enrolled for a minimum of 6 months duration in any one 12-month period

3. You should be between 18-24 years old

4. You should be at least a third-level student

The special categories of people entitled to Student Leap Card:

1. Trainee Solicitor under the Irish Law Society or a full-time SOLAS trainee or full-time PLC student

2. Trainee Accountants (ACCA, Institute of Chartered Accountants) 

Note: Foreign students are also eligible for a Student Leap Card if they fulfill the requirements we mentioned above. If you are taking an online course in Ireland, you must meet the same criteria set out here. Otherwise, you are not eligible to apply for the SLC.

Required Documents for Young Adult Leap Card Application

Before applying for a Young Adult (19-23) Leap Card, you need to submit the following documents:

1. Full ID (this can be a Passport/EU/EEA ID/ Driving licence/ Learner permit)

2. The ability to enable your camera permissions

3. Proof of Student Status (this can be a valid student ID or letter of confirmation of admission from your institution)

4. Proof of age like passport photo or driving licence photo

5. Proof of payment of Student Leap Card

6. The presence of the applicant

If you don’t have a valid ID such as Passport, Driving Licence/Learner Permit, or EU-EEA National ID, you are also eligible for a personalized Leap Card. Just submit two images of documentation that verify your eligibility. Such documents include your photograph, your name, and date of birth.

How Do I Apply for a Young Adult or Student Leap Card? 

Getting a Student Leap Card or Young Adult Leap Card in Ireland is quite easy. You can apply for the card online or in person. Here is a step-by-step guide.

1. Go to leapcard. ie and select the card type. Click on the card type you want from the drop-down menu on the “Buy” page. 

2. Submit your valid student ID. Aiming to verify your eligibility, you need to submit your student ID

3. Wait for the Cards. If you are a student, you need to need to attend an agent to collect your student card. As for the Young Adult Card, it is posted after making a successful online application.

How Much Does a Young Adult or Student Leap Card Cost?

You must pay a €5 refundable deposit and an extra €5 travel credit when buying the card.

Young Adult and Student TFI Leap Card Fares

Children TFI Leap Card Fares

Holders of Young Adult TFI Leap Cards can avail of discounted 7 Day and 30 Day Student tickets.

Below are the Young Adult / Student paper ticket prices for comparison.

Leap Card Photo Requirements

1. Size. The ideal resolution for a leap card photo is 600 x 600 pixels, and the acceptable size for the file is anything less than 240 kilobytes. For the right Ireland Leap Card 715×951 pixels size, make sure to use a high-quality camera or smartphone.

2. Color. The photo must be in color. Remember that the colors must be natural and clear. Any filters or effects that change them are forbidden.

3. Focus. The photo must be in focus, clear, and without blurriness or distortion. A blurry photo is a sure way to get your application rejected.

4. Background. The background color of the photo should be plain white or off-white. Make sure that your face and features stand out clearly in the photo and that the lighting is even.

5. Recency. Your photo should be recent and taken within the last six months. This ensures that the photo accurately represents your current appearance (hairstyle, weight, facial hair, etc.).

What Services Accept Leap Card?

You can use the Leap Card to take Dublin Bus , Bus Eireann, Go-Ahead Ireland, DART, Irish Rail  commuter services in the Short Hop Zone, as well as, Luas , Cork to Cobh/Midleton train lines in Cork, private operators such as Ashbourne Connect, City Direct, Matthews Coaches and Wexford Bus.

·What’s more, you can download the Real Time Ireland App, which integrates all real-time arrival information services. You are allowed to set alerts to tell you when your bus is 10, 20, or 30 minutes away from your stop. It can tell you when you’re coming to a particular stop (GPS-dependent).

That’s it. This article includes all you want to know about Young Adult, Child, and Student Leap cards. We have mentioned which one is fit for you depending on age and how to apply for it.

Hopefully, with the instructions provided above, you can apply for the leap card without much effort.

1. Can 2 people use the same Leap Card? 

Yes. When you get on a bus, you can tell the driver to take two fares off one regular Leap card. However, it is not allowed to do so if you are by rail or Luas trams. Keep in mind that have to pay a €5 deposit on a regular Leap Card.

2. Does the young adult Leap card expire?

Of course. Young Adult 19 to 23” means those TFI Leap Cards that can be used by persons who are aged from 19 to 23 years old inclusive. A Young Adult Card 19 to 23 automatically expires on the user’s 23rd birthday. A Young Adult Leap Card 19 to 23 must be personalized by section 9 below.

By the way, student Leap Cards are issued from the start of the academic year, usually in late August, and expire at the end of September the following year.

3. Which card gives the biggest savings? 

Young Adult and the Student Leap Card fares are the same

4. Where do I get my Student Leap Card after I complete my application? 

You will need to go to a Student Leap Card agent to verify your student status and get your card printed within 14 days of applying for your card online.

By Dolores Xiao

I am a content creator and marketer with over 5 years of professional writing experience. I hold a bachelor's degree in communications and have a natural curiosity about technology, as evidenced by my technology blog. As an avid traveler, I draw upon adventures in over 10 countries to inject unique cultural perspectives into my articles and social media campaigns. I thrive on developing engaging content that informs and inspires audiences.

Related Post

Does irish ferries accept free travel pass, where to take ireland passport photos near me, complete guide on ireland employment permit application, how to book an appointment for a smart id card, indian passport renewal in dubai 2024, how to switch from pre-settled status to settled status, pakistani passport renewal in uae.

IMAGES

  1. Set of 4 Travel Themed Greeting Cards Enjoy the Adventure

    young adult travel card

  2. Masculine travel card Created by Jade Boteler

    young adult travel card

  3. Travel Card

    young adult travel card

  4. A Personalised Happy Travels Card

    young adult travel card

  5. Travel Themed Card

    young adult travel card

  6. Personalised Travel card

    young adult travel card

COMMENTS

  1. Young Adult and Student Card

    Young Adult and Student Card You can get 50% off adult public transport fares with the Young Adult (19-25) or Student Leap Card, and you can also travel around Dublin for just €1 with the TFI 90 minute fare. The Young Adult (19-25) Leap Card is currently for all 19-25 year olds.

  2. Best Credit Cards For Young Adults Of January 2024

    4.1 Up to 6.5X Reward Rate Earn an additional 1.5% cash back on up to $20,000 spent in the first year, after that 5% on Chase Read More Welcome Bonus Up to $300 cash back Annual Fee $0 Regular APR...

  3. 12 Best Credit Cards for Young Travelers (Feb. 2024)

    1. Discover it® Miles at Discover Card's secure website TRAVEL RATING ★★★★★ 4.8 OVERALL RATING 4.8/5.0 Our Review » UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you've earned at the end of your first year.

  4. 16-25 Railcard

    Students and young adults can use the 16-25 Railcard on Standard Anytime , Off-Peak, Super Off-Peak Single and Return tickets, as well as Standard Class and First Class Advance tickets. You can also link your 16-25 Railcard with an Oyster Card to get 1/3 off Off-Peak travel around London. How much is a 16-25 Railcard?

  5. Best Credit Cards for Young Adults of February 2024

    Here are some of the best credit cards for young adults, whether you're totally new to using them, or you're looking for something a little more rewarding than your starter card. Some of...

  6. The Best Way to Travel Young

    The Best Way to Travel Young | Fun, Affordable Group Trips | EF Ultimate Break Make plans, not resolutions. Book your bucket list before prices go up. Explore trips Group travel for 18-35s Find your trip, pay over time—we'll handle the rest. Travel BFFs included. Popular trips Highlights of Japan 14 days, 6 cities The Greek Islands

  7. Flight discounts for 18 to 23 year olds

    Flight discounts for 18 to 23 year olds | United Airlines Discounted flights for 18 to 23 year olds If you're 18 to 23 years old, get closer to what matters most with our exclusive flight discount. It's available only through the United app.

  8. The 5 best credit cards for young professionals

    Best credit cards for young adults American Express® Gold Card: Best for foodies. American Express® Green Card: Best for those who travel for work, leisure or "bleisure" (a combination of both). Chase Sapphire Preferred® Card: Best for frequent and casual travelers.

  9. Best credit cards for young adults in 2023

    As a college-aged teen or young working adult, you may wonder about getting your first credit card. All in all, it's a good idea, though the CARD Act of 2009 prohibits lenders from issuing cards to anyone under 21. The bill allows for some exceptions — you have an adult co-signer or prove that you have the income to pay off your credit card bills.

  10. Best Credit Cards For Young Adults

    4.6. Capital One Venture Rewards Credit Card. 5X miles on hotels and rental cars booked through Capital One Travel. 75,000 bonus miles after spending $4,000 on purchases within three months of ...

  11. Travel Programs for Young Adults

    See all adventure travel programs for young adults in South Africa. For an equally thrilling experience, conquer your fear of heights in Cape Town by bungee jumping from Bloukrans Bridge, the world's highest commercial bridge! Even the bravest adrenaline junkies will get sweaty palms looking down from the 216 meter drop.

  12. Ticket Types

    By using your TFI Leap Card, you can travel around Dublin at just €2 for adults, €1 for young adults (19-25) or students, and 65 cent for children using the TFI 90 minute fare. Most customers use travel credit to pay as you go, but you can also load a range of tickets on your card.

  13. Extended Young Adult Card Fare Now Live So 24 and 25 Year Olds Can

    The Minister for Transport Eamon Ryan today announced that extended fare discounts for young adults are now live so that 24 and 25 year olds can also avail of 50% fares on public transport. This latest expansion means that those aged between 18 and 25 years and full-time third levels students aged 16 and above, can travel half price on all PSO ...

  14. United offers discounts to younger travelers and the deal just got

    He specializes in maximizing points and miles, elite status and credit cards so readers travel more comfortably and at a lower cost. ... (SEA) costs $244.60; however, with the young traveler discount, the flight is just $92.51 — a 62% discount. Today, we'll go through the ins and outs of the United Airlines young traveler discount.

  15. Comhairle na nÓg members welcome the announcement of the Youth Travel Card

    The Executive's final proposal was a Youth Travel Card providing a 50% discount on all public transport systems for all young people up to the age of 23, which they proposed and presented to Minister Roderic O'Gorman and Minister Eamon Ryan on 8th July 2021.

  16. Discounted public transport fares for 19 to 23 year olds announced as

    38.9k Updated Oct 12th 2021, 2:09 PM LAST UPDATE | Oct 12th 2021, 2:09 PM YOUNG PEOPLE AGED between 19 and 23 are receiving a 50% discount on public transport fares across the network. A total of...

  17. Best Youth and Student Travel Discount Cards

    The Student Advantage Card. The Student Advantage Card provides student travel, retail, and entertainment discounts for an annual $22 membership fee (you can add up to three additional years of membership for $10 per year). As for whether it's worth it, it really does depend on how you'll be traveling. You can gain 15 percent off Amtrak and ...

  18. gov

    This year's budget supports our goal of achieving cleaner, greener transport by 2030. Investment in 2022 will support a wide range of sustainable mobility projects, including: the introduction of a new Young Adult Travel Card, offering a 50% discount on fares across the transport network for those age 19 to 23.

  19. FAQs about flight discounts for 18 to 23 year olds

    All discounted flights will have a discount ticket indicator under the price. To ensure you're in the right place, follow the below steps: Open the latest version of United app. Select the "Book" tab. Select "Discounted travel (ages 18-23)". Fill out the travel information and click "Search flights". All discounted fares will ...

  20. Save 50% with Young Adult Card (YAC) and Student Leap Cards

    We are delighted to announce that all college students with a Young Adult (19-23) Card or Student Leap Card can avail of 50% saving when travelling from Wednesday 7th September 2022. Apply for your YAC Card. The Young Adult (19-23) Leap Card is available to all 19 to 23 year olds right up to their 24th birthday.

  21. Young Adult & Student Card

    On 09 May 2022, the Minister of Transport Eamon Ryan and the National Transport Authority launched the 50% public transport fare reduction for young adults aged 19-25 years old inclusive and mature students.

  22. Young Adult Leap Card extended to 25-year-olds, but no extra cuts to

    15.3k Oct 10th 2023, 2:27 PM PEOPLE UNDER THE age of 26 will now be eligible for reduced public transport fares, under measures announced this afternoon. The measures were announced in the Dáil...

  23. Young Adult, Child & Student Leap Card Requirements & Application 101

    2. Does the young adult Leap card expire? Of course. Young Adult 19 to 23" means those TFI Leap Cards that can be used by persons who are aged from 19 to 23 years old inclusive. A Young Adult Card 19 to 23 automatically expires on the user's 23rd birthday. A Young Adult Leap Card 19 to 23 must be personalized by section 9 below.