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Guide to travelling with cash

How much money can you take abroad.

If you’re travelling abroad from the UK with £10,000 cash or more, you’ll need to declare it with UK customs. You will need to declare €10,000 cash or more if you carry it between Northern Ireland and any non-EU country See footnote 1 1 .

Elsewhere, rules on carrying cash vary from country to country. For example, for countries in the EU, you’ll need to fill in a cash declaration form or declare money at an airport if you’re carrying €10,000 or more but this won’t apply to every European country See footnote 2 2 . Figures vary even more when travelling to countries on other continents with different currencies.

To avoid being issued a fine or having your money seized, it’s always best to check your destination’s local rules in advance.

How much cash can I bring into the UK?

If you’re bringing £10,000 cash or more into the UK, or €10,000 or more into Northern Ireland, you’ll need to declare it with customs See footnote 3 3 .

You’ll need to make a declaration if the total amount of cash your group or family is travelling with exceeds the £10,000 or €10,000 limit, even if individuals are carrying less than that.

You’ll have to give details about:

  • who’s carrying the cash
  • your journey
  • how the cash was generated
  • how the cash will be used

Declarations can be made 72 hours before you travel See footnote 4 4 .

Travelling with cash abroad

Follow these five tips to keep your cash safe when abroad:

  • Split where you store your money – This is one of the best ways to make sure that if someone steals your cash, they don’t take all of it. Perhaps you could share your money between a group to lower the risk of losing it all from one theft.
  • Only carry what you need – By splitting your money and only taking out what you need each day you can minimise the amount of cash you lose if a wallet or purse is misplaced or stolen.
  • Consider a money belt – If you really want to keep your cash close, a money belt could be the answer. Wearable wallets are often slim enough to hide under clothing and some models stop would-be thieves from making contactless card payments if your debit and credit cards are stored inside.
  • Store your cash securely – Taking time to set a combination and using a hotel or apartment safe can give you peace of mind that your money is stored securely.
  • Exchange money with official vendors – It may be tempting to exchange currencies with street vendors offering competitive rates, but your money is always safest with a bureau exchange at a fixed address.

Buy foreign currency for your next holiday with M&S Travel Money .

Updated July 2023

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Planning a holiday abroad?

Travelling to Europe or beyond? Check out our handy guide to help make your trip perfect.

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Will you need euros?

Find out which countries use the euro and learn more about the currency.

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Need some winter sun?

Planning a winter sunshine break? Use our handy guide to help with your holiday planning.

1. Correct at time of publication, see  gov.uk for up-to-date information

2. Correct at time of publication, see  European Commission for up-to-date information

3. Correct at time of publication, see  gov.uk for up-to-date information

4. Correct at time of publication, see  gov.uk for up-to-date information

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Marks & Spencer exchange rates

Today's latest M&S Bank travel money exchange rates, updated 2 minutes ago at 9:30am

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Marks and Spencer have 52 currencies in stock and ready to order now. Buy online and collect your order from one of over 450 M&S Bank Bureaux across the UK. Home delivery is not offered for travel money orders, but you can reserve your currency online and collect it from your nearest store on the same day if you order before 4pm. You must buy your currency online to guarantee these rates or you may be given a lower rate in-store.

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M&S Bank travel money rates

These are the latest M&S Bank exchange rates available online right now.

Compare M&S Bank's exchange rates

We compare hundreds of exchange rates from dozens of currency suppliers across the UK. Select a currency below to see how M&S Bank's rates compare against other providers. Bear in mind that exchange rates aren't the only important factor when it comes to getting the best deal; commission, card surcharges and delivery costs can all affect the final amount of currency you'll receive. You can see the full range of currency deals on offer right now on our travel money comparisons .

M&S offer a collection service for travel money with no minimum or maximum order limits, and no commission. Home delivery is not available at this time.

Latest M&S Bank reviews

Our users have rated M&S Bank Average in 60 reviews. Read more on our M&S Bank reviews page.

I have handed over a total of £500 (10x£50 notes wrapped with an elastic band for the purchase Japanese yens ) to a lady at the desk in kingston branch , she put to one side on the desk £100 & inserted the rest in the machine reading £300 . [...]

Read the full review

Vasantha Jennings

Yesterday 26th Oct, I visited your bank to change 500 Aussie dollars for pounds! I handed over my 500 dollars, and to my surprise, I was just kept waiting and waiting while this staff too her own sweet time scanning the notes 1 by 1 under the UV scan [...]

Bought £500 of euros and was encouraged to pay using my m&s credit card in order to obtain the best rate all fine until my credit card statement arrived and me being charged £25 for a non sterling transaction...total rip off ...this was last year a [...]

The euro rate at Marks and Spencer right now is 1.1548. You'll need to buy or reserve your euros online to guarantee this rate; the euro rate offered in your local branch may be lower if you don't order online beforehand.

Marks and Spencer's exchange rates tend to be slightly better than those offered by other high street supermarkets including Sainsbury's and Tesco , but make sure you order your currency online beforehand or you may be given a lower rate in-store.

Unlike it's rivals, M&S does not offer currency for home delivery which means you'll need to collect your order in person from a nearby M&S travel money bureau.

If you want the absolute best exchange rate on the market, better currency deals are still available from other suppliers, especially if you order online. Check out our travel money comparisons to find the best currency deals available right now.

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Find our best exchange rates online and enjoy 0% commission on over 60 currencies. And you can choose collection from your nearest branch or delivery to your home

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Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply .

Why get your holiday cash from Post Office?

  • Order online, buy in branch, or choose delivery to your home or local branch 
  • 100% refund guarantee* if your holiday’s cancelled, at the same exchange rate, excluding bank and delivery charges. Just send your receipts and evidence of cancellation to us within 28 days of purchase. *T&Cs apply
  • Order euros or US dollars to collect in branch in as little as 2 hours

Euros and US dollars in 2 hours

Click and collect euros and US dollars in 2 hours. Terms and conditions apply 

Today’s online rates

Rate correct as of 28/05/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Delivery methods may vary. Terms and conditions apply

Safe and secure holiday spending

Manage your holiday funds on a Travel Money Card with our free travel app. Top it up, freeze it, swap currencies, view your PIN and more.

New-look travel app out now

Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed .

Need some help?

Travel money card lost or stolen.

Please immediately call: 020 7937 0280

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Travel money help and support

Read our travel money FAQs or contact our team about buying currency online or in branch:

Visit our travel money support page

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Travel Money Comparison

Get the best exchange rates when you buy or sell foreign currency online

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What Currency do you want to buy?

How much do you want to spend, what currency do you want to sell, how much do you want to sell, buy currency, sell currency, why use a travel money comparison site.

Have you ever started researching the best rates between different travel money providers?

We know it can be overwhelming: the different suppliers, their different offers and of course, the ever-changing currency exchange rates. It's a lot of information to process and compile!

Our comparison site takes the stress out of researching and does it all for you. FInd the travel money supplier that will get you the best rate today.

  • ✓ Compare Travel Cash is a non-biased travel money comparison site.
  • ✓ To ensure our independence, we always use transparent, objective and verifiable criteria in our comparisons.
  • ✓ Our mission is to show you the best rates so you can save when buying your travel money.
  • ✓ We constantly update our exchange rates as they change for each money exchange supplier, and whilst we try to do this in almost real-time, there will be times when our data is slightly out of date (in normal circumstances, not more than 5 minute). Our travel money comparison site is designed to save you money by showing you the latest rates.
  • ✓ We check out all the companies we list, ensuring they are reputable suppliers and pass our standards before we list them.
  • ✓ We value your privacy.  We do not sell your data - you don't even need to give us your information to use our site.  Even if you choose to, it is safe with us, we will never pass it on to third parties.
  • ✓ You won't get cheaper rates if you go directly to the supplier, at times, we may have discounts and incentives that you would not get by going direct!
  • ✓ We do sometimes make money - but we don't make it from you.  We will never add fees or commissions to the travel money rates on the site.

Frequently asked questions

It's a great idea to buy your currency online to ensure you get the best exchange rate. You can often get much better deals online compared to what you can find on the high street or the airport. In fact ccording to recent surveys, 9 out of 10 tourists find that exchanging money at airports is the most expensive option.

The best thing about buying your travel money online through a comparison site is seeing all currency prices in one place, so whether you are buying euros , buying dollars or other currencies you get the best rate for your travel money and more importantly save time!

The quickest way to get the best currency exchange rate is by using our comparison tool . We compare the latest information from all the best travel money providers in the market to show you the best currency exchange rates.

Keep an eye out for the following when searching for the best currency exchange deals so you can choose the best option for buying your holiday money:

  • High exchange rate - The higher the exchange rate number, the more holiday money you will get to the pound
  • Delivery Charges - different currency providers charge different amounts for delivering your holiday money to your door
  • Special offer - We will let you know if the providers are offering travel money deals

Commission is the fee that travel money providers charge for the service to exchange your money into foreign currency . The charge is usually included in the exchange rate they advertise. You will see that many foreign exchange companies advertise 0% commission, they are still charging you by including the charge in the rates.

All the travel money prices we quote include any fees and commissions, including delivery!

The simple answer is yes! Usually, the minimum order amount for foreign currency is £100, and the maximum is usually £7,500, although some providers allow you to exchange more.

Travel money is normally sent via special delivery service with Royal Mail. Travel cash orders worth more than £2,500 will be sent via a courier or multiple Royal Mail packages. This is for insurance reasons, making sure your travel money is safe.

This depends on the currency provider. Some providers offer next-day delivery, sending your travel money using Royal Mail's Special Delivery Guaranteed by 1pm service. There will be an extra cost for this and you can see how much when you compare the holiday money prices.

Don't forget, many foreign currency providers also allow you to pre-order currency and you can collect it in store, this means you can avoid delivery charges.

Most do, any holiday money that you have leftover after your trip abroad can be sold using a buy-back service that will convert it back to pounds. Our comparison tool will show you the providers offering the best buy-back rates .

Every few of minutes we compare the exchange rates and latest currency deals from the best travel money providers in the UK. You can see instantly who is offering the best deals and choose a service that suits your needs best.

Also, if you've come home from a trip abroad and have leftover currency, we compare many foreign currency buy back companies, showing the best rates to convert your foreign currency back into pounds.

Hundreds of customers order travel money through our site daily and have a great experience. However, as with ordering anything online, the process is never completely risk-free and you should always take care when transfering money to any company.

We undertake comprehensive checks on all of our providers and monitor them to make sure they meet our high standards and continue to do so. Having said that, no company is guaranteed not to come into trouble and we cannot guarantee the solvency of any of the providers listed on our website. We always recommend that you conduct your own due diligence before placing an order with any company.

There are many destinations where taking some local currency is extremely useful to make sure you are covered in places where credit cards are not accepted. Many of the smaller retailers globally will not allow credit cards, so cash is the only option.

Read our blog post on taking cash on holiday .

The best time to buy any travel money is when the pound is performing strongly relative to the currency you are buying, this means it will have a higher exchange rate, so will give you more currency for your money. The amount you receive is calculated by multiplying the exchange rate by the amount of pounds you want to spend, so the higher the exchange rate, the more foreign currency you get.

Exchange rates are constantly changing but we show you the historical exchange rate performance for each of the currencies so you can have more of an idea of whether now is a good time to buy your travel money.

Exchange rates tend to be very similar wherever you are in the world to those offered in the UK, however waiting until you are away means you may be stuck with poor exchange rates, fewer options of places to offer competitive rates or even worse, you may have to pay big additional fees and commissions. By buying your travel money in the UK there are no hidden fees, charges or nasty surprises, you know exactly how much you are getting.

Once you have found the best rate, place an order on the currency suppliers’ site, and pay for your currency.Each currency supplier has different payment options, including bank transfer, debit card, with some suppliers offering payment by Apple pay and Android pay. Once your order has been confirmed your order will be prepared and your currency sent to you by registered delivery, some suppliers even offer next-day delivery.

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Buy, exchange money and order foreign currency online, by phone, or at our bureaux.  

How to get travel money with Sainsbury’s Bank

Need holiday money? Order currency online, by phone or visit a Sainsbury’s store with a bureau today. Or get a Sainsbury’s Bank Travel Money Card for easy and secure spending overseas.  

There are various ways to buy travel money with Sainsbury’s Bank. Choose the method that’s easiest for you. 

1.    Buy currency online for home delivery.  2.    Order currency online and collect instore. 4-hour click and collect available. T&Cs apply.  3.    Buy currency via telephone. 4.    Visit one of our bureaux to buy currency in a Sainsbury’s store.  

Buy a prepaid travel money card

Our travel money card makes it safe and easy to manage and spend your holiday money.  1.     Order for collection – Collect your travel money card from your nearest Sainsbury’s Bank bureau. 2.     Order for delivery – We’ll send your travel money card straight to you. 3.     Download the app or log in online  – Check your balance, exchange between currencies, top up and manage your account.  

Where can you get foreign currency with Sainsbury’s?

Get travel money delivered to you.

Order online or by phone and we’ll mail your holiday money to you securely via special delivery. Order more than £400 of foreign currency and get free delivery.  

Collect travel money instore

Visit a store with an instore travel bureau to collect your travel money on your next weekly shop.

In a hurry? You can now order and collect Euros, US Dollars, and Travel Money Card pre-paid orders in as little as 4 hours with our click and collect travel money service^.

Click and collect currency the same day at a Sainsbury’s Bank travel money bureau when you:

  • Order Euros, US Dollars, or a Travel Money Card
  • Place your order on a Monday to Friday (excluding Bank Holidays), and
  • Order at least 4hr before the bureau’s scheduled closure time

For orders made outside of this period, or for any other currency, you will be able to select your preferred collection date when placing your online order.   

Get your travel money card delivered to you

We’ll send your travel money card straight to you, with your PIN arriving separately for security.  

Visit one of our bureaux 

We have stores with instore travel bureaux across the UK where you can pick up holiday money on the day.  

Why use Sainsbury’s Bank for foreign currency

  • Wide range of currencies, including USD and EUR We offer over 50 different foreign currencies, so it’s easy to get the holiday money you need.
  • Nectar Prices Nectar members get better exchange rates both online, on the phone and at our bureaux. See our Nectar member benefits .*
  • Currency buy-back  Got holiday money left over when you get home? We’ll buy back most foreign currency, so you’re not out of pocket. 
  • Pick up your travel money in one of our stores Within travel bureaux  across the UK, it’s convenient to pick up holiday money as you shop with Sainsbury’s Bank.
  • Multiple ways to order and receive travel money Order online or by telephone, collect instore or receive holiday money by post – the choice is yours.
  • 24/7 telephone assistance and online portal   Our team are on hand to help with your travel money card any time of the day or night, no matter where you are in the world. 
  • Access to Western Union You can send an international money transfer instore with  Western Union Money Transfer® services .

Choose your foreign currency

From Euro and US Dollar to Swedish Krona and Japanese Yen, we have more than 50 foreign currencies from all over the world. 

Take a look at our most popular currencies.

Euros

Add to your travel money card to withdraw and spend on holiday.

US Dollar - USD

US Dollar (USD)

Order by telephone and receive your travel money in the post.

United Arab Emirates Dirham - AED

Dirham (AED)

Order online for bureau collection or buy directly instore.

Turkish Lira - TRK

Turkish Lira (TRK)

Buy travel money at one of our bureaux de change.

Thai Baht - THB

Thai Baht (THB)

Order currency online and get free delivery over £400.

Canadian Dollar - CAD

Canadian Dollar (CAD)

Get a travel money card instore to use on holiday in Canada.

Frequently asked questions

Are there any administration fees.

No, we don't charge any administration fees when you order currency from us.

Will I be charged for using my credit/debit card?

No, we don’t charge any extra when you buy foreign currency by card.

Some card providers may charge a cash advance fee and interest for buying currencies. Cash advance fees will not show on your travel money order, but you’ll be able to see them on your card statement. If you’re not sure, you should check with your card issuer.

There is no cash advance fee when you use a Sainsbury’s Bank Credit Card. No interest will be charged, as long as the full outstanding balance on the credit card is cleared during the current billing cycle. If a balance remains on the account at the end of the billing cycle, interest will be charged and may apply to the currency purchased.

Do I get any benefits for being a Nectar member?

Yes, you do. If you tell us your Nectar card number when you place your order, we’ll give you a better exchange rate*. Not a Nectar member? Sign up today .

When will I receive my home delivery order?

You can select a specific working day delivery date up to seven days in advance. Please note Saturday deliveries are not guaranteed. Also, if you’ve chosen a Monday delivery, Royal Mail may try to deliver on Saturday.

The earliest day you’ll be able to select for delivery is:

What are the home delivery fees?

How much money can i order online.

Orders for collection at any Sainsbury's Bank Travel Money Bureau or for home delivery are subject to a maximum value of £4,500 per person per day.

All home delivery orders are subject to a minimum value of £100** and a maximum of £2,500. There is no minimum order value for orders for collection at a Sainsbury's Bank Travel Money Bureau.

How long will my travel money card take to arrive?

We’ll send out your travel money card as soon as you order it, so it should be with you in three to five working days. You can also get a travel money card immediately at our bureaux if you need yours at short notice. 

Can I exchange unused travel money?

Yes, we can buy back your foreign currency. Just bring your unused currency back to a Sainsbury’s Bank travel money bureau and we’ll exchange it back to sterling. Please note that we can buy back notes but not coins. 

Terms and conditions

*Nectar members receive better exchange rates on single purchase transactions of all available foreign currencies. Excludes travel money card home delivery orders and online reloads. Exchange rates may vary depending on whether you buy instore, online or by phone.© You need to tell us your Nectar card number at the time of your transaction. No cash alternative is available. We reserve the right to change or cancel this offer without notice.

**You can order currency for a secure home delivery by 1pm on the day of your choice by Royal Mail (Mon- Sat). For next day delivery your order needs to be confirmed before 2pm (Mon- Fri). Please note that whilst Royal Mail make every effort to delivery on schedule, we cannot guarantee this as it is beyond our control. Highlands and Islands (including Channel Islands) are not guaranteed next day delivery. Delivery is free on all cash orders £400 or more (£4.99 for orders between £100 and £399.99). The minimum order for home delivery is £100. The delivery day quoted is dependent on the order day being a working day; if one of those days is a public holiday then additional day(s) will be added accordingly. All home delivery orders are sent via Royal Mail Special Delivery, unless we advise you otherwise, to your billing address, and a signature will be required upon delivery. A valid telephone number is required for home delivery. ^ For Euro, US Dollar and Travel Money Card only:

If you selected same-day collection your order will be available 4 hours from the initial order confirmation email received or if your order was placed before 6 am then the earliest your order will be available to collect is from 10 am. Please allow at least 4 hours for your order to be processed. Remember to check the bureau opening hours before collecting your order.

If you selected tomorrow or a future date your order will be ready from 10 am on your chosen collection date. For all other currencies

Your order will be available from 2.00 pm on your chosen collection date.

Your order should be collected within 72 hours or will be subject to cancellation. Sainsbury's Bank Travel Money Card is issued by PrePay Technologies Limited pursuant to license by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.  

Find more Terms & Conditions here

Nectar prices for Nectar members*

  • Donald Trump

What Happens if Trump Is Convicted? Your Questions, Answered

A s the Manhattan criminal trial of former President Donald Trump heads into the final stretch, a jury will soon deliver a verdict that could raise a series of unprecedented legal and political questions if Trump is convicted.

The presumptive Republican nominee is currently facing trial on 34 felony counts over allegations that he falsified business records to conceal a $130,000 hush-money payment to adult film actress Stormy Daniels before the 2016 election. He’s the first former President in the U.S. ever to be indicted, and while he faces three other criminal cases, the New York case will render the first verdict and may be the only case that gets to trial before the election.

Trump’s former fixer Michael Cohen testified during the trial that Trump personally approved the hush-money reimbursement plan central to the criminal allegations, but questions remain about Cohen’s credibility given his history of lying and committing crimes.

Prosecutors will need to prove to jurors beyond a reasonable doubt that Trump not only falsified or caused business records to be entered falsely, but that he did so with the intent to commit or conceal another crime related to violating federal and state election laws.

Judge Juan Merchan said that he expects closing arguments on May 28. After the lawyers summarize their cases, the judge will read jury instructions and the jurors will deliberate. If the jurors can’t reach an agreement, the judge would declare a mistrial.

Whether declared guilty or not guilty, Trump has already laid the groundwork for his response and is poised to leverage either outcome to advance his narrative of victimhood and political persecution. But campaigning under the shadow of a criminal conviction is uncharted territory for presidential politics, and the legal issues only become more acute if he wins the presidency in November.

Here’s what would happen if Trump is convicted in the New York case.

Can Trump still run for President?

Yes. A felony conviction will not disqualify Trump from continuing his presidential campaign, even if he were jailed.

That’s because under the Constitution, all natural born citizens who are at least 35 years old and have been a resident of the U.S. for 14 years can run for President. “There is no constitutional bar on a felon running for office,” Richard Hasen, an election law professor at UCLA Law School, told TIME after Trump’s first indictment. “And given that the U.S. Constitution sets presidential qualifications, it is not clear that states could add to them, such as by barring felons from running for office.”

At least two candidates with criminal convictions have run for President in the past, albeit unsuccessfully. About 100 years ago, Eugene Debs ran for President while in a federal prison in Atlanta as the nominee of the Socialist Party, and got close to a million votes without ever hitting the campaign trail. Another convicted presidential candidate, Lyndon LaRouche, ran for President in every election between 1976 and 2004—including one campaign from prison in which he got over 26,000 votes.

Will Trump go to jail?

Trump could potentially face imprisonment if he’s convicted, though most first-time offenders in non-violent cases are sentenced to probation and fines instead. The decision ultimately lies with Judge Merchan, who is not required to imprison Trump if he’s convicted by a jury. 

The 34 charges Trump faces are all considered class E felonies in New York, the lowest tier of felony charges in the state, which carry a maximum sentence of four years each. It’s expected that the judge would impose a concurrent sentence so that Trump would serve all prison time simultaneously—four years maximum—if he goes that route.

But given Trump’s age, 77, lack of a prior conviction, the fact that he’s the first former President to ever be criminally tried, and that he may become President again, legal experts say there’s no guarantee that a conviction would result in jail time. Instead, it’s more likely that Trump is sentenced to pay a fine and serve a form of supervision time if he’s found guilty, perhaps reporting regularly to a civil servant at the city’s Probation Department. Under a probation sentence, he could be jailed immediately for committing any additional crimes.

Convicted felons sentenced for less than a year are generally sent to New York City’s Rikers Island, where Trump’s former chief financial officer Allen Weisselberg is currently serving his sentence for crimes related to his work for Trump. Sentences beyond a year would generally be served in one of New York’s 44 state prisons.

Unlike his other criminal cases, if Trump is convicted in this trial and elected President again, he would not be able to try to pardon himself. Falsifying business records is a state crime and only the New York governor, a Democrat, could pardon him. (Even in the federal cases, it’s an untested legal question whether he could pardon himself .)

Can Trump appeal? How long will an appeal take?

If Trump is convicted, he will almost certainly appeal the verdict—a process that could take months or longer to play out. He would likely first take the case to the Appellate Division in Manhattan, and ultimately seek review from the state’s highest court, the Court of Appeals in Albany, which has already ruled against Trump’s multiple requests to delay the trial.

The lengthy appeals process would be unlikely to wrap up before Election Day.

Can Trump still vote?

To be determined.

For Trump to lose his voting rights, he would need to be incarcerated at the time of the November election, a scenario that is technically possible but unlikely given his anticipated appeal of any guilty verdict.

While the Constitution does not explicitly address whether convicted felons have the right to vote, several states impose limitations on felons’ voting privileges. In Florida, where Trump lives and has voted since 2020, a felon's eligibility to vote depends on the laws of the state where the conviction occurred—in this instance, New York, which only revokes a felon's voting rights while they are incarcerated. 

Therefore, if Trump receives a probationary sentence and resides in the community, he would maintain his eligibility to vote. Likewise, if his appeal of a jail sentence were to extend beyond the election, he would be able to vote.

What does this mean for Trump’s other cases?

While a conviction in the hush-money trial would not directly impact Trump’s other criminal cases, it could influence his strategy and alter the public perception of him and his legal troubles.

For instance, a guilty verdict could bolster the prosecution's case in the eyes of the public and legal observers, potentially influencing jury perceptions and trial dynamics in the remaining cases. A conviction in the hush-money case also could impact Trump's willingness to negotiate plea deals or settlement agreements in his other criminal cases.

Prosecutors may also try to use a conviction to undermine Trump's credibility in future trials, and the judges may take the conviction into consideration when determining sentencing.

In addition to the hush-money case, Trump is facing 40 felony counts in Florida for allegedly hoarding classified documents and obstructing the government’s efforts to retrieve them, four counts in Washington related to his alleged efforts to overturn the 2020 election, and 13 felony counts in Georgia in connection to his alleged attempts to overturn the 2020 election result in that state.

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Write to Nik Popli at [email protected]

  • Entertainment
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In Trump's hush money trial, prosecutors and defense lawyers are poised to make final pitch to jury

Michael R. Sisak, Jennifer Peltz, Eric Tucker And Michelle L. Price

Associated Press

FILE - Former President Donald Trump closes his eyes during his trial at Manhattan criminal court May 16, 2024, in New York. Trump has spent the majority of his time as a criminal defendant sitting nearly motionless, for hours, leaning back in his chair with his eyes closed, so zen he often appeared to be asleep. It is, at least in part, a strategy in response to warnings that behaving like he has in past trials could backfire. (Mike Segar/Pool Photo via AP, File)

NEW YORK – Prosecutors and defense lawyers in Donald Trump's hush money trial are set to deliver closing arguments to the jury Tuesday, each side looking to score final points with the panel before it starts deliberating the fate of the first former American president to be charged with felony crimes.

The arguments, expected to last the entire day, will give the attorneys one last chance to address the Manhattan jury hearing the landmark case. After more than four weeks of testimony , the summations tee up a momentous and historically unprecedented task for the jury as it decides whether to convict the presumptive Republican presidential nominee in connection with payments during the 2016 election to prevent a porn actor from going public with her claims of a sexual encounter with Trump.

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Prosecutors will tell jurors that they have heard enough testimony to convict Trump of all charges while defense attorneys will aim to create doubts about the strength of evidence by targeting the credibility of Michael Cohen , Trump's former lawyer and personal fixer who pleaded guilty to federal charges for his role in the hush money payments and who served as the star prosecution witness in the trial.

After the closing arguments are given, the judge will instruct the jury, likely Wednesday, on the law governing the case and the factors it can take into account during deliberations. The deliberations will then proceed in secret, though some clues as to the jury's thinking may arrive through any notes it sends to the judge with questions.

Trump faces 34 felony counts of falsifying business records, charges punishable by up to four years in prison. He has pleaded not guilty and denied any wrongdoing. It's unclear whether prosecutors would seek imprisonment in the event of a conviction, or if the judge would impose that punishment if asked.

The case centers on a $130,000 payment Cohen made to porn actor Stormy Daniels in the final days of the 2016 election to prevent her from going public with her story of a sexual encounter she says she had with Trump 10 years earlier in a Lake Tahoe hotel suite. Trump has denied Daniels' account , and his attorney, during hours of questioning in the trial, accused her of making it up.

When Trump reimbursed Cohen, the payments were logged as being for legal services, which prosecutors say was designed to conceal the true purpose of the transaction with Daniels and to illegally interfere in the 2016 election, in which Trump defeated Democrat Hillary Clinton.

Trump's lawyers contend they were legitimate payments for actual legal services, and they say that his celebrity status, particularly during the campaign, made him a target for extortion , points they are expected to revisit during their closing arguments Tuesday.

The nearly two dozen witnesses included Daniels, who described in sometimes vivid detail the encounter she says she had with Trump; David Pecker , the former publisher of the National Enquirer, who testified that he used his media enterprise to protect Trump by squelching stories that could harm his campaign, including by paying $150,000 to a former Playboy model to keep her from going public with a claim that she had had a yearlong affair with Trump; and Cohen, who testified that Trump was intimately involved in the hush money discussions — “Just pay it,” the now-disbarred lawyer quoted Trump as saying.

Prosecutors are expected to remind jurors of the bank statements, emails and other documentary evidence they have viewed, as well as an audio recording in which Cohen and Trump can be heard discussing the deal involving the Playboy model, Karen McDougal.

Defense lawyers called two witnesses — neither of them Trump. They focused much of their energy on discrediting Cohen, pressing him on his own criminal history, his past lies and his recollection of key details .

On cross-examination, for instance, Cohen admitted stealing tens of thousands of dollars from Trump’s company by asking to be reimbursed for money he had not spent. Cohen acknowledged once telling a prosecutor he felt that Daniels and her lawyer were extorting Trump.

Though jurors witnessed numerous memorable moments, they won't be told during closing arguments about exchanges and rulings that occurred outside their presence — and there were many . Judge Juan M. Merchan, for instance, fined Trump $10,000 for violating a gag order barring incendiary out-of-court comments and threatened to jail him if it continued.

The New York prosecution is one of four criminal cases Trump is confronting as he seeks to reclaim the White House from Democrat Joe Biden.

The three other state and federal cases center on charges of illegally hoarding classified documents at his estate in Palm Beach, Florida, and conspiring to overturn the 2020 presidential election. But it’s unclear that any of them will reach trial before the November election.

Follow the AP's coverage of former President Donald Trump at https://apnews.com/hub/donald-trump

Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

  • Travel Advice

Travellers warned as tiny detail causes $100 note to be rejected

Australian travellers are being warned to only take their most pristine notes to be exchanged in Asia.

Chantelle Francis

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Currency that Aussies should exchange now

Currency that Aussies should exchange now

Australian travellers are being warned to only take their most pristine notes to be exchanged in Asia after one man’s Aussie currency was rejected for a tiny mark.

The traveller took to the Facebook page ‘Cash is King’ – which is fighting against a cashless society – to ask why his $100 note was rejected in Thailand when trying to exchange it for Thai Baht.

The note had a small blue stamp of a symbol and the number 53.

Another traveller said it was “pretty standard” in Thailand for money with imperfections to be rejected.

“You have to be very careful in Thailand – they will not accept if there is any writing on the note or if it is slightly torn … sometimes even too crumpled they won’t accept,” he wrote.

The man said his Thai girlfriend always ensures all their notes are perfect before visiting from Australia.

The $100 note that was rejected for exchange in Thailand. Picture: Facebook

“They will literally only take new looking notes, they check every single note,” agreed someone else.

“Only clean, undamaged, new notes will be exchanged. Always check the notes in Australia before you leave,” warned another.

In an ironic twist, it is understood the marking on the note is a chop mark used by money changers to signal a legitimate note.

The stamps can be different symbols and colours depending on where it was added.

American coin dealer Ben Tseytlin, who runs Coin Exchange in New York, explained in a blog on his website that the practice is common in Asia, where counterfeit cash is a problem.

“Many currency collectors who come across $100 bills with chop marks choose to hold onto them, which might prove fruitful in the future,” he said.

“If they know the origin of the mark, and that particular bill eventually goes out of circulation, it could indeed carry a premium. But the reverse is also true.

“Many currency collectors will tell you that any stamp or mark placed on the bill which did not come from the American government will actually ruin, rather than enhance its value.”

Unlike paper bills in the US, Australian notes are printed on a type of plastic.

Many travellers advised the Aussie tourist in Thailand to try scrubbing the blue stamp on the $100 note using hand sanitiser to get it off.

Bespoke tour operator InsideAsia Tours told news.com.au it is not uncommon for currency exchange houses to reject bills that don’t meet their standards, and some are more rigorous than others.

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“The general rule of thumb when exchanging currency in-destination is that cash should have no defects such as tears, writing, stamps etc.” InsideAsia spokeswoman Elise Hodgson said.

“InsideAsia recommends that travellers check over their currency before departing, to ensure they only take notes in good condition overseas. If you find your notes have any imperfections, it’s advised that you visit your local bank to avoid running into complications abroad.”

She added that it is also important to ensure you only purchase foreign currency from a trusted exchange provider.

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Emirates has revealed it made a record profit $7.6 billion - and as a thank you, it will award staff with a hefty bonus.

Staff at a popular airline will be given a massive boost this year after executives moved to distribute record profits exceeding $5.1 billion.

Aussie travellers planning a trip to this popular Asian destination should exchange their money now as the country’s currency plummets.

  • International

Dramatic day in court as defense begins to present case in Trump trial

By CNN's Kara Scannell, Lauren Del Valle and Jeremy Herb in the courthouse

Prosecutor says C-SPAN is preparing to book travel for archivist to testify about Trump and Schiller photo

"Ok people what did you find out?" Judge Juan Merchan asked as he returned to the bench after a short break, referring to the status of the C-SPAN archivist the prosecution may bring back to the stand.

Prosecutor Rebecca Mangold said C-SPAN is preparing to book travel for Robert Browning, the C-SPAN archivist, so he can testify about the photo of Donald Trump and his former bodyguard, Keith Schiller.

According to his testimony from April 30 , Browning lives in Thibodaux County, Louisiana, which is west of New Orleans.

Trump attorney complains trial has adjourned several times because prosecution didn't have witnesses ready

Trump attorney Todd Blanche says the trial has adjourned early several times because the prosecution hasn't had witnesses ready.

"That’s not the way a trial is supposed to work," he says.

Judge Juan Merchan smiles and says "OK" in response.

We're taking a break as DA's office is trying to get hold of the C-SPAN archivist to testify again

Judge Juan Merchan asks the prosecutors to determine whether the C-SPAN witness can be in the courtroom by 9:30 a.m. Tuesday.

Prosecutors say they've reached out and are waiting to hear back.

Merchan says we'll break for a few minutes to see if the DA's office can get a hold of Robert Browning, the C-SPAN archivist.

Rebecca Mangold, the prosecutor who told Merchan they were trying to contact Browning, had her phone out as she exited the courtroom.

Prosecutors need to bring the jury's focus back to the criminal charges on re-direct, analyst says

From CNN's Elise Hammond

As prosecutors finish their re-direct of Michael Cohen, they need to bring the jury's focus back to the charges, a CNN legal analyst said.

Prosecutors “have to undo some damage” to Cohen’s credibility that the defense worked to undermine during its cross-examination earlier this morning and they also “have to get the jury to focus back on the indictment, back on the charges,” CNN senior legal analyst Elie Honig said.

“They can't change the fact that Michael Cohen stole money from the Trump Organization on the key transaction. They can't change the fact that there are texts that undermine a key portion of Michael Cohen's testimony” about an October phone call where Cohen previously said he talked to Trump about the payment to Stormy Daniels, Honig added.

Honig said the prosecution should keep their re-direct short and try to shift the focus back to the criminal charges against Trump.

Remember: Trump faces 34 counts of falsifying business records related to the payment to Daniels. Prosecutors need to prove beyond a reasonable doubt that  Trump falsified business records with the intent to commit or conceal another crime — in this case, to influence the 2016 election — but they don’t have to prove that Trump committed that crime.

Defense indicates they may rest their case today

Defense attorney Todd Blanche is indicating that both prosecutors and defense may rest their cases today.

"We have a few witnesses here. There is a likelihood that we will rest today," Blanche said.

"So here we are on Monday and they’re about to rest, and they're asking I guess to see if this witness can come back," Blanche says regarding the prosecution's request to call back an earlier witness. "We very much object."

Judge Juan Merchan said he wants to know why the defense's witness wasn't sorted out sooner.

"It doesn’t seem like Mr Blanche is contesting the fact that they were together so I don’t understand why they’re jumping through all these hoops. They have the right to put us through the burden," Prosecutor Joshua Steinglass said.

"They don’t have to stipulate that Mr. Schiller was with Mr. Trump at that day and time, though it does not sound like they’re contesting that," Steinglass added.

Merchan asked what is the prejudice to the defense? Blanche said its "patently unfair."

Judge won't allow DA to introduce a photo of Trump and Schiller as evidence via a paralegal

Judge Juan Merchan is not allowing the district attorney's office to bring in the photos as it is seeking to through a paralegal.

"I don’t see how the people can get past the heresay objection," he says.

Donald Trump points to something in front of his attorney Todd Blanche and the two share a quick laugh as the judge explains his decision on the C-SPAN evidence.

Prosecutor Joshua Steinglass said the prosecution may recall the C-SPAN archivist to testify. Merchan asks for a timeline.

Remember:  Before the break, prosecutors argued that one of the photos they want to introduce as evidence of Trump and his former bodyguard Keith Schiller is pulled from the C-SPAN archives of a rally from October 24, 2016.

Judge says he reviewed the testimony of the C-SPAN archivist during the lunch break

Judge Juan Merchan said that he reviewed the testimony of the C-SPAN archivist during the lunch break.

Merchan is re-reading the archivist's testimony, including how C-SPAN verifies video is accurate and saves videos to the C-SPAN archives.

Trump is leaning back with his eyes closed as Merchan continues to read the transcript.

Remember: Before the break, prosecutors argued that one of the photos they want to introduce as evidence of Trump and his former bodyguard Keith Schiller is pulled from the C-SPAN archives of a rally from October 24, 2016.

Trump aide grabs a sheet of paper and brings it to the former president in the courtroom

Natalie Harp, the former OAN anchor turned assistant, just walked out of the courtroom to grab a sheet of paper, returned and walked directly to former President Donald Trump to hand it to him.

This is the aide who carries around a printer (and cartridges) so she can print out his articles for him.

While looking at the sheet, Trump raised his arm and gave a thumbs-up without turning around after she handed it to him.

Trump is back in the courtroom

Former President Donald Trump has entered the courtroom.

Attorney Alan Dershowitz is also back.

Judge Juan Merchan is on the bench.

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Breaking news, i’m a super-commuter — i travel across 4 states to work in nyc and my salary is worth it.

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It takes a lot of work for Kyle Rice to get to work.

But for a six-figure salary, the suburban father of two doesn’t mind spending over $1,500 a month and traveling across four states for his 125-mile commute into the concrete jungle. 

“Come with me as I do a super commuter from Wilmington to my job in Manhattan in New York City,” said Kyle Rice , an EMS software developer from New Castle, Delaware, inviting over 1.4 million TikTok viewers to join his two-hour trek. 

Kyle Rice super commutes from Wilmington, Delaware to New York City for work.

“I commute through 4 states and a total of 240 miles round trip,” he added in the caption of the click-worthy clip, which saw him catch a 6:00 am train from Delaware, through Pennsylvania, New Jersey and into New York. 

The married dad of two is in the growing number of 9-to-5ers who routinely sacrifice sleep, silence and the comforts of suburbia as NYC super commuters. 

Rather than taking a full-time position in their home states, non-New Yorkers like Rice prefer hauling tail into the Big Apple for big paychecks. 

Upper West Side beautician Kaitlin Jay, 30, previously told The Post that making the biweekly, 700-mile trip from her home in Charlotte, North Carolina into the city — where she styles swanky strands for upwards of $100 a head near Central Park —  affords her a dream life. 

And journalist Chip Cutter signed himself up for a similarly strenuous shuffle, hiking from Columbus, Ohio into midtown three times a week in an effort to hold down his high-paying post at a newspaper. 

Money plays a major role in Rice’s home-to-office runs, too. 

Kyle Rice super commutes from Wilmington, Delaware to New York City for work.

He did not immediately respond to The Post’s request for comment. 

“I don’t have to worry about the high cost of living in NYC,” the millennial told Business Insider . “The average one-bedroom in Manhattan is $4,443, three times my mortgage of $1,400.”

“I live in a suburban area with all the benefits of urban pay.”

Rice served as a critical care paramedic in Delaware for 15 years before accepting a lofty position in Lower Manhattan this February. 

Despite his love for treating patients, the longtime ambulance attendant wanted to explore the tech side of EMS healthcare at Muru — a company in the Financial District that offers an app for protocol arrogating to medical providers.

And Rice, who’s doubled his annual income since taking the role, takes the lengthy, twice-weekly journey in order to get the job done. 

@kylerice23 Come with me as I commute from Wilmington, DE to Manhattan NYC to work. I commute through 4 states and a total of 240 ish miles round trip. I’m a Paramedic working for a tech company, Muru, that provides an app for Protocol arrogating for providers. Where I work as a “Protocol Architect” we cover the entire New York State EMS system, and parts of the Department of Defense. #fyp #fyp #commuterlife #nyc #delaware #amtrak #myday #paramedic #travel #work #worklife ♬ original sound – Kyle Rice

“I leave my house at 6:15 a.m. and drive eight minutes to the train station in Wilmington to catch the 6:33 a.m. Amtrak train to Newark Penn Station,” he said. 

“The ride is around an hour and 37 minutes.”

During the jaunt, Rice enjoys either catching a few extra Zs with his inflatable neck pillow and blackout shades, getting a head start on work tasks or chatting with folks in diner cars. 

“After that, I get on the PATH train to the World Trade Center, which takes 30 minutes,” continued the mover and shaker, who monthly spends a combined $1,510 on his unlimited Amtrack and PATH passes. 

NYC commuters,

Thankfully, his employer offers “commuter benefits,” which slightly quells the sting of the pricy back-and-forth. 

“I step outside the Oculus at around 8:35 a.m. and walk a block to my office,” added Rice. “If there are no delays, I’m often one of the first to arrive in the morning.”

When taking the job, Rice rationalized that his commute would actually be shorter than someone who actually lives in New York.

“I calculated my commute versus someone living in Long Island,” he told Insider. “It came out to be roughly the same amount of time.”

After a full day of work, the boundless breadwinner does his entire super commute in reverse, returning home to Delaware for dinner, chores and family time at around 7:30 p.m. each night. 

And while the schlepping can be a bit of a bug — especially due to unexpected train delays — Rice says the hustle and bustle is well worth it. 

Kyle Rice super commutes from Wilmington, Delaware to New York City for work.

“I don’t think I’ll ever tire of watching the sunrise as the train pulls into Newark or seeing the Manhattan skyline off in the distance,” he mused. 

“Whenever the commute frustrates me, I remember how grateful I feel that I can pass through a handful of states on my way to work,” added Rice. 

“I just stay present on the ride and just enjoy the view.”

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Kyle Rice super commutes from Wilmington, Delaware to New York City for work.

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What’s open and closed on Memorial Day

A shopper moves past a display of items in a Costco warehouse Saturday, May 18, 2024, in Sheridan, Colo. As many Americans celebrate Memorial Day on Monday, May 27, 2024, there are several stores, government offices and businesses that will be open or closed.(AP Photo/David Zalubowski)

A shopper moves past a display of items in a Costco warehouse Saturday, May 18, 2024, in Sheridan, Colo. As many Americans celebrate Memorial Day on Monday, May 27, 2024, there are several stores, government offices and businesses that will be open or closed.(AP Photo/David Zalubowski)

FILE - Chase Bank ATMs are shown, Thursday, March 25, 2021, in New York. As many Americans celebrate Memorial Day on Monday, May 27, 2024, there are several stores, government offices and businesses that will be open or closed. (AP Photo/Mark Lennihan, File)

FILE - A Macy’s department store is in Bay Shore, Long Island, New York, on Tuesday, Dec.12, 2023. As many Americans celebrate Memorial Day on Monday, May 27, 2024, there are several stores, government offices and businesses that will be open or closed.(AP Photo/Ted Shaffrey, File)

FILE - Letters and packages are loaded on a U.S. Postal Service truck parked outside a post office in Wheeling, Ill., Monday, Jan. 29, 2024. As many Americans celebrate Memorial Day on Monday, May 27, 2024, there are several stores, government offices and businesses that will be open or closed. (AP Photo/Nam Y. Huh, File)

FILE - The sun shines through the flags in the Memorial Day Flag Garden on Boston Common, May 27, 2023, in Boston. Businesses increasingly have chosen to stay open on the holiday, leading to what is now one of the biggest retail sales and travel weekends of the year. (AP Photo/Michael Dwyer, File)

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In what had long been celebrated every May 30 to honor America’s fallen soldiers, Memorial Day officially became a federal holiday in 1971, observed on the last Monday in May.

Businesses increasingly have chosen to stay open on the holiday, leading to what is now one of the biggest retail sales and travel weekends of the year.

Here’s what is open and closed this year on Memorial Day:

GOVERNMENT BUILDINGS

Government offices, post offices, courts and schools are closed.

Memorial Day Weekend

  • The history: 5 things to know about the holiday , including its evolution and controversies
  • Travel: Crowds and high prices met travelers on the busiest day of the holiday weekend
  • On the menu: Try this recipe for smoky chicken wings or for something lighter, update these classic side dishes
  • What’s open? Check this list of stores and more before you head out
  • Now playing: Here are the movies coming to the box office this weekend and beyond

BANKS AND STOCK MARKET

U.S. stock markets and banks are closed Monday.

Most FedEx and UPS pickup and delivery services will also not be available on Memorial Day.

Warehouse membership club Costco said it would close on Memorial Day , but the vast majority of retailers will be open, with many trying to lure customers with big promotional sales. Hours may vary by location.

Memorial Day is also considered the unofficial opening of the summer travel season. Auto club AAA projects 43.8 million travelers will head 50 miles or more from home over the holiday travel period, an increase of 4% from last year. If those projections are accurate, that would come close to 2005’s record of 44 million Memorial Day weekend travelers.

AAA projects 38.4 million people will travel by car over the weekend — the highest number for that holiday since AAA began tracking it in 2000 — and that another 3.5 million people will travel by air.

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  24. What's open and closed on Memorial Day? Grocery stores, banks and

    2 of 5 |. FILE - Chase Bank ATMs are shown, Thursday, March 25, 2021, in New York. As many Americans celebrate Memorial Day on Monday, May 27, 2024, there are several stores, government offices and businesses that will be open or closed. (AP Photo/Mark Lennihan, File) Read More. 3 of 5 |. FILE - A Macy's department store is in Bay Shore, Long ...

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